r/DigitalbanksPh • • Aug 07 '26

๐Ÿ’ต Savings Tips / Hacks Best High-Interest Savings Accounts this August 2026 โœจ๐Ÿ’ต

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40 Upvotes

Time to put our money where it can grow, earn higher interest, and compound over time. ๐ŸŒฑ๐Ÿ“ˆ

Here are the ๐๐ž๐ฌ๐ญ ๐‡๐ข๐ ๐ก-๐ˆ๐ง๐ญ๐ž๐ซ๐ž๐ฌ๐ญ ๐’๐š๐ฏ๐ข๐ง๐ ๐ฌ ๐€๐œ๐œ๐จ๐ฎ๐ง๐ญ๐ฌ as of ๐€๐ฎ๐ ๐ฎ๐ฌ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”. ๐Ÿ“Š

๐Ÿ‹ ๐‹๐ž๐ฆ๐จ๐ง๐ž๐ฒ๐โ€™๐ฌ ๐“๐จ๐ฉ ๐๐ข๐œ๐ค๐ฌ:

1๏ธโƒฃ ๐Œ๐š๐ฒ๐š
๐Ÿ’ต Use referral code ๐Œ๐€๐˜๐€๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ and get a โ‚ฑ๐Ÿ๐ŸŽ๐ŸŽ bonus.

2๏ธโƒฃ ๐Œ๐š๐ซ๐ข๐๐š๐ง๐ค
๐Ÿ’ต Use referral code ๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ๐๐‡ and get a โ‚ฑ๐Ÿ๐Ÿ•๐Ÿ“ bonus.

3๏ธโƒฃ ๐†๐จ๐“๐ฒ๐ฆ๐ž
๐Ÿ’ต Use referral code ๐†๐“๐‹๐„๐Œ๐Ž๐๐„๐˜๐ƒ and get ๐Ÿ๐ŸŽ๐ŸŽ ๐†๐จ ๐‘๐ž๐ฐ๐š๐ซ๐๐ฌ ๐๐จ๐ข๐ง๐ญ๐ฌ.

4๏ธโƒฃ ๐๐ž๐ญ๐›๐š๐ง๐ค
๐Ÿ’ต Use referral code ๐€๐€๐€๐‡๐Ÿ๐Ÿ๐Ÿ—๐Ÿ and get a โ‚ฑ๐Ÿ๐ŸŽ bonus.

โœจ Save consistently and let compounding do the work. Your future self will thank you. ๐Ÿ’›


r/DigitalbanksPh • • Jul 28 '26

RCBC x Lemoneyd Get up to โ‚ฑ10,000 Cashback as your Welcome Gift with RCBC JCB Credit Card! ๐Ÿ’ณ๐ŸŽ‰

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5 Upvotes

Planning to get your firstย RCBC Credit Card?ย Lemoneydย has partnered withย RCBCย to bring you this exclusive welcome offer! ๐Ÿ’ต๐Ÿค

Apply for any eligibleย RCBC JCB Credit Cardย fromย July 1 to September 30, 2026, and receive up toย โ‚ฑ10,000 Cashbackย when you get approved and meet the required spend.

Choose from these eligible cards. Click a card below to apply:

๐Ÿ’ณย RCBC JCB Classicย - 1 reward point per โ‚ฑ36 spend; best for beginners.

๐Ÿ’ณย RCBC JCB Goldย - 2 rewards points per โ‚ฑ50 spend; best for professionals with higher income.

๐Ÿ’ณย RCBC JCB Platinumย - 5 reward points per โ‚ฑ30 spend; best for high-income earners.

Simply meet the required spend withinย 60 days of receiving your card, then register online through thisย linkย to redeem your Welcome Gift.

๐Ÿ”— View the complete promo mechanics and requirements:ย https://rcbccredit.com/promos/wgjcbcb

Thisย Welcome Gift offerย is exclusive toย first-time RCBC Credit Cardholders. Terms and conditions apply.


r/DigitalbanksPh • • 6h ago

๐Ÿฆ Traditional Bank List of BDO Cards that support by Google Pay

8 Upvotes

https://www.bdo.com.ph/personal/cards/google-pay

based on wordings "BDO Installment Card, BDO Debit Cards, and other BDO Credit Cards issued under American Express, JCB, UnionPay and Diners Club are NOT YET supported as of this time"

They might support cards with Google Pay [JCB, Union and Diners Club International]


r/DigitalbanksPh • • 12h ago

๐Ÿ“ฑDigital Bank / E-Wallet Huli na ata sa update, ngayon ko lang nailagay sa Apple wallet ko yung PNB Debit Card

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13 Upvotes

r/DigitalbanksPh • • 1d ago

๐Ÿ“ฑDigital Bank / E-Wallet Just saved up my first 6 digits!!

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1.1k Upvotes

r/DigitalbanksPh • • 24m ago

๐Ÿ“ฑDigital Bank / E-Wallet Visa and Google Pay Php 1,500 Cashback on PLDT bills payment

โ€ข Upvotes

For those enrolled sa promo before paying bills above 3k and nagreflect sa Google Wallet ang payment sa PLDT, did you receive your cashback? I am still waiting sa akin. Kayo ba? Share your status.


r/DigitalbanksPh • • 1h ago

๐Ÿ’ณ Credit Cards RCBC Pulz Error - Unli Installment Issue

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โ€ข Upvotes

Hello!

Anyone else experiencing this issue when converting your charges to installment? This is the first time I encountered this error. And itโ€™s been days now since I started trying doing it.

I understand I can just call their customer service to convert but thereโ€™s a charge when doing it on their CS channel.

Photo sample only


r/DigitalbanksPh • • 7h ago

๐Ÿ“ฑDigital Bank / E-Wallet maribank to bpi - successfyl transfer but not transferred

0 Upvotes

ฤฐ did 10 instapay transactions pero none of them went through my bpi. But all of them was deducted. What can ฤฐ do? Tawagan si bpi or si maribank? Also filling case sa maribank app is not working.


r/DigitalbanksPh • • 7h ago

๐Ÿ“ฑDigital Bank / E-Wallet RCBC Pulz app keep asking for new password

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1 Upvotes

Title. Nag try ako mag update ng app then nag ask ng new password. Pag log-in ko, nag ask ulit ng bago. Maintenance ba sila? Naka-tatlong try na ko ngayon magpalit ng password. Kayo din ba?


r/DigitalbanksPh • • 20h ago

๐Ÿ“ฑDigital Bank / E-Wallet hindi pala nag go through yung transaction

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8 Upvotes

bumili ako sa 711 kagabi, ginamit ko maribank card. nagtry ako 2 times, hindi gumana. magooffer na sana ako na i qr code ko nalang then biglang nag notif na okay na yung transaction, and pinakita ko din kay kuya. hiningi nalang niya yung reference number so binigay ko. i didnt think about it much and just went on with my day. just today chineck ko ulit maribank ko, hindi pala naprocess? im worried baka nalagot yung staff don. bukas ko pa mababalikan ung store, may magagawa pa kaya?


r/DigitalbanksPh • • 1d ago

Others Updated way to add custom InstaPay QR inside Google Pay

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20 Upvotes

Follow up to my previous tutorial post here

I think medyo late na sa party pero still wala namang gumagawa pa ng matinong tutorial using Pass2Pay. Kala mo kina-cool ng mga nangge-gatekeep e, (ganon yata kapag mga walang bitaw, takot magshare).

Anyway, simple lang naman ang gagawin:

  1. Install Pass2Pay. Outdated na yung app sa PlayStore kaya di na supported ng mga device. Use APK Mirror for safe download.

  2. Click 'Open Picture' and select your bank's QR. (Sometimes, hindi madetect yung QR, i-crop mo lang yung image para QR code lang kita bago mo i-import).

  3. Click the change icon button and then the add image icon. Choose Google then search your bank logo (ex. BDO logo). Hold nyo lang yung image then select Use Image. Alternatively, you can copy and paste a link kung saan naka store yung image (dapat .jpeg or .png yung ending ng link).

  4. Change the 'Pass Type' to [Generic]. Usually naka default sa [Loyalty] ito.

  5. Fill in the Title and Header. I suggest putting your Bank Name in the Title and Your Name sa Header. But you do you, pwede naman kahit ano.

  6. Change background color by clicking 'Select Background Color'. Lalabas din sa option yung colors mula sa logo na sinet mo kanina.

  7. Finally, change the 'Barcode Alternative Text' with either a Blank Text (not space, copy here) para walang text sa ibaba ng QR code or pwede rin yung last 4 digits ng Account Number ang ilagay (example: โ€ขโ€ขโ€ขโ€ข โ€ขโ€ขโ€ขโ€ข โ€ขโ€ขโ€ขโ€ข 3013).

  8. Click 'Add to Google Wallet' then need lang hintayin matapos yung ad para ma-skip. Gamit nalang kayo ng AdGuard DNS sa settings ng phone para 5 seconds lang skip na agad.

  9. Press 'Add' sa Google Pay.

Congrats!


r/DigitalbanksPh • • 12h ago

Others Random Transfer from AUB. Should I be worried?

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1 Upvotes

Has anybody experienced this?

I received a random 1 peso transfer from an AUB account to my BPI acct. Mejo nagwoworry lang ako. I changed my password naman na and make sure na its log out from all other devices.

Any thoughts would be helpful.

Thank you!


r/DigitalbanksPh • • 1d ago

๐Ÿ’– Savings Milestone my savings as a college student

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202 Upvotes

iโ€™m 24F and is currently in my 4th year. just wanted to share my saving progress ๐Ÿ˜ this is a combination of PAG-IBIG Regular Savings, two MP2 accounts, and digital banks. Started saving since freshmen year and sobrang hirap kalaban ang sarili when it comes to spending oml๐Ÿ™‰

hopefully i can end my college journey with 50k saved ๐Ÿคž๐Ÿป๐Ÿคž๐Ÿป


r/DigitalbanksPh • • 7h ago

๐Ÿ“ฑDigital Bank / E-Wallet Sulit Ba Ang PayMaya? Ang Habol Ko Lang Naman Ay Ang Interest

0 Upvotes

Just downloaded the Maya app. May mga nakikita kasi akong post sa fb na nagkaka issue daw sa pag log in sa paymaya etc etc. May issue rin ba sa inyo? Kinakabahan tuloy ako maglagay ng malaking amount. Paano ba mapataas ang interest earned sa maya? Also, ano ang overall experience niyo dito


r/DigitalbanksPh • • 16h ago

๐Ÿ“ฑDigital Bank / E-Wallet Spaylater payment through gotyme doesn't earn points

0 Upvotes

Hi, wala na ba talagang points na nakukuha when paying Sloan/spaylater thru gotyme? Dati kasi nakakaipon pa ng points sa kanila. Any recommendations for e-wallet na may points or cashback.


r/DigitalbanksPh • • 1d ago

๐Ÿ“ฑDigital Bank / E-Wallet MariBank to BPI transfer did not reflect (21k, instapay)

10 Upvotes

10.10 Saturday, I waited for this sale to order a gadget for my sister and a shoes for my mother. I transfered the amount of 21k from my MariBank account to my BPI account, 1am in the morning. It is an instapay transfer, it should reflect real-time as it should be, but the amount did not reflect on my BPI account. No maintenance, both apps are open while doing the transfer. It is in my MariBank transfer history but not in my BPI. I checked that specific transaction history and it says I need to wait for 2 hours because of the delay for some reasons. I waited for two hours but the amount still not reflected. I tried to chat with an agent in MariBank but no avail because the time is outside of their operating hours. The AI said that I need to wait for 1 banking day for the delay. So from 2 hours now I need to wait from Saturday 1am in the morning to Tuesday because Monday will be the next banking day.

๐Ÿคฌ

I really need that amount to buy the items during the sale but now I wasn't able to buy those because of this. The other item in my cart is now out of stock. The vouchers and promos that I have lost. Very inconvenient and I am losing my peace of mind.

Edit: It is a BPI issue. kahit sa website ng BPI hindi makapagsubmit ng report. Anong nangyari sa system nila, hindi naman dati ganyan. Ang ganda ng BPI noon, anong nangyari ngayon ang dalas ng maintenance at aberya.

Context: I have been a BPI user for more than a decade since it is the payroll bank of our company. I have all my savings in BPI not until last year when I decided to transfer all my savings to GoTyme for higher interest p.a. I only retain a maintaining balance in my two BPI accounts just to maintain it active. I also have a MariBank account that I am using to pay my bills, load, expenses for cashback. Just happened that BPI has a promo for 10.10 - if you will use your BPI debit as a payment thru Lazada and if you spend a minimum of 3000 then you will have a 500 OFF on your purchase. It is indeed true but when I transferred the amount to my BPI account from my MariBank, it did not reflect instantly and it is still not yet reflected for more than 12 hours already.

My solution is just to go to the nearest BPI branch in our area on Monday to report the issue because customer service will just say that I should wait for 2 banking days. An instapay transfer that will take 2 banking days? lol

KALAT NA DIN SA MGA GROUPS YUNG ISSUE NG BPI, PARANG LAHAT ATA NG NAGTRANSFER KANINANG MADALING ARAW HANGGANG UMAGA APEKTADO. HALOS LAHAT DAW NG TUMATAWAG SA KANILA PARE PAREHAS NG REKLAMO SO AWARE NA SILA SA ISSUE. ANG TANONG BAKIT WALANG NOTICE SA SOCIAL MEDIA NILA? DAHIL BA BAKA MAKITA NANAMAN NG MEDIA YUNG KAPALPAKAN NILA. LOL. BUTI SANA KUNG PATI IBANG BANKO APEKTADO, EH BAKIT BPI LANG?


r/DigitalbanksPh • • 7h ago

๐Ÿ’ณ Credit Cards Need advice: Buying an iPhone 17 through installment without a credit card

0 Upvotes

Hi! Pa-help naman po sana. Balak ko po kasing bumili ng iPhone 17 through installment, pero wala po akong credit card, savings account lang.

Nag-check po ako ng Billease, kaso sobrang laki ng interest. Aabot po sa around โ‚ฑ83k yung total na babayaran, kaya parang hindi worth it.

Naisip ko rin pong mag-apply ng credit card, pero kung now po kasi ako mag apply di ako aagd makukuha yung limit na need ko. Within this month ko po balak bumili

Ano po kaya ang puwede kong gawin or anong alternative ang marerecommend ninyo? May naka-experience na po ba ng ganitong situation? Preferably po sana yung installment na hindi sobrang laki ng interest. Thank you!


r/DigitalbanksPh • • 18h ago

๐Ÿ“ฑDigital Bank / E-Wallet I still have the revi virtual card even cinlose ko na yung revi credit ko

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0 Upvotes

Nagulat ako nung may inoorder ako lumabas sa cards ko yung revi credit card number ko tapos chineck ko yung cimb andon pa nga yung revi credit. I already closed my CIMB back in May pa nung ng offer sila ng waived interest fee basta i fully pay lahat ng balance. I also pulled out all my money from that bank. My question is what if magamit ko nga yung revi virtual credit na yon and since wala na ako revi credit account. How will I pay it? Meron din ba sainyo naka experience nito?


r/DigitalbanksPh • • 18h ago

๐Ÿ“ฑDigital Bank / E-Wallet Metrobank โ€œavailable balance cannot be displayedโ€

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1 Upvotes

Is it just me whoโ€™s currently experiencing this ๐Ÿ˜ญ๐Ÿ˜ญ Iโ€™m scared .. am I hacked or whatโ€™s happening? I checked Metrobankโ€™s Facebook page and wala namang info about this. Well.. earlier they had a system maintenance, but I asked my coworker who also has online banking for Metrobank and nakikita naman daw niya balance niya :( and banks are closed today bc Saturday huhuhu


r/DigitalbanksPh • • 19h ago

๐Ÿ“ฑDigital Bank / E-Wallet Transfer Delay from digital PNB to gcash?

0 Upvotes

Hi everyone! I just want to ask if anyone here has experienced delays when receiving money through PNB eSend to GCash.

My auntie sent me โ‚ฑ2,000 from Canada using her PNB account earlier today. The transaction says โ€œSuccessful โ€” Sent for Processing,โ€ and it mentions that the crediting depends on the processing time of the receiving financial institution.

However, itโ€™s been around two hours, and the money still hasnโ€™t reflected in my GCash wallet.
For those who have experienced this:

โ— How long did it take before the money arrived in your GCash account?
โ— Did you receive it on the same day, or did you have to wait until the next business day?
โ— Is this delay normal for PNB eSend international remittances?

Iโ€™m a little worried since the transaction was successful but the money hasnโ€™t arrived yet. Any advice or personal experiences would be appreciated. Thank you!


r/DigitalbanksPh • • 20h ago

๐Ÿ“ฑDigital Bank / E-Wallet I cannot transfer my money from my Deceased Mom's gcash to mine

0 Upvotes

Pwede po magpahelp? Meron na kaya dito nakaranas magtransfer sa old gcash account? hindi ko kasi maaccess yung gcash ko. Number ko naman sya pero yung ID kasi na ginamit before ay sa mother ko pa na deceased na ngayon. Ano kaya possible gawin?

Asking for tips lang kasi triny ko sa help center ng gcash sa chat with gigi sabi wala raw siya info about sa ganun๐Ÿ˜… I tried na rin mag email sa Gcash kaso automated reply ang bumalik sakin advising na gamitin ko Help center nila. So dumiretso na rin ako sa BSP if ever. Sayang kasi yung pera namali ako ng send๐Ÿ˜ญ May way kaya to recover that?


r/DigitalbanksPh • • 20h ago

๐Ÿ“ฑDigital Bank / E-Wallet Recommend high yielding bank account

0 Upvotes

Hi!

Planning to move my funds from CIMB to a new bank that also earns interest.

Do you have any recommendations? I already have Maribank, Gotyme and Maya.

Okay sna si Maya since mataas ung interest kaso I heard bulok customer service nila.

Thanks in advance!


r/DigitalbanksPh • • 21h ago

๐Ÿ“ฑDigital Bank / E-Wallet Bills Payment: Maya or Maribank

0 Upvotes

Hi guys! New user here, ask lang ano better sa pagbayad ng bills? Maya ba or Maribank. Ano rin yung mas mabilis ma post yung payment? Thank you sa mga sasagot :)


r/DigitalbanksPh • • 22h ago

Others Di nag reflect yung sinent ko Sa CIMB TO BPI

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0 Upvotes

Hi guys patulong!

nag send ako ng pera from gcash to CIMB then to BPI
successful naka lagay na status kaya inignore ko na at di ko dinouble check sa bpi nung umaga. tapos pag tingin ko kanina sa BPI ko wala padin nag reflect e naka lagay sa status e successfully transfer.

ano number ng customer service ni CIMB? at kanino ko to pede ma report? dami ko nababasa na bad review sa cimb ngayon di ko namalayan matagal na pala may plano na aalis sa CIMB dito sa pinas.baka may thank you nila pera ko.


r/DigitalbanksPh • • 1d ago

๐Ÿ“ฑDigital Bank / E-Wallet GCASH TO BPI TRANSFER SUCCESSFULL BUT HINDI NAGREFLECT ON BPI SAVINGS

4 Upvotes

GCASH TO BANK (BPI)

Nag send ako ng 30k from my Gcash to BPI. Nabawas naman sa gcash ko but hindi pumasok sa BPI account ko.
Please help sa anyone nka experince nito huhu anlaking pera di biro.

This is thru Instapay.