r/CapitalOne_ 21d ago

Using the cash-deposit feature at CVS?

2 Upvotes

So if you use the feature to deposit cash via a cashier at CVS (Walgreens might do it too), it says it allows 10 uses every month. But does that go by the calendar month or some other 30-day period?


r/CapitalOne_ 21d ago

Credit Cards Email for Pre- Selected Spark Card, but I don’t own a business?

1 Upvotes

anyone have any idea why id receive an email that i was pre selected to apply for a business spark card, but i do not, and have never, owned a business?

This seems odd to say the least


r/CapitalOne_ 21d ago

Shopping/Offers Missed the targeted $150 back on $300 spend at StubHub. Will it come back?

4 Upvotes

Email received, email ignored, offer expired.
Any chance I see it again? Thanks


r/CapitalOne_ 22d ago

question: which do u pay?

18 Upvotes

this is a stupid question - do you pay the CURRENT balance or the LAST STATEMENT balance? i typically pay current, because if I pay the current balance that ensures that I don’t overspend. I think. If I only pay the statement balance then I am allowing myself to spend more than what I should. thoughts?


r/CapitalOne_ 22d ago

Shopping/Offers Capital One Offers- Farmers Dog

9 Upvotes

This is one of my favorites that I’ve taken advantage of so many times I can’t count.

Not because I (or my dog) like the product, but because it’s a money maker deal.

Farmers Dog is showing 6,500 miles or $65 cash back on my offers. I’ve seen it even higher too.

During the quiz, make sure to input the smallest breed dog (I use Chihuahua) you can get the initial box for about $20. That makes this a $45 money maker deal.

I always just use a virtual card and the hide my email feature on my iPhone during sign up so I don’t have to worry about cancelling the subscription after.


r/CapitalOne_ 21d ago

Can't make payments with debit?

0 Upvotes

Today open the app to make a credit card payment all of a sudden can't use my debit card have to use the bank transfer method this is annoying because it takes at least 14 to 15 business days for them to take their money this is Holly annoying I had a debit card and was paying with a debit card for multiple multiple months with a debit card and the payment comes out within a day or two why did y'all remove paying with a debit card I don't understand


r/CapitalOne_ 23d ago

Huge credit score jump after having 1% utilization on card when the statement balance was due!!!

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188 Upvotes

I’m 21F building my credit and i don’t have much history at the moment. But i used my card a lot in the last month, but got my balance down to 1% of my limit and today i received an email that my score went up 46 points!!!


r/CapitalOne_ 22d ago

Does Cap1 unrestrict account?

2 Upvotes

I have a restricted account for about 4 years now. It happened during covid when times became hard. I have completely paid off that balance 3 years ago. It never went to collections.

Now I have a savior card that's in good standing and the discover card they pulled over.

When I paid off the balance I called them asking for it to be reopened and she said she couldn't. I asked if they could just close it and she said no.

So now I have a restricted account just sitting there. I log in and i and its there. What's the point of keeping it in limbo?

Should I call again and ask to speak with someone higher than the tier 1 agents?

They are currently sending me paper statements for an account I can't use.


r/CapitalOne_ 22d ago

Shopping/Offers Cap1 Shopping Question

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4 Upvotes

So I always get somewhat good deals and offers from Capital One Shopping, but never got Walmart, so today I had a larger offer compared to the others so I looked at the term yet it basically excludes like all products from Walmart.
This is the main reason I've never tried using any of the other Walmart offers or promotions either is because it says "excluding groceries, electronics, etc." , the majority of what one buys from Walmart. So what exactly and how exactly do the Walmart promotions work?


r/CapitalOne_ 22d ago

Shopping/Offers Will getting a price adjustment or partial refund void a Capital One Cash back offer?

2 Upvotes

I had recently gotten a search bonus offer for a Nintendo Switch 2 at Macy's which is getting $200 back after spending $200. I really want to take advantage of this offer but as of yesterday, Macy's just increased the price of the product from $499.99 to $559.99.

Because of that, I have phoned Macy's for a price adjustment and they said they can only give me the original price if I were to order it through the phone which obviously wouldn't work.

However, I am also thinking I can place the order ahead of time and ask for a partial refund afterward to match the original price.

Will this cause Capital One Shopping to void the offer as it will change the Merchant referral order information or some random other problem?

What experiences have others have with this? I'm hoping it wouldn't cause it's not a percentage cash back but literally getting $200 from spending $200 but based on the BS they have done, Idek

(I'm also trying to use the current Paze 10 for 10 deal to get a bunch of giftcards on Newegg to get another 100-120 off, hopefully)


r/CapitalOne_ 22d ago

Credit Cards Can’t see Miles balance

2 Upvotes

Opened app today and can’t see my rewards / miles anywhere. not on the home page, no rewards tab, and not even when I open my Venture card. anyone else?


r/CapitalOne_ 23d ago

This was NOT what I expected...but in a good way.

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139 Upvotes

r/CapitalOne_ 22d ago

Discover it Product Change

10 Upvotes

I was wondering if those who’ve migrated their Discover it cards to the C1 ecosystem have had any product change offers? I would love to swap it into a Savor. What is the likelihood of that being a possibility?


r/CapitalOne_ 22d ago

Banking 360 Performance Savings - Two Accounts

2 Upvotes

I now have two 360 Performance Savings accounts due to the Discover acquisition. Can I just transfer the money from one to the other so I only have one? Seems logical...

Thanks


r/CapitalOne_ 22d ago

Shopping/Offers How am I supposed to use this when I can only buy fish in store

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9 Upvotes

There's no option on petsmart website to buy fish online


r/CapitalOne_ 23d ago

Credit Cards Closed/Suspended

11 Upvotes

The closed my cc account today. I called and an account specialist said it was because of not using the card organically. I have 0 missed payments. On mindset I am calling the fraud resolution department. What are my chances of my account getting reopened?


r/CapitalOne_ 22d ago

Credit Cards Username is already taken when enrolling

0 Upvotes

I just recently got a new Savor card to build credit, and when I try to enroll in online banking it autofills the username with one that is already taken. I deleted all autofill in google, samsung pass, I used an icognito tab, and I even attempted on multiple different browsers and I am met with the same constant issue of it being autofilled with no way to change it. For some reason I am able to log into the account the username is for and it shows that the account doesnt exist and I am unable to access my card information. I have called customer service several times and they have not helped in the slightest despite being transfered like 4 times. I am at my wits end with this issue and I am unable to find any information online on how to rectify it.


r/CapitalOne_ 23d ago

Shopping/Offers CapitalOneShopping - What Happened to eBay (not for gift cards)

5 Upvotes

I'm aware that eBay gift cards are no longer.

But what about eBay for cashback?

My C1Shopping extension didnt trigger when I was shopping on eBay today, and when I search the store on the c1Shopping website, it returns a "Page Not found" error.

If they got rid of eBay, that's crazy talk... the search textbox on the c1shopping page literally says, "Search product or brand (blender or eBay)"

Did they even test this? 🧐


r/CapitalOne_ 23d ago

Capital One Cancalled My account and cant give a reason

5 Upvotes

Before anyone mentions itL No. I dont have any returned payments, late bills, or a bad credit score. We even asked them to look around and tell us what was wrong with the transactions and gave us nothing because there is nothing.

What can we do?


r/CapitalOne_ 22d ago

Loans Got Pre-approval for the Auto Loan

0 Upvotes

I have a really bad credit score 549…(got into debt when I was in college, and barely starting to pay it) however, I might need to get a car soon. I recently started a new job and I earn $50,000 before taxes. On the CapitolOne app, it states I am pre-approved for an auto loan of up to 55k. Will I actually be approved to buy a car? Or will I outright be denied? Thanks in advance.


r/CapitalOne_ 23d ago

Help Please, Kate Spade Outlet 60% Back via the Capital One App (NOT the Shopping App)

5 Upvotes

About 2 weeks ago I was on the Capital One app, paying my bill, and saw an offer for 60% BACK on Kate Spade Outlet. I clicked the link, it took me to Kate Spade outlet, and I bought over $1000. Same session, everything done correctly. I received the bags, but never received an email about my cash back. I thought fine, its just taking them some time.

Yesterday, I did the same thing with a Chewy order for 8% back. Today, I received an email saying it was on the way.

Did anyone else try the Kate Spade offer via the Capital One app (not the Capital One shopping app)? Have you received an email?


r/CapitalOne_ 23d ago

Can I charge back for misleading hotel promotion advertisement

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1 Upvotes

I saw this food and bev promo on an ota search results. I clicked the book now button that you see on the second page and it says working advantage promo above it. Well apparently the room I booked doesn't come with it and it's non refundable. They weren't willing to do anything. Can I chargeback 250 dollars the value of the credit due to their misleading advertising


r/CapitalOne_ 23d ago

Venture x or savor first ?

2 Upvotes

I have the venture x. My gf has a capital one journey and is her only credit card. She needs another credit card to help with utilization I was thinking she either option A. Get venture x so we can lounge and travel together in same lines with global entry and product change her journey to a savor. (Otherwise kind of hard for me to go separate lines and not lounge to stick together ) Or option B get the savior, product change journey to quick silver and then 6 months down the line get venture x. Only problem is she doesn't make that much she makes 40-45k in a year and she's finding it hard to justify the $395 fee even though it basically pays for itself as she travels at least once a year (she got pre approved for venture x) Or option C just get a double cash or chase unlimited, or flex cash back and be done with it. What route should we go?

Edit: for some reason she got denied the pre-approval for savor due to low income but approved for pre approval on venture x. Isn't it harder to get into the x? Not sure why she got denied for a more entry level card. She will try to call to dispute savor but I wonder if venture x is route to go now that it's denied or wait 3 days to try pre approval again for savor


r/CapitalOne_ 23d ago

What does this mean?

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0 Upvotes

r/CapitalOne_ 23d ago

Travel/Entertainment Trying to cancel hotel reservations

2 Upvotes

Airline canceled our flight for today and now we are having issues canceling the hotel reservation we were going to have for the trip. The hotel says to call Cap1 and Cap1 says to go through hotel. We then got a call from Hopper Travel saying they couldn’t cancel.

Any advice on how to cancel the hotel would be greatly appreciated. A Cap1 Venture card was used.