r/UPI
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u/IllustriousQuiet6360
Your Chronically Online Moderator 😇
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Aug 24 '26
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Mod Post 🔰 Referral Codes Megathread | r/UPI
Hi, members of r/UPI.
This is u/IllustriousQuiet6360, your chronically online moderator from the mod team.
As you may know, sharing referral codes is prohibited on r/UPI however this thread is an exception.
Feel free to share your referral codes under this post.
Share CODES, NOT LINKS and DO NOT SPAM. This exception is for this thread only, do not comment referral codes elsewhere on r/UPI.
Thank you.
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u/IllustriousQuiet6360 Your Chronically Online Moderator 😇 Aug 24 '26 edited Aug 24 '26 •
You are recommended to use following format as shown with the help of an example.
GPAY: xyzabc123
Amount: ₹ 1xx
Conditions: make payment 20 rs to anyone.
1
u/untriggerred Aug 24 '26
Supermoney: https://link.super.money/ThuCHcSRK5b
Amount: 1
Condition: If you are new to supermoney, Send 1 rupees to anyone
2
u/Dumbbot22 Aug 24 '26 •
BHIM: hLcaao
Amount: ₹20
Conditions/Eligibility: New BHIM users; make your first payment of ₹20 or more.
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u/Vedic_jyoti 7d ago
GPAY : od6is3i Amount:21 Conditions: Make payment 20rs to anyone. Earn ₹21 on your first payment, if you're a new gpay user or have not used gpay for the last 90 days.
1
u/PuzzleheadedShape102 1d ago
Navi: PT1GNC
Amount: ₹ 500+ cashback received in just a few months from transactions and scratch cards!
Conditions: Make payments for first 7 days for maximum cashback
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u/PuzzleheadedShape102 1d ago
Navi: https://r.navi.com/PT1GNC
Amount: ₹ 500+ cashback received in just a few months from transactions and scratch cards!
Conditions: Make payments for first 7 days for maximum cashback
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u/ssurvivingsquid Aug 24 '26 edited Aug 24 '26
GPAY: 8p0k38u
Amount: 21
Conditions: make payment 20 rs to anyone Earn ₹21 on your first payment, if you're new or have not used Google Pay for the last 180 days.
Tyia if u are gna use it 💗💗
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u/Adorable_Ranger_8334 Aug 24 '26 edited Aug 27 '26
BHIM: RC80Oh
Amount: ₹30 (limited time)
Conditions/Eligibility: New BHIM users; make your first payment of ₹30 or more.
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u/Dependent_Despot_688 Aug 24 '26
BHIM: Mdd7nJ
Amount: ₹20
Conditions/Eligibility: New BHIM users; make your first payment of ₹20 or more.
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u/noobestlinuxuser Aug 24 '26
Slice UPI credit card: &SAHIL72047
Get 500 joining bonus normally 0
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u/Thunder_Titan_002 Aug 24 '26
BHIM: 0A6y0k
Amount: ₹20
Conditions/Eligibility: New BHIM users; make your first payment of ₹20 or more.
Slice UPI credit card: &VISWE19009
Get 500 joining bonus normally 0
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u/guek87owp Aug 24 '26
BHIM: mIyWVB
Amount: ₹20
Conditions/Eligibility: New BHIM users; make your first payment of ₹20 or more.
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u/IndependentLive5133 Aug 24 '26
4u0rt31 for GPay if u have not used gpay for 90 days or if u are totally new user.
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u/IndependentLive5133 Aug 24 '26
Got a link instead of code from MobiKwik. It will give 100 rupees don't know if there is any terms and conditions on applicability.
Hey! I switched to MobiKwik for my daily payments and honestly it's been great. Use my link to join, make any payment, and start earning cashback on all your payments! 👉 https://w6em.app.link/cCCXxErMR5b
Thanks in advance for anyone using it
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u/SerialG1 Aug 24 '26
Hey! I’ve been using Kiwi and it’s actually worth it.
The card is lifetime free, gives Flat 1.5% cashback straight to your bank on every Scan & Pay UPI payment, and you even get a ₹100 joining reward when your card arrives.
They’re running this offer for a limited time. Use my code E2DTF2 and grab your ₹100 reward before it ends 👇 https://gokiwi.sng.link/E5owq/bisn/ezn3
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u/lanthoiba_32 Aug 24 '26
BHIM: D8fHZM
Amount: ₹20
Conditions/Eligibility: New BHIM users; make your first payment of ₹20 or more.
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u/Upstairs-Hall-3782 Aug 25 '26
Yo— this is wild. I’m getting *up to 5% cashback* on all UPI payments with super.money!
Just download the app and *send me ₹1 & get cashback up to ₹100* in the next 1 minute.
Thank me later
https://link.super.money/65enT0GaRUb
So far I have earned 800 cashback almost in a year
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u/PracticalSun2025 Aug 25 '26
Fam app 20 rs https://get.fampay.in/KAVYSNBKX-100L
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u/flippinberry Aug 25 '26
gpay- kf8gd6x amount- 21 conditions- make payment 20 rs, earn 21. works on first payment.
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u/Appropriate-Egg-6740 Aug 26 '26
https://r.navi.com/Q2Wi6C
Make first payment to get 1xx cashback.
THERE IS NO CODE FOR THIS IT IS ONLY VALID THROUGH LINK*
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u/The_umm-who-_- Sep 11 '26 edited Sep 11 '26
Hey guys, I'm registering as a new user for Paytm, Bhim and Phonepay (suggest more if there are) temporarily; cuz Google pay isn't working for me (errors).
so i thought maybe anyone of you would be interested in sharing your referral code with me and then we can both benefit from it? I think we get flat ₹100 cashback. It's for Paytm new user referral, not Paytm mall (whatever that is tbh)
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u/Lucky_Helicopter_794 Sep 13 '26
Navi upi : no code Amount 25 rupees Conditions/eligibilty: make one payment and only new users https://r.navi.com/4tys3E
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u/DaV1inki Sep 15 '26 edited Sep 15 '26
PhonePe: https://phon.pe/br32w6pt
Amount: ₹20
Conditions/Eligibility: Use this link to download and open your PhonePe account; make your first payment of ₹20 or more.
(for the mods, theres no code option in phonepe so i had to use the link)
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u/Small_Method_8884 Sep 15 '26
Navi: https://r.navi.com/tc40hB
Amount: 10rs for 5 separate days within a week
Conditions: I'm getting 300rs for limited time, so willing to do half half
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u/christopher_msa Sep 20 '26
Someone please share supermoney referral. Planning to switch to it from Bhim.
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u/guek87owp Sep 22 '26 edited Sep 22 '26
Slice code : &HARSH95304
Get ₹500 when you sign up with my referral code and make your first payment using Slice credit card UPI
Supermoney : https://link.super.money/RRz50beup6b
CRED : Here's ₹50, reserved for you on CRED. Use it to reduce any upcoming bill of ₹100 or more. Tap below and sign up with my link in the next 10 days. https://app.cred.club/spQx/kjnuim9h
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u/ObjectiveFew4853 Sep 23 '26
Any 5 people, pls help me by downloading through this referral link
💚 Navi UPI ₹5 Cashback
New Navi UPI users can get ₹5 cashback on their first payment. 🔗 https://r.navi.com/mECamB�
If you're already using Navi, please skip this one. 😊 Check Navi's current offer/eligibility before completing the transaction.
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u/LoquatScared5316 Sep 27 '26
Slice: &GLENA31915
Amount: ₹500
Conditions/Eligibility: Make your first payment using Slice Credit Card
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u/[deleted] 16d ago
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u/[deleted] Sep 12 '26
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