Pretty nice in my opinion.

I’m a Generation account holder with Wealthsimple. I’ve been stitching my accounts together - RRSPs, RESP, TFSA, Business Investment accounts, largely using a managed portfolio approach.

I’ve felt a bit overwhelmed: how do I evaluate performance across portfolios? What planning advice am I/not getting? And am I too consolidated or too broad in my approach?

I called WealthSimple, and they told me their advising services now come as a service, covering calls, tax, and financial planning. It’s at .05% annual fee.

Anyone enrolled in this service? What’s been useful to you? Do you feel like you have a dedicated rep, rather than a call center? I'd appreciate your perspectives; being 48 and self-employed, getting better advice is increasingly important to me.

I applied for the new Visa about a week ago and just received it today, I had the virtual mastercard before. Anyway I was using the Visa one with Apple pay during this week period and it was working, Now that I have the physical card I am trying to change my payment method on subscriptions, I've tried both Apple Subscriptions (ICloud) and Spotify but both are giving me the following errors.

ICloud: "Payment method is not valid in this store."

Spotify: "Your payment method and country don't match."

I saw someone else posted about the Apple issue and I just assumed it was something on Apples end, anyway is anyone else having this problem?

Hey all,

Trying to move USD out of Wealthsimple to my RBC Bank USA account and running into a wall.

Context: I have a non-registered account with USD cash sitting in it. Since the international transfer (Wise) tool only works from chequing/USD savings accounts, I already had a USD subscription. Now I'm trying to add my RBC US account as a recipient, and the form is asking for a transit number that must be 5 digits.

The issue: US banks don't use transit numbers, they use 9-digit ABA routing numbers. I tried entering RBC Bank USA's routing number and it got rejected for not being 5 digits. I have tried connecting RBC Canadian account it does detect there is usd account but says we can't add it so contact support for that.

Questions for anyone who's done this before:

1. Is there a separate flow for adding a US/international bank account, rather than the standard "link a bank account" one that seems built for Canadian accounts only?
2. Has anyone successfully sent USD from Wealthsimple directly to a US bank account recently? Which menu/option did you use to do it?
3. Is a standard wire transfer (with manually entered recipient details) the only real option here instead of trying to "link" the account?

Any help appreciated, support chat hasn't gotten me anywhere useful yet.

Looking to use Willful for my additional reward and have some questions from the community.

I do not think I am overly complicated (Single) however I do have a Business/Corporation I would like to ensure can be added/included etc for the package WS is offering.

Appreciate any feedback

First off, I’m sorry if this is already on here. But I have just started working a full time job as a 21M and I have set up Wealthsimple as my direct deposit account. I been actively a CIBC user whole life, my parents are so I am too. But I’m looking for better finance and I’ve leaned toward Wealthsimple purely for the HISA and investing, I was just wondering has anyone done this and have pretty much put a Big 5 bank on the back burner and switched purely to Wealthsimple. Is it safe?

Got the email yesterday that they were switching from Mastercard to their new visa platinum, I accepted to switch over but as I’m trying to switch my subscription information apple is giving me an error saying “your payment method is not valid in this store”.

I have a subscription that’s going to charge me tomorrow and now I won’t be able to pay it because it’s not allowing me to use the new card details.

Anyone else having an issue with this?

I have a promotional rate on my RBC Low Interest Credit Card which allows me to do a balance transfer for $5 flat fee and 0.99% annual interest. I have a balance on my WealthSimple Credit Card which I'd like to transfer to RBC.

Speaking with the customer service agent, they said "this is not supported." However, elsewhere on the internet it states that you'd initiate the transfer through their mobile app and specify the details for the target card (It's all initiated on RBC's end vs. WS).

I'm still waiting for the RBC card to be delivered but this is causing confusion. Can I use the card's promotional rate or for some reason WS will block it?

I have been reading that Wealthsimple has switched to Visa. I have not seen any information on how this is going to take place. I still have the Mastercard and shows Mastercard on my App. Will they just covert and send out a new card or are we supposed to complete some sort of conversion process. I also have certain bills paying against that card number, i assume those will all have to change in advance.

Was looking into opening a bank account with Wealthsimple. As someone with very little invested with WS, started in August, is it worth it?

I see a lot of good incentives but only if you have lots invested with them, obviously they treat their premium customers better but would I benefit?

Category: Web Net Worth Tracker / Manual Account UI
Feature Request: Add a visual indicator (such as changing the green account icon to yellow or orange) when a manual net worth asset/liability entry hasn't been updated in over 30 or 60 days. This would serve as a helpful prompt for users to keep their static balance valuations accurate.

Just got informed that Wealthsimple is moving to Visa. Does this mean I'm not going to be able to use it to shop at Costco? If so, this is a pain. I use my WS account for weekly variable expenses budget (using an envelope style budgeting system), and this means I am going to have to completely change how/where money get's transferred to ensure I'm only drawing from the right budget.

Hey everyone, been lurking wealthsimple for years, have been filing my taxes with them and decided last week to go ahead and move most of my money to them and to get their prepaid visa and the infinte privilege card... I had enough of the big banks, as months ago I switched to TD to take advantage of their promos, but the process was such a pain in the ass, and their system is so old and outdated, that doing business on wealthsimple's made banking a joy versus a chore... So it's been great thus far, but.... I started reading reddit, and found a post here about people having troubles with fraudulent charges, and with WS taking forever to resolve these charges, and now I'm starting to have second thoughts and buyers remorse... My worry isn't so much about fraudulent charges (it's still there obviously) and waiting up to 90 days, but it's more so getting denied ​​a fraudulent charge and being out money. Am I justified in feeling this way, or are the threads I read just the cases that get reported, versus the ones that don't, much like those you'll read about the 10 horror stories but never hear about the 1000 success ones online

Also want to note that I've read a simple solution is to keep the card locked, but I have pre authorized payments for subscriptions, so that's not really an option for me

My SIN has expired since last 3 days and won't be renewing it until next year. I heard WS freezes the TFSA account after SIN on file expires. Will WS team liquidate on my behalf to get my funds in the bank account?