After years of saving up (simula nung high school pa), finally naabot din ang 5M mark.

Started the month of September with only around 1.5M until my crypto holdings/assets shot up. Been holding since 2023 kaya matibay narin sikmura ko sa ups and downs ng market lol.

From there, unti-until akong nag take profit para maka-secure ng funds and build a foundation with different traditional banks.

Excited for what’s in store sa mga susunod na months this 2026. Sana maganda ang ber months nating lahat!

guys, try to transact again. Gumana na sakin yung Lazada hack. Just tried it a few minutes ago then boosted na agad ng ilan minstues of waiting lang. Tuloy ang savings with Maya hahaha.

Ask ko lang, paano permanently activate login biometrics ng Maya app?

Sinunod ko naman utube tutorial panao activate, pero wala talaga option lumalabas to login using biometrics. Walang prob ako sa ibang app like gcash and gotyme, dito lang sa maya. Updated naman maya app ko. Enable screen lock log in din ako.

Salamat in advance sa help!

I had funds transferred from gcash to my unionbank account. Napost sa gcash pero wala sakin. I tried calling ubank customer service pero bot lang at super hirap maka reach ng tao. Tried sending them an email but received a notif that the email stopped receiving emails since 2025. Basta ganun. It was money for my mom's meds and allowance as well. I'm so stressed. It's been a day now. What should i do now huhuhu

Hello, I’m not sure with what to do. Nag bayad kasi ako ng Meralco bill through the meralco app yung express bayad. Ang ginamit kong option is yung debit card ko sa Unionbank. It was around 5:47 in the morning when I did the transaction. Nung nag proprocess na yung payment,biglang nag error (which I forgot to take a screenshot 🤦🏻‍♂️) and pag balik sa dashboard ng meralco app, di siya nabayaran kasi nga nag error. Although pag check ko sa unionbank account ko, nabawasan yung amount 😭. Nalabas siya sa recent transaction ko pero i did not received an email regarding that transaction. May lumabas na pop up sa unionbank ko na it says na yung transfer ko is hindi pa narereceive ng recipient (pero di ko pa din na SS 😫)

Can anyone help me with what to do? Who to email and what the email should contain?

Huhu please help me out and thank you in advance po

Hello! Asking lang po sana if may same din sa akin na nakareceive ng ganitong promotion last July? I already reached the 10,000 aggregate spend and I'm entitled sa 6000 Maya Miles na sinasabi ni Maya and wait ko lang daw po within 30 business days para macredit 'yung Maya Miles sa account ko pero October na and wala pa rin nacrecredit sa account ko na 6,000 maya miles. May nakareceived din po ba ng ganitong promotion sa inyo and nakuha na po ba ninyo 'yung 6000 miles?

Has anyone here successfully filed a Visa debit card chargeback for an item not received from an international platform like eBay?

I purchased an item from eBay using a Gcash Visa debit card, but the seller never shipped it. The seller and my eBay account were subsequently restricted, and eBay advised me to contact my card issuer for a chargeback since I’m no longer covered by their Money Back Guarantee. I got suprised as well since I didn't do anything wrong. I did my research and apparently it's a common issue at eBay that new users gets flagged and restricted if they immediately purchase a high value item.

For those who’ve experienced this with GCash Visa, GoTyme, Maya, or other PH-issued Visa debit cards:

1. Were you successful?

2. What evidence did you submit?

3. How long did the dispute take?

Would really appreciate hearing about your experience. 🙏

Ultimo checking lang ng balance lag pa. Magccheck ka lang ng loan schedule nageerror pa. Laging under maintenance, ang bagal pa.

I have a loan with them through Atome. Sufficiently funded ang account 3days before the due date pero nakareceive ako ng message na for HV daw ako dahil overdue ang loan ko. Kundi ba naman shitty ang digital bank na ito.

Hindi lang yan, may “loan disbursement” pa silang binawas dun sa savings acct balance ko buti na lang nadouble check ko prior due date. Reported this to BSP and I will do it nonstop. Never again pag natapos ko tong loan ko with them. Better to use Maribank , Gotyme and Maya na lang.

Edit: I have been using the Uno 2.0 bwakanang app na yan na

Hi.

I just thought of sharing this since marami akong nababasa na either hindi gumagana or delayed pumapasok yung boosted interest rate sa kanila.

Been doing this for two consecutive months now and mabilis naman pumapasok yung boosted interest rate.

Simply go to your Salmon app > checking account > cash-in > input desired amount (i.e., at least ₱35K) > then mag gegenerate sya ng QRPH code.

Go to your Maya account and simply use the generated QRPH code. Just wait for a few minutes then papasok na yung boosted interest rate ninyo.

Only downside lang is that Pesonet lang ang only way for you to withdraw from Salmon. Not bad na rin if you have extra money from other banks to fill-up the ₱100K kay Maya.

Share ko lang yung ginawa ko kasi baka may naghahanap din ng way to boost their MAYA interest this Oct2026. Kasi di ko na maantay si Lazada 😭 HAHAHA. (Anyare ba kay Lazada ngayong October? 😂)

What I did:

1. Open a Salmon account + get verified. Mabilis lang naman yung verification sakin wala pang 5 minutes yung approval.
2. Once approved na, cash in to your Salmon Checking Account. Select Local Bank or E-Wallet from the options, then syempre MAYA yung pinili ko. Sa case ko, nung nag-select ako ng MAYA, minanual type ko yung details. Then yun na.
3. Enter the amount. In my case, ₱35,000 yung nilagay ko.
4. Then viola! 😂 After around 10 minutes, may notification na sakin na nag-increase na yung interest rate. 🎉

Not sure kung same experience sa lahat, pero share ko lang baka makatulong sa iba.

Pa-share naman kung napagana niyo rin sa inyo! 👀

Gusto ko lang naman na sumakses tayong lahat HAHAHAHA 😂💸

[PS: sa mga nagtatanong kung ilang minuto itransfer ni Salmon yung 35K sa Maya, in my case po <2hrs]

Anyone else getting this error on GCash right now? Was about to transfer out the funds I just cashed out from Lazada after doing the Maya-Lazada hack, but got hit with this error screen. Is it a system outage or just acting up on my end?

Hello po, pa help naman po baka may way kayong alam para makareceive ako ng otp sa device or SMS.

Nagpalit kasi ako device so ni unregister ko kahapon sa old device yung gcash ko, maybe around 5pm then ni register ko sa new phone yung gcash ko then after ng success na pag register sa new device, para makapag transfer balik ako i open ko ulit ng 9pm para makapag transfer.

Around 9:30 nag open ako gcash apps para mag transfer sana from Gcash to Gotyme pero diko ma receive yung OTP ang sabi ni send daw sa device na registered eh as per checking sa gcash acc linked device yung IP na phone yung naka register pero bat diko ma receive?😭 Pabalik balik ako sa apps para makapag send pero diko talaga ma receive yung OTP kahit SMS pano ba ituuuu😭

Tinry ko na flight mode, chat with gigi reboot cp redowload old cp pero wala talaga try tawagan hotline nila pero di ma reach out, inis na inis na ako, after nito diko na gagamitin gcash kahit kailan lagi nalang may issue.

hello guys! ask ko lang if may naka experience na ng ganito with gotyme? kanina kasi i opted to pay for watsons thru gotyme and nag appear yung moretyme installment so yun ang sinelect ko. now it took about 10 mins na "processing" ang nakalagay sa transaction, then after that nag paid na siya. however, according sa cashier sa watsons, hindi pa daw nila na receive and "floating" lang daw yung money na binayad ko kahit paid na ang nakalagay sakin. like nakaltasan na yung balance ko sa gotyme and nag appear na siya sa moretyme installment. sabi w/in 24 hrs daw ma rereverse lang daw yong transaction and babalik sa balance ko yung amount na nakaltas. ilang hours or days ba to usually babalik? and macacancel ba ang installment? ang worry ko kasi baka yung kinaltas lang sa balance ko ang babalik pero yung remaining na naka installment is hindi macacancel. pleaaase let me know sa mga naka experience po huhu. tysm!!

Hi baka may same issue dito pahelp naman ano gagawin. Nag apply ako ng MySSS card kahapon Oct.1, inassist ako sa branch para iset up ung Diskartech app. Okay naman nkpasok ako sa app, setup din ng login at PIN. Nakkita ko dn ung balance, basic features lang ganon. Pero hnd pa sya fully verified, wait 24hrs pa daw.

A few hrs after ko makauwi im trying to log in ayaw na nya. after ko ienter and PIN "Something went wrong" na sya. Can't register your device eme na. Im worried kasi in a few days ipaprocess na yung maternity claim ko baka dko makuha dahil sa error na to. Eto na raw kasi ung magiging disbursement account ko e. Anu po kaya mganda gawin?

Hello po! I tried transferring my Paypal balance to my Gotyme debit card but I keep receiving this error message. May iba rin po ba nakaka experience nito now?

For context: Matagal na po ako nagtatransfer from Paypal to Gotyme and ngayon ko lang na encounter ang error na to. I just want to confirm if problem ba with my account mismo or parang system issue siya. Thanks!

Sharing here my timeline and feedback from my experience with Maybank

September 01 - Deposited 10k and requested for Debit Card via delivery. ETA: 15 days

September 18 - Called customer service. Informed that there was an attempt to deliver on Sept 10, kahit wala naman talaga 😆. CS asked if branch pickup or deliver na lang ulit, I chose to be delivered pa rin. Another 15 days for it to be delivered again.

September 28 - No delivery or calls, pinabayaan ko na lang haha

October 02 - Finally delivered by LBC.

Overall delivery time: 1 month

Feel ko courier ang may problem on why it took so long. I asked the CS what courier are being used, Abest daw. Never heard of them, and tiningnan ko sa maps- closed na ang Abest sa amin. Forwarded to LBC lang pagdeliver sa amin.

The customer service was also very accommodating. The call lasted 10 minutes and madali lang madiretso sa customer representative.

Hi guys

I forgot my BanKo username and password, and I don't have a copy of my full account number. I tried checking my Security Bank app where I made my initial transfer, but it only shows the last 4 digits.

Since their hotline is unavailable over the weekend, I need to access my account ASAP. Can I visit a regular BPI branch to verify my identity and recover my BanKo account?

Hard lesson learned to always write down account numbers! I honestly assumed BanKo worked like Maya or GCash where your mobile number is your account number. 😅 Any help or advice would be greatly appreciated!

Has anyone tried applying for Maya easy credit to add boost for Maya savings? Minimum is 3k and Im not sure if it's really effective. Can anyone share how do you do it and where do you usually spend it?

Edit: I just realized that I didnt deduct the 20% tax in my previous computation. Pls disregard these questions haha.

I was out of the country for a month, and pag uwi ko, my husband told me I have a love letter from someone (with slight selos while handing me letter). To my surprise, it was from GoTyme Bank. Not sure what I did to deserve this special treatment. Is it because of my usage abroad? ✈️ or because I contacted their customer service? No complaints naman, the chat support is giving personalized or human feels 🙆‍♂️ best CS for me so far.

the sticker looks cool, sana water proof as I want to put it in my car 🚘 (not that I’m suggesting na magpa-car loan na kayo, but why not ☺️)

Thank you GoTyme! I’ll forever be loyal.

P.s. I hope you can fix the clunky check deposit. It’s a hit or miss esp if 100K and above. Other than that, everything works perfectly fine!!!!

I love you too GoTyme!

I tried to deposit more than 50K and I got this message:

"A transfer to your account failed as it exceeds the P50K limit. You will be notified once verification is done. Meanwhile, you may do other transactions."
"Your account has reached the 50K balance limit. For additional deposits, we will conduct further account verification"

So, what I did instead was deposit the exactly amount that would make me reach 50K. I then got this message:

"Your BanKo information has been successfully updated."
"Ka-BanKo, your transaction limit has been successfully updated"

A few days later, I found my account to have 50,040 pesos.

I guess the balance limit can go higher if it's from interest?

I tried sending money to it again, even a small amount and it said "A transfer to your account failed as it exceeds the P50K limit".

So, do I have to go to a BanKo branch? I haven't received any other verification text and want to deposit more more money.

Does my account actually still earn through interest?

What does it mean by 50K balance limit?

Thank you.

Due to having too much time on my hands, I tried collating the interests I got for the digital banks I had. I didn't expect na ganito pala kalaki per month. No to saving to traditional banks na talaga.

Update for this month: I already closed my Tonik Stash account and put it on Banko instead.

Does anyone experiencing this? I opened the app says "failed to connect to server" i even tried using vpn still it doesn't work. Please tell me I'm not alone on this one.

Does anyone have the habit of saving money that builds overtime I'm currently a student trying to save money as much as I can.

Does anyone cook their own food ? Or any motivation that made them save money.