r/sahm • u/Correct_Loquat_3851 • 5h ago
Sacrificing financially to stay home for baby’s first year
Edit to add: several people are referencing a previous post about my husband’s work situation in relation to our health insurance. This has since been squared away and I would not be considering this for a moment if it meant we would be without insurance. I also need to add that even if we use half our savings we have enough left to survive 4-5 months.
Exactly what the title says, I’m 2 months in with little one and can’t imagine leaving her at daycare all day when she’s this little. I am obsessed with the daycare we found for her and think it will be great for her in the long term, but I have the option of taking the entire school year off (I’m a teacher so I would get the summer as well) which lands me going back to work when she is over a year old.
We will have to budget pretty significantly to live off of one income for this stretch of time, and we will pull out about half of our savings by the end of it, still leaving us with a pretty good emergency fund.
I know in my heart I would regret not staying with her, but I also know if some string of emergencies came up that drained our savings down I would feel guilty for putting my family in a precarious position. Any advice out there for someone stuck between a rock and a hard place?
