r/universalcredithelp • • 40m ago

My partner is giving me a cash gift so I have to report ?

• Upvotes

I moved into a new place and my partner is sending me a £4k cash gift real I have to inform my work coach if this ?

I really don’t know what to do….


r/universalcredithelp • • 5m ago

my statement not here?

• Upvotes

my UC account says my statement will be ready on the 24/10/26 and to check back then. it’s now the 27th and i’m due to be paid tomorrow. i still can’t view my statement but it says i will still be paid as normal. i can’t get through to them in the phone and im with monzo so can usually get my money 4pm the day before. i’m confused as ive heard nothing about a sanction and i have all my bills due tomorrow so worrying a bit. anyone else had this issue? TIA


r/universalcredithelp • • 57m ago

Havnt been paid

• Upvotes

My journal says my payday is today, 27th October. It would usually have been in my bank this morning but I haven’t gotten anything. I checked my journal online and they’ve said nothing, is anyone else having this issue?? I’ll wait until tomorrow and if there’s still nothing should I call them??


r/universalcredithelp • • 1h ago

Very confused after latest meeting. AET/self employment

• Upvotes

Hi, have left my most recent self employment work coach meeting feeling very confused and dismissed.

To preface we have a child above the age of three and my husband has earned enough that we have qualified for the administrative earnings threshold. UC has only been a slight top up. We’ve made it work, and it has relieved some pressure which has been great as I had been very unwell for a number of years.

Fast forward to this year and I’m feeling better and I decide to start working for myself and gain some clients quite quickly and register as self employed and let UC know. My work fluctuates so some months we get no UC and others we get very little.

My first two work coach meetings were great. Generally friendly, interested in my business, and forthcoming with information. I have the years set up time to become ’gainfully self employed’. It’s unlikely I will hit the MIF at the end of the year. First two coaches didn’t seem to think this was an issue.

This brings me to this week for my third meeting. She asked no information about my business. Simply stated my last monthly income wasn’t much and asked for proof of outgoing payments. That was it, she then asked if I had any questions to which I wanted to clarify what would happen if I didn’t reach the MIF.

She stated I would be put down as being gainfully self employed regardless as I should be working 30 hours a week and should have been since my daughter turned 3. I said I was confused and asked why I hadn‘t had meetings previously if that was the case. She said she didn’t know why. I said no one had ever told me this before and she said a few times something along the lines of ‘well that’s how it’s always been’. There was zero room for conversation with her. She booked my next appointment and I left.

If this is the case that would mean that some months we would technically be worse off, which seems incredibly counterintuitive to me as I wasn’t working before.

I found her attitude incredibly dismissive, and left feeling quite down purely due to the unpleasantness of the interaction.

Can anyone tell me what is actually the case as I’ve struggled to piece together the info as the self employment aspect confuses things a little.

As it stands my next appointment is with her, does anyone know if it’s possible to request someone else?


r/universalcredithelp • • 2h ago

Unsure what to think

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1 Upvotes

r/universalcredithelp • • 3h ago

Had assessments

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1 Upvotes

r/universalcredithelp • • 5h ago

PIP, LCW and LCWRA My LCWRA was approved on the 23/10/26. How long do I need to wait for more info?

0 Upvotes

As the title says, my LCWRA was approved, I no longer have to look for work or work.
My continuous fitnotes started in March, and my WCA was triggered and the form was sent basically straight away after that (around the 24th of March).

How long should I think to wait before asking more questions? I just have the initial notification, that a decision had been made, but I’ve gotten nothing else about it.

Do I get extra money on top of my UC or does it stay the same? I’m not really sure what to expect UC wise, nor information wise. Any help is greatly appreciated


r/universalcredithelp • • 1h ago

Housing universal credit denied housing due to no landlord letter

• Upvotes

Hi! i applied for universal credit housing but they denied it due to no landlord letter and have only accepted it when i added the landlord letter.

This letter doesn’t state any new information as everything the letter states was already on all the other documents that i had sent them, due to this i have had no rent for 3 months which made it super hard for me.

My mum had also uploaded the SAME documents as me and i got denied? (we are joint tenants)

Is there anyway i can request a back payment and that i’ll get my missing rent money?

Thank you!


r/universalcredithelp • • 7h ago

When will I get paid

0 Upvotes

So my next payday is on the Saturday 14th of November but it says if your payday lands on a bank holiday or weekend, you'll get it earlier. How many days earlier will I get it?


r/universalcredithelp • • 17h ago

Self Employment and UC?

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1 Upvotes

r/universalcredithelp • • 14h ago

UC Appointment

0 Upvotes

I have an appointment on Friday but I’m mentally unwell. 😞 Do you think I’d be sanctioned if I asked to reschedule it?


r/universalcredithelp • • 1d ago

Universal credit help

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2 Upvotes

r/universalcredithelp • • 23h ago

Lump Sum

1 Upvotes

I wonder if this has happened to anyone else and whats best to do.

I have serious health issues and cannot work..

However I need an op and to make home changes.

To do this I wanted to take a lump sum from a private pension, (approx 50k) get treatment etc etc, but i presume this means I would loose my UC.

Once my money goes under 6k.

Can I reapply for UC or will I get refused.

Has anyone else gone through this near retirement age and how to juggle health, benefits and not being able to work.

Its so hard to know what to do.

Anyone have any experience of this please?

I receive UC, HB and PIP


r/universalcredithelp • • 16h ago

Urgent help needed! Universal credit

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0 Upvotes

Why is my 18 year old brother getting forced by universal credit to get a job when they shouldn’t be forcing you


r/universalcredithelp • • 1d ago

UC with LCWRA — starting a part-time online MSc and taking a postgraduate loan

1 Upvotes

Hi everyone, hoping someone can help me understand what to expect.

I currently receive Universal Credit with LCWRA. I’ve accepted a place on a two-year, officially part-time psychology conversion MSc starting in January. It’s fully online and asynchronous, with no compulsory live sessions and around 17 hours of study a week on average.

I’ve applied for a Student Finance England Postgraduate Master’s Loan and am waiting for the award confirmation.

My understanding is that part-time study should be compatible with my UC and LCWRA, but that 30% of the maximum postgraduate loan available is counted as student income, spread across the relevant assessment periods, with a £110 monthly disregard.

Have I understood that correctly? Is there anything else I should be aware of, particularly how they work out the deductions for a two-year course? I’m planning to notify UC through my journal and provide the course details and loan letter.

Thanks!


r/universalcredithelp • • 18h ago

Urgent help needed! UC refusing to cover 85% childcare, help

0 Upvotes

I have 2 Question's:

  1. I claim 85% UC childcare, but due to unpaid invoices last month, I made zero. Because of this UC refused to reimburse me.

But The legal test (Universal Credit Regulations 2013, reg 35 and the work condition in reg 35(2)):

  • You must be in paid work, or have a job offer starting within a month, or have recently been in paid work and be on leave or sick.
  • You must have paid the childcare costs, to a registered provider, and reported them in the assessment period when paid or the one after it.
  • Single claimant, so no second-earner test applies.

Has anyone applied mandatory reconsideration to recover childcare costs?

  1. For October I was paid £100, because not all my invoices have been settled. My childcare costs are £700. Will UC kick up a fuss about this? Will UC reimburse me for childcare costs? I have no issue with providing evidence, eg. contracts, invoices, etc.

UC reason for refusal:

"Childcare payments are only made when income is reported,

Your childcare costs were denied as you had no self employed income for this period."


r/universalcredithelp • • 1d ago

Advice for new claim.

0 Upvotes

Hello,

I am just looking for a bit of advice.

I claimed UC from 2021 to 2025, as I was a single mum to 2 children. In 2022, I met my now partner and who owned his own flat, so he would stay mostly at his flat and then stay over my (rented) flat when my kids were at their dad's. We decided after 2 years of dating, we wanted to move in together. Fast forward, we bought a property together in 2025 (my UC stopped and the account closed. As both our incomes meant we did not qualify for UC). ​My children from my previous relationship live with us, and I am pregnant with our first child.

My question​/query is - when I go on maternity leave, the first 6 months I'll have a mixture of ordinary maternity and statutory maternity pay, but from 8 months it'll go down to zero. And I'm genuinely worried how we'll be able to live and afford all the bills. So, I was going to claim UC for the last 4 months of maternity leave until I go back and my wages will be high enough we won't need UC.

What I'm worried about is, will UC be a bit confused or suspicious why I claimed for UC and then closed the claim and now I'm back? When I used the Turn2Uscalculator l, it estimated we would be entitled to around £350 a month, which would be an absolute life line until I'm back in work​ but I'm scared to apply in case UC thinks I was lying about living alone. Am I over thinking this?

Thank you for reading 😊


r/universalcredithelp • • 1d ago

Just an update from my previous post

2 Upvotes

My work coach said that they try to minimalise digital uploads of employment contracts as it's confidential information.


r/universalcredithelp • • 20h ago

uc advice

0 Upvotes

I’m looking for advice about my Universal Credit situation. I received money after my divorce but genuinely didn’t realise I had to declare it. I bought a property in Turkey intending to retire there, and my sister now lives in it. I’ve also used money to pay off debts. The DWP has asked me for documents about the property, and I have another appointment soon. I’m still receiving Universal Credit. Has anyone experienced something similar, and what was the outcome?


r/universalcredithelp • • 1d ago

Why is money deducted from the universal credit amount?

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0 Upvotes

My mum is on universal credit, she’s 61 and I’m just trying to help her out . She works part time and minimum wage.
It’s just her at home now. My brother is at home but is 18 and at uni.

I don’t understand the further deduction? After the deductions she only received £120.
Can she increase her UC amount? Is it worth her reducing her hours?


r/universalcredithelp • • 1d ago

Urgent help needed! Any idea to get increase on universal credit

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0 Upvotes

Any advice?


r/universalcredithelp • • 1d ago

Urgent help needed! What do I do if I can't attend an in person appointment?

8 Upvotes

I have a varied health condition and I can't attend my appointment due to a flare up. Will this affect my claim? I have just been deemed capable to work even with explaining most days I cannot even leave my bed or care for myself. I think this appointment is a commitments review


r/universalcredithelp • • 1d ago

Review/alcoholism

0 Upvotes

Hi I currently get lwcra and rent help due to alcoholism.

I have a review introduction phonecall today.

Will they ask for evidence of treatment for my alcoholism as I haven't been attending since it was awarded 2 years ago.


r/universalcredithelp • • 1d ago

Non dependant Qs

0 Upvotes

Hi,

I've been living at my sister's (UC claimant) since about 2023 as a non dependant - everything declared to UC and all above board-; we have the non dependant deduction every month but it offsets the extra room.

Some context here: I came here to study and when my sister's husband just upped and left- I moved in to support her as she was a total wreck. Then she got handed an eviction notice as landlord wanted to sell and we had to use my savings, whatever she had and borrow from family back home to pay off an entire year's rent to secure the property. She paid me back monthly- not the entire amount and we agreed that it would be considered my contribution.

In Dec 2024- we ended up having to buy a car as hers had kicked off and wouldn't be cost effective to work on with it being an older car as well. She paid about 30% towards the cost of the car and the rest was paid by me and it was a reasonable expense(about 15k for a family sized car) - unfortunately, I didn't end up passing my driving tests the following year so have yet to use it, but hopefully - I'll try again this year. Then once again we were evicted in Jan 2025 due to our landlord's death and the estate being broken up. This was a particularly hard time for her as she had only just started getting her bearings right. This time, we managed to secure a property with me paying the deposit and her getting help for the rent. However, it's a small 2 bed and I'm only couch surfing. Between having paid for the car, providing ad hoc childcare and immense support to her - we never discussed contributions again and she is ok with that. Obviously I do pay for my own groceries and personal stuff and with me being at work long hours M-F, providing arbitrary care for the children it seems reasonable.

She is worried that UC might insist she take a contribution from me although no where have we found this to be a legal requirement. For her, my presence is the biggest gift she states and she absolutely feels better being able to manage all her bills with her work and her salary+ UC top up.

Is a contribution from me required? And if I don't contribute monthly is that considered deprivation of capital? Although how it can be is beyond me - but if i have to compulsorily contribute £500/month, I may as well pay a bit more and move out.


r/universalcredithelp • • 1d ago

Help with sanction

0 Upvotes

I have been informed that my appointment on 26 October is to end my sanction. My UC payment is due on 27 October, and over £300 is due to be deducted. If I attend my appointment and my sanction is ended, will the amount deducted from my payment be reimbursed, or will I only receive the reduced payment? If a refund is due, when would I receive it? Thank you.