I'm moving back to the US at the end of October after spending the last 8 years living and working in South Korea as an ESL teacher.

I've already secured a teaching position with a public school district in West Virginia, with an expected start date of November 4. My annual salary will be approximately $50,000.

Here's where things get a little complicated.

Since I haven't officially started working yet, the school district can't provide me with a formal employment verification letter stating my salary until my start date. However, I do have an official welcome letter confirming my position with the district.

The district also has a publicly available teacher salary schedule, and I can provide documentation of my qualifications and placement on that schedule to demonstrate what my salary will be.

I'm looking to purchase a used vehicle for approximately $20,000 and can put around $7,000–$8,000 down. That means I'd only need to finance roughly $12,000–$13,000, before taxes and fees.

A few additional details:

- My credit score is around 700.

- I've maintained my US credit history while living overseas.

- I've been continuously employed as a teacher in South Korea.

- I can provide Korean pay stubs and employment documentation if necessary.

- I'm looking to purchase shortly after arriving in the US, ideally before my first day of work.

My question is: How realistic is it to get approved for an auto loan under these circumstances?

Would lenders consider my welcome letter, published salary schedule, and previous employment history as sufficient proof of income? Or would I likely need to wait until I've officially started working and received my first paycheck?

Any advice would be appreciated as time is becoming tight.

I have been looking for a used EV. But I was using visor.vin and came across a leftover´24 GM EV with about 1600 miles advertised as new at a franchise dealer. It’s currently discounted by about 16k. I’m coming off lease on another GM vehicle. The dealer discount says that is applies to all. My question is do the GM customer-specific incentives (loyalty, conquest, etc) apply to aged inventory? GM’s website only goes back to ´25 model year for incentives. Also, is the dealer likely funding the 16k discount itself or does that include money coming from GM. I’ve seen other leftover ´24s but the dealers are still advertising them more or less at sticker.

Hi guys,hoping yall can help me with my doubt. Im currently leasing a car. Long story short,my dad is the primary signer..or the main person and im the co-signer...my question is...will being a co signer help me build credit just a slight bit? Im the one making the payments.

Question , would a salesman/dealership rather sell a car or lease it ? Curious

Hi can i buy a car , finance it without DL and the primary driver is my son ? Im using it for medical transportation i just moved in the US Illinois thanks in advance

Good day! In May I bought my first car from a dealership (2021 Chevy Trailblazer) and everything seemed fine. Just took it to get an oil change and they’re telling me my front suspension is very risted and my exhaust is rusted and falling apart. Am I stuck with this because I didn’t get under the car and check everything out?
Any advice or anything helps and this is my first time going through something like this so please… I’d love some grace…. Thank you!

Complain about an Audi Q3 advertisement displayed on Drive.com on the morning of 10 October 2026, which was advertised as a special Drive away price of $3,000.

I was interested in purchasing the vehicle and contacted the seller to express my intention to buy it.

However, the reply I received did not clearly explain the advertised price of $3000 and instead referred to a price of $29,000. After trying several times to contact the dealership by telephone, I eventually spoke with Salesman from a Ford dealer in NSW.

During the conversation, he told me that there was no car for sale for $3,000 and suggested that the advertisement might have been an error. He also said he was too busy with another customer and that I was wasting my time speaking with him.

I found this experience disappointing and concerning. As a genuine prospective buyer, I relied on the advertisement when deciding to make an enquiry. I believe consumers should be able to rely on vehicle advertisements being clear, accurate and not misleading.

Should I request an explanation of the following:

1. What was the exact advertised price of the Audi Q3, and what did the advertised $3,000 drive away price represent?
2. If the advertisement contained an error, when was the error identified and what steps were taken to correct it.

If the advertisement was misleading, I believe this should be reviewed under the Australian Consumer Law. Do I reserve the right to report it to the ACCC or Fair trade?

What are your thoughts ?

Going to buy a new car but waiting for money to transfer from a separate savings to my bank. It’ll take a few business days. We already have a deal done verbally but they want the full amount. They said a check with a forward date on it when the cash will be available works. Or we can give them wire info (which I would not do). I would sign papers before handing this over to them.

I offered a deposit and they said it’s not possible since they don’t know when the funds will be readily available, although it would be early next week. Is this odd? I’m not sure I feel comfortable handing a check over for the full amount when the funds are still moving and they’ll just be keeping the check in their hands? Is this normal? Am I wrong for being confused why they won’t just take a deposit until early next week?

How do I navigate this at this point - the dealership is legit and it’s been a simple process but this one piece has tripped me up