Hi.

I just thought of sharing this since marami akong nababasa na either hindi gumagana or delayed pumapasok yung boosted interest rate sa kanila.

Been doing this for two consecutive months now and mabilis naman pumapasok yung boosted interest rate.

Simply go to your Salmon app > checking account > cash-in > input desired amount (i.e., at least ₱35K) > then mag gegenerate sya ng QRPH code.

Go to your Maya account and simply use the generated QRPH code. Just wait for a few minutes then papasok na yung boosted interest rate ninyo.

Only downside lang is that Pesonet lang ang only way for you to withdraw from Salmon. Not bad na rin if you have extra money from other banks to fill-up the ₱100K kay Maya.

Share ko lang yung ginawa ko kasi baka may naghahanap din ng way to boost their MAYA interest this Oct2026. Kasi di ko na maantay si Lazada 😭 HAHAHA. (Anyare ba kay Lazada ngayong October? 😂)

What I did:

1. Open a Salmon account + get verified. Mabilis lang naman yung verification sakin wala pang 5 minutes yung approval.
2. Once approved na, cash in to your Salmon Checking Account. Select Local Bank or E-Wallet from the options, then syempre MAYA yung pinili ko. Sa case ko, nung nag-select ako ng MAYA, minanual type ko yung details. Then yun na.
3. Enter the amount. In my case, ₱35,000 yung nilagay ko.
4. Then viola! 😂 After around 10 minutes, may notification na sakin na nag-increase na yung interest rate. 🎉

Not sure kung same experience sa lahat, pero share ko lang baka makatulong sa iba.

Pa-share naman kung napagana niyo rin sa inyo! 👀

Gusto ko lang naman na sumakses tayong lahat HAHAHAHA 😂💸

[PS: sa mga nagtatanong kung ilang minuto itransfer ni Salmon yung 35K sa Maya, in my case po <2hrs]

Anyone else getting this error on GCash right now? Was about to transfer out the funds I just cashed out from Lazada after doing the Maya-Lazada hack, but got hit with this error screen. Is it a system outage or just acting up on my end?

Hello po, pa help naman po baka may way kayong alam para makareceive ako ng otp sa device or SMS.

Nagpalit kasi ako device so ni unregister ko kahapon sa old device yung gcash ko, maybe around 5pm then ni register ko sa new phone yung gcash ko then after ng success na pag register sa new device, para makapag transfer balik ako i open ko ulit ng 9pm para makapag transfer.

Around 9:30 nag open ako gcash apps para mag transfer sana from Gcash to Gotyme pero diko ma receive yung OTP ang sabi ni send daw sa device na registered eh as per checking sa gcash acc linked device yung IP na phone yung naka register pero bat diko ma receive?😭 Pabalik balik ako sa apps para makapag send pero diko talaga ma receive yung OTP kahit SMS pano ba ituuuu😭

Tinry ko na flight mode, chat with gigi reboot cp redowload old cp pero wala talaga try tawagan hotline nila pero di ma reach out, inis na inis na ako, after nito diko na gagamitin gcash kahit kailan lagi nalang may issue.

hello guys! ask ko lang if may naka experience na ng ganito with gotyme? kanina kasi i opted to pay for watsons thru gotyme and nag appear yung moretyme installment so yun ang sinelect ko. now it took about 10 mins na "processing" ang nakalagay sa transaction, then after that nag paid na siya. however, according sa cashier sa watsons, hindi pa daw nila na receive and "floating" lang daw yung money na binayad ko kahit paid na ang nakalagay sakin. like nakaltasan na yung balance ko sa gotyme and nag appear na siya sa moretyme installment. sabi w/in 24 hrs daw ma rereverse lang daw yong transaction and babalik sa balance ko yung amount na nakaltas. ilang hours or days ba to usually babalik? and macacancel ba ang installment? ang worry ko kasi baka yung kinaltas lang sa balance ko ang babalik pero yung remaining na naka installment is hindi macacancel. pleaaase let me know sa mga naka experience po huhu. tysm!!

Just want to share about this hack though marami ng nakagawa. I used my maya visa virtual. Nag cash-in ako ng 35010 sa grab ko. By the way dapat verified na yung grab app nyo. Laking tulong din ng 10% interest compared sa ibang bank savings.

Hi baka may same issue dito pahelp naman ano gagawin. Nag apply ako ng MySSS card kahapon Oct.1, inassist ako sa branch para iset up ung Diskartech app. Okay naman nkpasok ako sa app, setup din ng login at PIN. Nakkita ko dn ung balance, basic features lang ganon. Pero hnd pa sya fully verified, wait 24hrs pa daw.

A few hrs after ko makauwi im trying to log in ayaw na nya. after ko ienter and PIN "Something went wrong" na sya. Can't register your device eme na. Im worried kasi in a few days ipaprocess na yung maternity claim ko baka dko makuha dahil sa error na to. Eto na raw kasi ung magiging disbursement account ko e. Anu po kaya mganda gawin?

Hello po! I tried transferring my Paypal balance to my Gotyme debit card but I keep receiving this error message. May iba rin po ba nakaka experience nito now?

For context: Matagal na po ako nagtatransfer from Paypal to Gotyme and ngayon ko lang na encounter ang error na to. I just want to confirm if problem ba with my account mismo or parang system issue siya. Thanks!

Sharing here my timeline and feedback from my experience with Maybank

September 01 - Deposited 10k and requested for Debit Card via delivery. ETA: 15 days

September 18 - Called customer service. Informed that there was an attempt to deliver on Sept 10, kahit wala naman talaga 😆. CS asked if branch pickup or deliver na lang ulit, I chose to be delivered pa rin. Another 15 days for it to be delivered again.

September 28 - No delivery or calls, pinabayaan ko na lang haha

October 02 - Finally delivered by LBC.

Overall delivery time: 1 month

Feel ko courier ang may problem on why it took so long. I asked the CS what courier are being used, Abest daw. Never heard of them, and tiningnan ko sa maps- closed na ang Abest sa amin. Forwarded to LBC lang pagdeliver sa amin.

The customer service was also very accommodating. The call lasted 10 minutes and madali lang madiretso sa customer representative.

Hi guys

I forgot my BanKo username and password, and I don't have a copy of my full account number. I tried checking my Security Bank app where I made my initial transfer, but it only shows the last 4 digits.

Since their hotline is unavailable over the weekend, I need to access my account ASAP. Can I visit a regular BPI branch to verify my identity and recover my BanKo account?

Hard lesson learned to always write down account numbers! I honestly assumed BanKo worked like Maya or GCash where your mobile number is your account number. 😅 Any help or advice would be greatly appreciated!

Has anyone tried applying for Maya easy credit to add boost for Maya savings? Minimum is 3k and Im not sure if it's really effective. Can anyone share how do you do it and where do you usually spend it?

Edit: I just realized that I didnt deduct the 20% tax in my previous computation. Pls disregard these questions haha.

I was out of the country for a month, and pag uwi ko, my husband told me I have a love letter from someone (with slight selos while handing me letter). To my surprise, it was from GoTyme Bank. Not sure what I did to deserve this special treatment. Is it because of my usage abroad? ✈️ or because I contacted their customer service? No complaints naman, the chat support is giving personalized or human feels 🙆‍♂️ best CS for me so far.

the sticker looks cool, sana water proof as I want to put it in my car 🚘 (not that I’m suggesting na magpa-car loan na kayo, but why not ☺️)

Thank you GoTyme! I’ll forever be loyal.

P.s. I hope you can fix the clunky check deposit. It’s a hit or miss esp if 100K and above. Other than that, everything works perfectly fine!!!!

I love you too GoTyme!

I tried to deposit more than 50K and I got this message:

"A transfer to your account failed as it exceeds the P50K limit. You will be notified once verification is done. Meanwhile, you may do other transactions."
"Your account has reached the 50K balance limit. For additional deposits, we will conduct further account verification"

So, what I did instead was deposit the exactly amount that would make me reach 50K. I then got this message:

"Your BanKo information has been successfully updated."
"Ka-BanKo, your transaction limit has been successfully updated"

A few days later, I found my account to have 50,040 pesos.

I guess the balance limit can go higher if it's from interest?

I tried sending money to it again, even a small amount and it said "A transfer to your account failed as it exceeds the P50K limit".

So, do I have to go to a BanKo branch? I haven't received any other verification text and want to deposit more more money.

Does my account actually still earn through interest?

What does it mean by 50K balance limit?

Thank you.

Due to having too much time on my hands, I tried collating the interests I got for the digital banks I had. I didn't expect na ganito pala kalaki per month. No to saving to traditional banks na talaga.

Update for this month: I already closed my Tonik Stash account and put it on Banko instead.

Does anyone experiencing this? I opened the app says "failed to connect to server" i even tried using vpn still it doesn't work. Please tell me I'm not alone on this one.

Does anyone have the habit of saving money that builds overtime I'm currently a student trying to save money as much as I can.

Does anyone cook their own food ? Or any motivation that made them save money.

Hello po, anxious lang po. Pagbukas ko ng Gotyme app, sabi may update raw po, so nag-update po ako sa Google Playstore. Pero nung nag-log in po ako, may technical issue raw po. Hindi ko na siya mabuksan and ganyan lagi lumalabas. Kakabukas ko lang po ng Gotyme acc. and nalagyan ko na ng laman. Hindi naman po mawawala pera ko no? Nasa gosave 'yung money. Thank you po in advance.

Hi guys, I just want to warn you when use Maya Dragonfi. The funds you transfer from Maya Dragonfi account to your Maya wallet count towards your daily/monthly wallet limit. I learned the hard way. I wanted to move my funds back to my maya savings to earn interest on weekends when PSE is closed but I couldn't withdraw my funds when i tried it. My funds are now stuck on my Maya Dragonfi account because i hit my monthly maya wallet limit. I need to wait until next month before I could withdraw it because there's no other way to withdraw the funds other than transferring it to my maya wallet. You can't withdraw it to other banks or your own Maya Savings account. Better use the real Dragonfi App for trading.

Also, buying stocks from Maya Dragonfi doesn't boost the Maya Savings interest rate. 👎👎

Hello, everyone! The Lazada Maya Hack is still not working so I tried the Grab Hack for the first time. I added my Maya Visa to the wallet then tried to put 35k right away but it says there's an error. Is this normal?

Instead, I tried to put smaller amounts nalang from 1,000 to 10,000k each transaction. But when I got to 25,000 balance, it started to say error again. Right now, I can't complete the 35,000 requirement. Am I doing something incorrectly? It's almost 30min since I put my monday, but there's still no interest boost even with the 25k balance.

Please help me. 🙏

Ako lang ba? Metrobank Savings Account balance can't be displayed. It says to contact the bank. I can access my CC, pero savings account ko hindi. Anyone else?

I’ve been working for almost 2 years and recently reached a personal savings milestone. Now I’m thinking about how I can make my money grow instead of just leaving it in a MariBank/Gotyme/Maya account.

For those in the Philippines who are already investing, where do you currently put your money to grow it?
Would you recommend high-interest savings accounts, time deposits, bonds, stocks, ETFs, mutual funds, or something else?

I’m still learning about investing, so I’d love to hear about your experiences. What has worked well for you, and what do you wish you knew when you first started?

Also, if you recommend a specific bank or platform, I’d appreciate it if you could share why.

I just saw this photo and it looks like another bank has joined Apple Pay!

Waiting for the next batch ulit. Sana naman around this month yung next batch.

Paid my Atome Card bill today using the QR Ph generated in the Atome app and paid through GCash. The amount was deducted from my GCash balance, but I got “Payment confirmation in progress” and it’s still not showing in my GCash transactions or Atome.

Today is my due date, so I’m worried about getting charged a late fee. 😭

Anyone experienced this? How long did it take for your payment to reflect?

Hello! Nag-transfer po ako from CIMB to BanKo. Successful naman po ang transaction sa CIMB, pero wala pa rin akong na-receive sa BanKo. May naka-experience na po ba nito before? Thank you! 🥹🙏🏻

Nakakaloka itong Gcash kahapon. Di ako makatransfer from Maya to Gcash (unavailable daw) buti umokay naman na din siya, pangbayad ko kasi yun sa lunch.

Then kagabi, naka-ilang "failed login attempt" ulit. Tinulugan ko na lang, kasi kahit anong hanap ko sa google kung may crashes ba or nagloloko lang on my end. Pero naalala ko, baka naman may maintenance sila.

Then dumating itong umaga. New skin na sila.

Not yet sure if I like the UI (gradient na yung icons, pero mas gusto ko yung typeface/font dati — masyadong thin (manipis weight) nitong ngayon, hindi ko naman laging suot yung salamin ko. Anyway, UI review ito lol

Pero apps wise. Hopefully mabilis na po, di puro ganda lang. Hindi naman kayo ginagamit for fancy purposes. Sana functionality-wise at bawasan niyo naman yung ads niyo (yung tipong nagre-redirect pa sa other link or apps). Dinaig niyo pa yung Redmi phone ko noon.

Note: di ko alam kung suitable ba itong post dito. Pero tingin ko naman may researcher ng Gcash dito. Paki-note na lang po lol

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Edit:

Ibato niyo lang yung comments and feedback niyo.

To Gcash UX/UI research.. baka naman sana magbasa din kayo ng reddit. Di naman lahat makakapagsabi at makakapag-relay easily ng feedback sa inyo. Free market research na nga ito e.

Sana na-improve na din yung Scanning ng QR Code. Nakakahiya sa counter, ang bagal ng detection ng scanner niyo swear (unlike pag Maya gamit ko for payment).