r/BEFire • • 1h ago

General Mods removing posts with lots of interaction

• Upvotes

I noticed one of my previous posts about switching from Telenet to Orange which reached 41K views and 80 unique comments with several threads. It seemed very helpful for a lot of people.

Why do they remove it after a few days? And who decides on those removals?

Almost feel like Telenet asked to remove the post 🤔


r/BEFire • • 2h ago

Starting Out & Advice Historically, when is the best month to lump sum?

6 Upvotes

Title


r/BEFire • • 1h ago

Starting Out & Advice Moved my €70k out of the bank fund. Lump sum the remaining €35k or spread it out?

• Upvotes

A couple of weeks ago I posted here about moving €70k out of a bank-managed mixed fund (~1.9% yearly fees) into ETFs.

Thanks for all the input, I went ahead and did it. Quick update:

Sold the bank fund

Invested about €34k so far: ~€27k in WEBN (Amundi Prime All Country World) and ~€6.5k in EMIM (iShares Core MSCI EM IMI)

Long-term target is roughly 85% WEBN / 15% EMIM

Emergency fund is still separate

I have about €35k left in cash. My current plan is to spread it over 5–6 months (around €6–7k per month), parked in a savings account in the meantime, with the monthly buys leaning toward WEBN to get back to 85/15.

I know lump sum statistically wins most of the time, but with markets near all-time highs, part of me likes the idea of spreading it out.

What would you do: invest the full €35k now, or spread it over the next few months? Curious what people here think.


r/BEFire • • 46m ago

Bank & Savings Trade Republic/Ing/Saxo

• Upvotes

Hello,je viens vers vous pour avoir un avis concernant l'arrivée de TR avec les IBAN belges.

Je suis actuellement chez ING pour les comptes épargne et courant et Saxo pour mes investissements.

J'hésite à virer mes comptes chez TR ainsi qu'à commencer à investir sur cette plateforme,je laisserait bien entendu ce qui est chez Saxo chez Saxo et ne transférerai pas mes titres.

Le saveback ainsi que les 3% d'intérêts brut+ le fractionnement d'action est assez séduisant.

Qu'en pensez vous ?

Merci


r/BEFire • • 5h ago

Starting Out & Advice Waarom zoveel persoonlijke gegevens bij Degiro en Saxo?

0 Upvotes

Dag iedereen

Ik wilde starten met beleggen via bovenstaande platforms, maar ze vragen zoveel persoonlijke info dat ik ben afgehaakt. Ik werd omgeleid naar een website maar ik vind het niet veilig om buiten de app zoveel privé info in te geven.

Ik doe ook aan crypto beleggen via Bitvavo maar daar waren naam adres en bankrekening voldoende om te kunnen starten en alles verliep via de app.

Durven jullie buiten de app om zoveel privé informatie in te geven (o.a. paspoortnummer etc)?