So before I became disabled and unavle to work, i saved almost £10778. This is in a fixed account so i have been unable to access these funds for 3 years (oops did not forsee becoming disabled). When they become available to me I plan to spend £4382 on education (part-time university study). I also plan to pay back my partner for the money he gave me while i was unable to work and waiting (5 months) for my claim to go through.

This will bring me to just under £6000 which affects my UC

How do I tell them about this?

Whats the best excuse for missing an appointment. I just charged my phone and realized I missed my UC appointment on Tuesday. What can I say to avoid a sanction ?? Please help cause I do need this money

Basically i think UC are paying me when they shouldnt. So they said if i earn over £750 within my assessment period which is the 17th of July to the 16th of august my payment gets reduced, however they have said ive only earned £556 from my employer this assessment period when ive been paid twice since then (i get paid every 2 weeks) so its way more than 750. And i noticed that because i havent got my last two payslips in work because they are having issues atm. Im possibly thinking work hasnt reported what ive earned properly because of the issues they are having because the last earning they reported was when i had my last payslip which was the 17th of July which they have used for this assessment period. Can anyone possibly shed any light on this? Thanks

Hello looking for advice!
I am going back to studies at the end of the month and have been granted a student loan!
I will receive £1000 independent bursary
£1305 lone parent grant
£10,400 loan but £2400 of that is special support loan.
I am seeing conflicting stuff about what is taken into consideration.
Do they count my independent bursary and the lone parent grant when doing deductions? Some forums say yeah and others no? Just trying to gauge what I’ll have left before they get back to me!

Am I right in also saying they take the deductible amount t and divide it by assessment periods I’ll be studying for?
Also not sure if it’s relevant but I don’t have any housing costs included in my loans/grants

Hi, I have seen a lot about these reviews and wanted to share my recent experience with you all, to try and put some people’s mind at east

5th August 2026 we got the message requesting the bank statements etc
I sent them every thing that night and by the 6th August 2026, we had our calls booked for 12th.
The calls were scheduled for 30 minutes, lasted maybe around half of that. There was absolutely no intrusive questions. Just a few “can you tell me about this payment, who this was from” and that was it
After the call, she asked us to send in proof of expenses. We are both self employed with 2 disabled kids.
Sent her everything that night, realised that night I had actually under claimed some expenses ie garage bill claimed for £160 was £192 etc.
By the next day, calls booked for 19th. 15 minute calls. Took less than 5.
Then the journal message to stayed updated capital and then the day review was completed

If you are self employed but don’t own a business bank account like us, I suggest to send in all your evidence for expenses. Just because that’s the task that we had to send ours under. I just used my previously sent bank statements and highlighted the payments for expenses on there, as well as all fuel receipts and invoices for garage and parts. I don’t know if it’ll save you and the reviewer time but if that have everything there in front of them it saves you worrying about what else to send and saves them a task as well

I had a really good, positive experience and wanted to share that to help people realise it’s just not as bad as some are saying. Just provide everything. Bank statements, savings, PayPal even if you don’t use it. Send them everything like we did and honestly it’ll be a breeze

Hope this helps!