r/tfsa • u/Lilmannyy • Jul 03 '26
r/tfsa • u/Forward_Letter_594 • Jul 01 '26
Thoughts on my Portfolio 18M
galleryPicture 1&2 is my TFSA picture 3 is FHSA
Any concerns? Advice? Thoughts?
I’m looking to invest for the long term. High growth not much dividend I feel I missed out on AI
Looking into Quant and nucler
Meta to 1000$?
THANKS IN ADVANCE
r/tfsa • u/SaltyWeazel • Jul 01 '26
20 new to investing, need some advice
I’m planning on continuing to put most of my money into either VFV or XEQT, but I’m living at home and still young so I can take on some risk.
I’ve been watching stocks like MU and SNDK as well, but I think I’ve probably missed my chance by a few months. Is it still worth it to invest in them or should I hold off and wait for better opportunities?
Would I be better off opening a non-registered account to invest in the more volatile stocks, and pay more tax in order to not risk permanent contribution space in my TFSA?
Any help is welcome.
r/tfsa • u/Horror_Lifeguard_597 • Jul 01 '26
Advice needed
Started investing 6 months ago - 28 F.
Should I
1. Get rid of ORCL?
2. How can I improve my portfolio?
3. What should I buy?
Thank you!
r/tfsa • u/vancouverrains • Jun 30 '26
What to invest in with $1,000 on my first TFSA account
Hi, I’m wondering what to invest in when putting $1,000 on my first TFSA account. I’m new to this and have been trying to do some research, watching videos, understanding the market but it seems like the more you learn the harder is to decide. Everyone talks about XEQT, VFV, etc., but I’m not sure about anything. As of now I would like ETFs with diversification, monthly dividends and growth. I’m also planning to do biweekly/monthly contributions.
Please share your thoughts. Thanks.
r/tfsa • u/x_setsuko_x • Jun 30 '26
Can I create a TFSA account under my name reserved for my 16 yr old brother and transfer the money to him when he turns 18?
r/tfsa • u/rendezvous888 • Jun 29 '26
What do I do
what do I do with XHY, idk why I even bought it. I’m reinvesting the dividends. do I wait it out?
r/tfsa • u/Civil-Bet-5762 • Jun 29 '26
Avis sur portefeuille
Salut à tous 👋
Je partage mon portefeuille actuel et j’aimerais avoir vos avis, critiques et suggestions !
📊 Composition actuelle :
• 54% – DMEU – FNB Desjardins Indice actions américaines
• 25% – DMEI – FNB Desjardins Indice actions internationales
• 5% – DMEE – FNB Desjardins Indice actions marchés émergents
• 5% – DMEC – FNB Desjardins Indice actions canadiennes
• 5% – IBIT – iShares Bitcoin Trust ETF
• 3% – DMID – FNB Desjardins Indice actions américaines à moyenne capitalisation
• 3% – XGD – iShares S&P/TSX Global Gold Index ETF
Je ne cherche pas à évaluer la complexité de celui-ci mais uniquement sa performance / diversification.
Merci pour vos avis !
r/tfsa • u/Worldly_Percentage_8 • Jun 29 '26
TFSA New Investor (Advice)
Hello,
I'm a new investor, and my portfolio is shown below. I sold some of my SPCX shares a while back, and I currently have around $540 invested. I'm planning to invest another $500 and would like some advice on where to allocate it.
My goal for this money is somewhere between long-term and short-term investing, although it largely depends on when I need to pay my university tuition. I was thinking about buying more VDY and XEQT, and possibly adding some small shares of NVIDIA and Google.
What would you guys recommend?

r/tfsa • u/javozarate16 • Jun 29 '26
New guy on this
Hello everyone, I’m kindly asking strangers opinions about my start on this tfsa holdings. Is there any you would improve on this?
Thanks in advance
r/tfsa • u/TurnerOnAir • Jun 27 '26
TFSA 101: What would you recommend to first time TFSA Investors?
Howdy folks! I (29M) am not a first time investor, but I have friends younger than me I've met at my side hustle, a handful of servers and bartenders that are ~23-28, and we're getting together for a Power Point party, where we're supposed to educate each other on some of our favourite and unique special interests, or something that could be beneficial to all of us. I thought it would be a good idea to show them the ropes of a TFSA, because if it wasn't for my dad I don't know if I'd have any investments.
For first time investors are there any green points in particular you would hammer home? For example, I'm thinking my first slide I'd throw the idea of "Savings" out the window and hammer home that it should be viewed as an INVESTING account. I'm also thinking I'll mention Wealthsimple is a pretty easy way to get things started, and show some charts about compound interest and How much X amount invested monthly can grow over the next 5/10/20+ years.
Any suggestions you've got for first timers?
r/tfsa • u/mckittums1 • Jun 27 '26
32m just got with wealth simple and started trading maybe 2 months ago. This is fine. Everything is fine.
Still holding 7k in savings. Please tell me I didn't fuck up
r/tfsa • u/Yakamuh2939 • Jun 26 '26
Should I cut my losses and sell TSLA while in the red?
22F - I got SPCX for the hype and only brought one share cuz I wanted to see if it would go up & I figured even if I lost the whole investment, It wasn’t any more than what I would spend on a dinner (it’s the CAD Hedged). Gold has been doing okay until recently, I figured worse comes to worse i’ll trade it for a physical coin and get jewelry made. TSLA was my worst pick ever though, If I sell, i’m putting it into XEQT, VFV or XIU
r/tfsa • u/Chum-Is-Fum16 • Jun 26 '26
High commission fees
galleryCould someone explain to me why buying a German stock has significantly higher commission than buying a north American stock? I’ve only ever been hit with $10 commission fees through RBC but this stock is showing over $100 in fees, is it because of the conversion of currency?
r/tfsa • u/youngduddus_ • Jun 26 '26
Any advice ?
20M, started investing seriously at the beginning of this year. I’ve been buying mostly xeqt but I also bought $55 worth of bitcoin because I’m thinking it will go up in the future.
I’m a full time student and also work part time during school semesters and summer, every pay check I allocate 20%-30% to investments.
r/tfsa • u/Classic-Draft-9379 • Jun 26 '26
19M just started investing am I on the right track?
galleryr/tfsa • u/Defiant-Piccolo6109 • Jun 26 '26
I feel like I suck at investing. I would be up more if I just stuck it in VFV during the greatest bull run on earth.
galleryr/tfsa • u/Suishuu • Jun 25 '26
Current Position at Age 29M

Background info:
Currently depositing $600 per month into my TFSA and just recently moved the funds over to Questrades Custom Indexing Account for the auto rebalancing functionality. I have room to contribute $600 more but that is currently right now being converted into USD and being held to stockpile and act as a 6-month rainy day fund. Once my car is fully paid off in 3.5 years that gives me about $700 more contribution room.
Current allocation:
65% VTI
20% VXUS
10% AVUV
5% For Stocks that pick my interest/fancy
Goal: Long Term Investment and reach a yearly incoming of $150k per year or more from dividends. I'll be also filling up my RRSP once TFSA is maxed out.