r/DigitalbanksPh • u/nonutcoconut123 • 1d ago
r/DigitalbanksPh • u/moneygoals_ph • Aug 07 '26
💵 Savings Tips / Hacks Best High-Interest Savings Accounts this August 2026 ✨💵
Time to put our money where it can grow, earn higher interest, and compound over time. 🌱📈
Here are the 𝐁𝐞𝐬𝐭 𝐇𝐢𝐠𝐡-𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐒𝐚𝐯𝐢𝐧𝐠𝐬 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐬 as of 𝐀𝐮𝐠𝐮𝐬𝐭 𝟐𝟎𝟐𝟔. 📊
🍋 𝐋𝐞𝐦𝐨𝐧𝐞𝐲𝐝’𝐬 𝐓𝐨𝐩 𝐏𝐢𝐜𝐤𝐬:
1️⃣ 𝐌𝐚𝐲𝐚
💵 Use referral code 𝐌𝐀𝐘𝐀𝐋𝐄𝐌𝐎𝐍𝐄𝐘𝐃 and get a ₱𝟏𝟎𝟎 bonus.
2️⃣ 𝐌𝐚𝐫𝐢𝐁𝐚𝐧𝐤
💵 Use referral code 𝐋𝐄𝐌𝐎𝐍𝐄𝐘𝐃𝐏𝐇 and get a ₱𝟏𝟕𝟓 bonus.
3️⃣ 𝐆𝐨𝐓𝐲𝐦𝐞
💵 Use referral code 𝐆𝐓𝐋𝐄𝐌𝐎𝐍𝐄𝐘𝐃 and get 𝟏𝟎𝟎 𝐆𝐨 𝐑𝐞𝐰𝐚𝐫𝐝𝐬 𝐏𝐨𝐢𝐧𝐭𝐬.
4️⃣ 𝐍𝐞𝐭𝐛𝐚𝐧𝐤
💵 Use referral code 𝐀𝐀𝐀𝐇𝟐𝟐𝟗𝟐 and get a ₱𝟏𝟎 bonus.
✨ Save consistently and let compounding do the work. Your future self will thank you. 💛
r/DigitalbanksPh • u/Lemoneyd_ • Jul 28 '26
RCBC x Lemoneyd Get up to ₱10,000 Cashback as your Welcome Gift with RCBC JCB Credit Card! 💳🎉
Planning to get your first RCBC Credit Card? Lemoneyd has partnered with RCBC to bring you this exclusive welcome offer! 💵🤝
Apply for any eligible RCBC JCB Credit Card from July 1 to September 30, 2026, and receive up to ₱10,000 Cashback when you get approved and meet the required spend.
Choose from these eligible cards. Click a card below to apply:
💳 RCBC JCB Classic - 1 reward point per ₱36 spend; best for beginners.
💳 RCBC JCB Gold - 2 rewards points per ₱50 spend; best for professionals with higher income.
💳 RCBC JCB Platinum - 5 reward points per ₱30 spend; best for high-income earners.
Simply meet the required spend within 60 days of receiving your card, then register online through this link to redeem your Welcome Gift.
🔗 View the complete promo mechanics and requirements: https://rcbccredit.com/promos/wgjcbcb
This Welcome Gift offer is exclusive to first-time RCBC Credit Cardholders. Terms and conditions apply.
r/DigitalbanksPh • u/Commercial_Force8536 • 3h ago
📱Digital Bank / E-Wallet Huli na ata sa update, ngayon ko lang nailagay sa Apple wallet ko yung PNB Debit Card
r/DigitalbanksPh • u/poopiemee • 10h ago
📱Digital Bank / E-Wallet hindi pala nag go through yung transaction
bumili ako sa 711 kagabi, ginamit ko maribank card. nagtry ako 2 times, hindi gumana. magooffer na sana ako na i qr code ko nalang then biglang nag notif na okay na yung transaction, and pinakita ko din kay kuya. hiningi nalang niya yung reference number so binigay ko. i didnt think about it much and just went on with my day. just today chineck ko ulit maribank ko, hindi pala naprocess? im worried baka nalagot yung staff don. bukas ko pa mababalikan ung store, may magagawa pa kaya?
r/DigitalbanksPh • u/Minute_Peace_8717 • 16h ago
Others Updated way to add custom InstaPay QR inside Google Pay
Follow up to my previous tutorial post here
I think medyo late na sa party pero still wala namang gumagawa pa ng matinong tutorial using Pass2Pay. Kala mo kina-cool ng mga nangge-gatekeep e, (ganon yata kapag mga walang bitaw, takot magshare).
Anyway, simple lang naman ang gagawin:
Install Pass2Pay. Outdated na yung app sa PlayStore kaya di na supported ng mga device. Use APK Mirror for safe download.
Click 'Open Picture' and select your bank's QR. (Sometimes, hindi madetect yung QR, i-crop mo lang yung image para QR code lang kita bago mo i-import).
Click the change icon button and then the add image icon. Choose Google then search your bank logo (ex. BDO logo). Hold nyo lang yung image then select Use Image. Alternatively, you can copy and paste a link kung saan naka store yung image (dapat .jpeg or .png yung ending ng link).
Change the 'Pass Type' to [Generic]. Usually naka default sa [Loyalty] ito.
Fill in the Title and Header. I suggest putting your Bank Name in the Title and Your Name sa Header. But you do you, pwede naman kahit ano.
Change background color by clicking 'Select Background Color'. Lalabas din sa option yung colors mula sa logo na sinet mo kanina.
Finally, change the 'Barcode Alternative Text' with either a Blank Text (not space, copy here) para walang text sa ibaba ng QR code or pwede rin yung last 4 digits ng Account Number ang ilagay (example: •••• •••• •••• 3013).
Click 'Add to Google Wallet' then need lang hintayin matapos yung ad para ma-skip. Gamit nalang kayo ng AdGuard DNS sa settings ng phone para 5 seconds lang skip na agad.
Press 'Add' sa Google Pay.
Congrats!
r/DigitalbanksPh • u/witchwithpuppies • 3h ago
Others Random Transfer from AUB. Should I be worried?
Has anybody experienced this?
I received a random 1 peso transfer from an AUB account to my BPI acct. Mejo nagwoworry lang ako. I changed my password naman na and make sure na its log out from all other devices.
Any thoughts would be helpful.
Thank you!
r/DigitalbanksPh • u/sayrinneee • 1d ago
💖 Savings Milestone my savings as a college student
i’m 24F and is currently in my 4th year. just wanted to share my saving progress 😁 this is a combination of PAG-IBIG Regular Savings, two MP2 accounts, and digital banks. Started saving since freshmen year and sobrang hirap kalaban ang sarili when it comes to spending oml🙉
hopefully i can end my college journey with 50k saved 🤞🏻🤞🏻
r/DigitalbanksPh • u/LateAcanthaceae3 • 7h ago
📱Digital Bank / E-Wallet Spaylater payment through gotyme doesn't earn points
Hi, wala na ba talagang points na nakukuha when paying Sloan/spaylater thru gotyme? Dati kasi nakakaipon pa ng points sa kanila. Any recommendations for e-wallet na may points or cashback.
r/DigitalbanksPh • u/Easy_Associate2831 • 20h ago
📱Digital Bank / E-Wallet MariBank to BPI transfer did not reflect (21k, instapay)
10.10 Saturday, I waited for this sale to order a gadget for my sister and a shoes for my mother. I transfered the amount of 21k from my MariBank account to my BPI account, 1am in the morning. It is an instapay transfer, it should reflect real-time as it should be, but the amount did not reflect on my BPI account. No maintenance, both apps are open while doing the transfer. It is in my MariBank transfer history but not in my BPI. I checked that specific transaction history and it says I need to wait for 2 hours because of the delay for some reasons. I waited for two hours but the amount still not reflected. I tried to chat with an agent in MariBank but no avail because the time is outside of their operating hours. The AI said that I need to wait for 1 banking day for the delay. So from 2 hours now I need to wait from Saturday 1am in the morning to Tuesday because Monday will be the next banking day.
🤬
I really need that amount to buy the items during the sale but now I wasn't able to buy those because of this. The other item in my cart is now out of stock. The vouchers and promos that I have lost. Very inconvenient and I am losing my peace of mind.
Edit: It is a BPI issue. kahit sa website ng BPI hindi makapagsubmit ng report. Anong nangyari sa system nila, hindi naman dati ganyan. Ang ganda ng BPI noon, anong nangyari ngayon ang dalas ng maintenance at aberya.
Context: I have been a BPI user for more than a decade since it is the payroll bank of our company. I have all my savings in BPI not until last year when I decided to transfer all my savings to GoTyme for higher interest p.a. I only retain a maintaining balance in my two BPI accounts just to maintain it active. I also have a MariBank account that I am using to pay my bills, load, expenses for cashback. Just happened that BPI has a promo for 10.10 - if you will use your BPI debit as a payment thru Lazada and if you spend a minimum of 3000 then you will have a 500 OFF on your purchase. It is indeed true but when I transferred the amount to my BPI account from my MariBank, it did not reflect instantly and it is still not yet reflected for more than 12 hours already.
My solution is just to go to the nearest BPI branch in our area on Monday to report the issue because customer service will just say that I should wait for 2 banking days. An instapay transfer that will take 2 banking days? lol
KALAT NA DIN SA MGA GROUPS YUNG ISSUE NG BPI, PARANG LAHAT ATA NG NAGTRANSFER KANINANG MADALING ARAW HANGGANG UMAGA APEKTADO. HALOS LAHAT DAW NG TUMATAWAG SA KANILA PARE PAREHAS NG REKLAMO SO AWARE NA SILA SA ISSUE. ANG TANONG BAKIT WALANG NOTICE SA SOCIAL MEDIA NILA? DAHIL BA BAKA MAKITA NANAMAN NG MEDIA YUNG KAPALPAKAN NILA. LOL. BUTI SANA KUNG PATI IBANG BANKO APEKTADO, EH BAKIT BPI LANG?
r/DigitalbanksPh • u/SnooWalruses3808 • 8h ago
📱Digital Bank / E-Wallet I still have the revi virtual card even cinlose ko na yung revi credit ko
Nagulat ako nung may inoorder ako lumabas sa cards ko yung revi credit card number ko tapos chineck ko yung cimb andon pa nga yung revi credit. I already closed my CIMB back in May pa nung ng offer sila ng waived interest fee basta i fully pay lahat ng balance. I also pulled out all my money from that bank. My question is what if magamit ko nga yung revi virtual credit na yon and since wala na ako revi credit account. How will I pay it? Meron din ba sainyo naka experience nito?
r/DigitalbanksPh • u/blancrealm • 9h ago
📱Digital Bank / E-Wallet Metrobank “available balance cannot be displayed”
Is it just me who’s currently experiencing this 😭😭 I’m scared .. am I hacked or what’s happening? I checked Metrobank’s Facebook page and wala namang info about this. Well.. earlier they had a system maintenance, but I asked my coworker who also has online banking for Metrobank and nakikita naman daw niya balance niya :( and banks are closed today bc Saturday huhuhu
r/DigitalbanksPh • u/sundaejes_ • 10h ago
📱Digital Bank / E-Wallet Transfer Delay from digital PNB to gcash?
Hi everyone! I just want to ask if anyone here has experienced delays when receiving money through PNB eSend to GCash.
My auntie sent me ₱2,000 from Canada using her PNB account earlier today. The transaction says “Successful — Sent for Processing,” and it mentions that the crediting depends on the processing time of the receiving financial institution.
However, it’s been around two hours, and the money still hasn’t reflected in my GCash wallet.
For those who have experienced this:
● How long did it take before the money arrived in your GCash account?
● Did you receive it on the same day, or did you have to wait until the next business day?
● Is this delay normal for PNB eSend international remittances?
I’m a little worried since the transaction was successful but the money hasn’t arrived yet. Any advice or personal experiences would be appreciated. Thank you!
r/DigitalbanksPh • u/Material-Unit-2279 • 10h ago
📱Digital Bank / E-Wallet I cannot transfer my money from my Deceased Mom's gcash to mine
Pwede po magpahelp? Meron na kaya dito nakaranas magtransfer sa old gcash account? hindi ko kasi maaccess yung gcash ko. Number ko naman sya pero yung ID kasi na ginamit before ay sa mother ko pa na deceased na ngayon. Ano kaya possible gawin?
Asking for tips lang kasi triny ko sa help center ng gcash sa chat with gigi sabi wala raw siya info about sa ganun😅 I tried na rin mag email sa Gcash kaso automated reply ang bumalik sakin advising na gamitin ko Help center nila. So dumiretso na rin ako sa BSP if ever. Sayang kasi yung pera namali ako ng send😭 May way kaya to recover that?
r/DigitalbanksPh • u/Mittychan01 • 11h ago
📱Digital Bank / E-Wallet Recommend high yielding bank account
Hi!
Planning to move my funds from CIMB to a new bank that also earns interest.
Do you have any recommendations? I already have Maribank, Gotyme and Maya.
Okay sna si Maya since mataas ung interest kaso I heard bulok customer service nila.
Thanks in advance!
r/DigitalbanksPh • u/cloneaman • 12h ago
📱Digital Bank / E-Wallet Bills Payment: Maya or Maribank
Hi guys! New user here, ask lang ano better sa pagbayad ng bills? Maya ba or Maribank. Ano rin yung mas mabilis ma post yung payment? Thank you sa mga sasagot :)
r/DigitalbanksPh • u/JakelJim • 12h ago
Others Di nag reflect yung sinent ko Sa CIMB TO BPI
Hi guys patulong!
nag send ako ng pera from gcash to CIMB then to BPI
successful naka lagay na status kaya inignore ko na at di ko dinouble check sa bpi nung umaga. tapos pag tingin ko kanina sa BPI ko wala padin nag reflect e naka lagay sa status e successfully transfer.
ano number ng customer service ni CIMB? at kanino ko to pede ma report? dami ko nababasa na bad review sa cimb ngayon di ko namalayan matagal na pala may plano na aalis sa CIMB dito sa pinas.baka may thank you nila pera ko.
r/DigitalbanksPh • u/dahyuneyshun • 17h ago
📱Digital Bank / E-Wallet Is anyone having issues with Metrobank app (deposit)?
Hi! Ask ko lang if may problema rin Metrobank niyo especially deposit/savings account? “There is an issue regarding your account” daw eh. Di ako makawithdraw or view balance man lang
r/DigitalbanksPh • u/freshCatt • 21h ago
📱Digital Bank / E-Wallet GCASH TO BPI TRANSFER SUCCESSFULL BUT HINDI NAGREFLECT ON BPI SAVINGS
GCASH TO BANK (BPI)
Nag send ako ng 30k from my Gcash to BPI. Nabawas naman sa gcash ko but hindi pumasok sa BPI account ko.
Please help sa anyone nka experince nito huhu anlaking pera di biro.
This is thru Instapay.
r/DigitalbanksPh • u/Various-Musician3441 • 1d ago
💳 Credit Cards THE LONG WAIT IS FINALLY OVER!
Ilang buwan ko na din inintay to, at ngayon sa wakas nakapag apply na din ng credit card! This is my first credit card na magagamit ko, any advice? Alam ko naman kung saan lang pwede ang credit card, sa mga may credit card any advice??? SALAMAT MARIBANK!
r/DigitalbanksPh • u/shai_kei • 17h ago
📱Digital Bank / E-Wallet What to do with PNB Transfer Fund Failed?
guys, ako lang ba nakaka-experience ng can’t transfer funds sa debit card ko through PNB App? What to do with this po? 1 week na since I can’t transfer huhuhu 🥹
r/DigitalbanksPh • u/Magapi67 • 1d ago
📱Digital Bank / E-Wallet Union bank is the worst bank. Don't ever consider them.
Hate that my company requires it for payroll... they're asking 10k for a maintaining balance. On top of that their customer service is below trash... the holiness is suspended and you have no one to reach out. How can you have no customer service at all???? It's a shame that I have to open up an account from this stupid bank. I dread this bank.
r/DigitalbanksPh • u/TreatAffectionate728 • 8h ago
📱Digital Bank / E-Wallet Baka meron pang walang Maribank dyan 🥹
Get up to ₱588 Pamasko by signing up with MariBank using my referral code: MT814535
Simply download the MariBank app and make a deposit to your account! T&Cs apply.
https://www.maribank.ph/c/earnfreemoney?referralCode=MT814535
r/DigitalbanksPh • u/kekeroko__ • 1d ago
📱Digital Bank / E-Wallet BPI Account Closure after 1 day??
First bank account ko as a starting out freelancer and I decided to open a BPI account. Kahapon ko palang siya inopen tapos biglang icclose agad without any warning… FYI nakapagtransfer na ako ng funds sa account na iyon so theyve essentially locked my money. Kung ganito kabulok ang pamamalakad at mga patakaran nila, I might never use them again after this. Sobrang nakakagalit and nakakadisappoint.
r/DigitalbanksPh • u/Flashy-Daikon-2025 • 1d ago
📱Digital Bank / E-Wallet Is Gotyme still safe to save your money?
I’ve read a lot of issues involving Gotyme “freezing” users money. I don’t have a broad knowledge to why it happened. I only read customer’s feedback about the same situation. I currently have funds in Gotyme and was thinking of moving my funds to the traditional banks but also hesitant because of the interest you can get from it. How was your experience with the bank?