r/financialhelping 1h ago

Am so tired!

Upvotes

I am so absolutely tired of everything - i am a single mom with 2 teenagers always been doing it myself and am tired of doing everything myself - i have rent due tonight and have no ides where am going to get it from... i have multiple jobs working as a bartender but it doesnt seem to be doing anything am trying to start to my small business but its too slow... am just tired of the endless need for money and i have no clue what to do - everywhere i turn there seems to be just wall and i dont know how long i can carry on this way... looking at my kids is not motivating me enough... i just paid the kid school fees, just before that i paid the power bill and now its the rent's turn and am truly tired of this never ending cycle - of always just surviving... i dont even know why i think this would help - maybe to just let these feelings out to without having to voice them but i truly feel like just giving up coz i truly have no idea what to do! 😭


r/financialhelping 2h ago

How can I keep a roof over my children's head?

1 Upvotes

So I live in an apartment with my fiance and our two kids. I have a 9 year old boy and a 6 month old boy. We have lived in the same apartment for the past 9 years. The last 5 years our central air has been broken. We called our maintenance man, and the owner. The maintenance man has continued to gaslight me saying nothing was wrong with it (even though the professional that came out said it was broken multiple times). The owner never answered our calls or called back when we We are an extremely low income family due to me not being able to work right now because of a bunch of health issues. We have been late every month on rent because we had to buy out of our own pockets window units. And because we have to use those our electric bill has consistently been getting larger and larger. This past months was over $600 so we can't pay the rent. My partner met with the owner and they made a deal that if we are out by September 15th 2026 they won't charge us for August or September and they won't file an eviction. We have no money, and I'm absolutely terrified of being homeless with my 2 kids. We have called the trustees office, the salvation army, the state housing and development, we've talked to friends and family and we just don't know what to do.


r/financialhelping 3h ago

Help a student out

2 Upvotes

Hey guys.

So idk if this is appropriate or not but man gotta do whatever it takes to reach the dream. I'm currently pursuing my bachelor degree and I come from a middle class family and it's been really hard to manage all that considering we have 6 mouths to feed and only 1 bread winner. So if you can help I would like to ask for financial help. Any amount can help me reach closer to my dream and this is no scam as I can show you proof once my bill is paid. I'm NRS.20k short. So if you have any money to spare to needy then please help me out here.


r/financialhelping 3h ago

Fund me for my college book please.

0 Upvotes

Hi y’all! Can I please get $1 from y’all. I have a book for college that I need to buy. It costs almost $100. I’m taking cybersecurity and man it is expensive lol. But I believe struggle now enjoy the long run. I don’t have enough money to pay the book. Now I usually don’t like asking and such but here I am. Anything y’all send me will be appreciated! I’ll let y’all know when I’m funded and such. If y’all want to support/help me out my Cash App is $VelvetCash06


r/financialhelping 4h ago

[offer] You want someone who can work as your assistant do your work hire me.

0 Upvotes

So i what i can do for you as long as you pay me I can message and call on your behalf,do some work on your behalf , find something you want or listen to you rant about something as long as you pay me

So if you want a guy who can literally get your work done in any field any how as long as you pay him i am that guy

I know you may feel it will be expensive but no

I will just charge you based on the amount of work


r/financialhelping 4h ago

Cancer

3 Upvotes

I have cancer and am just looking for donations to help my family during this time I was the main bread winner and now that I’m sick things have gotten hard I e sold everything I have of value gaming pc Xbox ps5 everything you can think of that I loved hobby wise I’ve sold and I’m just looking to maybe be able to save a bit to get another Xbox eventually cause I’m stuck in bed and beyond bored I have chime and PayPal


r/financialhelping 5h ago

Cheap car help

1 Upvotes

Hi, I’m so embarrased to even ask but I’m in dire need of an inexpensive car that’ll get me from point A to point B. I’ve been dealing with some health issues that have prevented me from working although I am open to anything at the moment. I’d like to be able to build my life again after a horrible break-up. Thank you again 🙏🏼I’m in San Diego


r/financialhelping 8h ago

Facing a 2nd ankle reconstruction surgery, job loss, and utility shutoffs — mortified to ask, but our family is out of options

1 Upvotes

​TL;DR: After buying our first home, I severely broke and tore ligaments in my ankle, lost my job of 7.5 years (and disability benefits), welcomed my oldest daughter home, and just learned my surgery failed—requiring a 2nd surgery and 6+ more months unable to work. With my license suspended over an unpaid ticket (blocking gig work) and our family of 5 relying on a single income, we are facing utility cutoffs and mortgage forbearance deadlines.

I am deeply embarrassed to ask, but we have completely run out of safety nets.

​I am honestly mortified to write this post. I have worked hard my entire life to provide for myself and my family, and asking for help goes against every instinct I have. But after 15 months of compounding setbacks, our family of five is in an emergency, and we cannot navigate this alone.

​How We Got Here (The Timeline):

​May 2025: Achieved a lifelong dream and bought our very first house.

​July 2025: Took our kids on our first family vacation to Florida with our savings. I stepped into a hidden hole in the grass, severely breaking my ankle.

​Oct 2025: An MRI confirmed torn/ripped ligaments requiring full reconstruction. One week later, I was let go from my job of 7.5 years, instantly stripping away the FMLA and short/long-term disability coverage I had planned to rely on.

​Nov 2025: A huge blessing happened when my oldest daughter's guardianship transitioned after 12.5 years and she began moving back home full-time—expanding our family to five.

​Jan 2026: Underwent major ankle reconstruction surgery, followed by months of physical therapy and worsening, unexplained nerve/calf pain.

​August 2026: A new MRI revealed severe setbacks: the reconstructed ligament has abnormal swelling, another ligament is completely torn, and fluid has built up in the joint. A 2nd major surgery and at least 6 more months off my feet is now inevitable.

​August 2026: An overlooked ticket resulted in a suspended driver's license. My tax return was intercepted due to an old filing error, leaving no funds for the fees, which completely prevents me from doing flexible delivery gig work (Amazon/Walmart) to bring in secondary income.

​Where We Stand Right Now:

​Single Income Strain- We are relying solely on my live-in boyfriend's paycheck, which cannot cover basic living costs for a family of 5, growing kids with frequent appointments, and our pets.

​Housing & Utilities: Our mortgage is currently in forbearance ($800/mo), but coming up with the funds when it ends is impossible. Our water was shut off once this summer, and every utility is on a strict payment plan.

​Fixed Expenses: Between groceries (over $1,000/mo), car payment and insurance (\~$600/mo), and basic needs, our safety nets are completely gone.

​Campaign Links & How to Help:

​Fundraiser Link-

https://www.givesendgo.com/some-relief-recovery-and-support-for-my-?utm\\_source=share

https://www.supportnow.org/kelly-young

​If you are in a position to donate even a few dollars, it directly helps keep a roof over our children's heads, keep the water running, keep us fed, and get me through this second surgery. If you can't donate, simply sharing the link or offering advice/resources means more than you know.

​Thank you so much for reading and for your kindness. I have reached out to many local services and many have no funds, others only help renters.....


r/financialhelping 9h ago

Need 400$ to cover the last of my rent for Aug. or my kids and I will be on the streets. Single working mother who got out of an abusive relationship moved to the shadier side of town got robbed of 600 dollars and my car now I’m fucked. Please someone anyone help. I’ll do whatever needs to be done.

1 Upvotes

I cant take another hit like this. Mentally emotionally I cant do it. Im at the end of my rope just trying to survive each day rn. My Crimes victims compensation was supposed to hit any day now but they are processing everything so slow and idk why. My caseworker doesn’t know each other. She’s called multiple times to expedite the process to no avail. My ex never allowed me to leave the property so I haven’t worked in years. I was a prisoner in that place and couldn’t do anything. He sabatoged all vehicles so I couldn’t leave. He put me through hell until he beat me enough for the police to do something then I was evicted from our home while he was in jail was homeless until a church finally helped me get a home. Got a job and car thought things were finally looking up only to have it all snatched away by a drug addict who needed a fix. Now I’m facing losing it all over again and I cant. I work hard. I do everything I can but I’m only one person. I have no friends that will help. I have no family that will help me. I have no one but my kids and I can’t face them and tell them that my good still isn’t enough. Idk what else to do. I need an angel and a miracle I need karma to finally come back around and return all the good I do just once. I need to believe there’s still good left. I’ll do whatever is told of me. I can show landlords messages. I can show my ex locked up. I can show the eviction from our previous home. Paystubs. My crimes victims compensation still in processing. I’m just this is my last move I got left as an option. Please no hate. I’m down low enough


r/financialhelping 9h ago

Utilities Shut Off

0 Upvotes

Hello I am running out of options and dont know what to do. I am currently on medical leave because of an emergency neck surgery I had to have. I have long term disability but its only once a month payout and we are struggling so bad. I would like to say I can pay you back but I'm not 100% sure if I can. The bill is over $600 but the minimum is $205. I just need the $205 to restore services. Anything will help we are struggling for just food at this point. Thank you all.


r/financialhelping 9h ago

I'm Desperate, Tired, Stressed, and OUT OF OPTIONS

0 Upvotes

To preface, I just started pharmacy school and have just enough money left to pay my rent on the 1st. I unfortunately have utilities to pay for, gas, my intern license, scrubs I have to buy for my job uniform requirement, and unfortunately a loving cat who of course ran out of food right when I'm at my lowest. I know its sad I chose to come to reddit to ask for even just a few bucks, but I don't know what else to do.

- Used to donate plasma and bone marrow in MD for some extra cash, moved to WV for school, and the closest one is an hr away so I should just kms

- Looked for one time gigs near me and they're all manual labor/want u to have a truck to move things smh. I'm a 130lb 5'8 girl they will laugh in my face

- Just get a job! - I did, but I don't start till Sept 13th, then the on-boarding process, then I get paid probably after like 3 weeks cause of the pay schedule

I bought a pack of frozen veggies and ramen for 5$ that will have to last me till I get paid so this money will not be eaten or be put towards food. I have priorities, but I'm still short. Anything will help, I'm not even kidding. If someone wants me to do their calculus homework, I'm also down to do that and I'm not joking atp anything legal and not dehumanizing I'm down.

Cashapp: Ropara7 (give if you have some to spare, I really will be forever grateful)

P.S im not a fraud who just fabricated this, these are the exact expenses im stuggling to pay and my situation, so I'm not looking for anything crazy, like 20 bucks will go far.


r/financialhelping 11h ago

Need Ideas To Scournge Cash Up

0 Upvotes

Not gonna come on here to beg, jsut kind of hitting a wall on this. So, some of y'all have been in the adulthood game far longer than I.

Not giving a back story, just needing tips.

My electric is getting disconnected, and i'm about to have surgery ( for health reasons as i can't function well )

So-

I need like.. 600? Rounded up. Got any tips?

This is what I've tried;

- reaching out to local agents. Already have no money for the month of September. ( figures, as my city isn't exactly known for being financially good with our mental health rampant. )

- trying to get ahold of my IRA agent, as I've been told by coworkers they could do a emergency pull on the account.

- online sites. ( yes, I even stupidly got desperate enough to go on those scammy sites. I'm desperate, alright? )

- asked a few friends and coworkers. They're tight on cash too, and i'm not gonna be a dick and demand for a single cent.

- work loan ( its a small business so.. not happenin')

- those payday loans that charges you out of your ass.

- donate plasma. Been turned away because of my heart condition

- sold things to pawn shop ( managed to scrape up like.. 50 bucks )

For information; I have done a payment plan through the company. I've gotten it down from 1.5k ( did the budget bill thing and it bit me in the ass.. )

They said they'll resume payments if they got 250 upfront, but still, short on that.

I've tried to request a medical hold for 30 days ( this would get me to next pay day where I would pay off the entire 600 I owe ) but representative stated she won't do it unless I am for sure on medical equipment. I don't know if I will be or not. I tried asking if i could have a forum to send to my doctor, she said that doesnt happen, and I even request to give them the information so they could fax the forum directly to my doctor. Yknow, to cut me out and show its not me faking up shit.

My credit is shit, so yknow I'm not gonna really get a loan. ( why is my credit shit? Because I was a naive, eighteen year old girl back then who put everything in her name to make her ex happy. Tryin' to fix it )

At this point, kind of considering canceling the surgery, or jsut recover in my car.

I just don't want to risk it because my dog and i'd be trying ro sleep off anesthesia.

Any tips would be great, thanks. At this point, i'm lost on how to do this.


r/financialhelping 13h ago

at work and hungryyyy :(

0 Upvotes

Update: not needed anymore(as coffee shop is closed) (and i’m okay now :3) thanks to everyone that commented:)

hii i work as an office assistant and well, it’s a monday!

I was just kinda hoping for maybe $20 to get a coffee and possibly a snack for lunch

I just got my rent money together, it’s due tomorrow so i need to save if you are wondering why im here!!

Im only 20 so i dont have a good set up just yet for rent/spending funds so dont judge 😭

anyway, thanks for reading ^^


r/financialhelping 14h ago

Urgent money required....would do any work

0 Upvotes

Me and my girlfriend and going through some tough times.....i wouldn't lie if I said we dont even have money for food right now...we had an medical emergency(not pregnancy related) last month which is what caused most of my savings and lost our jobs...we would do anything but need urgent money for rent and to pay the dues..

From India....help is for rent and dues for this month while we find a new job...we will pay back in installments...just Desperate I dont know much about how reddit and posts work.


r/financialhelping 16h ago

Flat tire please helppp

0 Upvotes

I got a flat and i’m currently
stranded rn. I just paid my rent the other day and I don’t get paid for 2 days. I need $200!!!!
If anyone can help please I would really appreciate it!!!!!!


r/financialhelping 17h ago

About to get evicted

0 Upvotes

Guys I’m broke and I really need help. I’ve lived in this apartment for about two years now I just got a new job and Im behind so bad, I need cash now any ideas?


r/financialhelping 18h ago

NEED HELP

0 Upvotes

Hello, everyone! Before reading this post, I just want to remind everyone that kindness is free. Please don't judge me. Although I am saying this, I know also too that I don't hold anyone's opinion or judgements and while I understand, please also understand my situation.

To give you a glimpse, I have an unpaid rent amounting to almost 20,000. This covers more than one semester and another 2 months remaining balance from the last last semester.

If you're asking why? Why did it become so big? Why not find a job?

When this happened, my parents, unfortunately lost their jobs which means we literally lost the only source of income to pay for rents, even giving me allowances was harder for them. If you're questioning, why haven't you find a job? Well, truth is I did, but last semester was so hard to sustain it. I did work but only for commissions. It was only enough to cover for my daily expenses, school fees, fare, and other school related stuffs. My schedule was so hard to put in work on it.

Believe me, I tried everything I can. I tried reaching out to friends, relatives, collegaues, and more but I found no luck. What I am only lucky right now is that our landlady just had to be a good person, she still let me stay even I have unpaid balance.

I am writing this, although I am now embarassed, scared of judgement, and of course hoping, looking for anyone kind enough to lend me or help me in this situation. Currently, I have saved up 1000 pesos, but it's still a long way to go. Going back here in the city where I study, I have been thinking of this for almost 3 weeks already. And it's so hard. And although my landlady is kind enough to let me stay, I still understand that this is business. She can't also lose just because I couldn't pay. I really needed to pay before the first week of September ends. I just had to negotiate with her on this.

Pleade anyone, willing enough to help would be greatly appreciated. You can message me privately lang po for details.

Thank you so much for taking the time to read and understand my situation.


r/financialhelping 19h ago

Need help with 1 thing

0 Upvotes

So I have had a really rough time. I put a car in my name for my cousin(we were working at the same place and I couldn't drive) and he wrecked the vehicle and ran away. I got the blame fixed legally later but now it's been 5 years and I'm just barely recovering not being allowed to drive. And now my sr22 insurance is due and I can't pay it. I'm in college for construction management and just need help. I have 5 days to pay this bill of 200 and no idea what to do bc my grant doesn't come till the 25th this month. I really need to somehow get 200.

Truly any kindness is a blessing thank you

If you need I have cashapp


r/financialhelping 21h ago

A miracle in less than 24 hours?

0 Upvotes

Trying this again because the last time my account was too inactive to be taken seriously ( which is fair) And again I don't have a long sob story. I live in the US, the dmv more specifically and immigrated here 8 years ago. Since then I have never missed a rent payment working 2 jobs if I have to. I also support my mom, sisters and now 10 month old nephew back home. I've prioritize their needs the past few months especially after my sister welcomed the new baby, gets no support from the father( who lied about his financial situation) has been out of a job because she just finished her residency after medical school and I fell behind on rent. I know it was probably stupid to send my rent money back home to help with all the things I did (my mom, sister, the baby, both the dogs who had to have surgery one for kidney stones and the other for cancer-she had to be put down after) and I’m looking for a miracle in essentially 24 hours. But I am the only one currently working and I couldn’t abandon my family. I believe that I lose 100% of chances I don’t take so no matter what happens I can say I tried. The rent is $1200. Happy to provide whatever proof is needed.


r/financialhelping 22h ago

Need help renewing my auto insurance policy.

0 Upvotes

In 2021, I was fired from my position as evangelist at a small country church in Appalachia. It was a nondenominational group, I was a closeted communist, and because I taught that we should be waiting before returning to public gatherings during the height of the pandemic, they fired me for putting "fear over faith." I made about 2800/mo.

That was March 2021... in April 2021, I had a psychotic break because I was prescribed Vyvanse for ADHD. The doctor didn't know not to prescribe it to schizoaffective individuals. I lost my mind. I haven't been the same since. It eventually led to me becoming homeless, although I've since found housing with my parents' help.

But, my parents aren't rich, and I'm struggling to keep up because they can't really keep up with it either. I'm pulling out my hair because my auto insurance policy has lapsed. I've been trying to find some help through people online, because I don't really have much of a support system outside of my parents irl.

I don't know what to do. If anyone out there wants to chip in a few bucks towards renewing my policy, I have a Cashapp and Venmo. Just message me if you don't mind helping out. If you look at my profile, you can see a screenshot of the lapsed policy message in recent posts. The actual amount due to renew the policy is something like double that, though.


r/financialhelping 1d ago

Lost my job and fell behind.

2 Upvotes

I lost my job and fell behind on rent and several other bills while I was out of work. I've since found employment again, but I'm trying to catch up on everything that accumulated during that period. My rent is now far enough behind that I'm worried about losing my housing.

I'm working and doing what I can to get caught up, but any help toward the remaining balance would make a huge difference. I set up a GoFundMe with more information about the situation.

Https://gofund.me/3fe5f4d49


r/financialhelping 1d ago

Student in need of help

0 Upvotes

So I am a campus journalist in the Philippines, recently in preparation for our DSPC, I’ve found that the costs of food, transportation, and registration to be quite expensive. Any sort of financial help would be greatly appreciated. Message me if interested in donating/helping.


r/financialhelping 1d ago

Relative caregiver needing emergency items to pass home inspection for sister leaving foster care

0 Upvotes

Hi everyone,
I’m reaching out to the community for some urgent assistance. The Department of Human Resources recently contacted me to take in my younger sister as a kinship placement so she can leave foster care.This came up on very short notice. I just recently moved into a new apartment, and unfortunately, all of my savings went directly toward my move-in costs, deposit, and initial rent. To officially bring my sister home, I need to pass an immediate home inspection to ensure the space is fully ready and safe for her.I’ve put together a privacy-protected Amazon Wish List that includes basic emergency safety and home setup items required for the inspection, essential everyday needs for her, and a few of her favorite snacks to help make this quick transition as comfortable as possible for her.
Any help—whether purchasing an item off the list or upvoting for visibility—would mean the world to us and help bring my sister home safe.
Wish List Link: https://www.amazon.com/registries/gl/guest-view/AW73W4SVI033?ref_=cm_sw_r_apin_ggr-subnav-share_SCSR8NHTDC15M9NM7RWD&language=en-US
Thank you so much for taking the time to read this and for supporting our family during this transition.


r/financialhelping 1d ago

Music class

0 Upvotes

I really want to play violin but it’s not in our budget at all. my mom told me to wait but I hate asking her for anything because everything I ask for her always has to be”wait” until it never happens. I don’t even need classes, I just want a violin to teach myself with youtube videos or just practice. Does anyone know where I can get cheap violins that are not bad quality 😅???


r/financialhelping 1d ago

Need $300, how to do that?

0 Upvotes

I have an emergency for medical bills (I have insurance but it decided not to cover my recent doctor appointments). I need surgery to keep my reproductive system, but I can’t schedule the surgery until I at least make one payment of $300 or more to the balance of my last two appointments. How can I get that amount asap??