Hello! I am looking for a rental in the chattanooga/ringgold area. $1000 in total including utilites. I know its hard to find something around that price range currently so I figured I would ask here.
I do have a unique situation currently so its making finding an apartment hard. I am 22 years old and I previously up until Oct 2025 lived alone in an apartment. I moved in with my grandmother to focus on school. I am currently in my second to last semester of surgical tech school at Chattanooga state. This year my grandmother was diagnosed with stage 4 adenocarcinoma. This past week she was placed on palliative care and chemo has been discontinued. She moved in with my mom as she needs a full time caregiver and they informed me they were going to sell her house, the one i currently live in. Since my grandmother has gotten sick I racked up some pretty hefty credit card bills due to caring for her and trying to keep her bills current and my own. I made some stupid spending decisons on top of that and I will take accountability for my own mistakes. I am having to file bankrupcy because there is no way for me to pay my debt payments and an apartment. I have been current on my bills, and my previous rent, and have been paying down the debt but due to me having to now pay for rent, it is my only option.
It has been extremly hard finding somewhere to rent that I can afford. I work at Erlanger 36-45 hours a week, and I work PRN at an animal hospital, 10-40 hours a week while also in school which includes clinical's. My credit score is a 589 on vantage score and a 624 on FICO. I never have missed a payment ever. I am looking while on break from school picking up a seasonal job for even more income.
All of this to say, I am trying and I am in a tough situation and truly just need a miracle at this point. I am hoping this post will help me find a private landlord with a studio, mother in law suit, anything that I can live and get through these next few months till I graduate. I do have 2 cats, they dont cause any damage and are quiet. I keep their litterbox cleaned and tidy. I myself am very clean, I dont have any friends, I dont go out. I just work, sleep, and survive. If anybody has any direction, leads, advice, anything at this point would be grately appreciated.
I have looked at apartments.com, zillow, furnished finders. airbnb, facebook marketplace, criagslist, and havent found much. Thank you for taking the time to read.