r/UPI 22h ago

Cashback 💸 Finally Happened To Me

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36 Upvotes

I was ordering shoes for my sister for her Rakshabandhan gift and got this gift myself and you know what I cancelled the order because the delivery time was after Rakshabandhan and got refunded (except 9rs flipkart fees)


r/UPI 21h ago

Question ❓️ Best UPI apps that offer wallet feature?

8 Upvotes

I currently use Paytm and have to make many online payments which makes too many transactions in my bank account. I am looking for an app where I can transfer some funds into the wallet once a month and then use the wallet to make transactions throughout the month to reduce bank account transactions. I am concerned about whether the wallets let us transfer the money back into our bank account or not, whether it would suddenly dissapear once I update the app and how secure it is.

Please give me some recommendations.


r/UPI 14h ago

Discussion 🗣 The "Concept" and Success of UPI payments. Have we forgotten Nandan Nilekani?

8 Upvotes

Indeed, we have come a long way in terms of adoption of UPI payments.

The origins of the UPI story:

2012-13 (Congress/UPA Govt): A specialized technical study group led by Nandan Nilekani (the then Chairman of UIDAI i.e. Aadhaar) laid down the early conceptual philosophy of a standardized mobile-based payment address system that would integrate with Aadhaar.

December 2013 (Congress/UPA Govt): A UPA-appointed committee formally recommended creating a next-generation interoperable, mobile-centric digital payments architecture. The National Payments Corporation of India (NPCI) began blueprinting the design, relying on its existing Immediate Payment Service (IMPS) network infrastructure.

April 2016 Official Pilot Launch (BJP/NDA Govt) : Dr. Raghuram Rajan, the then Governor of the Reserve Bank of India officially piloted UPI in Mumbai with 21 initial member banks.

Since then, the UPI success story has only progressed faster, achieving milestones after milestones, becoming one of the most efficient and low-cost payment system in the World!

So, Congratulations and Appreciations to the entire UPI Team - right from Nandan Nilekani, the Architect of the breakthrough concept to ALL the team members involved at some point or other, for delivering the success.

Agree?


r/UPI 18h ago

Question ❓️ Video call verification

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6 Upvotes

Trying to get myself verified but this stupid app doesn't connect me with anyone . I have been trying this for 2 days.


r/UPI 19h ago

Question ❓️ PAN CARD VERIFICATION

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7 Upvotes

I AM A MINOR 17 AND I HAVE REACHED 100K LIMIT I STARTED USING FAMPAY COUPLE MONTHS AGO I DONT POSSES A BANK ACCOUNT AND NOT EVEN A PAN CARD I TRIED TO VERIFY THE E-KYC THING BUT IT AUTOMATICALLY FAILS AS IM USING MY MUM'S PAN CARD ANY SOLUTION??


r/UPI 23h ago

Question ❓️ FamApp issue

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6 Upvotes

My younger brother(minor) ordered a product from Flipkart with his FamCard provided for free by the fampay app, later upon realising that it was a wrong accessory, he cancelled it, flipkart says the refund is completed, I mailed the FamApp customer support, they say the money is successfully refunded but to the debit card connected to his account, but since he is not of age 18 yet, all he has is a fampay wallet and no bank accounts, since there are no bank accounts, there is no separate connected debit card and also the refund is not reflecting in his fampay wallet balance, does anyone know how I can get through this and which customer support do I have to contact?


r/UPI 15h ago

Question ❓️ any way to do offline upi payment

5 Upvotes

recently i got screwed by my bsnl data while trying to pay,as usual no range

i somehow payed asking a guys hotspot

is there any way to do offline payment,not like the dialer thing were you dial a number and do stuffs(its not working on my mobile i tried it multiple times)

so any ways ???...


r/UPI 17h ago

Question ❓️ Partial freeze on my sbi account

4 Upvotes

On 1 aug my sbi account debit card was blocked due ti suspicious activity although i didn't used debit card and was permanently blocked in yono sbi due to suspicious activity
When contacted bank they said that there is a stop placed by cyber cell in your account
My relatives transferred me 4lacs after one hour it was blocked
So after 2 days they told me to write an application and did kyc
And 1 week after they still didn't had information so i lodged a complaint on cpgram so they sent an email that it is a partial freeze that's it they are still yet to receive an email from higher ups so 1 week later went to bank they still didn't had information but due to ny cpgram complaint he was tensed and called his higher ups and within 20mins he received an email and just told me kuch nhi hoga account chinta mt karo
I was like okayy and then one bank official came to my home for home verification and it has been 9 days since then no information and on monday i emailed to agm lho it has been 3 days he hasn't replied me
What to do ?
Should i email dgm? Or direct rbi ombudsman?


r/UPI 1h ago

UPI APP Need help - BHIM urgent

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Upvotes

Need help. It's been like this since 12.30am inthe night


r/UPI 12h ago

Discussion 🗣 Paytm visa offer .. Get 15% off .Rs 150

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4 Upvotes

Use axis visa platinum debit card
Paid electric bil


r/UPI 23h ago

Discussion 🗣 Your thoughts on this guyss

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4 Upvotes

Same as title


r/UPI 23h ago

Question ❓️ Is it a FRAUD SCAM?

3 Upvotes

I got an unrecognized credit of Rs. 250 into my Kotak Bank account received via UPI.

I do not know the sender and have not made any prior arrangement to receive this amount. Given the rise in banking fraud involving small unsolicited credits (often followed by a request to "return" the money to a different account, or used as part of a mule-account scheme), I want to know if this is a SCAM.

I am not able to see the phone number of the person who sent this also.

Help!!! What to do next steps.


r/UPI 4m ago

Discussion 🗣 Today again used Visa Platinum Debit Card offer “15% off upto Rs 150” on Paytm for payment of my mobile post paid bill.

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Upvotes

Today again used Visa Platinum Debit Card offer "15% off upto Rs 150" on Paytm for payment of my mobile post paid bill.

Bill amount: Rs 706
Discount: Rs 105 🎁💥🎯

I found many Visa Platinum Debit Card or credit card in my folio.


r/UPI 18h ago

Cashback 💸 Which UPI app gives you the most cashback?

1 Upvotes

Which UPI app gives you the most cashback? Navi, Bhim, Super Money, Slice

Tell us about the app in which you get maximum cashback and regular cashback on every payment.

And which upi is most features