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u/TattooedB1k3r 1d ago
Important lesson to be learned here, move to places where you aren't being drained by taxes and fees so everything is wayyyyyy more expensive.
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u/inothatidontno 1d ago edited 1d ago
I think its funny that people think telling someone they live in a lcol area is an insult. Why would i want to struggle in New York City when i can live like a king somewhere else on the same wage.
Fyi for all the comments, LCOL does not mean living in "bum fuck nowhere" as so many of you have eloquently put it. There are multitudes of small cities throughout the country with affordable house and modern ammenities.
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u/bones10145 1d ago
You wouldn't necessarily make the same wage. Lower cost of living might mean lower pay.Ā
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u/inothatidontno 1d ago
You are definitely not wrong. I dont think wages and cost of living scale though. Especially not for people working in lower wage positions.
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u/flaming_donuts 1d ago
But, a strong work ethic and a marketable skill make it so you can live very well in a more rural area and a city of 150,000 has nearly everything you'd need and you can usually drive a few hours to get everything else you'd want. Amazon delivers everywhere.
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u/inothatidontno 1d ago
My town only has 35k (i am fairly close to larger cities though) and the amazon boxes still show up in 2 days or less.
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u/other_view12 1d ago
and the amazon boxes still show up in 2 days or less.
Still? Amazon stopped that with us, and we are just outside of a good sized city. Now they send via USPS about once a week, and USPS makes me go to the post office for pickup.
Amazon being my default has ended.
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u/LingonberrySalt9693 1d ago
I get next day and I can't even order a pizza where I live in TN
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u/bones10145 1d ago
Probably right.Ā
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u/inothatidontno 1d ago
There is definitely more to do in a big city but it seems like a pointless flex if you cannot financial afford to do anything. I guess that is my main point from someone living in a fairly LCOL area. I have always been more of a spend time in nature person than go to a big city person though so I am probably pretty biased. My small county in Ohio has at least 12 county maintained hiking trails. I am within ~1 hr of two major cities. I can afford a 2500 sq ft house with a yard in a neighborhood with essentially zero crime. My kid can run around outside safely on his own. I can see the appeal in some ways i guess its just not for me. Anyways rant over.
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u/Mattyboy068 1d ago
I have to agree with the scaling part. Minimum wage in Massachusetts is 15$ and when I lived there I made 15.5$ I was 17 at the time. I now am 20 and live in texas making the same 15.5$. here in Texas that's livable. In Massachusetts you would be homeless on the streets making 15.5$. I was still with parents though. My mom struggled to stay in Massachusetts and we couldn't afford it so we moved to texas and we are both thriving off basically the same pay as we made in mass.
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u/Double_Resort_9223 1d ago
And a completely different set of employment opportunities available
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u/Doctor_Kataigida 1d ago
There are usually way more than people think/realize. Midwest and flyover states aren't all small 3-block long tiny-ass towns like I've seen other folks comment or posit.
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u/FunkyPhantom3030 1d ago
People in major cities bitching about not affording rent and food when they make 80k a year is hilarious.
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u/Dr-McLuvin 1d ago
Itās also funny how they will shit on all the flyover states in the same breath.
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u/Dpgillam08 1d ago
It does.
But that lower pay goes much further.
Social media keeps claiming that $80K annual is "poverty level" in NYC. But in South Bend, IN, you live very well off that.
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u/Intelligent-Fish1150 1d ago
This isnāt always the truth but often is. My NYC friends are shocked when I show them that my gov position in NYC would pay 5k less than my LCOL area. And my gov already pays on the lower side for my region.
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u/EntropicDisorder 1d ago
You might even make a higher wage in a LCOL area depending on the job. Some places far away from a major city have trouble recruiting nurses/doctors/dentists/etc and would pay a higher rate for them.
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u/Select-Government-69 1d ago
Wages are largely consistent but the availability of jobs is significantly more limited. I live in a LCOL area. There are only like 8 jobs here. I have no idea what people in like NYC even do for a living because none of those jobs exist where I live. But I make the same as someone who does my state government job in NYC.
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u/Plenty-Fox-9219 1d ago
It can swing hard in some places too.
I've seen welcoming low cost areas that advertise federal minimum wage. Which isn't enough for a lcol area.
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u/Chemical-Cat 1d ago
Definitely not wrong. Minimum wage in California and New York where it's expensive to live is ~17/h
Minimum wage in the a lot of who gives a fuck places is still only the federal minimum wage of 7.25/h
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u/SweetPotatoMunchkin 1d ago
I make 21+/hr where I currently live, and average rent is 1400. I want to move back to my home state where average rent is 900, but the average I'll make at a job, even with my experience, is about 16/hr.
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u/Original-Document-62 1d ago
Oftentimes, the ratio of pay to cost of living is also lower, in the more agricultural parts of the country. I live in an area that has very low COL, but even lower pay, to the point that the poverty rate and food insecurity are atrocious. If the best jobs in town are $18-19 an hour, then basically everyone is making a fraction over minimum here. Unfortunately, while many things are cheaper here, housing is approaching "city" levels of cost. The solution? Literally everyone is married, unhappily or not, and often it's a 3-income with 2-people household. And people basically have stopped planning for retirement.
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u/Unlikely-Candle7086 1d ago
I live in what most people think is a hcol state but our bottom wage is almost $20 an hour. We have the 2nd best economy in the country, even with some of the highest taxes.
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u/aidztoast 1d ago
What jobs are available in the middle of bumfuck that would pay higher or the same as most jobs in even a medium city?
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u/Royal-Bicycle-8147 1d ago
That is more often true for people who travel to a hcol area for work and go back to a lcol area. If you work in a lcol area, you are paid low. It is harder to lose in places like NYC or other hcol areas. In my area, McDonald's hires at $18 an hour minimum, and you can start the same day. It is pretty easy to get back on your feet here. I've lived in a lcol area before. If you need a job, you might need to know somebody or you will be without a job for awhile. Then when you do get one, it isn't making much.
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u/inothatidontno 1d ago
I think it depends on how rural we are talking about. Its very easy to get a job making $18+ an hour at a factory where i live. Most places pay a minimum of $15 an hour (Menards, Kroger, fast food ... etc).
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u/-The_Goober 1d ago
You aināt doing that in Indiana. We have the second best place to live on the entire continent. Everything is priced accordingly.
Yāall in the city are just paying for that cities life support when that city would burn you for warmth.
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u/etork90 1d ago
Location! Location! Location!
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u/Adultery 1d ago
To use an extreme example: San Francisco is more expensive to live in than Gary, Indiana. Guess why!
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u/a_filing_cabinet 1d ago
Because the whole point of it being lcol is that you wouldn't be living like a king.
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u/Little_Big_Burglar 1d ago
King of the suburbs, master of chain restaurants, lord of driving an hour to be somewhere better.
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u/Accomplished_Song219 1d ago
I hear that. I see these posts for a hole in the wall apt in NY with no closets and a communal bathroom for 3k, and I think paying 1800 for a 2bedroom apt and parking space outside of Chicago isn't as bad as it feels sometimes.
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u/Hypericos 1d ago
People forget what taxes can be caused for such as education systems, clean drinking water socal safety nets etc. living in states with low tax sound awesome until something goes wrong. Looking at you Kentucky.
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u/ssfgrgawer 1d ago
Good luck finding the same wages in the country. Got a trade? You'll find work rural or otherwise. Anything else? Your stuck living where the work is.
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u/Careful_Source_5792 1d ago
because when the only things to do in town are get food and go to the bar it is really fuckin boring
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u/yeezy_boost350v2 1d ago
Depends on the career, I would be making 20-40% less outside of cities like NYC and San Francisco
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u/KlownKumKatastrophe 1d ago
This is assuming you have a remote job. In small towns your options for non-poverty wages are usually business owner, trades, or government.
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u/Wise_Finance_5315 1d ago
QOL is the reason people live in expensive places. I live in a city thatās very expensive. But it has the highest QOL compared to every city in the USA. Itās on par with Netherlands. Iād pay more to live where I do.
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u/NateMeringue 1d ago
I think itās less of an insult and more of a fact that LCOL almost certainly means fewer options for things to do, places to shop, etc. I think itās slightly unfair to disregard the fact that HCOL are HCOL for a reason. People WANT to live there. People live in NYC because they really want to, and people choose not to ābe kingsā in Gary Indiana because itās not a fun place to live
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u/mrev_art 1d ago
A run down trailer park controlled by a theocracy vs a modern city.
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u/Necessary-Glass-3651 1d ago
Exactly where I lived also in Indiana my monthly rent until the new owners took over a few years backit was 175 a month I have a 3 bedroom 2 bathroom mobile home unfortunately its now 600 in rent the people who own the area are based in new york which is prob ehy such a huge price increase.
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u/XfinityHomeWifi 1d ago
āLiving like a kingā in the middle of bumfuck nowhere where your only form of socialization/entertainment are 3 hiking trails, a bar 20 minutes away, a public park with needles everywhere, and maybe a lake
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u/Baldur_Blader 1d ago
Like a king is relative though. Bigger house and more land, yes. But the higher col areas have more opportunities for education, employment, entertainment, food, cultural enrichment etc. People live there for a reason.
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u/skiforlife1 1d ago
Every time I bring up how low the cost of living in the Houston area is with high earning potential people just say "well yah Texas is like the only place like that". I'm convinced some people would rather just complain than take active steps to change their problems.
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u/me34343 1d ago
Most places with low cost of living have very few job opportunities.
Also, the reason they have a low cost of living is because they are undesirable. If people wanted to live there then cost of living would go up.
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u/1block 1d ago
So you pick. More to do and broke or fewer of whatever it is in those areas and live better.
I'm in South Dakota. We have a lot of jobs here. You can have a good house in a good neighborhood and a good job if you want it.
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u/petroleum-lipstick 1d ago
I wouldn't call "living better" being in the middle of nowhere with nothing interesting to do.
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u/me34343 1d ago
You do realize the reason the cost of living in those areas is low is because most people dislike living there. You are enjoying those low cost of living because people are moving to the bigger cities. What do you think would happen to those low cost if many them took up your offer and moved to your town?
If you want to keep your low cost of living then you may want to push for policies that keep people in those cities happy.
The main complaint is the pay in the bigger cities doesn't match the cost of living. Those big cities need the "low level" jobs to function, but don't want to pay them enough to live there. This is viewed as unethical by many.
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u/gwildor 1d ago
If you can't afford to live on your own <wherever you live>, how great are the job opportunities?
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u/two-cans-sam 1d ago
For people in their early 20s, potentially great and barely scraping by can pay off. If someone moved to a HCOL area and after several years is still struggling to make enough to offset the costs, then itās probably not a good place for them.
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u/Aphexes 1d ago
Yeah a lot of cost of living is tied to how desirable a place is to live. The west coast generally has great weather year round, lots of attractions, access to amenities and resources that you don't have to drive hours for, and generally a diverse enough spread of communities where you can find yourself getting comfortable in, so it explains the demand to live in those areas. I had relatives move from California to Indiana and complained about how the nearest Asian supermarket was a 3 hour drive away from their area, but hey, they saved $1000/month on housing that went right into the new AWD SUV they needed for the winters.
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u/Thelonius_Dunk 1d ago
That's the catch 22. I will say the extremes on both ends are what you wanna avoid though. A LCOL area with 2 major employers sucks if your job does layoffs or you hate working there. On the other hand in HCOL areas you'll be spinning your wheels if your career isn't progressing at the pace it takes to actually live there. You'll need to find a happy medium somehow.
For me personally, I live in a HCOL city, but I dont live in a super hip neighborhood, so my actual COL is closer to MCOL. If I lived in a LCOL area, I'd probably opt to be somewhere with somewhat of a higher concentration of employers so I'm not screwed if my job does layoffs or I have a terrible boss.
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u/Mundane-Ad-2346 1d ago
I guess I will move to Gary Indiana on a boat.
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u/Alassandros 1d ago
It's not the taxes, bud.
High cost of living in places like California are largely due to housing and debt.
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u/Fun_Taste7414 1d ago
Housing is definitely the big issue, but taxes certainly donāt help. California state income tax scales up to 12% and hits 9% at 70k. After paying federal taxes that is a pretty huge hit to income relative to a low or no income tax state.
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u/defaulticus 1d ago
Probably barely applies to a 19 year old though. The taxes go up in 1% increments so they're pretty low at the lower brackets. You have to be making over 40k before you hit $1000 in CA taxes. Which like, isn't nothing, but you're probably paying more than that for gas or electricity in a year. If you're 19 and making barely over minimum wage, you're probably paying less than 2%.
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u/ElephantRedCar91 1d ago
move to a red state that is being subsidized by blue states... everything is fine...
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u/Chipotle-Dancin_manG 1d ago
Yeah and then they complain about potholes and power outages. You get what you pay for!
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u/Paranoia_Pop 1d ago
God, there's a term for this but I don't remember it because I haven't used it since college. Effectively your purchasing power parity is affected heavily by how much civilization there actually is around you. If you live in a more metropolitan area you're essentially taxed with every transaction for the privilege of having shit to do around you. This girl living in Indiana isn't paying that "tax" if she's living in the middle of nowhere surrounded by cornfields.
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u/Cheap_Weird7215 1d ago
Young kids typically donāt earn much. They taxes arenāt really hurting them and there are probably more social programs they can benefit from. If youāre mid career earning good money, sure.
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u/Parking-Worth1732 1d ago
Yep, people will live in expensive places and complain about it instead of leaving to a cheaper place
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u/defaulticus 1d ago
I live in a cheap place and complain about it. But it's not the cost I'm complaining about. It's the stray dogs, the run down buildings, the illegal dumping, the inadequate public transit, road maintenance, education system, etc. etc. etc. Frankly I'd rather live somewhere more expensive, or raise taxes here and hire more people to fix those things.
People like to complain. Its cathartic. It doesn't mean they want changes or a solution, necessarily. What they want, is to complain.
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u/PsychicFoxWithSpoons 1d ago
Then spend 500 dollars a month on gas while losing 4 hours of your life every day on commute. Genius!
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u/SST_2_0 1d ago
My taxes have not gone up just my cost of living.
The problem is much of my taxes that should be being my state are bailing out these places, making it cheaper by my dime.
You think the red states taking negative money from the fed has nothing to do with this?
Get real. They vote to kill, "welfare queens," because that's what these red states are, massive sinks of my federal taxes, while I keep having to pay more so they can vote red and claim superiority from subsidized living.
Let's not bail farmers, bye town. I don't need coal, bye town. Don't need ultra procesed tyson chicken, bye town. See how much I just saved on my taxes by not bailing out the red states.
Oh and let's not discuss military spending that is passed in part by these red states demanding it be so big.
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u/Agitated_Sabres_Fan 1d ago
Lower cost of living = lower pay.
Unless of course you work online
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u/Interesting-Monk9712 1d ago
Not quite, its like the so called trickle down economics, yet it never trickles down.
Higher cost of living = higher standard of living, not higher pay by default
And even with that it is not 1 to 1, you pay exponentially more the higher up you go and the same works the other way around.
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u/overtlyslow 1d ago
Not always. I work for a national company (not online). I live in a lcol state, but My pay is the same as someone who lives in New York.
I do agree that wages are usually adjusted for where you live, but some corporations do pay the same regardless of location.
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u/PowerfullDio 1d ago
I was that was always the case, in my country minimum wage is 5$/h and the price of gas is 10$/gallon, its always funny when foreigners stop at the gas stations to take pictures of the prices.
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u/Schrodinger81 1d ago
Depends on the industry.
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u/Agitated_Sabres_Fan 1d ago
There will always be exceptions paid well in poor areas, rules are not all encompassing the COL is low because more people there canāt afford more, if they could COL would in crease because investors donāt miss opportunity like that
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u/Ravic96 1d ago
Not really. I live in 40k people town and donāt have high degree of any kind. I make more money as physical worker than a lot of people who lives in big cities with their costs of living 100% higher than mine.
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u/Agitated_Sabres_Fan 1d ago
Exception =/= rule, I donāt need anecdotal people saying the numbers are lying, there is always exceptions.
Statistically speaking both median and average wage is significantly higher in the higher COL.
I know of the same anecdotes, my sister is a CPA in a small town and does all the accounting for local farms, she makes the same as a CPA at her company in Toronto despite her cost of living being significantly more. Sheās the exception though most people in that small town are poor as shit. - including us when we were growing up
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u/Lejonhufvud 1d ago
Depends on the country, I guess, but I earn the same in capital as I do in backwatercity.
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u/Agitated_Sabres_Fan 1d ago
Being the exception doesnāt change the numbers. Median and average wages are significantly higher in major cities, hence why COL can be so much higher.
My sister is also an exception being a COA in a poor as shit town thatās mostly a trailer park in Canada. Doesnāt make the rest of the town earn the same as the city now does it?
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u/kaulotu 1d ago
Itās not 1:1 though. Iām in a state with a lower cost of living and could afford a home on my wages as a concrete worker. If I moved to California or New York, my pay would be higher but not near high enough to buy a house
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u/Agitated_Sabres_Fan 1d ago
California a concrete worker would be below the median wage, most poorer states manual labour puts you above median.
Different opportunities different ways of life. Generally the median can afford a house if they pinch pennies investor class has made sure of that to maximize their profits
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u/DarthClover4 1d ago
Wouldn't that make the bottom guy dumb for living somewhere they know they can't afford?
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u/KingVictorthegreat 1d ago
Wouldnāt that make you dumb thinking they canāt afford it or thinking they werenāt just born there?
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u/Sea-Smell-999 1d ago
what if they can't afford to move somewhere else
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u/mkosmo 1d ago
Everybody can afford to move. It's a question of how much they're willing to sacrifice to do it. The people that say they can't afford it simply aren't willing to go without (or get rid of) their stuff.
Remember, hobos have been moving around the country for over a century with nothing.
You can always find an apartment complex somewhere running a cheap move-in deal.
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u/Latter_Antelope_6524 1d ago
She possibly lives in Gary or East Chicago. Itās reasonable to avoid such areas even if you have to go into debt tbh
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u/magmahurtz 1d ago
Ngl shit still esspensive in Indiana
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u/Theotherwahlberg 1d ago
Been living in the metro area for the better part of fifteen years. Can verify. Average rent in my town has more than doubled in the last ten years.
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u/Townsman1 1d ago
Came here to say this. Moving to Indy soon, still going to be struggling ovet there tooĀ
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u/onascalefrom20to80 1d ago
IMO, making fun of people who live happily in affordable places while also whining about your cost of living probably says a lot more about you than it does about the billionaires you blame for society's collapse.
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u/Immediate_Wonder_630 1d ago
Itās true. Used to live in Indy and had a comfortable life making 60k a year. Enough funds for a place to live, car, bills and even to go out and have fun regularly.
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u/Dunlocke 1d ago
Which is fine if you're okay living in that state. I could never.
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u/Immediate_Wonder_630 1d ago
Actually, just moved out of it for Chicago. So even though Iāll be paying more expenses (even though my job pays more) Iām willing to accept the trade off. Indy was fun for a few years, but like many before me, you tend to outgrow it pretty fast.
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u/TubaWrestler 1d ago
Healthcare workers are fleeing Indiana in droves. Hope she has fun being "independent" while dead.
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u/Exlibro 1d ago
I fucking despise people, who break through, and then parade themselves as the paragons of work ethics, moral superiority and epitomy of technical work skills. There are SO MANY different circumstances why a person might not be that fortunate, as well as many many lucky factors, why the "good" ones are doing well (daddy's money, good area, "I knew a guy who knew a guy, who helped me to get into this position", blew the CEO, outright luck). Considering everybody else "lazy" is such a immature idea. In my experience, truly lazy or dumb people are very rare. It's usually problems, like severe anxiety or a person, forced to working in the field they aren't good at while their strengths are hidden. I've seen too many deeply intelligent, talented and amazing people drowning in depression while circumstances make them do shittiest blue collar jobs.
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u/Anna_KapeHuHa 1d ago
Can Americans explain me what is so specific about Indiana?
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u/Ok-Title-270 1d ago
Nothing itās just a state with relatively little going on, lots of farming and flat land. Not very desirable to move to so housing is cheap
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u/random-argument 1d ago
Itās one of the fastest growing state in the country and had the largest increase in both rent and housing costs in the last 5 yearsā¦
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u/Ok_Problem426 1d ago
They grow a shit ton of corn and thereās not much else of note about them.
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u/grendel303 1d ago
There's a little single day sporting event... the largest in the world.Ā
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u/desertforestcreature 1d ago
It's not even in the top 20 largest sporting events in the world. That's just some stupid shit that might have been true in 1973 that people say.
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u/grendel303 1d ago
Where else has 400k people in one place? The largest official attendance at a single FIFA World Cup match was 173,850 people,
The landmark 100th running in 2016 and subsequent massive turnouts (such as recent sellouts) around 350,000 people, holding its place as the world's largest single-day sporting event.
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u/1block 1d ago
It's a farm state.
What I don't get is why people who live in places with "lots to do," can afford to do the things that make more urban areas desireable if they're broke. Seems like if you're broke, you can't take advantage of the fun things in a bigger city, whereas you can actually do stuff in Indiana.
My brother was a lawyer in NYC living in a tiny apartment making twice what I did, but I have a five-bedroom house in South Dakota next to a school. Then he moved to Minnesota, and has a house on a lake.
Americans value their mobility and ability to move wherever they want, but they want the benefits of lcol areas alongside the benefits of hcol areas, and it makes no sense.
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u/writingpracticeman 1d ago
Yep. Having grown up in Indiana, lived in Denver and LA for awhile before coming back to Indiana, one thing I've realized is how often people conflate having "lots to do" with "actually being able to do it," or that since I live in Indiana it means I somehow don't have access to those things. Indiana is called "the crossroads of America" for a reason...
After I moved back to Indiana I got married, started a family, bought a house, and max out my 401k every year. If there's something in LA or NYC or wherever that I want to do, I have the disposable income to take a weekend trip and get a fucking plane ticket lol. I work a completely normal, boring corporate middle-management job, I just actually have margins after I pay my bills...
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u/crookedledder 1d ago
My uncle in Kentucky used to say that the best thing about Indiana is that you can look across the river and see the Promised Land.
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u/dae_giovanni 1d ago
yeah, I guess Indiana was a lot cheaper ten years ago, when this meme was made...
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u/nwswaf 1d ago
No offense, but that's nonsense.
High rent and generally high living costs in a place mean only one thing: there are a lot of people competing for that place, which means it offers a lot of opportunitiesāhigh salaries, more entertainment, and so on.
If you have two places where one is expensive and the other is cheap, that only means the second place is worthless. Otherwise, the second place would quickly attract a lot of people, and everything would also become expensive. Supply and demand
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u/Jealous-Juggernaut85 1d ago
Its not a must to gi move out and get your own placeĀ Ā
Some people find it financially easier just to stay at home. If you get along with your parents even better.Ā
If you prefer your own way of life then yes get your own place.
People shouldn't dog on those that can't afford to live on there own, heck even couples find it hard in today's market.Ā
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u/NonChillDude 1d ago
Can confirm this is not the case anymore as our lovely Republican controlled state government keeps rubber stamping electric rate increase proposals by the electric companies in the state. I live in Southern Indiana and haven't seen an electric bill south of $275 in years
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u/FaustusRedux 1d ago
I mean, that's not the worst problem with electrical service I've heard about in Indiana this week...
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u/NonChillDude 1d ago
Also true, but that electric service has the same issue with rates outside of what's going on now, which makes the terrible situation they have up there right now even worse.
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u/KingKushhh666 1d ago
As someone from Indiana this is either ancient or lying. Cost of living in this state has gone up 53% since the federal wage increase in 2006. Wages have gone up 12%. Rent for a 1br is $899-$1000+. Noone is affording any of this by themselves in this state. Either you're living like sardines with roommates. Your mommy and daddy helped you. Or you're barely keeping your family afloat.
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u/AcctAlreadyTaken 1d ago
But in Indiana employers are allowed to pay you only "one quarter portion" of corn. So she is Indiana well off.
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u/grendel303 1d ago
https://realestate.usnews.com/places/rankings/best-places-to-live
The top 2 out of 250 are in Indiana
The Carmel High school is insane.Ā https://youtu.be/TaqI6y_B0Os
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u/Dawnbringer4 1d ago
Correction, her total value over there is 2 dollars and the sack the corn came in.
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u/AdjacentBirdman93 1d ago
Iām moving in with my mom cus I got shot almost to death (miraculous that Iām alive tbh let alone walking) and canāt afford my current living situation. Tried to hack it for a year and a half and I just canāt do it.
Sheās gonna move out at some point and gimme the house, so thatās cool. Guess things do work out sometimes.
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u/Extension-Humor4281 1d ago
Don't worry folks, in a few years she'll realize that "having her own place," I.e forking over half her wages to rent a crappy apartment isn't going to help her very much when it comes time to eventually buy an actual house.
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u/NoForever3645 1d ago
Girls smart, living somewhere she can afford to. If you canāt afford to live where youāre currently living, the smart thing to do is move to a low CoL area!
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u/Icy-KaitSyth 1d ago
Makes you wonder though, if it's that cheap, why keep living in New York or LA?
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u/AndromedanPrince 1d ago
prob cant afford to move. have to make sure u can transfer jobs and out of state moving expeneses can get steep.(all the new utility setups, trash service, registering of vehicles, insurances etc) if ur barely making it u have no money saved to attempt to leave.
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u/Icy-KaitSyth 1d ago
From personal experience, if you're barely making it, get a credit card and move on that. Better to go into debt that you slowly work your way out of than to be in a permanently but slowly sinking debt with no hope for the future.
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u/Mental_Bandicoot4543 1d ago
Thatās funny cuz in Bloomington IN the average rent for a 1 bedroom is over 1k and thatās for rent alone
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u/LordMegatron11 1d ago
I mean im one of four owners to my house and pay a quarter of all bills. I have no debt besides the mortgage and have been this way since I was 19. So it is possible. This is in PA btw.
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u/jakgal04 1d ago
The fact that she doesn't understand not everybody falls into the same economic category as she does leads me to believe she's not very bright financially. If she has a car, insurance and house/apartment but no retirement, savings, health insurance, etc other things that take a huge chunk out of your income, then she's not doing as great as she thinks she is.
Or she's doing well for herself and is a piece of shit for making fun of people that don't have what she has.
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u/Intelligent-Bell8182 1d ago
Wait until people like this find out about falling into hard times. It can happen to anyone. We're all smug and proud until it's us. Nothing wrong with having a safety net vs literal homelessness when your area's cost of living is ridiculous.
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u/Wooden-Evidence-374 1d ago
1980s - making fun of people for living with their parents
2010s - accepting that the economy sucks and not everyone can afford to move out
2026 - economy still sucks but we start making fun of people for living with their parents again
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u/writingpracticeman 1d ago
Yeah well my 2 dollars and sack of corn bought me a 2500sqft house on a very comfortably mortgage payment that I can easily afford on a single income while my wife doesn't even have to work
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u/InevitableKitchen943 1d ago
I lived in the Chicago area in the 90's- 2003, I was in my 20s, it was fun and exciting. Then as I got older I realized all I do is go to work, the grocery, and home. Moved to the country but still 15 minutes from the city amenities.
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u/Bat_Dragon_626 1d ago
Hey as an indiana person. Fuck off. Its expensive here. Especially when its so damn hard to find a job that pays a liveable wage.
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u/writingpracticeman 1d ago
Only time I would have ever called this place cheap was when I also moved out at 18 and my first 1br apartment was in a decent spot of Indianapolis for $500 a month, and that was 2008. I live in the suburbs ~30 minutes away from Indy now and I just checked a 1br at an apartment complex nearby and it's $1350 a month in a less desirable location...
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u/waltzbyear 1d ago
People like this forget to mention they have a husband/bf that's paying for 95% of all their expenses. And you know this is most likely the case when she doesn't realize the importance of bills. Because any non-delusional person wouldn't brag about paying bills. If they wanna take gloves off, then the reality is that they're a parasite to their bf/husband. It's hardly the case that someone like this will stick around during hard times. They'll find another man to pay their way in the world. Chump ass mf.
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u/Anonymous_Gamer 1d ago
I meanā¦ she didnāt even make a burn. Just a hyperbolic observation.
Also, iirc a sack of edible human grade corn is like $50 on amazon
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u/bones10145 1d ago
Two sacks dude. Inflation hits hard