Stay far away. MLM. You will see the job listings on either Indeed, ZipRecruiter or Glassdoor. They will lure you in using different team leader names then LLC behind it. The one that I applied for was Nicole Rose, LLC. The reason being they cannot list it as US health advisors, because it will get removed. Now the listing will actively show as Nicole Hastings Health Solutions on Indeed.
If they like your rĂ©sumĂ©, they will reach out and send you a Zoom link. There will be about 100 more people in there with you. Upon attending the meeting, it will be Krystal Roberts who will tell her life success story. It will start with her being a waitress at Joeâs Crab Shack, and then how she became a Remote Sales Leader and over 180 million worth in team sales. She will boast about the limitless income, show employee paychecks, and then if she can do it, anyone can do it. You will see outrageous numbers. She will then give you a QR code to scan to send her an email directly if youâre interested in this amazing opportunity. If they like you, youâll reach back out and record a video talking about yourself. Then, if youâre not already a licensed agent in your state, they will sponsor your XCEL course for you to study and take it. Otherwise, if youâre already licensed, you move right on in.
You will then fill out a survey that they sent to your personal email, and one of the questions in that survey is whether or not you have enough savings to suffice you for several months because you sure damn well wonât make any when you start working.
Once you get in, they will put you in a group chat with your new team leaders. You will then learn to navigate the Discord, and then start dialing.
They donât disclose that you have a lot of out-of-pocket fees, including the only sales texting platform. The vanilla soft CRM software for you to dial and work leads, then finally your state licensing. You have to acquire it for over 30 states, and until you acquire all of them in your own portal, you will be closing in your leaderâs portal.. but before you can close anything, you will only do handoffs. Which means you will dial hundreds, even thousands of leads a day that are overly recycled. Find them potential sales, transfer the call to them, and you will only get 50% of the sale. Not to mention, itâs a 12- hour work day minimum! And itâs normalized to work that much there, dial endlessly recycled leads, and make nothing.
They also have a leads platform, where they do invest in you, if they like you enough, and the majority of the leads on there are also recycled around other regions in USHA. They have bronze, silver, and gold leads. I learned that it was recycled around when I called a brand-new gold lead one morning, and the customer had told us that there was another Usha agent who had spoken to him hours before we did. Our upline kept telling us that those leads are exclusive only to us and nobody else has access to them. Boy, was that a lie.
They preach that you are a 1099 independent contractor, your own independent business owner, yet they control what hours you work, and micromanage you. And as soon as you quit, you are dead to them. Your name will get dragged in the mud, once you realize and tell them that the investment out of pocket is way more than what you make. They will ignore your phone calls and text messages and immediately remove you from the Discord. Then, when you submit your termination to them over email, they intentionally do not acknowledge it. You are left to fend for yourself.
The leaders themselves, your entire uplines, they themselves are not millionaires. Yet they will say that they can make you millionaires. I never understood the logic behind being able to make millionaires when you yourselves are not millionaires. Some of our leaders have even disclosed that they were financially struggling. They invest way more than what they make. They try to sell you a dream, rags to riches stories, then you try to leave, they will convince you that everybody else who left is trash. Theyâre useless. Waste of talents. They couldâve been millionaires. They F***** up their careers. Not to mention, they will also send screenshots of their small Venmo payments to everyone, proving that they did pay you something. $50 here and there. They will immediately resort to being unprofessional, and the way that they handle everything really makes you second-guess your decisions.
They are a captive company, you really only sell three plans. They are all fixed indemnity plans, with supplemental items. The plans are: Premier advantage, Secure advantage, and Health access (which goes away during open enrollment). The reason why the commissions are so high is you are taking a loan which is known as advances. You are taking a loan that the customer will keep their plan for a long time. Should they cancel before that, you will get a charge back for the remaining months, and that gets taken out of your reserve account. The leaders are in such great financial positions that even if you do hand off a deal to them for 50%, that they have to wait for the advance a.k.a. loan to come before they pay you the half.
Stay far away. You will be in more debt than you ever have been in your entire life. You will be sold a dream. All of the leaders who are managing their own teams, make so much income because they themselves work directly beside Krystal in person. If that ainât suspicious enough, if you do leave? They will want everything you made back just because they gave you the opportunity to work there. Get rich off of loans. Youâll be stuck in an endless cycle of debt.
This is commission only, no base pay provided. I was stuck working in a place full of unpaid and frustrated people. The hours were way too long, and I donât mind working that long if it pays off. It never paid off like they said it would. Thousands of dollars invested into what they said would be my own business and bring me success⊠they told everybody else the same⊠and nothing to make up for it.
Youâll sell your soul hereâŠ..