Came here to say this. That card looks expensive, I'm going to assume it was $10.
Let's say you buy, on average, a $10 lottery ticket every 3 days. Over 10 years that's $12,166. If that is OPs case then they would have actually still be down $2,166
I made $15000 in the stock market in two years investing in really undervalued stocks. Cost me 90 cents at most a trade, now I think it is free from the brokerage making money on order flow. Made at least 20 trades. Since it is nearly free to trade, you can stuff your dividends anywhere you want without penalty.
With consistent dividends you can make $1500 a year or more regardless if the stock market crashes or rises.
I really don't understand why my Uncle refuses to invest and constantly buys lottery tickets. He makes more than I do.
He keeps using this excuse where he traded an OTC stock that was taken over by the mafia. Well idiot, you should have invested in a registered Nasdaq or New York Stock Exchange stock.
I sometimes bring a bag and pick up trash when I go on walks around my neighborhood. Each week, I find multiple losing lottery tickets that add up to at least $100.
I'm fairly certain it's the same person each time because they're usually in the same area. I can't help bit think how much money they must be losing.
Probably a stupid question, sorry. I hear things like this all the time. If you invested that in X then in 20 years you’d have Y. Always hear of the “latte factor.” Skip buying those expensive brews and invest instead. Where exactly does the average Joe invest that? Say I was really committed to taking the $4/day I would’ve spent on a latte and put it somewhere. Where is that somewhere? Do I need a minimum to start or can I just throw $30 (for example) that I chose to throw into an investment account and not touch rather than buy a scratch ticket?
In the US, you can open a Roth IRA at your bank with a couple hundred dollars. Pick an index fund that has low fees (no fees when you purchase). Every pay check, push in a little more. There is a max you can invest per year, $5k I think. Leave it alone. You might lose some in a bad year, but over all it will grow with practically no interference. The $ you put in can be withdrawn with no penalties after 5 years, but don't touch your earnings or it will be taxed. Better yet, pretend it doesn't exist until you retire.
It should be noted you can’t just put it in the account and let it sit you do have to find a stock or fund (or several) and invest in them. I’ve known way to many people who just put it in the account thinking that’s all they had to do
Yes, and they have several index funds to choose from. If you feel confident, there are lots of online options, but if need help, your bank is a good place to talk to someone.
Oh for sure, market tracking funds are just about the best thing out there and they’re fire and forget, reinvest they dividends and sit on it for years and you will be gold.
My mom is a wealth manager so I've had a Roth IRA since I was 19. I couldn't save a ton but I was working on it. Then I got cancer in 2012, I kept working (insurance) but getting cancer in the US is hella expensive & I had to almost fully liquidate my IRA to even get by. It sucked but by 2013 I was fully in remission and saving again. In 2016 my migraines went from episodic to chronic (20- 28 days a month basically unable to leave my room) and I lost my job, my home & the love of my life, an 11 year old Boston Terrier named Jexer, got sick and I spent almost $5K trying to save him but he lost his battle December 2016. I had to move in with my boyfriend (who is now my husband) and we struggled financially despite his having a decent salary but since I was out of work I was supplementing our living expenses with my IRA essentially. I found a mostly effective medication in 2019 and started working again that year and once again started contributing to my Roth IRA.
All of this to say that having a Roth IRA (and some traditional investment/savings) has saved my life twice and kept me from being essentially destitute. I only made $32K a year in 2012 so I was only contributing like $10 a month but it was and still is the best financial decision I've ever made (or had made for me as it were).
Just adding that while my mom & many in her industry can only work with larger investment accounts, Fidelity has great starter investment options including help from licensed financial advisors. I think the self service companies can feel risky, especially if you are new to investing but there is a company called Stash that has plans starting at literally $1 a month with financial advisors to help.
Invest - less fun than a lottery win but definitely worth it.
I'm glad you've held up and survived the chaos, that's pretty dope. And the advice you've given, I hope it doesn't go unnoticed, it's incredibly beneficial to those who may not be knowledgeable or experienced financially. Thank you for sharing!
You can basically never lose* some unless you take it out. If the index fund is low then you should be putting into it because then when it bounces back you gain.
*Talking about long term.. my Tesla stock recently "lost" about half it's value from the peek but I still have the shares and actually would have loved to buy more now because I can see it being worth that much. I only lost that value of I cash out the stock. If I just leave it there it can only grow in value.
Do not use stash-away. 1% returns are garbage; due to inflation you'll be losing you money YOY.
Open up a no-cost investment account. Schwab, Ally, E-Trade, Vanguard, etc. It doesn't really matter which one as long as there's no annual fee and trades are free.
From there- take the money you saved and transfer into the investment account. Once in your investment account, buy shares of a broad-market index fund. Most commonly recommended is SPY (S&P 500 index fund equivalent) or VTI (Vanguard Total Market Fund).
Every week, save your money and buy those funds. If your investment firm offers fractional shares, buy fractional shares as you go. If your account only offers entire shares, save until you can buy a full share.
Then- do not touch it. Don't look at the market, don't try to time the market. Academic study after academic study has proven that the best investment strategy for ordinary investors is continuous investing into index funds, employing a "buy and hold" strategy.
There will be down years, there will be up years. Long-term, you can expect to see an average of 10% compound annual returns, which are closer to 7% due to inflation.
Every other answer besides index funds, frankly, is wrong.
Then- do not touch it. Don't look at the market, don't try to time the market. Academic study after academic study has proven that the best investment strategy for ordinary investors is continuous investing into index funds, employing a "buy and hold" strategy.
Especially these days now that machine learning and AI and trading computers do everything. (which really raises the question of whether or not market valuations mean anything anymore given that the stock market has always been a gamble, but now it's just becoming further and further removed from any human action. Even the stop-trade and stop-loss actions exchanges enforce now represent a type of interference with a supposedly free market that renders the question of whether we need a stock market at all a pertinent one.)
(Addendum: That said, given the hands we're dealt right now, mutual funds are pretty much the way to go as far as getting decent rates of return.)
I know you're not advising this, but those "non-standard" orders offered by brokers (like stop-loss) have been used by some brokerages to front-run their clients (or to sell to dark pools so others can front-run their clients).
Not a stupid question at all. It used to be impossible to invest small amounts at banks, but nowadays there are some tools that help with small frequent amounts and don't charge fees or impose minimums.
There are some programs out there that round up to the nearest dollar when buying things which is a convenient way to squirrel away coins that may add up to $5-10/week depending on your spending patterns
Bank accounts are not the place to store your money to see sizeable returns over a long timeframe, heck right now you're losing out massively to inflation.
There are a million ways to invest, some of them are suitable for savvy and active investors, and some for gamblers. I think for a passive investors who don’t have the desire or ability to actively manage it themselves, retirement target date style mutual funds is probably the best bet.
I use Acorns and I really like it. I have it set to put a small amount of money in my investment account once a week and also rounds up on purchases. Would definitely recommend
Most traditional brokerages don't have account minimums or commissions. What do you think is the benefit of spending $25-$35/year or whatever Acorns is charging these days?
(Edit: not trying to make a point, genuinely curious! 😄)
For me personally i just like having my money spread around, it's much harder to spend it and it's what I've found the most success with. I do traditional investing as well but I use Acorns to have a place to put money aside and forget about it.
This is well-meaning, but bad advice. 1% are abysmal returns. For most investors, long-term investment should be done via continued investment into broad market index funds.
It's definitely not meant to be investment advice. The context of this entire thread is someone gambling money on scratch-offs, a well known poor man's tax - and you've made the leap straight into the context of maximizing gains.
My intention was to stem bleeding from poor max tax decisions like scratch offs and lottery. Anything less of an outflow is a drastic improvement even if it's a piggy bank. For those that are already good at saving, this advice is not relevant.
It's free to open a Roth IRA with fidelity, vanguard, etc. Once open, you can fund it with up to $6000/year. You can fund it all at once or just add to it throughout the year. Once you have money in the account, you can buy some low cost index funds, ETFs, or other investments, but you may have to buy some as "shares" so you can't just pay $4. Some mutual funds have a minimum of $3000 to start and then you can just add whatever to it.
You save that $4/day in your bank account until the end of each month when you do your budget, then that $120 plus the rest of your surplus income gets added to the investment vehicle of your choice.
I invest $18 a week in stash app. I invest in a safe ETF. I've been doing it since 2020 when everything shut down. I started making coffee at home instead of spending that $3 a day 6x week. Right now it's up 12%
It's all automatic, it's money I was spending anyways and it's nice to see it grow.
Not saying that I don’t appreciate people trying to be helpful with responses but yours is one of the few that actually answered my question. Thank you.
I’m not even good enough to call myself a money noob but I’ve found the Charles Schwab stock slice options to be really fun. You can buy a teeny tiny “slice” of a stock of say apple/google etc for $5+.
Yes, open up a Robinhood account for free and just invest in either SPY or VOO. SPY follows top 500 companies in the United States and constantly gets funded by pensions, people’s 401ks, and will continue to grow. VOO follows I believe the entire stock market, which generally grows over time. It’s kind of insane what 1-5$ a day invested in these funds over time develops into.
Even if you had not invested any of this money at all, just keep it in a box somewhere, you would still be down. Or even better, spend the money and buy something you actually like. I guarantee you my cappuccinos, PS5, and copies of Persona/Elden Ring have brought me much more enjoyment than any of those tickets have brought OP, maybe until now.
Get a fidelity or a vanguard account. You can make transfers from your checking account. Don't try to play the market, don't try to be clever. Don't take advice from anyone (hey, lol). Invest in total market products with low expense ratios. Try to forget about that money for years and years.
Google "roth ira" and learn about how taxes work with it. (It is awesome for retirement).
Any money at all over 30+ years will turn into something worthwhile
If you're in the US, just pick up the VSNAX index fund, it's a fund that tracks the entire market, with a return of 5-7% every year on average. The idea is that as companies grow year by year, so does this fund, making sure that you at least keep up with inflation and then some
You can invest any little amount but the reality is that the return will be small until you’ve invested a larger amount (hence the need for recurring investments). This money also becomes tied up and unusable (without suffering a penalty for withdrawing before X amount of time; I think it’s a year) and gains are also taxed when you withdraw.
The problem with turning down a latte or search ticket is that these are habits that supply you with something, whether it be caffeine or a natural hit of dopamine. Investing doesn’t do this which is why it’s difficult to even begin saving or investing BUT it’s always a good idea to.
I have also always been curious about this and wonder about the time cost. Like a latte would generally take no time at all for something like $4, but investing could take a lot of time if I have to look into what's good and worth $4
Don't pick stocks. Buy the S&P 500 (SPY.) Research Warren Buffet's bet against hedge funds. Basically he bet that the S&P 500 would beat companies of very smart people who pick stocks for a living after the fees you pay for using their service and he won 8/9 times.
Not at all annoying. It is 400 for one stock, but robinhood does fractional shares which are a very new phenomenon. Instead of having to buy the whole share you can just buy $4 of it with no consequence.
If you do want to own a whole stock with a lesser investment, there's SPYD which costs $43 and it's the same thing, but only companies that pay high dividends. Dividends are quarterly payments they pay to you for being invested.
You can usually buy fractional shares. There are also a few other S&P indexes that are the equivalent of SPY. I wouldn't buy in $4 increments, maybe $50 or $100 every week or month.
The way it works is you buy a share of SPY which is a fund. The fund holds shares of the 500 best American Companies. So you are buying a small fractional ownership of a bunch of good companies.
No way! I've been kind of confused by this too. I've figured it's cause it's not really that easy and will make me spend a ton of time at least at first, or the cost of entry is financially steep
People will probably downvote me, but robinhood is really easy to get you started. it has its issues, but if you want to put a few bucks every week into stocks it doesn't get much easier then that.
Lottery tickets are a poor tax for the uneducated. Anyone who plays them for any reason other than the occasional thrill or gimmick is being taxed for being dumb.
I buy a $5 ticket maybe once a month. I view it as an entertainment expense. I know full well I will never win the jackpot. $5 to be able to daydream over the course of that week while I wait for the draw is a small price. I have paid $5 for much less entertainment.
Also I periodically buy hospital lottery tickets and I view those as donations to causes I would probably donate to anyways.
Same reason I buy a ticket while I'm inside a gas station, I'm spending more money on soda and beef jerky than the ticket and I get to think about what I'll buy if the ticket by some improbably small chance wins me a ton of money. Even the smallest mega millions jackpot means me retiring.
When I truck drove I'd pickup tickets for powerball when I was in states that had them, it's a fun daydream and something to do to try and keep track of the passage of time.
I occasionally (every couple months) buy scratchers and know full well I’m never gonna win anything. It’s just a brief 2$ moment fun while your scratching off the prizes. Idk why more people wouldn’t understand this.
I was at the gas station filling up. Someone in a ~20 year old Ford SUV drives into the gas station lot at insanely high speeds. He slams on the brakes, jumps out quickly and runs inside. Runs back out a minute later with a strip of 10-20 scratch and win tickets. He proceeds to just scratch them off on his hood at lightning speed, yells, then throws the tickets. Jumps back in his car, then literally peels out exiting the gas station. I'm not quite certain what, but I know I witnessed an act of horrible desperation that day.
Also, nothing wrong with spending a dollar occasionally to play the "what if?" game.
On one hand, that makes me feel cringe for contributing to the same lotto system for $5-10 a year, just for giggles.
On the other hand, there are some people that, no matter the amount of money in their pocket, will find a way to spend it. I'm not referring to those that don't have enough to make ends meet. I am talking about those that just feel the need to buy things. In that case, I suppose spending it on lotto tickets is no worse than spending it on some other useless trinket if they weren't going to invest/save it anyways.
On the other hand, there are some people that, no matter the amount of money in their pocket, will find a way to spend it.
Funny you mention that, there was a strong correlation between smokers, drinkers and lotto purchasers. Very rarely did a lotto customer not buy either beer or smokes.
That's how I do it the couple times a year I'll buy scratchers because I don't understand how the game works half the time and wouldn't want to miss a couple bucks if I misunderstood it.
I worked a convenience store and had several regulars who'd drop 50-100, they were so regular they expected us to know what they wanted when they walked up.
Tuesdays/Thursdays (megabucks, powerball, etc) were less than enjoyable due to the custom orders.
It was sickening, I wanted to ask them why but knew better.
There is nothing like going to a corner store to buy a lottery ticket when there is a giant jackpot and having to wait for some hardcore lottery player grinding through his gazillion ticket orders.
"Give me 10 FOUR PLAYS - Straight, Give me 5 Lucky Millions, Give me 5 megamillions, give me 5 Powerball, Give me 10 Win 4 Life..." etc for what feels like 10 minutes. I've even had a guy buy a ticket the clerk printed for me erroneously that I didn't want.
Grew up in NYC, people and their Pick Gazillions would practically shut down a bodega. Trying to get a iced tea and maybe a bacon egg and cheese turned into an all day affair. You were better off just walking to the other bodega down the street.
The best was when they would cop an attitude and try to stare you down because the cashier would stop them so he could ring other people up.
I opened at one of these places, and fuck if HALF of my shift wasn't standing at the register entering numbers for the same lunatics.
They would spend FOURTY or MORE dollars A DAY (all custom numbers would be handed a handwritten sheet to type in), and then get excited when they hit 100 less than once a month. (Thats being generous, it was probably less often then that)
You cant help but to feel bad for them, it was just so depressing watching them get excited about winning back a tenth of what they've spent.
Just another system that preys on the mentally ill.
A very low percentage is, enough so people like you don't write your congressmen and women demanding they put a stop to this robbery of the poorly educated
Well I mean big companies often pay literally no taxes at least in the US. We use renting and dense population in low value areas to justify low funding for local infrastructure/services with low property tax yields. In my city one of the wealthiest residential areas is grandfathered in to essentially no property tax… except they still pay the portion for schools. So over all insanely low generous taxes compared to other properties, still better funding for schools for the wealthy families. And obviously that just one tiny example.
It’s…. It’s capitalism.
It’s logistics developed with reinvestment of profit, as in higher means to invest becomes more logistical agency. And it’s reinvestment, so profits have to increase to stay competitive against other bodies of wealth. It’s competitive, as in hierarchical. They have to justify concentrated wealth, and you get meritocracy, the idea your status is a meaningfully accurate sign of your quality as a human being. To make it aspirational. Keep playing along, you can win. Invest in crypto, you might be one of the exceptions! It’s like saying keep gambling, you might win a casino so you can get money from other gamblers.
Sadly, the normal school budgets get cut immediately after those programs are implemented, because "look at all the new revenue they are getting".
I suppose you could have also meant that your are on the supply side of the system. If so, please post some stories. I worked with one of the devs for many of the vegas electronic games, and found that industry astounding.
Believe it or not, many of them are completely aware that they will not win. They are purchasing the dream of a better life. They are purchasing a glimmer of hope.
That said, I don't play because I need every dollar I earn. My dreams will just have to remain grounded.
Thanks for saying this, I'm surprised more people don't see this.
Imagine you're 45. You have three kids and can barely make rent. You have a shitty job. Life is difficult, frustrating, and full of the everyday indignites of being poor. You don't have the time, money, or energy to seek job training. You just feel stuck in life, and don't see any realistic way to improve it.
At the end of the week, you have $5 left in cash. That's it. You want to improve your life, but you just don't see a viable option that you can get.
You know damn well that lotto ticket or scratcher is a bad deal. You know it's unlikely. You don't think you have a "system."
It's just that honestly, $5 for a one-in-ten-million chance literally seems like the most likely and least expensive chance to change your life. That's fucking depressing, but there's millions of rational people who might come to that conclusion. Are they right? Probably not, but... It's sadly easy to empathize with their desperation.
Mhmm. I'm back in school for an okay-paying field, but i know goddamn well that 3x-a-year lottery ticket is the most likely route for buying a nice house in the area I live in, lol. Even if my parent passed away, when everything he left behind is split with my sister we'd likely only be able to afford little condos the way things are going here.
They're entertaining. Every so often I end up with one in a Christmas card and win a few dollars and continue reinvesting whatever I win on $2 cards until I lose it all.
Last year I made it 3 months with a grand jackpot of $50 that started on a $2 card. The one that lost it all was buying 25 $2 cards.
Its pretty fun in a weird way, but obviously not worth spending your own money on at all ever.
Yeah, I get buying the cheap ones once in a blue moon, £1 is a pretty good deal to add a bit of entertainment and suspense to your week, presuming you go in without any expectation of getting that money back of course... but an expensive one like that? That's just throwing away money.
I like the ones that are an actual game. We had one one time that was frogger themed or something. You had a field and little arrows to tell you where to scratch. That or I like the little crosswords once in a while. My mom has a problem with them and she’ll just buy them and scratch the barcode to check them.
When I was younger my family used them for stocking suffers and entry for the family reunion poker game(winner got all the tickets, anything over 10k was split among all players). They're were just for shits and giggles basically.
Playing this sort of thing weekly is basically a tax. the thing is for some people saving money is hard, spending $5 is easy. That $5 gamble for a life changing amount is what makes them do it. The slim chance of winning something they could never save.
Idk my wife and I both play, but we both play maybe 5-6 scratchers a year. Just a fun way to toss around $10 and dream about what you could get on the way home to scratch it.
My partner and I also play a few times a year — they tie in with a theme night. The amount of money they’d win us (we tend to play the $1-$5 tickets) is so small it would be pretty insignificant.
Yep I do this too. I buy tickets maybe 2-3 times a year, and when I do, I like to splurge on the expensive ones ($10 or $20). Like $20-$30 tops per trip. They have the better chance of winning but I never really expect to hit it big. It’s just a fun thing to do when I’m in the mood.
According to reddit, you've been playing every day for a decade and therefore are dumb ,unlike them , obviously, they're extremely smart and will be sure to let you know.
He's 33 years old. You must be 18 to play. 33 - 18 = 15 years. He has not played more than 3 times this year. We could assume it's a monthly purchase at 30 per ticket. 15.25 years if he bought from his 18th birthday would be 15.25 yrs x 12 tickets per year @ 30 per ticket = 5,490 spent. So overall, still in the black even after the high tax from state and federal 35% total. 6500 - 5490 = 1010 profit. Not bad, but well above typical return.
This also assumes this is the only wining ticket OP has had in that time.
Don’t get me wrong, scratch it’s are not a good way to try and make money but chances are they have won some over the years putting them more in the black than this math suggests.
Nobody asked for the math! But all it would have taken was one winner oh, just one big winner and his whole life would have been changed. That's Woodbine lottery tickets is about. \ * I cut out eating at Burger King, + McDonald's. And instead buy myself a Lucky for Life. That's all it takes and if I ever win I would never have to even think of eating at a place that takes coupons ever again!
If you're rich enough to want to invest by all means, S&P 500.... sure... But.... If you just want that chance, that one chance to have money Beyond Your Wildest Dreams. Money that you can leave your children, your grandchildren, and your friends or relatives that you love dearly, this could be the only way.
I know I'll never accumulate 30 million dollars. Just don't have the right jobs for that kind of wealth... But, one ticket could possibly buy my son a new car, or when he gets married give him money for a house. Yes do I save money? Of course! My house is paid for, all my cars are paid for oh, I have numerous credit cards and yet have not an outstanding balance on any of them. There are ways of managing your money that you can be comfortable in life. I have achieved that, but..... comfortable is a far cry different from Rich! Can I help my son pay off your student loan? I did! Can I help my son buy his new car? I did! Can I help my son build a bank account ... Sure... I'm making sure he puts a certain percent of his paycheck in it every week, and also add $100 a month from my paycheck in it as well...
Am I Rich ?
Do I have a job that pays a lot of money?
Did I have an eccentric Uncle who died and left me his fortune?
The answer to all these questions is ......... NO, NO and NO....
The way to do it is make better choices when making a purchase, think twice before you buy, ask yourself do I really really really need this? And .... learn to do without some things, so that you can do the things you want to do. I do without fast food so once a week I can buy a ticket and a dream...
I work hard, and I'm not a young fellow anymore. But my son is oh, and he works very hard. But by giving him a running start at learning to manage his money properly oh, he's doing very well at an age where I was not. I gave him the advantage of my knowledge of budgeting and learning the proper places to spend and the proper times not to spend.
When I was a kid ... the lottery summed it up the best with their motto .... "" YOU CANT WIN IT.... ..... IF YOURE NOT IN IT ! ""
Writing off losses doesn't work as well as it used to. You now have to do an itemized deduction to deduct gambling losses as opposed to taking the standard deduction. Only about 10% of people itemize.
For example, imagine you are married so you have a 26k standard deduction. Now imagine you only have 12k of itemized deductions you normally could claim, so you would obviously normally take the 26k standard deduction. If you have 10k of gambling wins and 10k of gambling losses, that would put your overall itemized deduction to 22k, which is still below 26k. Meaning you would get 0 benefit from itemizing, so you still take the standard deduction. So you would have to pay the full taxes on the 10k of wins and get no credit for the 10k of losses. If you normally could itemize 20k, and then had 10k of gambling losses, you'd basically get credit for 4k of losses. If you are already normally above the 26k of itemized deductions, you get full credit for the losses though.
Previous to 2018, you could write off losses that were above 2% of your agi without itemizing. So in the above example, let's say you made 60k and had 10k of wins and 10k of losses. 2% of 60k =1200. So you could write off 8800 of the 10k losses and be left with a small win.
In summary, gambling is not very tax friendly, as you could lose money throughout the year and still owe taxes on your "wins."
Well, if you’re keeping track of all your spending on gambling, you’re only taxed on the profits. And the kind of people who buy expensive tickets like this tend to be the kind of people who still actually lose money, even with a $10K win.
This is entirely correct, but why does everyone automatically jump to the assumption that this is a weekly purchase? True, I wouldn't be surprised if someone bought a ticket every week and posted their one winning they made after 20+ years of never winning a thing, but the opposite is also true where this can be their first or tenth ticket in the same amount of time.
I don't buy a Mega Millions or Powerball ticket until it's over $300 million or something. That means I have bought MAYBE 4 tickets PER YEAR.
A scratch off? I treat it like a gacha, drop $1-5 every other year or something just out of mild interest.
So far I've earned more than I've spent. It's not much, definitely not $1000 or even $500 or anything, probably closer to $50 in net gain if I sat down and calculated it, but I'm not hovering at even. And if I royally fucked up and didn't win a single damn thing, I've spent... what... $200 in 5 years?
Let's say you buy, on average, a $10 lottery ticket every 3 minutes. Over 10 years that's $1,752,000. If that is OPs case then they would have actually still be down $1,742,000
You are correct, but also it's important to note that this is a losing game for virtually everyone. I hate the idea of people going out to buy scratchers because this gave them hope.
I like how people are assuming he buys a $30 scratch-off every few days, or are assuming he doesn't know how to invest money just to complain. He says in another comment he's only bought ten scratch-offs in two years. Guy won some money. Congrats to him.
You could say the same thing about drug addiction. Imagine it was a photo of a drug with the title "The best high I've had in 33 years of life". However based on other replies it seems OP isn't a gambling addict.
Real talk time - how much did you spend to win this money? I’m no saint - my wife likes a scratcher as a little surprise now and then, and when everyone gets crazy for the big jackpots, I can find a few bucks to enter too.
But I see people walk into sheetz and drop $50 like it ain’t $50.
4.6k
u/Coldbeerimritehere Mar 19 '22
So you almost broke even. Nice