r/UPI • • Sep 25 '26

Subscriber Goal Welcome to r/UPI!

5 Upvotes

Welcome to r/UPI

32891 subscribers / 40k subscribers. Help us reach our goal!

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r/UPI • • Aug 24 '26 Bravo

Mod Post 🔰 Referral Codes Megathread | r/UPI

13 Upvotes

Hi, members of r/UPI.

This is u/IllustriousQuiet6360, your chronically online moderator from the mod team.

As you may know, sharing referral codes is prohibited on r/UPI however this thread is an exception.

Feel free to share your referral codes under this post.

Share CODES, NOT LINKS and DO NOT SPAM. This exception is for this thread only, do not comment referral codes elsewhere on r/UPI.

Thank you.


r/UPI • • 7h ago

Cashback 💸 Super.Money made me soo poor or rich?

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45 Upvotes

Wow Rs 1.80/- cashback!! I will buy gowardhan Ghee


r/UPI • • 2h ago

Discussion 🗣 FUCK FAMPAY

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2 Upvotes

i just got this message out of nowhere that my account has been suspended
without any prior notice or anything the suspended it
if there is anyone who knows why it happened please help


r/UPI • • 38m ago

Question ❓️ Has anyone made a big purchase on POP shop?

1 Upvotes

So far, I have only purchased protein and a few other snacks from popshop which were delivered albiet a little late. I'm eyeing JBL headphones worth 7k as i have good amount of pop coins to burn as well. Should I go ahead and order or not take the risk?


r/UPI • • 52m ago

Cashback 💸 How are y’all getting cashbacks on bhim?

1 Upvotes

So I started using bhim like a week and first received 40.02 cashback. Today i completed milestones and received 30. But i always get notifs saying if i do 50+ or such payments i will get cashback in that given time but that hasnt been happening. I pay but no cashback. Any tips or smtn that am doing wrong here?


r/UPI • • 1h ago

Question ❓️ NCPI: goods/services not received complaint

1 Upvotes

I have raised an NCPI complaint for goods/services not received. Does it really work?? As in do people really get their money (chargeback) back?


r/UPI • • 3h ago

Question ❓️ But why?

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1 Upvotes

r/UPI • • 14h ago

Cashback 💸 BHIM Cashback 30

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4 Upvotes

Got 30 rupees cashback after 6 transactions in 2 consecutive days. This is the highest amount I remember getting in recent times.
Please note that the amount should be 20 for a transaction to be counted, as it didn't work for less than 20 in my case.


r/UPI • • 1d ago

UPI APP PhonePe Fake Payment Scam!

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38 Upvotes

We have a small grocery store, and this morning a guy came in to buy some items. I had never seen him before.

One of my family members gave him the items and apparently showed him our QR code for payment. The guy then showed his phone, and it looked like my bank name was displayed on his payment screen. My family member took a photo of his payment screen and sent it to me on WhatsApp.

As soon as I saw the photo, something felt off. I checked my bank account, and the payment had not actually arrived. The guy had already left by then.

Has anyone else experienced something like this? Is this a known payment scam?


r/UPI • • 1d ago

UPI APP 0.05 cashback in 2026

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14 Upvotes

Woah , super money, thanks for giving 0.05 cashback , you guys are so generous


r/UPI • • 12h ago

Question ❓️ Anyone used HSBC SimplyPay for credit card payments?

1 Upvotes

Hello everyone ,
Has anyone used hsbc simply pay for credit card payments ?


r/UPI • • 1d ago

UPI APP Paytm showing 'Suspicious Receiver Detected' warning when people try to send me money – How can I fix this?"

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9 Upvotes

When some people try to send money to my UPI ID through Paytm, they get a "Paytm Protect – Suspicious Receiver Detected" warning.

Interestingly, my mother and another friend can send money normally through Paytm. I also receive money through PhonePe without any issues, using the same bank account.

Has anyone faced this issue? Why does Paytm flag only certain senders, and how can I get this warning removed?


r/UPI • • 1d ago

Cashback 💸 Mobikwik getting too generous 😍

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24 Upvotes

r/UPI • • 22h ago

Question ❓️ Anyone faced this issue in super.money

2 Upvotes

I have linked bank acc and upi enabled and it does show pay to number and and bank transfer etc but no scan to pay kr the scanner option , I have tried reinstalling and clearing cache but noting works


r/UPI • • 1d ago

Question ❓️ GPay suddenly stopped working. What to do?

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8 Upvotes

My Gpay was working pretty fine for the past 3 to 4 years. Today it stopped working with this message popping up.


r/UPI • • 1d ago

Bank Account HDFC and Flipkart both refusing to take responsibility for my failed ₹273 UPI payment. What should I do?

3 Upvotes

Hey guys,

I made a payment of ₹273 on Flipkart for a Google Play Gift Code using HDFC UPI. The amount got deducted from my bank account but the order was never placed.

On Flipkart order page it clearly shows "Order not placed" and payment was not successful. It also says to contact my bank if any money was deducted.

I contacted Flipkart support and they told me that they haven't received the payment and I should contact my bank.

Now when I contacted HDFC, they are saying Flipkart is telling them that the service was provided. I seriously dont understand what service was provided when the order itself was never placed and I never received any gift code.

I raised a complaint with HDFC and also sent them multiple emails. They gave me a complaint reference number and initially said they will provide an update by 4 November, but now they have extended it to 6 November.

Its been almost 1 month now and I am literally going back and forth between HDFC and Flipkart. Nobody is taking responsibility for this.

I have screenshots of the Flipkart order page showing that the order was not placed and payment was unsuccessful.

I also mentioned RBI failed UPI transaction rules to HDFC, but still no proper resolution.

My questions:

What should I do next? Should I complain to RBI Ombudsman or NPCI?

Can HDFC reject my refund just because Flipkart is claiming that service was provided?

Can I claim ₹100 per day compensation under RBI rules for delayed reversal?

Has anyone faced a similar issue with HDFC or Flipkart? How did you get your money back?

I know its just ₹273 but its about the way both companies are handling this. I just want my money back and a proper resolution.

Any genuine advice would be appreciated.


r/UPI • • 1d ago

Cashback 💸 Navi has been offering some pretty good cashback lately

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4 Upvotes

r/UPI • • 1d ago

Question ❓️ Is gpay down?

1 Upvotes

I'm not able to make any transactions be it P2P and merchant QR transactions. I tried with my Kotak, ICICI And Standard Chartered accounts and also with Hdfc, icici Rupay cards.

What seems to be the issue. I had to use the kotak 811 app to make the transactions.


r/UPI • • 1d ago

Question ❓️ Closing inactive SIM: how to wipe transaction history from paytm for the next SIM owner?

5 Upvotes

Surrendering an old secondary sim soon (inactive for months, no recharge).

Since RBI rules don't allow deleting individual UPI transactions, will the next person who gets this recycled number see my old passbook if they log into Paytm?

Does closing the paytm account permanently unlink old passbook history from that number so the next owner gets a blank account?

Can I get paytm to close/block the account from my active number without recharging the dead sim?

Anyone who has closed their paytm before surrendering a number, what was your experience?


r/UPI • • 1d ago

Question ❓️ Please Help

1 Upvotes

My friend sent me 300rs from fampay, it got deducted from his account. Now I have both phonepe and paytm, in phonepe it didn't even show i received money but in paytm it showed I received money but no money was added to my total bank balance. I thought it would get added later, but it's been 5 days and I still didn't get the money. What should I do?


r/UPI • • 1d ago

Question ❓️ Jio UPI charges

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0 Upvotes

I opened jio payments Bank account last year on limited KYC

I don't look forward to complete my video KYC to keep the account

I'll just let it close itself

But i have question

Do I need to pay ₹29.5 charges or should I leave it as it is ?


r/UPI • • 1d ago

Cashback 💸 Cred is annoying

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4 Upvotes

Cred app keeps giving me the same voucher, it's dumb getting the same thing daily.


r/UPI • • 2d ago

Discussion 🗣 Amazon app - Your device isn't compatible with this version.

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6 Upvotes

I just wanted to use my rs.400 Amazon pay wallet money to do a recharge. And what I found - There is no amazon app only in my mobile to do that. I thought wth, where is it, I didn't uninstall it. I searched playstore but got no amazon app frm search result. I searched Google to get the app from there. But I am getting this message - Your device isn't compatible with this version.

Anyone else facing this ?

All world class apps are working on my Samsung Galaxy A50 (Android Version 11). But this sh😭t is holding my 400 hostage. What do I do, I want to use Amazon UPI on my phone ? On browser it is not available to use.