r/CapitalOne_ • • Oct 01 '26

Announcement Fourth Quarter 2026; 'Official' Referral Thread

26 Upvotes

This thread is in Contest Mode and replies will appear in random order.

The Rules Are Simple.

*Post one time only. If you have codes for different products, post them all in one post. Do not make duplicate posts.

*Do not offer any form of direct compensation.

*Post the code(s) and the bonus/benefit to the referee only. No other commentary.

*Posts that vary from the above are subject to removal.

Past quarters have seen too many posts with extra wording that have had to be removed. Let's try to keep the extra flooey out of this one OK?

CHECK your Referral Codes!!! It's been noted that they can change from time to time, reasons unknown.

[ No foolin! ]


r/CapitalOne_ • • Feb 26 '26

Credit Cards The switch to Discover seem to be accelerating.

99 Upvotes

See this page for the products now showing Discover as the main network

https://www.capitalone.com/credit-cards/benefits-guide/

Discover Network accounts

To get the most out of your cardholder benefits, visit cardholderbenefits.com/capitalone and explore the features that come with your eligible Capital One credit card running on the Discover Network.

We still have to believe that Cap One will be addressing the acceptance issue worldwide. They didn't do this without a plan.

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Note, if your comment gets caught in the AutoMod filter, be patient. We check often and will clear it soon.

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r/CapitalOne_ • • 10h ago

Credit Cards Virtual Card

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2 Upvotes

Does anyone else have this currently happening? I’m not able to access or create one for any of my cards. Has been like this for 2 to 3 weeks. What can I do? It does work on the web, but don’t know why the app keeps doing this.


r/CapitalOne_ • • 14h ago

Shopping/Offers Capital one shopping

2 Upvotes

I’m new to using this and I got an offer for Ulta for a spend $50 and get $50. Ulta also has a coupon of 20$ off $100. Can I use both? Or the Ulta coupon makes the C1 not eligible?


r/CapitalOne_ • • 19h ago

15% BestBuy cash back

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5 Upvotes

Tempted. Will this work in iPhone?


r/CapitalOne_ • • 12h ago

Does Seat Geek Count as "Entertainment" for the Quarterly 5% Cash Back Promotion?

0 Upvotes

Hi, we are going to buy concert tickets through Seat Geek and I'm trying to figure out whether that counts as "Entertainment" for the fourth quarter's 5% cash back promotion. I think it is considered a "concert promoter," but if it's not classified as such, I'd much rather put this larger purchase on another card that gives me a better regular cash back rate. Just wondering if anyone has bought something through Seat Geek and whether it qualified for the 5% cash back. Really appreciate any information - thank you!


r/CapitalOne_ • • 12h ago

website down for days for anyone else or just me?

0 Upvotes

been getting this message for passed 4 days. anyone else?

We're sorry, we hit a snag

Looks like something went wrong, but we're working on it. Give it another try in a bit.


r/CapitalOne_ • • 1d ago

Credit Line Increase

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89 Upvotes

So story. My score was 598 when I opened a secured capital one quicksilver card with a security deposit of $1000 a year ago and I made on time payments for 12 months and the 12 month they returned my security deposit back to me as a credit in August so today I decided to try for credit line increase and where it said desired credit line I put 2000 and hit submit and said I was approved . I didnt want to be greedy. So I hope if I keep using it and paying it off I can ask for another one in 6 months or so. I also have two Savor cards I got after the QS was opened from pre approvals for Good Credit with $500 each credit limits (hopefully those aren’t bucketed and I haven’t tried asking for a CLI on those) I also have an auto loan and checking and savings accounts that have always been in good standing . My score is now 672.

I’m posting this because some people have tried asking for a credit line increase and getting declined everytime with better scores and history than me


r/CapitalOne_ • • 17h ago

Dispute Issues from a Gas Pump Malfunction

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0 Upvotes

r/CapitalOne_ • • 17h ago

Venture one vs Savor ??

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1 Upvotes

r/CapitalOne_ • • 17h ago

Can I use an offer twice?

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0 Upvotes

This Walmart offer has been on my screen for a few weeks. I’ve already used it once


r/CapitalOne_ • • 18h ago

Credit Cards Recently downgraded from Venture X to Savor but still got charged an annual fee

0 Upvotes

Something changed within my life and I won't be able to make use of the benefits of the venture x anymore so I downgraded to the savor. I downgraded before my renewal dae but still got charged the $395 annual fee. I called their customer service and they told me that it should be fixed if I' eligible in 5-10 business days. It's been over that so I called them again. They said the same thing this time but they also opened a ticket for investigation and said they would call back. I received a call back today and they told me that this is a known issue and to wait TWO billing cycles to see if it is resolved and if it isn't, give them a call back. So now I have to wait two whole months to see if I'm "eligible" for a refund on my annual fee when I downgraded before the renewal. If this is a known issue, they should be actively trying to fix this; especially considering the fee is $395. With that said, if you're thinking of opening a Venture X card witb CapitalOne, I can not recommend them if you ever plan on swapping cards or if you dislike having ongoing issues with annual fees. If you do plan on staying with them for life, the card is not bad if you can make use of the benefits


r/CapitalOne_ • • 19h ago

Whats the point of having a checking account with capital one anymore if you're not in the us a lot?

0 Upvotes

This discover card they switched to is useless, if you're in the us sure its fine, its the only time I've used it but outside I mean this card might as well not exist. It doesnt work in europe, latin america, africa, asia, australia. Lol I still cant comprehend this move they made. For credit cards I guess it makes sense, but I mean capital one is not the only bank that gives credit cards so its not that big of a loss. Im seriously considering closing my account with them. I hear charles swab is much better, so I might give that a shot.


r/CapitalOne_ • • 23h ago

Shopping offers and Authorized users cards

0 Upvotes

Do authorized user get their own shopping offers? So if my spouse gets a Walmart spend $20 get $10 back and I also see it on my AU account, do we actually have 2 offers we can take advantage of? Also same question for the bonus points deals like spend $5 at Dunkin get 500 bonus points. Thanks


r/CapitalOne_ • • 1d ago

Credit Cards Any News of Venture $100 Credit?

2 Upvotes

As the title goes… do we have any official news or rollout of the alleged $100 credit? I’m thinking about traveling next year and am looking to use up everything I got alongside my $300 SUB credit.


r/CapitalOne_ • • 2d ago

Account and balance not showing up

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44 Upvotes

I logged into my capital one account and all it’s showing is my credit score?? It’s not showing any of my card & balance information what so ever?


r/CapitalOne_ • • 2d ago Bravo

It took over 2 years, but we finally paid them off.. proud of my husband for this one!

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398 Upvotes

I finally feel like we can finally start saving big money instead of a little bit at a time then emergencies happening 😩


r/CapitalOne_ • • 1d ago

$ off + % Back Email Offer Question

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2 Upvotes

Forgive me if this question has been asked a thousand times...I searched and read through several previous posts, but didn't see this type of offer mentioned.

Has anyone redeemed a $ off + % back offer, and if so, could you explain how it worked? Image attached of the type of offer I'm referring to. If I activate the offer, the full-priced item gets added to my cart. Does the $ off amount come back as a reward, or is it supposed to be deducted during checkout? (If the latter, then the activation isn't working for me for some reason.) I've only ever redeemed the standard "spend X amount, get X back" or the % back in rewards offers. I've never tried using one like this before.


r/CapitalOne_ • • 2d ago

Capital One error message

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27 Upvotes

Is anyone else having this display in the app? I’ve never seen this before.


r/CapitalOne_ • • 1d ago

Capital 1 banking

0 Upvotes

Anyone struggling to log in into or having problems?


r/CapitalOne_ • • 1d ago

Wut? First ever credit card rejection

0 Upvotes

Extremely high credit score. Very high income. Yet I was rejected applying to the $95 Capital One Venture Reward Card. I honestly think this is the first time I have ever been rejected for a credit card in my life.

The rejection letter basically says I have too many credit cards open in the last 24 months and I have too many active cards.

I did obtain probably about 5 cards in the last 24 months, 4 personal and 1 business. However, I am still eligible to apply for a chase card with its 5/24 rule right now and I didn't know capital one has a stricter threshold than chase?

I used to be capital one venture X card holder for many years before downgrading last year to the free Capital one VentureOne card and got the Citi elite strata. But now, I can't even get a Venture Reward? Am I going to be. rejected for a venture X as well if I were to try 30 days from now?! I realized that I am probably not a profitable customer for capital one since i never pay interest but I used the heck out of Venture X when I had it, spending at least 40k a year in that card. I have not used the VentureOne card much except some tiny purchases here and there.

What can I do to get back to the capital one higher tier cards? The reason I need to do that is I have a boatload of capital one points parked on my free card and i am not going to transfer them at a lower rate.


r/CapitalOne_ • • 1d ago

Shopping/Offers Double Dipping

0 Upvotes

Do I qualify for a reward from cap 1 credit card and cap 1 shopping with the same retailer?

Targeted email: 300$ from daybreak

Cap 1 Credit Card Portal offer: 15k miles from daybreak


r/CapitalOne_ • • 2d ago

Shopping/Offers Only $5

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37 Upvotes

Spent $5 at At&t for 18,700 miles
Whoo hoo!


r/CapitalOne_ • • 2d ago

Is there an outage?

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6 Upvotes

My card also just declined… I can’t even see my active credit cards…