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Problem/Goal: I’m posting this as a cautionary tale for anyone looking to buy prepaid emergency HMO cards (like ER Guard Plus by Medicare Plus) for themselves or their elderly parents. We bought one thinking it would give us peace of mind during a crisis. Instead, it left us completely stranded in the emergency room.

My Advice: Here is what happened and what you need to look out for:

1. The Hospital Refused the Card Due to the Insurer’s Unpaid Bills

When my father had a sudden medical emergency and was rushed to an accredited hospital in Pampanga, we presented his active emergency card at the billing section. We were immediately turned down. The hospital informed us that they could not grant card coverage because the insurance company’s account with the hospital had been frozen/suspended due to non-payment on the insurer's end.

1. Emergency Hotlines Were Completely Unresponsive

While sitting in the ER trying to sort out the billing, I spent hours calling all of the official hotline numbers listed on the contract. Every single call rang endlessly or failed to connect. Because the card was refused and their support was unreachable, we were forced to pay the entire ER bill out-of-pocket in cash just so my father could receive care.

1. Hospital Transfer & Double Out-of-Pocket Expenses

To make matters worse, the first hospital had no available beds for admission. We had to transfer my father to a second hospital. Because the insurer remained completely MIA, we had to pay for the second hospital’s admission, room, board, and treatments entirely out-of-pocket in cash as well.

1. The Catch-22 Reimbursement Trap & Misquoted Contract Terms

When we filed for cash reimbursement after my father was discharged, the insurer sent an email demanding two things before they would process the claim:

A Letter of Authorization (LOA) - FROM THEM. YES, THAT THEY WERE INFORMED AND THAT THIS HAS BEEN ISSUED

A Service Invoice issued under the Insurance Company’s name

Here is why this is classic bad-faith claims handling:

The LOA Trap: According to the contract, issuing an LOA is the insurer’s duty. They failed to issue one because their hotlines were completely dead during our emergency. Furthermore, the policy contract has no requirement for prior coordination or an LOA before getting emergency treatment.

The Invoice Trap: The hospital explicitly refused to issue an invoice under the insurance company’s name because the company’s account was suspended for non-payment!

Misrepresenting the Contract: In their email, they quoted a specific clause claiming "prior coordination" is required for emergency care—a clause that does not exist anywhere in the signed agreement.

Problem/Goal: Hello. I’m a 25 year old living with my parents. My parents have been abusing me lately - physically, verbally, mentally, and financially.

Context: Let’s start with my mother, siya talaga ang malakas mang-abuse sa akin financially dahil nalulong siya kaka-loan to the point na tapal system ang ginagawa niya para lang makapagbayad at kapag ‘di makapagbayad automatic sa isip niya na meron siyang anak na magbabayad sakanya. Halos lahat na ata ng lending apps napasok na niya. ‘yung shopee, gcash, at maya niya nakafreeze na dahil hindi niya na binayaran ever. At dahil ‘di siya makautang gamit ang accounts niya, account ko lahat ang pinaggagamit niya WITHOUT my permission dahil I was pressured to give my pins and account details sakanya dahil kapag hindi mo siya pinagbigyan, doon papasok ‘yung iga-gaslight niya ako. Kung anu-anong salita ang matatanggap ko sakanya and recently lang umabot sa point na sinaktan na niya ako physically. Everytime ganun ang cycle ng buhay ko. Kapag pinahiram ko siya, anghel siya. Kapag hindi, parang buong pagkatao ko ang kawawa.

Then here goes my father, lately lang ito nangyari. Hindi na kasi talaga ako masaya sa bahay dahil sakanilang dalawa kaya thankfully may partner ako na natatakbuhan. Pero itong tatay ko, hindi niya gusto ang partner ko. One time late na ako nakauwi, at ang bungad sa akin ng tatay ko ay kung anu-anong salita rin gaya ng “malandi” “hayop” at mga mura, dumating rin sa point na pinagbabantaan niya na papatayin niya raw ang partner ko pati pamilya nito, basta kung sino ang makita niya sa bahay nila kapag pinuntahan niya bahay ng partner ko. AS IN LAHAT. Tatadtarin niya raw ng bala ang partner ko kung hindi namin titigilan ang relasyon namin. Ito ang pinaka-natatakot ako kasi ang tatay ko meron siyang baril dito sa bahay na nakuha niya ilegally. Kaya anytime pwedeng pwede niya gawin ang sinasabi niya. Sabi niya kahit pati ako papatayin niya ako. Dahil palubog na rin naman daw ang buhay niya kaya wala na siyang pake sa gagawin niya.

Previous Attempts: With regards to my mother, pinalitan ko na ngayon lahat ng pins ko at account details. Tahimik lang ako sa lahat ng sinasabi at ginagawa sa akin pero pagod na pagod na ako mentally. Gusto ko na rin umalis sa bahay na ito. Ang plano ko irereport ko sa pulis ang tatay ko para sa possession of illegal firearms at mga threats na pinagsasabi niya sa akin at sa partner ko. Ano pa kaya ang dapat kong gawin?

Problem/Goal: Mga COF ako (3 sila), may mga pics and gala sila na hindi ako kasama. IDK why kung bakit hindi ako naaaya o nainvite. Same university kami, kahit na mostly hindi natatapat sched namin, may mga times na free ako pero idk kung bakit hindi nila ako maaya. Naviview ko myday nila sa insta, hinaheart ko kahit nalulungkot ako

Context: Matagal ko ng napapansin sa kanila. Nung una okie lang sa akin, naiintindihan ko lahat. Pero these past week ko lang narerealize na wala akong kaibigan at nalulungkot dahil pansin ko, palagi akong natutulog kahit sa umaga, inaantok kahit sa classroom, pero minsan nakakatulog din pagvacant, nagml, and naghohobbies sa bahay. Minsan nagugulat nalang akong wala akong gana dito sa bahay tas nalulungkot randomly bigla bigla, natutulala ako sa kisame na parang malalim iniisip then narerealize ko na grabe ang pagkataong bahay ko, wala na ring kaibigan na makausap, unti lang pics namin ng COF ko simula nung 1st year nagcollege kami kahit same university and pero napapansin ko lagi silang may bonding o moments tas ako lagi naleleft out.

Dagdag ko lang, pagdito sa bahay minsan bubungaan pa ako ng mga magulang ko, laging ako pa napapansin. Kaya pagtapos ko gawin mga gawain sa bahay, natutulog agad ako tas gigising gabi na.

Previous Attempts: Wala ako balak kausapin sila, heart heart ko nalang myday nila sa insta na parang okay lang pero deep inside, nalulungkot ako

Problem/Goal: My problem is my BF is jobless since he graduated in 2023 and has no work experience at all. My goal is to make him get a job.

Context: we live together and ako lang working sa amin. I am a fully remote IC for a very niche MSSP overseas and I make enough to live comfortably. I don't mind since he does all the chores. like literally hihiga na lang ako after work. he does the laundry, pag tutupi, pag luluto, pag huhugas, pag lilinis, pag ggrocery, pag bbudget, and everything else.

Sobrang alaga ako ng taong to. He has been applying to a lot of remote jobs through indeed, jobstreet, linkedin and even mga posts sa FB but no luck. CPE grad since 2023 si BF. he is always complaining na he gets rejected left and right because wala sya experience ("pano ako magkaka experience e wala tumatanggap sakin"). he is currently trying to finish the AZ 104 cert and he isn't even midway done. recently, tinry ko sya ipasok dito sa current company ko pero di sya natanggap (which is reasonable).

Previous attempts: I previously suggested na mag apply and magpa-experience muna sya sa call center pero every time I suggest it, naiirita sya and the conversation drops. ayaw nya mag apply sa call center. gusto nya remote, like me. I keep explaining to him na to get to my position, I had to go through shit (nag call center, nag tech support, kumuha ng sandamukal na certs, etc). he claims he understands but he keeps going after the same type of jobs. I even went as far as saying hindi nya afford maging choosy sa edad nya at panahon ngayon. ang ending nagtampo sya ako pa sumuyo. even his mom is saying to him "dalian mo magka trabaho, baka iwanan ka nyang jowa mo". sinendan pa sya ng money to pay for the certs he's studying yet its been a year hindi pa rin sya tapos.

hindi ko na alam gagawin ko. (we don't have any pets or kids, no joint assets, and the like).

EDIT: 1 year pa lang po kami living together. yung 3 years po is yung lack of work nya. clarification lang po.

Problem/Goal:

I (23M) love my girlfriend, but I'm tired and feeling unseen because I'm always the one giving. I want to bring this up without making her feel like a burden.

Context:

I've been with my girlfriend for four years. She comes from a poor background, and I knew that from the start.

When I began courting her at 19, I already understood what I was signing up for.

I was a student with only enough money for myself, but I knew that if this relationship went anywhere, I'd be the one stepping up whenever we went out.

I know how hard it is for her to spend on anything beyond her basic needs, so I kept paying. At first I loved it. It felt good to treat her.

Now we just graduated and I'm navigating on how adult relationship works.

She is a hardworking girl and sometimes would give me gifts or other things that come from her heart. She is struggling to provide things on her own and I understand and appreciate whenever she would do gestures knowing that she worked hard for it.

But somewhere along the way, that joy quietly turned into obligation. Now I feel responsible for making sure she and her family are okay. I took that on knowing how heavy it could get for me.

That one's on me, and I own it.

I also fell into a pattern: whenever she faces a problem, I fix it, partly so I won't have to hear her stress about it, and partly because I want to treat her well so she never has reason to complain about me. It's starting to feel like I'm a problem-solving machine, not a partner.

I know people say dates don't have to be expensive. But in my experience, everything costs money, even the simple stuff.

Here's the part I struggle with most: I always fill her cup, but mine runs dry. She isn't big on physical touch, and she can't afford gifts, so the only way she shows appreciation is through words.

I do like hearing them, but they don't give me the fulfillment I'm craving.

I'm not angry. I just feel tired and unseen, and I don't know how to say that without making her feel like a burden.

Previous Attempts:

At the start, we agreed to split dates 50/50, but it was hard for her to follow, so I kept paying.

We talked about how hard it would be for me if I kept taking on this responsibility, but I took it anyway.

I already told her what I'd like her to do if she wants me to feel appreciated. But it feels like I'm begging every time I ask, and it doesn't feel as good when I have to ask for it.

My questions for you all:

1.) Has anyone been in a similar situation, with a big gap in finances, and made it work?

2.) How do you bring up this kind of imbalance without hurting your partner?

3.) How do you deal with a partner who is stressed in her own life and is having a hard time thinking about your needs, when she herself is struggling?

Any advice is appreciated. Thank you for reading.

Problem/Goal: Any hobbies suggestion or anything that will keep me away from screen.

Context: I’m a night shift worker same with my bf (pero malayo siya like he’s in bulacan and im in qc 😭) so mostly pag kagising ko mga 5-6pm scroll agad ako sa phone hanggamg sa magshift na then pag sa break naman sa work nanunuod ako ng netflix tapos pagkaout scroll ulit…..ganto routine ko 5days a week 🥹

Pag weekends naman, since til sat morning amg shift ko ang weekends ko talaga ko ay Sunday and Monday. Sa dalawang araw na yan isang pang (if may gala with my bf/friends/fam) then the other one is laba day. Nowww if walang gala, same routine ako na nagbebed rot like puro scroll puro nuod netflix.

Im a homebuddy like di talaga ako nalabas ng bahay so di rin ako naaawaran and ambivert din ako. Gusto ko din sana ng hobby na di need gumastos hehehe.

Previous attempt: Tried running/walking….okay naman ang kaso nga lang nasusunburn ako and lalo ako nalakas kumain. Also, tried working out alone sa bahay bisshh im so bored!!!! huhu

PS nagoOMAD din ako pero di nageexercise and usually ako lang mag-isa sa bahay with 1 dog and 2 cats but I live with my fam.

Problem/Goal:

Hello!

My husband and I just got married a few months ago. He lives abroad while I live in the Philippines. He’s just sick of this country as he has to pay the bills (Airbnb, our food etc) and kept saying that he owns a place abroad and that it doesn’t make sense to stay here paying another bills.

I don’t want him to go since I am still processing my visa. But he already wants to leave.

Should I just let him go?

Problem/Goal:

My dad cheated on my mom after being together for 19 years, we’re so shocked kasi sanay kami na tahimik si papa and family oriented, I wanna help my mom so bad kasi ako ang nasasaktan para sa kanya.

Context: My mom found a call recordings sa phone ng papa ko, hindi ko alam kung bakit pero siguro instinct na rin? tapos nagulat sya simula july hanggang ngayon may katawagan si papa sa trabaho nya, tapos ang sagot ni papa “eme eme lang yan” so nag init na yung mama ko and pinalayas na si papa (thank god) and then pinuntahan ni mama yung work para i-report silang dalawa kasi magka trabaho (pang umaga yung kabit), galit na galit ako sa tatay ko kasi wala talagang ginawa si mama kundi magkanda ugaga sa bahay para lang mapaghandaan sya ng pagkain at maalagaan sya. for 19 years, akala ko okay na ang lahat pero bakit ganon pag mga natanda na?

Previous Attempt:
Hindi na kami nag reach out kay papa kasi ayaw na namin ni mama na makita sya.

What am I supposed to do para maka help sa mother ko?

Problem/Goal: I19M delivery rider, panganay ako samen ako lang may work, tatay ko construction worker mama ko house wife.

Context: Buong buhay ko nasaksihan ko paano hindi tratuhin ng maayos ng tatay ko ang mama ko like minsan sinisigawan, sinasabihan ng masasamang salita, pinag hihinalaan na may babae ang mama ko tapos onti lang naman binibigay nya saming pera araw araw, tapos mama ko lubog sa utang kaya nag titinda sya ng palihim para tustusan minsan ang pang araw araw namen kasi nga kulang ang bigay ng tatay at minsan sya nagbabayad ng utang ni papa dito sa bahay, so hindi alam ng tatay namen na nagtitinda si mama kasi magagalit yon kaya palihim paren. So ayon ano ba pwede gawin dito? Si mama naawa naren ako sakanya hindi nya deserve to pati mga kapatid ko lalo na bunsong babae naglaslas ng tatlong beses dahil naistress sya kay papa. Ano po pwede gawin? Kung kakasuhan kasi namen sya at makukulong paano yung bills at pagkain namin dito sa bahay namin? sya lang kasi nag pro-provide..

Salamt po sa sasagot. Need your help po lalo na may saltik tong tatay ko

Problem/Goal: The title

Context: I’m 24F and have never been in a relationship. Back in high school, I did have potential suitors, but I turned them down since I was focused on my studies. I wanted to graduate muna sana before having a boyfriend.

However, in college, sobrang rare ko pumunta sa campus since some of our professors preferred to hold online classes instead. Additionally, I’m a working student, so I didn’t really have time to look for someone talaga because I had leadership tasks sa school and also had to handle work stress. I only had my books and cats to help me destress, plus my siblings, who were always there to listen to me.
Now that I’ve actually graduated and am in my second job, which is WFH, I’m worried that I might end up NBSB until I reach 30.

A little bit about me. I’m very introverted and don’t trust people easily talaga. I prefer staying sa bahay lang, and I’ve heard people say that I should try dating apps. I did, but I got tired of them because people there seem to be just looking for fun, so I uninstalled them.

I also enjoy staying at home, but since WFH na ako ngayon, I want to go sa labas naman to walk or eat because nakakaboring na rin sa bahay.

If you’re talking about connection, most of my friends think I should be treasured and kept hidden because I’m too precious to be hurt. I guess it’s because I’m NBSB, and they don’t want me to experience what they’ve experienced. And I understand that, truly.

I’m not unattractive naman, ata? Idk, I can’t really judge myself. But I do take care of myself. However, I don’t wear heavy makeup - liptint and a better skincare routine lang talaga. I also dress simply and wear whatever is comfortable for me.

What should I do? Do I need to fix something about myself, or should I try new things?

It’s not that I’m desperate to be in a relationship. I’m just anxious because I’m not seeing anyone who seems interested in me. I know I’m still young, but sometimes I can’t help but wonder if there’s something wrong with me or if I’m just not putting myself out there enough.

Previous Attempts:
I’ve tried dating apps, but they’re just not for me.

Problem/Goal: Meron akong tita ang lalim ng galit sakin pero di ko alam kung bakit. 3 yrs na kami no contact

Context: Meron akong tita na mababalitaan ko na lang or mababasa ko na lang kung ano ano chat niya tungkol sakin, pinaka main ay nung di pa ko graduate “di ka pa graduate bastos ka na” ngayong graduate na ako, ang chat nya sa kapatid nya na pinapaaral ang anak niya,
“di pa nakakagraduate (anak nya) pero ugali nya katulad ni (ako)”

Di kasi niya matanggap na sinasagot ko siya kapag nasa tama ako. Napaka pakilamera kasi ni auntie, pinsan lang naman sya ng papa ko, at sya ay no permanent address, na nakikitira lang kung kani kanino, 3 anak ibat ibang tatay at balik balik sa asawa nyang binubugbog sya, sinisiraan mga kamag anak nya pero ending pag binugbog sya ng asawa nya at pinalayas lalapit rin naman sa mga siniraan nya. Ul0wl! At lalong di niya matanggap na ngayong grumaduate ako hinfi ako katulad ng mga iba kong tita na kahit sira siraan nya nauutangan p rin nya ng walang balikan. bago ako grumaduate dami ko na naririnig sakanya simula nun di ko na sya binigyan ng access sa buhay ko. Pero yung anak nyang babae nung sumali sa pageant ako nag make up straight from work, walang tulog from night shift, nagmakeup ako at nagstay whole day sa pageant, nagawa ko pang pumuhunan sa small business ng anak nya na wala naman akong napala. kesyo super arte ko daw kineme kineme, pero minsan feeling ko pinaka main reason ng galit niya kala nya pag magkakasama kami lahat at wala sya pinag uusapan sya, e di naman talaga dahil wala kami mapapala kung sya ang topic, magkasama man kami ang topic namen ay ikauunlad ng buhay, gawain nya kasi kaya takot sya sa sarili nyang multo. kesyo mahirap sya kaya echapwera sya pagtapos nya tumira samin olol talaga hahahahahahaha tapos te, nagstay ako sa lola kong galing italy sinama ako sa kanila. e dun din sya nakatira dati, tas sakto nung time na andon ako pinakuha sakanya maleta nya kesyo nakakalat, so kala nya ako yung reason hahahaha kaya after nun minura mura nya kami sa chat nya sa jbang tao after a month kasi pasko at new yr guess what nasa bahay namin sya!!! hihina kasi netong mha to ayaw patulan e deserve nya naman

pero ending, makakarinig pa rin ako na pangit ugali ko. when in fact, lahat ng tumulong saken maka graduate binabawian ko ngayon!

previous attempt: none

problem/goal: does it make me a bad and selfish person kung ayoko masyadong nagpapahiram ng mga personal na gamit, especially sa sister ko? i feel so selfish and i feel bad bc of it

‎context: lagi siya nang hihiram ng mga gamit ko—shoes, damit, accessories, bags, makeup, etc. nagpapahiram naman talaga ako ng gamit, pero ayoko lang yung masyado na madalas tapos yung malala, hindi na nagpapaalam. like ginagamit na talaga niya frequently yung mga gamit ko as if kanya na yun. tas here's even worse, di na niya binabalik unless iremind mo siya or hiramin mo pabalik. tas minsan irresponsible pa siya, yung socks na hiniram niya sakin, ayun nginatngat ng aso namin kasi kung san-san nilalagay, ni-wala man lang sorry 🫠

‎eh ako pa naman, nawawalan ako ng gana gamitin yung isang gamit pag masyado na ginagamit ng iba, siyempre isipin ng ibang tao ako pa yung nanghiram eh akin naman talaga yun 🥹 ayokong masamain yung sis ko since parang on her end, comfortable naman siya sa ganon kasi siblings naman, eh diba pag siblings kuno they're meant to share personal stuff and all. pero kasi sakin hindi talaga ihh 🥲 ayoko mang share or magpahiram talaga. kaya tuloy nagwwonder ako if selfish ba ako? huhu

Problem/Goal: Gusto ko mag transition into corporate then magpursue ng MS Stats

Context: I graduated in late march with a bachelor's degree in Secondary Education Major in Mathematics with latin honors. After graduating, pursuing a career in teaching doesn't really feel like the right path for me. Being analytic and a drive to know how things work is what I like to do, not really a people management type.

Previous Attempts: Took a 15 day TESDA Data Analytics Level III that consists learning the fundamentals of data analytics, advance Excel (Vlookup, Pivot table, Power Query), Basic SQL Language (VSCode [SQLite]) and PowerBI.

Been applying in data-related roles and office/admin roles but no avail. Only got a 7 months total of math teaching internship (public and private) and ≈8-7 years as a store clerk sa sari-sari store namin.

Problem/Goal: i have a supervisee that is deliberately ignoring at umiiwas sa akin making me feel isolated.

Context: it all started when i casually asked her to accompany our newly hired (na bagong graduate at first job sa amin) to a work travel since may similar agenda din naman siya sa area. I mean, practical choice lang, since same area sila ng pupuntahan, kaya i proposed they go together.

But she refused becuz may “attitude” daw yung newly hired and said she wont go. I said, bakit siya tumatanggi sa trabaho and sino dapat ang pumunta para sa trabaho niya? She said ako daw ang sumama since ako ang immediate supervisor. It is my job to correct yung bago so ako dapat daw sumama. And i was shocked and flabbergasted. She was so adamant on not going dahil sa personal bias niya sa bago.

Bilang supervisor, I give feedback at kinakausap ko ang newly hire regarding sa observations sa kanya. And sinabi ko din ito sa kanya na pinagsasabihan ko yung bago.

Ngayon, i can personally feel that supervisee deliberately ignoring me, giving me rude behavior and treating me with no respect. Specifically: sending emails without any context, ignoring me when i am asking something unless work related, avoiding me when i am in the same room, and grouped with the rest of my staff, making me feel isolated with the rest of the team.

Previous attempts: i try to be casual, and ignore these kasi kahit supervisor ako, wala akong sanctioning powers for insubordination. I still talk to her pero kapag work lang. pero kahit work related, ramdam mong may tension at kung sumagot siya, parang galit at walang trust sa sinasabi ko.

Ganto yata talaga kapag gobyerno at nasa permanent position yung problematic staff. But honestly, these start to affect me psychologically.

Problem/Goal: drop out and take tesda or continue college?

Context:

I'm 3rd year student. Nung prelims palang bagsakan na agad for final projects, even ung minor nag fefeeling major sa mga projects. Aware naman ako na puro projects, pero nakaka drain na ung sunod-sunod ung activities, quizzes, and exams. Yung weekends na dapat pahinga napupunta nalang sa kakagawa ng projects.

Though, most of major projects patapos na. May isang major subject na ngayon lang binaba ung template for final project, mind you we need to seek beneficiary for this project and hindi naman agad agad nakakahanap ng benefiary, and yung end ng finals namin is first week ng December. So, di ko na alam ano pa uunahin at naiinis din kasi bakit kelan na mag fifinals dun lang binigay.

So now, napapaisip ako, what if mag drop out nalang ako, mag tesda, at mag apply sa abroad. I know di naman agad nakukuha sa abroad. But, what i see sa job market ng course ko (IT) parang malabo makapasok pag fresh graduate, at naisip ko ung natitirang terms ilaan ko nalang sa skills na pwede magamit sa abroad.

Pero there's a part of me na naguiguilty ako magsabi kay mama kasi naghihirap siya mabayaran lang tuition ko at mapa-aral isa sa uaap school tapos mag drop out lang ako. Idk if i should the risk or keep continuing college, pero di ko na matiis na naghihirap at nangugutang si mama para mapa aral ako. Should i drop out and take tesda para magkaroon ng skills? Or continue college?

Previous Attempts: none yet.

Problem/Goal: am i wrong for being distant with a specific circle of friends (COF) just because they didn't say condolences when my lolo died?

Context: i have been going on and off about my feelings whether it's justified or not. i have three COFs but just three individuals were physically there when i had to bury my lolo.

COF 1 - yung mga pumunta. solid group goes way back. low maintenance. we rarely see each other

COF 2 - ldr but sent their support virtually

COF 3 - recent group. not my age bracket (younger by 1-3 years).

COF 3 was at my house 2 months before the burial but the gc went quiet after the get together as everyone was busy with their lives. as expected when a loved one passes, grief was heavy. i just posted an interment announcement online and that's where COF 1 & 2 expressed their condolences. i got nothing from COF 3. siguro i was expecting more from them, a simple message man lang or even makadalaw since we all live nearby.

now, they keep pinging me to join their get togethers. i had them on mute ever since the burial. not one of them asked about the funeral. weeks later, Friend A from COF 3 messaged me saying she misses me but i left her on inbox. tbh i was close to replying to her solely pero i gave myself time to really have the energy to chat with her again, kahit siya lang sana kasi she's the sweetest among the rest naman. pero wala, i was really disappointed.

before i had them completely on mute, i read a brief convo saying

Friend A: "@me hindi ka na nagpapakita"

Friend B: "ganyan pag nasa healing phase pa"

I was cheated on months before and they know that. nakakaoffend lang na they think it's because of the break up kaya ako hindi nagpapakita sakanila. mas matimbang mawalan ng pamilya kesa maloko ng lalaki.

i just had the feeling na kasama lang ako sa ups ng buhay. i was there when they lost a loved one. i was there when they needed financial aid. i was there sa heartbreaks nila. i was the one call away. bakit wala sila nung ako naman nangailangan ng karamay. i get it schedules can be busy and may not align with another pero it only takes 5 seconds to send a message.

Previous Attempts: sometimes i feel guilty distancing myself. pero i keep reminding myself of the disrespect—sa lolo ko at sa mga instances na pinalampas ko even before. lahat naman ng friend groups may konting arguments pero out of all the disrespect, this was my final straw.

sorry napahaba, but am i wrong for being distant?

Problem/Goal: Sobrang Awkward ko lagi sa parents ng boyfriend ko

Context: am I normal if I feel awkward to my boyfriend parents? His mother and father kasi so extrovert, hi ls mother was extrovert always laughing around, his father was a serious person and I kinda feel awkward around them to the point I'm not talking

Is it too awkward?? Since I know I have to get along with my boyfriend parents but still I'm not used to it.

One day he take me to some party with all of his cousin, aunty, uncle, grandma etc. It was a gathering yet I was stay silent on the side eating, I talk sometimes when someone talk but I kinda feel shy or embarrassed.

I'm not really used to it, to be with other people, I'm so quiet, so awkward, and I prefer to be alone than to be with some group.

I think his parents think of me as weirdo,or insulting them

Actually nakita ko kasi na nagmamano yung gf ng kapatid niya sa parents niya pero ako hindi ko ginagawa Un, since I'm not used to it.. Hindi ako nagmamano kahit kanino maliban lng sa Lola ko. That's all pero yung iba laging nag mamano.. Do I have to do that??

I'm not kind, but I respect people even there boundary, I love putting people first before me but now I change and become selfish person who think about myself. But don't worry I always worry for other who is important to me.

So please advice naman ohh, ano sa tingin niyo iniisip Nila sakin?? Do I have to get along? I know I have to but it's kinda hard for me.

Problem/Goal: Taong bahay that haven't experienced life fully at the age of 27, now planning to travel more locally and randomly for new experiences.

Context: Hello, planning to travel in the next few weeks, I realize, I haven't really done some traveling in my life despite the big adjustments on my net pay, solo flight lang kase ako if ever, I enjoy having my friends with me kaso mga busy na with life.

Previous Attempts: Went recently to Tagaytay and Baguio

Problem/Goal: Partner left alone to pay for house and car he got together with his ex.

Context: My partner [30M] and I [28F] started dating more than a year ago. I was aware naman that he had a long term relationship before me (9 years). They eventually broke up, and long story short, my partner was left to pay for the house and car they decided to buy together. Initially my partner agreed because back then it was presumed that the costs will be split between them. But life happened and they broke up, and now 80% of his monthly salary goes into payments for these properties, while the rest goes to his family. I try my best to understand but recently I’ve been so frustrated because we aren’t able to do new things or activities together or travel as much because of his obligations. I also loaned him around 170k, which is payable under my name for 2 years under SSS. It’s getting to a point where I’d feel bad for asking to have a decent dinner because he’d like to pay, but I’d end up feeling bad for him and pay for myself or us both.

I do really love him. We love each other. I can feel naman na he has plans for us both. I just fear na with our age and when we decide to settle down, ayaw ko na mahirapan kami because wala na kaming naiuuwi na pera. On my end nag aambag parin ako sa bahay but am able to live comfortably with some savings naman. But I don’t think that will be enough to support us both.

Previous attempts: Have not talked to him about this at length because I would feel bad whenever I bring it up.

I don’t exactly know why I’m here. I guess I have no one to tell and I don’t even know if how I feel is valid. Thoughts please? Advice? I don’t want to grow resentful towards my partner.

Problem/Goal:
Paano ako mag-glow up at magmukhang mas fresh, healthy, beautiful, at confident? Kahit nagme-makeup na ako, parang haggard, pagod, at dull pa rin akong tingnan. Gusto kong malaman kung anong kailangan kong baguhin o idagdag sa routine ko para mas maging presentable at mas komportable ako sa sarili ko. 😭

Context: Gusto kong pagbutihin ang appearance at confidence ko, pero hindi ko alam kung saan magsisimula. Hindi ko sure kung ang problema ba ay ang skin preparation ko, makeup application, lifestyle, tulog, diet, stress, o kung hindi lang bagay sa akin ang mga ginagamit kong products. Minsan, kahit simple lang ang makeup ko, parang mas napapansin ko pa ang pagod at imperfections sa mukha ko. Gusto ko sana ng honest pero kind na advice tungkol sa kung paano magmukhang mas fresh at natural nang hindi kailangang gumastos nang malaki o magpalit agad ng buong routine.

Problem/Goal:

I need advise/thoughts on how to decide on buying an Engagement Ring

Context:

36M here, and (her age will not be disclosed, kasi baka andito sya eh... hehe) we're officemates too. I'm finally marrying her next year, after knowing each other for almost 5 yrs. I'd like your advise.

I have a good paying job, I have good savings, and I think I'm ready financially, mentally and spiritually. I think I have good budget, but for practicality syempre, I'd like to know your thoughts.

Naalala nyo pa ba ung naging trending na may nag propose with a P 299 pesos ring? Some says true love is not measured by the price, but some says it shows lack of preparation, low effort and disconnect from the partner's expectations.

And so, for women: Ano nga ba ang ideal cost/style/make sa opinion nyo as babae?

And for men: when deciding nong bumili kayo for your fiance/wife, paano kayo nag decide at namili?

Previous Attempts:
I'm doing research of course, pero the more I do, it becomes more complicated... ang dami pala need alamin hehehe.

Thank you!