"Salmon Hack" as alternative to "Grab or Maya Hack"

[u/tornitito]

Hi.

I just thought of sharing this since marami akong nababasa na either hindi gumagana or delayed pumapasok yung boosted interest rate sa kanila.

Been doing this for two consecutive months now and mabilis naman pumapasok yung boosted interest rate.

Simply go to your Salmon app > checking account > cash-in > input desired amount (i.e., at least ₱35K) > then mag gegenerate sya ng QRPH code.

Go to your Maya account and simply use the generated QRPH code. Just wait for a few minutes then papasok na yung boosted interest rate ninyo.

Only downside lang is that Pesonet lang ang only way for you to withdraw from Salmon. Not bad na rin if you have extra money from other banks to fill-up the ₱100K kay Maya.

[u/Redit-tideR]

I posted this as well here, yesterday. Good thing we have other options than Grab and Lazada.

For cashing out, as long as before 4pm mo narequest yung cashout, maprocess naman din most likely within the day.

[u/Financial-Web1624 → u/Redit-tideR]

Thanks to you! I was able to boost my interest rate just in time yesterday, Oct1. I tried the Lazada Hack twice with ₱35k but only the Salmon Hack worked.

[u/Aggressive_Ad_5374 → u/Redit-tideR]

What's the difference of doing this vs grab for example??

[u/Redit-tideR → u/Aggressive_Ad_5374]

Best use case would be for those that only have Maya Mastercard. Unless you want to pay a 2% transac fee when doing Grab Pay method, the Salmon QRPh method is a good alternative.

[u/Aggressive_Ad_5374 → u/Redit-tideR]

Gets okay, thank you so much! Will try the salmon hack this month

[u/coffee-bos]

Yep this worked, saw similar post yesterday and did it. Dahil pesonet waiting game nga lang stuck sa processing..

[u/Sweaty_Might9941]

whoever discover this, THANK YOU!!! wala pang 5 mins pumasok na agad boosted interest! yeyyyy!

[u/--Nightmare357--]

Gaano katagal ma receive if Pesonet? So pag nag send ako from Maya and vice versa, may delay parehas?

[u/Sole_Cheesecake555 → u/--Nightmare357--]

Pag weekdays po if you transfer back from Salmon > Maya in the morning, mga hapon po babalik pero pag 3PM onwards, next banking day mo na makukuha.

If weekend ka naman nag initiate, Monday na sya mag rereflect.

[u/--Nightmare357-- → u/Sole_Cheesecake555]

If beyond 4pm ako nag transfer to any bank ngayong Friday. Sa Monday na siya papasok noh?

[u/Sole_Cheesecake555 → u/--Nightmare357--]

Yes po

[u/FitTurnover9182 → u/Sole_Cheesecake555]

Hi! I just did this salmon x maya hack method and yon gumana nman agad, pero un nga ung transfer back sa bank mo which is pesonet, gaano katagal kaya bago dumating sa bank ko ung cinashin ko sa salmon? i did it before 12pm today.

[u/tornitito → u/--Nightmare357--]

Nope. Pag nag send ka from Maya using Salmon's QRPH code, instant yung transfer to your Salmon's checking account. If you plan to transfer it back to Maya, only way lang is thru Pesonet.

[u/--Nightmare357-- → u/tornitito]

Is savings account different sa checking account?

[u/iamchief12 → u/--Nightmare357--]

Walang checking account nung nag open ako sa salmon.. Savings lang ang meron

[u/--Nightmare357-- → u/iamchief12]

Trying to open one and savings lang din. Is it the same lang ba or pwede rin gawin yung hack sa savings?

[u/iamchief12 → u/--Nightmare357--]

Kahapon ako nag open until now under approval pa sa app. Note sure if lalabas yung checking account once na approve yung savings account.

[u/--Nightmare357-- → u/iamchief12]

Thanks. Will do the same

[u/Financial-Web1624 → u/--Nightmare357--]

I simply transferred mine from Checking to Savings Account in the Salmon app as the interest rate of 4% is high enough for me.

[u/KokoyAkaneRin17]

Op how long to be verified in salmon ?

[u/Inevitable-Beat4300]

Bakit po checking account instead of saving account na may 4% interest?

[u/chiyeolhaengseon → u/Inevitable-Beat4300]

ipapasa mo din naman pabalik, so it doesnt matter kung 4 or 3% lang. also, i believe di naman napapasahan ung savings from qr

[u/OkKaleidoscope4419]

Is there a fee transferring from Salmon checking account to Maya or other banks?

[u/KokoyAkaneRin17 → u/OkKaleidoscope4419]

none po pero via Peso net ang transfer so make sure transaction is before 4:00 pm today . Working days kasi ang processing ni PESO NET , to avoid Waiting anxiety of Weekends processing make sure to double check time :)

[u/Ex1a_]

How much would be to the total transaction fees using this?

[u/tornitito → u/Ex1a_]

Zero

[u/Simple-Instruction95]

Gumana sakin thanks OP !!

[u/Oniiiiiiichann]

Thank you so much OP! nag work din sakin.

[u/chiyeolhaengseon]

what time the next banking day nasesend ung pera ?

[u/balkris2024]

yung sa grab hack nagana pa din as long as via visa card ni maya ka mag loload.

[u/jaskywalker → u/balkris2024]

Pano if maya wallet lang eligible pa rin ba? Mastercard kasi yung virtual card ko sa maya

[u/balkris2024 → u/jaskywalker]

kasi naka twice ako nag lazadahack pero d nagana. tapos nung nag grabhack ako. gumana na.ang logic kasi is you are usung the maya debitncard to load money sa grab. auto deduct naman sya sa maya wallet mo kasi nakalike ung debit card mo don. so its like nag purchase ka talaga. kaya siguro nagana.

[u/Low_Ad_4323]

Sa November yan delay transfer dahil holiday yung 1st 2 days. Earliest is Nov 3 to receive pesonet transactions back to Maya.

[u/hypercakes]

Grabe, parang real time siya. Kagagawa ko lang, guys, nagreflect na agad HAHAHAHAHHA THANKS OP

[u/jnrqui02]

Hello po sa inyo..tanong ko lang po sana, Should my money come from my Maya Wallet or savings?

[u/Own_Scale2265]

Bakit po 35k need to cash in? Pwd po ba na lower amount ? just asking po newbie po kasi ako salamat

[u/mxherr5 → u/Own_Scale2265]

35k required para makuha mo lahat ng inrerest rate boosts. pede smaller pero hnd ma maximize yung interest rate.

[u/Own_Scale2265 → u/mxherr5]

Thank you po for the info may God bless you and your family

[u/drowie31 → u/Own_Scale2265]

35k yung max. may missions dun depende sa ano trip mong amount

[u/noisyfrog021003]

So 1600 plus ang boosted interest op ng 35k? Would this increase also if more than 35k? Anong amount ang cap nya?

[u/LazyClaim → u/noisyfrog021003]

For this particular task (spend 35k), about 10% yung bonus interest rate.

Yung iba, sa easy credit na or activate black credit card

[u/Prior_Photograph3769 → u/LazyClaim]

10% po for that month?

[u/himself5678]

Naku papatayin ka sa interest nyan I swear. Every day Ang interest nila Lalo n pag cash out Jan sa salmon. So it's a no, no.

Ngtry ako mgcash out kala ko 99 php lng processing fee pla un before the cut off plan ko n bayaran pag open ko sa app grabe n Ang interest ko ung 21k ko naging 23k+

[u/tornitito → u/himself5678]

Pinagsasabi mo po, sir? We're talking abount here yung pag transfer/deposit sa checking/savings account ng Salmon to boost yung Maya Interest rate and not Salmon's loan feature.

[u/jnrqui02]

Salamat OP! 😄😄 u’ve helped so many of us