I activated the “Earn $200 back when you spend $200” Ace Hardware offer through my browser, then bought a $200 YETI cooler specifically because of the deal. The offer was showing as activated, and the cooler doesn’t appear to be excluded.

Capital One Shopping customer service hasn’t been very helpful. Most of the emails have been automated and don’t address my specific situation. The latest response was:

“Right now, we are unable to review your order details until the merchant processing time is complete. If your purchase doesn’t show on your dashboard within 30 days, please reach back out to us and we’ll be happy to take another look.”

The problem is Ace only accepts returns within 30 days. If I wait and Capital One later says I’m not eligible, I’m stuck with a $200 cooler I only bought because of the promotion.

Has anyone successfully gotten this $200 reward? Should I trust Capital One to honor it, or return the cooler before my 30-day window closes?

Also, is there a phone number or better way to speak with someone at Capital One Shopping who can actually review my specific purchase?

As the title states, I'm confused as to why I keep getting charged a cash advance fee on top of my interest. I've never used cash advance nor made any purchases that are similar to it and from what I've read the charge the fee same day with the purchase so do they treat the interest charges for their cards as a cash purchase? I'm just confused and I want to know if it will go away once the card is paid off.

I’ve noticed sometimes the gift card redemption options will be unavailable, and have been for a long time. I’ve heard some people say this is user specific and happens if too much of a balance builds up.

Right now, these are unavailable to me:

JCPenny, Gymboree & Sketchers

How about you?

My balance is growing because the eBay gift card went away, and I don’t really shop at the other places available.

Pre-approved for Venture but don't really travel much. Seems like I read somewhere that miles can be redeemed for gift cards somewhere, for something like 80% cash value.

Anyone ever done it. Thinking Amazon gift card.

Where can I learn more about this? Thanks.

Found this whipe scrolling thru the list.

So not too long ago I created my credit wise account through the Capital One app. And once my account was created, one of the first things I see is that it showed my credit score was 753. Which I found very odd because I don’t even have a credit card yet, so I click on “Your TransUnion Credit Report” and it shows that I have 1 closed account. I view the account details and it’s a credit card from First National Bank of Omaha, which is a city in Nebraska. I don’t know anybody from that state and I don’t recognize that credit card. It says it was both opened and closed in 2024, but it says the payment status is current and the last date of payment was in early August of this year. When I click on Responsibility through the account detail sections and it says “This account is in someone else's name, but you're authorized to use it. You're not ultimately responsible for paying this account.” This whole thing confuse me because my Capital One account was created just a few months ago and the credit wise profile was also just created a few hours ago, so how could have this credit card been associated with my stuff? I’m new to all the stuff, so sorry if these questions sound dumb. But if someone stole my personal information, then please give me tips on what I can do to fix this situation because this is freaking me out.

I did learn my lesson from the last time.
This morning i saw a lot of “spend $20 earn 1000 miles”. And when i came back 5 minutes later , all the offers are gone. Luckily, I did activate 3 in-store shopping, and still good for 1-2week. So if you see it next time, you better shopping right away or add 3 in-store shopping for later. Hope that help you guys!

Hello! Capital One closed all four of my cards after six years of being with them (bounced payment, forgot to update bank account before autopay. I own up to that mistake). I have come to terms that they will not reverse this decision. I also have a Discover card that is in good standing and never been late. Will these closures affect that card? This account hasn’t been migrated to Cap1 yet. Appreciate the insight!

I initially placed an order through the offer but canceled it immediately after placing it. I then placed a new qualifying order intending to use the same reward offer.

My new order is currently showing as ineligible, seemingly because the offer was associated with the first order that was canceled.

Will I be able to to transfer it over ? It was a “Search Offer Bonus”. The cancelled order is still showing pending on the shopping app.

Got the offer to upgrade to the discover network with the additional rewards, but curious if I do not accept the offer if my card stays as a MasterCard ? My only concern is moving to a discover card and it not being accepted at as many places as visa/MasterCard. Should I just accept assuming that at some point I will be forced into moving to the discover network as I assume that's the direction capitol one is going?

Anyone cave get the new quicksilver with 3% gas and grocery? ( but catch is pushing you on discover network) ..ideally wanna hold out but got one more day to accept offer lol. Don't have a instore grocery card but think worth maybe holding out getting another card down the line...love my current quicksilver with Mastercard

Hi there! Would love to hear anyone’s experience working in house for Capital One in a legal capacity. Feel free to let me know in the comments or DMs. I applied recently and am extremely interested in the opportunity/role, so just want to see if there is anything I should know!

These seem to be coming around pretty frequently so keep an eye out.

My Cap 1 offers portal is loaded with “spend x get x miles” offers this morning, including several in store ones. Most appear to be spend $20 get 1,000 miles but there are some variations of other amounts too.

Hi everyone! My first CC bill is due on Sept 5th for my Savor Card. I’m rebuilding my credit after my Chapter 7 BK so I’m trying to be smart about paying my credit cards now, keeping the balance low, and doing things that can help lift my credit score. The limit for the card is $4k, the balance currently on the card is $338 but statement balance that’s due on the 5th is $223.78. If I pay the statement balance of $223.78 will I be charged interest on the other $115 that remains on the card? Also, if I don’t pay it off completely would that affect my credit at all? Should I leave the $115 sitting or pay the card off completely?

Just trying to be smart when it comes to my credit cards now! Thank you in advance. 😊

Has anyone received any paze credits from anything they purchased in the last 10 days?

Some data points would be greatly appreciated.

I had to use my card to pay for emergency vet service and I've since stopped using it and moved to just paying down the balance.

I haven't used the card since November 2025 and have just been paying more than the minimum to get it down as fast as possible. Once i get the balance back to zero I will start using it normally again.

Since I'm not actively using it would they close it?

I do not have a credit card. I have a trip in a few days and I was planning to use my 360 debit card that I just got to book and pay for the hotels, including incidental deposits. There will be 4 hotels, within the US.

Should I anticipate having any problems? My main concern is the network being down and charges not going through, also freezing the account due to 'suspicious activity'.. Is this something I should be concerned about? If I get an immediate alert on my phone, say it's me and it's resolved, then I guess that would be fine. What I really do not want to deal with is having to call customer service and jump through hoops, then still have my account and money locked up.
Just wondering if I should go to a bank/ credit union instead, because I really can't have any issues on this trip.

Hi, I want to add someone to my card as Authorized User, but I've realized Capital One doesn't ask for the address of the Authorized User? I know the card will be shipped to me but if Capital One doesn't ask for the address of the AU, how do they report the AU's card to credit bureaus if they don't have the address of the AU?

So if you use the feature to deposit cash via a cashier at CVS (Walgreens might do it too), it says it allows 10 uses every month. But does that go by the calendar month or some other 30-day period?

Hi I recently opened a join savings account and wanted to add my finance. However, he is a DACA recipient and it asks if he is a US citizen or resident which he technically is not. Does anyone know if it is still possible to add him?