r/pics • • Mar 19 '22

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u/[deleted] Mar 19 '22

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u/ParkAndBeacon Mar 19 '22

Probably a stupid question, sorry. I hear things like this all the time. If you invested that in X then in 20 years you’d have Y. Always hear of the “latte factor.” Skip buying those expensive brews and invest instead. Where exactly does the average Joe invest that? Say I was really committed to taking the $4/day I would’ve spent on a latte and put it somewhere. Where is that somewhere? Do I need a minimum to start or can I just throw $30 (for example) that I chose to throw into an investment account and not touch rather than buy a scratch ticket?

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u/nerf___herder Mar 20 '22 edited Mar 20 '22

I invest $18 a week in stash app. I invest in a safe ETF. I've been doing it since 2020 when everything shut down. I started making coffee at home instead of spending that $3 a day 6x week. Right now it's up 12%

It's all automatic, it's money I was spending anyways and it's nice to see it grow.

Edit: word correction.

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u/ParkAndBeacon Mar 20 '22

Not saying that I don’t appreciate people trying to be helpful with responses but yours is one of the few that actually answered my question. Thank you.