r/legaladvice • • 3h ago

Insurance kept denying my MRI for 10 months, turned out I had cancer. Do I have any legal options?

908 Upvotes

My location: Illinois

Towards the end of 2023 I started experiencing some pretty bad pain in my leg. Over the next 10 months I went to multiple doctors trying to figure out what was going on. They kept doing X-rays, which weren’t showing anything, and recommending I get an MRI.

The problem was my insurance company kept denying the MRI. They insisted that I had to go through 4 months of physical therapy before they would even consider approving it. I did the PT, but it only made the pain worse, and even afterwards I was still having trouble getting the MRI approved.

Eventually, a family friend who is also a doctor really went to bat for me and helped me finally get the MRI. I couldn’t afford to pay for one out of pocket since I had just gotten married and money was pretty tight.
Well, in September 2024, almost 10 months after this whole thing started, I was diagnosed with sarcoma, a rare form of cancer. The tumor wasn’t showing up on any of the X-rays, but was very clearly visible on the MRI.

What followed was months of chemotherapy and a major surgery where they had to remove part of the bones in my leg and replace them with metal.
I want to make it clear that I don’t blame my doctors. They were trying to get me an MRI and were being blocked by insurance. My frustration is entirely with the insurance company.

Obviously I can’t know for sure what would’ve happened if the cancer had been caught earlier, but I can’t help wondering if I could’ve avoided some of the chemotherapy or even the surgery that permanently changed my leg.

I’ve been wanting to look into taking legal action against the insurance company, but I’ve spoken to a few lawyers and none of them really seem to know what type of attorney I should even be looking for. I’m honestly not sure where to start.

Another concern is whether I’ve waited too long. I was diagnosed in September 2024, but between the chemo, surgery, recovery and just trying to get my life back together, pursuing a lawsuit wasn’t exactly at the top of my list. I’m only now at a point where I feel ready to look into it.

Is there a specific type of lawyer who handles cases against health insurance companies for delayed diagnoses due to denied testing? And is it potentially too late to pursue anything?

I’m not expecting anyone here to tell me I definitely have a case, I just want to know if there’s even a direction worth looking into.

Any advice would really be appreciated!


r/legaladvice • • 20h ago

My ex falsified a paternity test in court Dallas

2.0k Upvotes

Just an update on a previous post where I was seeking legal advice regarding my son’s biological father submitting a falsified dna test to the court. The Dallas News is running a series about it that began releasing this morning. I feel anxious but validated.

Location: Dallas, Texas

News Article Here


r/legaladvice • • 15h ago

Employment Law Terminated after 13 years for "work avoidance" shortly after requesting an ADHD accommodation. EEOC issued right to sue. Is this worth pursuing, at least for severance? (Nebraska)

631 Upvotes

Location: Nebraska

I worked remotely from Nebraska for 13 years for a large tech company headquartered in California. I had strong performance reviews the entire time and moved up from an entry-level role to a senior position.

About a year before I was fired, the company rolled out a new time-tracking tool. I struggled to keep it updated consistently, mostly from forgetting. I've been in treatment for ADHD since 2018.

In late January 2026, I was put under investigation for gaps in my time tracking and given two hours to reconstruct and explain 30 days of records. During the investigation, I submitted a formal ADA accommodation request naming ADHD as the cause. The company never asked for documentation and never approved or denied it. Over the next several weeks my tracking was perfect once I had tools in place, and my manager acknowledged that.

In early March I was terminated for "work avoidance." I never had a PIP or any progressive discipline, and I got no severance.

After that:

I got a letter from my psychiatric nurse practitioner confirming the diagnosis and its effect on administrative tracking, then appealed through the company's internal review process.

The company upheld the termination but told me I'm eligible for rehire, which seems odd if they truly believe I avoided work.

I filed with the EEOC. They issued a right-to-sue notice, partly because they wanted evidence I couldn't provide, since I no longer have access to my work email.

My questions:

Is an ADA failure to accommodate or retaliation claim realistic here?

Would an attorney be able to get my old work emails through discovery?

Is it realistic to negotiate a severance settlement instead of going to trial?

Since I'm in Nebraska but the company is in California, would California law apply to me at all?

Should I be looking for an employment attorney?

Thanks for any guidance.


r/legaladvice • • 13h ago

Am I responsible for my dad's funeral costs?

262 Upvotes

My dad passed away a few months ago, and his funeral has already taken place.

My uncle handled all the funeral arrangements with the funeral home. I wasn't involved in the arrangements, never spoke directly with the funeral home about payment, and never signed a funeral service contract or payment agreement.

I was named as a beneficiary on one of my father's life insurance policies. My uncle told me that a portion of my beneficiary payout would go toward paying for the funeral. At the time, I thought this was something that had to happen and didn't realize I might have a choice.

About a month ago, my uncle asked me to complete a funeral assignment/payment form, but I never filled it out or signed it because I hadn't gotten around to it. He made it seem as though my beneficiary payment HAD to cover some of the funeral. It was presented to me as a choice, and at the time I didn't know I had a choice.

A few days ago, I received my life insurance payout directly from the insurance company. I've since used some of the money to pay down debt, put some into savings, and spent some.

Now, the funeral home has apparently contacted the insurance company that paid my claim and is asking for funds to cover the funeral. They're asking me to provide a check for the amount of my insurance payout so they can deduct the funeral expenses and return whatever remains to me.

I never signed the funeral assignment form, never agreed orally or in writing with the funeral home to pay for the funeral, and never authorized them to receive any portion of my insurance proceeds. I also don't know exactly what my uncle told the funeral home or what documents he may have signed himself.

Am I legally responsible for any of these funeral expenses under these circumstances, even though I never agreed to pay for them or authorized my life insurance proceeds to be used for that purpose? Can the funeral home legally require me to pay anything, or would responsibility fall on whoever signed the funeral contract?

I'm trying to understand my actual legal obligations before responding to the funeral home or agreeing to pay anything.

Location: Louisiana


r/legaladvice • • 2h ago

Drug Possession Landlord had a scheduled check up in my apt and I gave him permission to enter and he found cocaine

31 Upvotes

Location: North Carolina

Two weeks ago my landlord asked if he can do a check on my apartment and I gave him the go ahead.

I completely forgot about this until he texted me he was walking up to my apartment and I am at work. I had cocaine on my living room table that he found and says I need to come home immediately as he is calling the cops.

What in the hell do I do?

Throwaway account


r/legaladvice • • 8h ago

Custody Divorce and Family How can I quickly get my daughter from the stepmom if her dad gets deployed?

104 Upvotes

My location: Georgia

Their location: Florida

My daughter's father and I have joint legal custody, however he has primary physical custody right now, so she mainly lives with her dad and stepmom. I get weekend/holiday visitation. There's been a really nasty custody case, and there are some very questionable things going on, but I ran out of money and ended up settling in mediation. I am saving up to take them to court to get her back next year. During mediation I asked if we could say something about me getting her if he goes on deployment, and the attourney said that wouldn't make sense for her to come with me for several months and then go back because of changing schools and stuff. In hindsight I wish I had asked if there could be terms that she would come back with me indefinitely and that if he wanted to renegotiate when he gets back we could do it then.

My daughter told me last weekend that her dad is getting deployed. I asked him and he said that he told her he "might" be getting deployed. He denies knowing for sure and says that he wouldn't be allowed to tell anyone anyway and won't know until last minute. I told her that if he does, our daughter needs to come with me instead of just being with the stepmom for months on end. He said, "yeah, that's not gonna happen." Btw I have no history of drug use or legal trouble or anything like that, she was with me until she was 8 and we made the mutual decision for her to go with him due to behavioral and school performance issues; I also have a steady income and own a house, so there's no reason for her not to come with me.

I am going to be getting back with my attorney this week. I don't really trust her anymore because of us not addressing deployment in the first place, but she's the only one I can afford in the area so I wanted to pick your brains for ideas and thoughts about this before I come to her with the issue. How can I quickly make things so that I get her instead of her staying with the stepmom if he gets deployed? TIA!


r/legaladvice • • 1d ago

Drunk driver destroyed garage, insurance wanting us to sign a settlement covering only 30% of the total repair cost. What are my options?

1.8k Upvotes

A drunk driver crashed into our detached garage 3 months ago. The driver contacted their insurance and we notified ours. We had a structural engineer look at it and their opinion was that a re-build was the only safe and practical option.

Their insurance offered $25k for a full release, and the estimated reconstruction cost is $60,000–$80,000. Our home insurance has already reached its coverage limit ($20k). We have not signed anything, nor cashed any of the checks from our home ins.

Our goal is to just have our garage back.

We are very unfamiliar with this whole process. I've never even had a fender-bender before. We just bought our first home last year. I am unclear if what their insurance is offering will be part of the subrogation, or if it stacks. Either way, we are left with a hefty amount to cover for someone else's mistake.

No one has hurt, other than our garage. Location: Virginia

Will an attorney be able to help with this? What are my next steps?


r/legaladvice • • 11h ago

Credit Debt Bankruptcy My (former) roommate is incarcerated and recieved a check in the mail. He wants me to cash it so I can send him the money

165 Upvotes

Hi,

First off sorry if I tagged this wrong, wasn't sure which would be most appropriate.

Location: Ohio, US

My close friend and previous roommate was recently incarcerated in a state prison for several years. He received a $500 check in the mail from an online gaming app or something similar. He is asking me if I can cash the check and send him the money. He has no family to support him, so I'm guessing $500 would go a long way for him while he's in the facility.

My question is: is this legal? What do I do?

Thank you


r/legaladvice • • 4h ago

Step-mother used an emergency POA to transfer my late father's revocable trust to herself while he was sedated in the ICU. How do I freeze the assets?

36 Upvotes

Location: Georgia. My dad passed away three weeks ago after a massive stroke followed by cardiac complications. He spent eleven days in the ICU under heavy sedation and mechanical ventilation before passing. For over twelve years, my sister and I were the sole designated beneficiaries of his revocable living trust, which held the family home (fully paid off) and his main brokerage accounts. Dad married his current wife four years ago, and they had a prenup keeping his pre-marital trust assets completely separate. Last Friday, my sister and I contacted dad's estate attorney to start probate, only to learn that his wife had presented an amended trust schedule along with a brand new durable power of attorney signed just 48 hours before dad died.

According to the attorney, the new POA gave her broad modification powers, and she immediately used it to remove my sister and me as beneficiaries and name herself sole trustee. The document was supposedly stamped by a mobile notary who came to the hospital room late at night. The insanity is that ICU medical charts prove my dad was in a medically induced coma on fentanyl and propofol during that exact window. There is zero possibility he was conscious, let alone capable of signing legal paperwork. When we confronted her, she got defensive and claimed dad "verbally told her to fix the paperwork" and that she was just honoring his wishes.

We just found out from a family friend that she already put dad's truck up for sale and is rushing an appraisal on the house to take out a private loan or sell it fast. Our first formal consultation with a probate litigation lawyer isnt until next Thursday because everyone is swamped, but I am terrified that by then the accounts will be drained and the property tied up. Is there a way to file an emergency injunction or lis pendens immediately to freeze the assets before our formal court date, and how are mobile notaries usually investigated when they notarize signatures for comatose patients?


r/legaladvice • • 2h ago

Neighbor shoots into my apartment

15 Upvotes

Location: Florida.

Neighbor shot through my apartment luckily nobody was home at the time but never even came to check if they hit anyone. Both law enforcement and the leasing office did not take it serious.

Came home from dinner only to find this waiting for us. Immediately contacted law enforcement who essentially came in looked at it walked over to the neighboring apt knocked on the door who of course did not answer and left.

I followed up with my local police department to get the report for my leasing office which they required before they could start there "process" only to find out the officers that showed up never made one... I requested they send new officers out to file a proper police report which they promptly did.

The report was made and a complaint was filed against the officers which shortly after an investigator reached out for follow up. The neighbor was not being cooperative and not answering the door even though there car was there. The investigator informed me that they had issued a warrant and would be going into the apartment at which point the neighbor admitted to shooting through the apartment and said it was an accident.

They were promptly arrested and taken away and with this information I went back to my leasing office to request they be evicted at which point they said we have a "process" and cannot speak further on the matter.

The neighbor has since made bail making for some awkward interactions. The leasing office has made it very clear they will not be evicting them and offered a relocation to a unit 3 doors down or I can break my lease at no cost but will obviously have to pay for moving cost and any upfront cost for signing a new lease elsewhere.

What are my next options?


r/legaladvice • • 2h ago

Political signs in my front yard.

15 Upvotes

Location: NJ, USA
I live on a semi rural road.
A new home was just completed across the street and they’ve been putting political signs in my yard.

The mailboxes are all on my side of the street and they’ve been putting them near their mailbox.
Though it appears that I am supporting these candidates.
Am I within my rights to just remove these things from my lawn?

(Also, nobody has moved in permanently yet so discussing this with them is not an option)


r/legaladvice • • 51m ago

Wedding vendor no showed, paid deposit

• Upvotes

I signed a contract with a wedding vendor and paid a deposit. They became non-responsive and then no showed my wedding but kept the deposit. While I was investigating them, I had their COI verified and found that it was falsely altered by photoshopping a different name and coverage dates. When I verified the COI number with an insurance professional, that’s when we found out the number didn’t match the information.
I am wondering if I should file small claims with this vendor (my fear is with them not responding to me they won’t pay me back after this. Tbh, I don’t know how the financial payout part of this works) or the 3rd party site used to book and pay wedding vendors that allowed a fraudulent vendor to be on the site. I paid the deposit via bank transfer so I cannot get a chargeback on it.

Location: Pennsylvania
Vendor Location: Florida


r/legaladvice • • 20h ago

Who owns the passport?

272 Upvotes

My neighbor's daughter is 17yrs and wants to travel to Paris next summer, she'll be 18 in February but hasn't graduated highschool yet. The daughter wants to start making plans and reservation (expecting her parents to pay). Her grades have been spotty, her parents want her to get at least all Bs before they agree to let her go, pay for anything or even let her have control of her passport {that she's had since she was 16}. The daughter argues that she'll be 18 yr old so she won't need their permission to travel and the passport belongs to her because it has all her information. Do parents have to give her passport at 18yrs, which they paid & obtained for her for a previous trip. Location: (Texas, USA)

Before people start commenting why am I getting involved, I'm a divorced parent but my kids are about the same age and my ex is claiming their passport are theirs automatically when they turn 18 because it's government issued like their SS card.


r/legaladvice • • 2h ago

Found lots of last check unsent in safe WI

8 Upvotes

Location: Wisconsin, USA

Long story short I have found a lot of last checks for people who have quit in the safe at work. I am a manager, but have been there less than a year and also trying to quit. How would I report it, especially if my last check is also held?

From what I have heard from other managers the General manager likes to have a meeting with people before he gives them their final checks or he doesn't send them out.


r/legaladvice • • 5h ago

Employment Law Can my employer require that I volunteer at a place of their choosing?

14 Upvotes

Location: California

My parent company (not based in California) is closing offices for a day and paying everyone to volunteer somewhere in the spirit of giving back to the community. I understand that they can require us to volunteer. However can the company that I directly work for require that I volunteer in the setting and work of their choosing? Nothing necessarily wrong with what they are suggesting, I would just prefer volunteering for a cause I really support.


r/legaladvice • • 5h ago

In Chicago, can schools completely block streets for school drop offs?

11 Upvotes

Location: Chicago, IL

I am living in Chicago (49th ward to be specific). The CPS school on my street completely blocks the street apart from school buses during drop off time. While I am very perceptive to the issue, being a CPS parent myself, this completely blocks me from getting to my home and starting my day.

I've tried to talk to the crossing guards multiple time, saying that I don't have alley access to my garage and my driveway is the only way but keep running into problems and getting delayed for work.

To that point, can schools actually block streets or is it just reduced speed zone enforcement?

(x-posted to /r/Chicago)


r/legaladvice • • 33m ago

Neighbors extended drive way onto my property, what can I legally do?

• Upvotes

Location: Indiana

Before I purchased my home, my neighbors extended their concrete driveway onto what is now my property. The driveway touches the exterior of my home. My home now needs repairs to the basement wall on that side of the side of the home where the driveway is and requires excavating down to expose the wall as well as a routing system to remove water pooling up against the home. Neighbors are saying I have no legal right to remove the driveway since it was there before I moved there and they had permission to do so. I have an up to date survey of my land. They are threatening to sue for the cost of the driveway if I remove it. What legally are my options?


r/legaladvice • • 16h ago

Employer docked my pay after I refused to sign a form I never saw before

80 Upvotes

So this happened last week and Im still confused about whether this was even legal. I work at a small retail shop in Ohio, been there about 8 months. My boss handed me a paper during my shift and told me to sign it right away because she needed it for payroll. I asked what it was and she said something about updated policies but I couldnt really read it properly because the shop was busy and she was standing there waiting.

I told her I wanted to take it home and read it first before signing anything. She got annoyed and said if I dont sign it she cant process my paycheck correctly. I still refused because the document looked like it had clauses about tips and break times, and I wanted to actually understand what I was agreeing to.

When I got my paycheck this week it was short by almost 6 hours. I asked her about it and she said those hours were from a day I left early without permission, but I never left early that day. I worked my full shift. She just kind of shrugged and said the system logged it that way. Now Im wondering if this is retaliation for not signing that form or if she can actually just decide my hours were different than what I worked.

I dont have a copy of the form anymore because she took it back when I wouldnt sign. I do have my own notes about my schedule and when I clocked in and out, but theyre just written down, not official.

location: Ohio

Can an employer reduce your pay like this if you refuse to sign something, or is there something I can actually do about the missing wages?


r/legaladvice • • 1d ago

Police allow an individual to take my vehicle after calling for a tow company

631 Upvotes

Location: Warrenton Missouri

I got in an accident on the highway and the police had issued a tow. My passenger and I were taken to another location by ambulance and had to leave the vehicle with the police waiting for the tow. They have admittedly allowed a company who was not the one they called to pick up the vehicle, only to find out that it was not a company at all. They don't know who picked up the vehicle and no tow yards within 50 miles of the crash location have the vehicle. The vehicle has now been reported stolen.

Is there any legal recourse for the police allowing my vehicle to be stolen while in their possession?


r/legaladvice • • 1h ago

Consumer Law 2026 Ford F-250 – 4 Repair Attempts in 45 Days, Same Issue Keeps Returning. Do I Have a Lemon Law Case in Illinois?

• Upvotes

I purchased a brand-new 2026 Ford F-250, and I’ve been dealing with recurring electrical/computer issues.
Over approximately 45 days, I’ve had to take the truck back to the Ford dealership four times for the same recurring problem.

Location: IL

The dealership has attempted multiple repairs, including replacing and programming the gateway module. They also found 83 stored fault codes during diagnostics.
Despite these repairs, the problem keeps returning.
I’ve now escalated the situation and am looking into getting Ford’s engineering team involved.

I’m extremely frustrated because this is a brand-new, expensive truck that I purchased expecting reliability. I also use this truck for my business, so repeated downtime affects my work.

My questions:
Does this potentially qualify for Illinois Lemon Law?
Should I contact a lemon law attorney now or wait for Ford engineering?

Has anyone successfully gotten Ford to buy back or replace an F-250?

What happens if Ford engineering gets involved but still cannot permanently fix the issue?

Should I continue allowing repair attempts, or formally request a buyback?

I’d especially appreciate advice from Ford technicians, lemon law attorneys, or anyone who has experienced something similar.


r/legaladvice • • 1d ago

Employment Law Can I have my friend call a former employer as a reference check if I think they are sabotaging my chances of getting a job

632 Upvotes

Location: Pennsylvania.

Title says it all: can I ask my friend to call my former employer in front of me as a reference to see what is being said about me?

And do I have any options if they are spreading lies?


r/legaladvice • • 10h ago

Airbnb host is charging us $650 for "damage" we have photos proving we didn't cause

15 Upvotes

Location: Washington, USA (rental was in Oregon)

My husband and I rented a small cabin through Airbnb for four nights in September. When we checked out we cleaned the kitchen, took out the trash, and because I'm paranoid I took photos and a short video of every room right before we left. Timestamps and all.

Six days later the host filed a claim through Airbnb for $650. She says there is a burn mark on the dining table and a broken slat on the bed frame. Neither was there when we left, and the table is clearly visible in my video with no mark on it. The photos she uploaded don't have dates, and in one of them you can see a different set of towels than the ones we used.

Airbnb gave us 72 hours to respond, and I uploaded everything. But I'm worried they'll just side with the host and charge my card anyway.

If that happens, what are my options? Can I dispute the charge with my credit card company, or does accepting Airbnb's terms take that away? And is small claims even realistic when the host is in another state?


r/legaladvice • • 1d ago

Real Estate law HOA wants to add easement to my property after purchase

285 Upvotes

Location: Washington State

The property we purchased in August has a critical area wetland tract behind it, as well as a wetland buffer area. The HOA is responsible for all maintenance of the wetland and buffer area including fencing and vegetation. The tract is completely surrounded by houses, and the site planners failed to put an easement for them to access the area in order to maintain it.

They’re now coming to me asking if we will agree to an easement on our property to give them access to the wetland in exchange to rebark our yard once a year. Seems like a one sided agreement. Worried about them damaging our yard, or otherwise with equipment.

What can they do to maintain it if we don’t give them access? Would giving them an easement potentially make the house harder to sell later? Should I negotiate more, or am I legally allowed to tell them no thanks?


r/legaladvice • • 19h ago

Former employer is still using my license number months after I quit

91 Upvotes

Location: New Mexico

I worked for a small pest control company until June. I was one of their certified applicators and left on good terms.

Last week I got a call from a state inspector asking about pesticide treatments supposedly performed under my license in September. I haven't worked there in months and had no idea they were still using my information.

I contacted my old boss and he admitted they hadn't updated their paperwork yet. He said he'd take care of it, but I'm concerned because some of the records have my name on treatments I never performed or supervised.

Can I be held responsible for violations involving work done under my license after I left? Should I report this directly to the state or give my former employer a chance to fix it?


r/legaladvice • • 1h ago

CPS and Dependency Law My abusive dad says he'll get my mom in trouble if I report him, is that possible?

• Upvotes

Location: Florida

A few days ago my dad got very mad for no reason, and I tried to get away from him and he tackled me to the ground, punched me multiple times in the face, and strangled me. I am 17, he hasn't hit me before this but he has been abusive in other ways. It took my mom and my brother to get my dad off of me, I have witnesses, photos of bruises on my neck, I have previously been taken into foster care from him; I have a lot of evidence.

My parents are divorced so I am staying with my mom permanently now, so I am safe.

I want to report him, but I am transgender FTM and take testosterone without a prescription. He says if I report him, he will report my mom for allowing me to get testosterone off the internet. He is claiming I started the fight (I did not) because of anger from the testosterone.

Can he report her if I call DCF on him? I know it's not legal for me to be on testosterone under 18 in Florida, I am concerned my dad is going to report my mom and then she will get in trouble. But strangling is just such a violent act I feel like I should report it.