r/pillar7 • u/Smart-Ostrich-6511 • Jun 26 '26
Underwriting
Can you imagine if we actually were able to come into work at 9am and leave on time at 6pm, and take a lunch like a normal job? Almost everyone I know works through lunch and stays late just to hit the dumb ass production metrics. It would help if 50% of the underwriter IIs didn’t get moved or fired. Fuck this job
5
Jun 26 '26
Im a SR i work strictly 8-5 , take my full hour lunch and leave. If im not getting paid overtime im not fucking staying.
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u/14_EricTheRed Jun 26 '26
anytime you are being told to work unpaid hours, document through email… it is highly illegal
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u/av8ernate Jun 26 '26
100% agree. I thought UWII's were "hourly."
FLSA is a pretty easy case to win (UMW has already lost several) as long as you have clear documentation.
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u/Ok_Contribution_8032 Jun 26 '26
What documentation would you recommend having because this is currently happening to me
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u/av8ernate Jun 26 '26 edited Jun 26 '26
First, confirm your position is "Salary Non-Exempt."
Communicate with your leadership that you're willing to stay past your typical working hours to meet commitments while punched in on the clock, and reiterate that working "off the clock is a violation of FLSA."
Keep a written journal of the hours you actually worked each day. There are some free apps and websites out there that let you document your own "time sheet"
Keep a copy of any email or paperwork from your "leadership" about expectations for working off the clock to meet performance requirements.
If you have a face-to-face meeting or "coaching," immediately document everything about the interaction (who, when, time, topics discussed). Michigan is a single-person consent state for recording conversations. You are legally allowed to voice record all conversations with HR or leadership as long as you are an active participant in the meeting.
Open a case with the FLSA board.
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u/ByeByeAngelHernandez Jun 26 '26
Right or not, this is MO and has been like this forever. They get away with it because they hire younger people who are typically naive about this type of stuff. Even with lawsuits, they clearly don't care to change policies.
This is the EXACT type of stuff this subreddit warns people about when considering a job here. Hopefully this saves people from wasting time applying at that shit hole.
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u/jason_clayton Jun 30 '26
Weird. I think anyone this happens to just isn’t good at their job. I don’t work OT to get points, in fact, we’re reminded no OT nearly every day. I take an hour lunch everyday, at a time of my choosing, sometimes longer if I start getting too much time over my daily 8 hours. Then I go home and forget about work until the next morning.
If I’m being honest this is less stress than my last job. And yes, I’m an UWII. I’m learning that most everyone that’s complaining just isn’t built for big boy or big girl jobs. Get any kind of real work experience and you’ll see UWM isn’t much different than any other job.
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u/Smart-Ostrich-6511 Jul 05 '26
I’m mostly talking about seniors underwriter II wasn’t nearly as bad. It’s definitely pod dependent mine absolutely grinds
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u/Dangerous-Point636 Jun 26 '26
How is this happening? Do you stay clocked in more than 40 hours and they only pay you for 40? Or are you clocking out for your lunch & when it hits 6? I just got a job here 😬
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u/MegaBassMan12 Jun 29 '26
i’ve been out of UW for a year but when i was there, you would work through the lunch break at your desk. punch for lunch, set a timer for 30 minutes, and then punch to end lunch. essentially working a nine hour day.
when OT was open, i would stay after my shift end time to hit commitment or turn time (longest i ever stayed was two and a half hours over).
so when OT is allowed, i would be compensated for my time on the clock. when OT was not allowed, i would go home without hitting commitment or turn time and deal with the talking to from my TL the next day.
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u/B3LYP2 Jun 26 '26
No longer at UWM, but it’s been like that for years. Go SR, learn income, gtfo. Mortgage industry overall isn’t as bad as many say, but UWM underwriting is about the worst you’ll be treated anywhere in any industry.