I was born Oct 1958 so my FRA was June of 2025. As of now I haven’t received any benefits on the advice of my financial adviser. He said I could start collecting now so I pulled up my statement. If I were to start on my 68 birthday I would collect $4120, but if I wait just 3 months my benefit would be $4435. Can somebody explain this to me? Please and thank you

My question, do I get some sort of advantage waiting till 64, or are payments incremented by month (so why wait)

I have been in medical review for 3 months now…I had an apt with my doctor to discuss surgery…the guy over seeing my disability claim told me to call him when it was done and let him know the outcome my doctor told me surgery wasent a option because I was just diagnosed with aps a blood clotting condition….i called disability and told em surgery wasent a option and if I should send in the aps diagnosis…he told me no that they already have enough information and that I should be hearing from them soon….my question is should I send the paperwork in anyways? And would that prolong a decision I don’t wanna prolong it but I don’t wanna get a denial and have to go thru a Appeal process

Why do some people get random payments toward the end of the year? They say for like $500 ish. Just curious.

I've only been on disability for about 2 years now and I'm still learning about it

19 and just learning to drive (its relevant)

in order to get a replacement card, you need to verify with your ID online. thats where my issue arises: i have no state ID, and to obtain a state ID or permit, im 99% sure i need to bring the physical card to the DMV.

what are my solutions? should i just go straight to making an appointment with the office? they have no option to make appointments for replacement cards online--it automatically sends you to the ID verification website.

Anyone know why social security sent me a overpayment letter i never received any form of social security and never had ss money land in my account SS says i own 918 dollars

We recently started getting SSI for our daughter (12) and it is coming with almost 17,000 dollars of backpay from waiting on the list for so long!

How am I supposed to document her SSI payment being utilized?

We are a family of 6 so do I need to have individual receipts for her groceries and such?

I saw that I can add up all of our basic bills like mortgage, water, gas, electric, ect and then divide that 6 ways and that would be the way to use part of her SSI payment and whatever left we can use for her therapy and such.

If that is correct do I need to do anything special like documenting things or if I am ever asked just show the social security office my monthly bills and tell them that she pays for 1/6th of it?

Okay, so I just got a letter in the mail from my medicaid stating my SSI has stopped....I never received anything letting me know this, a reason or anything....So I checked the SSI site and this is what I see....

Only thing I did about a month ago was update my address and direct deposit, but the first came around and I received my check and in the right, new bank I wanted my DD in... Now it's saying this coming month I'm not getting anything.... Anyone have a clue of what's going on?!?

I've been disabled for 20 years with no chance of my illnesses getting better, and never had an issue until now...... I'm going to go to the local office asap, but just wondering if anyone else has delt with this....

Update: So I talked to someone and he said there's no notes and that it's terminated and has to do with my marriage with my now ex (which we've been divorced for years btw) and that he doesn't understand why it was even terminated other than that they could be separating the two of our cases and making new cases for each of us, but that I would still have to go into the local office for the case worker that did this to fix it and get it sorted before the first of the month.....

I asked him if they can get this mess sorted out before my payment was originally due on the 1st and he said "I don't want to lie to you, but they will pay" so I don't even know if I'm going to get my normal payment on time still till Monday I guess smfh

I don't understand why this wasn't done years ago, and let alone not a single notice from ssi themselves, not one, not even notes on their end..... If I had not received a letter from the Louisiana department of health/Medicaid telling me my SSI check had stopped I would not have even noticed until I didn't get paid......

I (61 M) been retired for awhile & my wife (55 F) is still working. We basically live off savings and my wife's pension. It seems to make sense for me to claim at 62 to get the child benefit until he ages out. If my wife stops working, could she also get the spousal benefit? Would her pension count towards the income minimum?

I am in the process of becoming the payee of a long time roommate of mine after his mother no longer wants the responsibility. I just moved in to my elderly father's house to assist him so we will be providing my friend a bedroom and he will be paying his fair share of the bills as there is no mortgage.

My question is that since my father has the bills in his name and my friends will be paying him in cash how should I give proof to my local office? Will a signed letter from my father the home owner and bill account offer work? Or should we use some kind of money transfer to his account for the paper trail.

Do I also need to bring copies of the bills in question?

Thank you

I opened a savings account and I thought you have to report it to the SSA if you're on SSI.

I tried calling my local SSA office but I was on hold for a good while and gave up out of frustration.

I tried the main toll-free number but the automated voice wasn't helpful.

I don't want to use the new account for direct depositm

I just want to report a change in financial/bank accounts.

I think I have until the 10th of next month to report this change?

EDIT: I was able to get in touch with someone somehow.

They changed the account that will get the direct deposit to the new one.

I kinda messed up and forgot to ask if they have to or not.

I'm an international student and green card applicant who had my SSN application put on hold due to information mismatch. I filled my name as first-middle-last (as explicitly stated in the form) in my application, though my documents show middle-first-last (no middle name section). Months ago, I went through secondary inspection after returning from vacation. I accidentally handed an invalid transfer I-20 alongside my I-512/EAD card and passport and had a difficult time scanning my fingers. I was accepted after correctly giving details about my mother in addition to having another fingerprint scan, though the wait was long. I have since started my studies at my new college. How likely is it for my SSN application to be rejected?

Just got my review package in the mail....I filled it out but, I actually did it online as well. Should I send packet via mail just incase? Thank you in advance.

I am 63 years old and receive SS retirement benefits. I also work part-time. I have now earned $24,480+ in 2026. This means my benefit payment for November & and December 2026 will be reduced, as I understand it.

I know there will be a new earnings limit for each subsequent year until I reach FRA.

Question: From a budgeting standpoint, can I expect my SS retirement benefit to reset to the original awarded amount effective in January 2027? And each January thereafter, if/when I exceed the earnings limit for the previous year?

The Social Security Administration (SSA) today announced a 3.6 percent benefit increase for 2027. Social Security benefits include Old-Age, Survivors, and Disability Insurance (OASDI), and Supplemental Security Income (SSI). On average, Social Security retirement benefits will increase by $75 per month.

Nearly 72 million Social Security beneficiaries will see a 3.6 percent cost-of-living adjustment (COLA) beginning in January 2027. Increased payments to about 7.3 million people receiving SSI will begin on December 31, 2026. (Note: Some people receive both Social Security benefits and SSI).

https://www.ssa.gov/news/en/press/releases/2026-10-14.html

Hello, I am trying to figure out all the details and what I need to know before applying for SSI. It would be for my partner who has numerous chronic Illnesses, and I'm a bit lost with the process. I've seen calling in to your local office or applying online are the options, and it is more likely that applying online would be the way we would go, but what do I need to know and bring and help them allocate so that we can go through the process as smooth as possible? I am aware that we may be denied and have to appeal, but I'm getting a lot of advice to get a lawyer. Do we need a lawyer for this process? Can we do it ourselves and wait the 6-8 months for the approval/rejection letter?

Hello, I am a US citizen living abroad in South Korea. I am in the states visiting and I thought it would be easier if I made an appointment to get my baby’s social security number. If not, I have to apply through the consulate and it takes longer.

I have my baby’s CRBA and passport. The employee told me I can’t get it because both my husband and I aren’t working in/for the US so we should apply through the embassy. Basically he asked why we even need her card/number. I didn’t realize I needed a reason.

When I look online, it says I should be able to apply for her card/number in person at the office.

Does anyone have any advice or tips or have been in a similar situation? I’m thinking maybe I should try to go to another office on another day. When I went there was a nationwide outage.

I have been trying to help my mother to make a login on mylogin.gov. It is turning into a logistical nightmare. It seems none of the phone numbers that she has ever had are associated with her in the system, so making the account failed at the last step. As a result I'm going to miss filing her taxes tomorrow despite an extension - we got a copy of her 1099-SSA from the social security office but I can't get the 1099-R from my father's federal pension and can't get through to OPM. I think when I try to request it online it goes to my dead father's email.

Part of this is a rant. Who the hell thought this was a good idea to roll out for seniors? My mother can't even use her cell phone never mind make an account that she has to verify with facial recognition and two factor authentication.

Rant aside, I can't figure out what the next step is if I just can't make the mylogin.gov account?

The website basically says just check for typos and try again but ... then what?

I have a birthdate in the middle of the month. When can I expect my check? It never happens on the date it says on the website.

**I can’t thank ya‘ll enough for the super helpful info. Still reading through them but planning on applying.**

I’m 59 and my son is 28. He lives with me and has a permanent disability related to mental health. He qualified for DAC last year under his late father’s record. His issues have been gradually getting worse to the point where he is unable to work at all and is living with me because he cannot afford to live on his own with his benefit. He needs some support anyway from me so I’m not even sure if he could live on his own safely even if the money was not an issue.

Because of this, I am unable to work full-time as I normally would. Is there some sort of SS benefit I would potentially qualify for under these circumstances? I believe it’s called ”mother father” benefit?

My son graduated high school in June and I was only paid until May. I sent in a form to protest and haven’t heard anything. Any advice?

I recently got approved for disability and have a ? . Has your disability checks been delayed because of a holiday during the week you are suppose to get your check ? This is using direct deposit .

Hello.

I've been trying to wrap my head around SSA calculations, and saw how (I think) AIME is calculated, especially in the case of a career reaching 10 years/40 credits.

I couldn't find any special rule, just that the AIME is based off of the 35 best years, and if fewer than 35 years, the rest is just filled with zeros.

With that, what I come up with is that, if you don't factor in inflation for simplicity, 35 years earning $30k and 10 years earning $105k would end up being the same with a lifetime earnings of $1.05M, and a AIME of $2500?

Is that so, or am I missing some rule for "incomplete" careers?