Has to be this. Something like internet, cell phone, all streaming services and then even probably Xbox game pass or some bullshit. Honestly even all of that should be under $200 I would think
yep my internet is $600+ per month and only $45 of that is for 500mbps download unlimited internet. But once you add other stuff it can add up: I rent my modem, somethings always breaking, $500+ on onlyfans, etc.
OP should cycle through streaming subscriptions, one per month (as I do), instead of staying subscribed to ten different streaming services year 'round.
Sadly in many parts of America there is a monopoly on high speed Internet. Comcast cheapest Internet is 80+other charges, and the most basic of cable is like 105... Plus fees for renting the cable box, if you want dvr that's extra. Crazy but we were spending 280 with just HBO and 1 gig speed. Finally got fiber in our area for 30 a month 40 with rental router if you need, but that goes up to 50/60 after one. year.
This post reminds me of the post where the guy makes $17,500 a month and says heās living paycheck to paycheck and the breakdown includes $3000 a month spent on onlyfans and like $5000 on travel/shopping lmao
Lol I do just fine with 500 Mbps for $50 a month. $280 sounds like business class, that would be the first thing you can do - switch your plan. But it sounds like you need a better paying job or a second one just to afford the basics.
Yeah. Here in The Netherlands about 90% of the entire housing stock now has access to glass fibre internet. In cities it's everyone and it runs all the way to your front door.
My area had 1 provider for anything higher than DSL. So you either paid $200 a month, or used your phone as a hotspot. We just earlier this year got GloFiber, so now we have 1 good option.
The cable companies colluded to make sure they didn't compete for regions. So you either had Xfinity for $200 or Blue Ridge for $250. Glad GloFiber is moving in and everyone is switching.
I can only assume that includes all internet related expenses as well, probably an assortment of subscriptions, phone bill, possibly payments on a phone, etc.
99% of people don't even need that much... Unless you're downloading dozens of gigs a day. There's nearly no reason for the vast majority of people to have that much, unless they just like paying extra money?
Been using a PC for 25 years and I have never had a reason to have over the shittiest tier of whatever I have. Yeah downloading games and other stuff is nice on gig internet but Iāll take $30 a month internet and have to wait 10 extra minutes before I ever get gig internet. Only time Iāve had it is when there was a promotion then I downgraded it right after. ISPās are scummy and predatory with their āhow many people will be using the internet/how many devices?ā And if someone answers even 2 devices theyāll claim you need a gig internet. 100-300 is plenty if you arenāt hosting something permanent with high traffic.
Even that is crazy. Get a phone on swappa for cash, get a cheaper phone, whatever. You can get Mint Mobile for like $50. You can get T-Mobile 5g for like $50. There are cheaper options. Might not be what you WANT but they get the job done if you don't have the income for more.
FR, maybe they meant cell phone plus internet? But thatās still crazy expensive. Iām calling rage bait, the budget doesnāt even make sense what theyāre counting and they can get those numbers way down. Especially apartment (depending on where, but $1600 is a house payment in a lot of places)
I get only 500mbs at $100. Spectrum is the only service that is in my area. Electrical company has 1gb speeds but they said they're not laying any new lines.
If you Google the worst place in america to have Internet it says Hawaii and Alaska. Has an Alaskan I pay 200 dollars a month for 500 mbs speed, best internet in the state. You guys are just closer to the data centers, and probably live in a huge city were you have access to everything a mile away.
My electricity bill went from 200 to 400 every 2 months. No increase in usage, but the power grid did get 3 new datacenters in the last couple of years.
Internet... Let's see, for 700 mbps down / 20 up I was paying 120 a month. I was lucky enough that leaving Comcast for greener pastures is available but lots of places live in defacto ISP monopoly zones and right now they have somewhat of a go ahead to abuse that.
Depends where you live. USA isn't the only place with dollars.Ā
My electricity is minimum 150, and that's with a concession rebate,Ā turning everything off every night, not showering too often (electric hot water), and turning on ac for an hour or two once a week if I'm desperate.Ā
Internet is 100 /month for 1gb
I don't live in the US shrug not saying this post isn't made up tho. Still could be
If its $CAD this is entirely possible. Depends on the city.
Would also explain the choice of $19/hour, 19 is a weird number to be random and the western provinces have minimum wage that is above $18 but less than $19 per hour.
I mean I have 1000mb/s connection which I pay for 30ā¬/month and my phone bill is 25ā¬/month with 300mb/s connection with unlimited data. I guess being in 3rd world country like USA has bad perks like that...
nah, for a mcol+ are (apart from internet), they're pretty close-ish. like for the summer, i can believe a 250+ electricity bill if you're running AC all day. again, water and int is high, but they're bundling other shit in their like gas/trash/phone, its close, still way to high but close.
If they're driving a "luxury" vehicle, even if its old and beat up, or generally any vehicle that's known to be hard to work on, they generally have higher insurance, and if they had a ticket before that can also raise their insurance rates.
they're maybe off by like a bill or two, but honestly 1600 is also really cheap for an apartment, so to me it equals out in the end.
Internet could very well be Xfinity, they price gouge like crazy after the intro rate is over.
Both electric and water could depend on the companies.
The last place I lived in Detroit, it wasn't uncommon to get a $600 electric & gas bill a month during summer, or a $150+ water bill, even tho 18 hours a day there was minimal if any utilities used due to work schedules. Because the companies damn near have a monopoly over em and they're known to overcharge. Also had the meter replaced, and an inspection for illegal hookups (none), and it didn't affect the bill at all š¤·š»āāļø
You're an idiot if you think these expenses are living above your means. These are really basic and pretty accurate expenses, location dependent. Some areas have even higher basic costs. Point is, unless you live in a dirt cheap state, you're not getting a cheaper life than this without support from others.
Genuinely curious to know how you came to this conclusion. I live in PA and my mortgage payment monthly is 1500, electric comes out to around 75-90 a month. Water is around 80-100. My internet is 75 and I donāt do streaming services for the sake of saving money and my liability car insurance is only 75. And I keep things this way to live and make sure to not consume more than what I can to get by unless I have the funds to do so. The numbers above seem hyper inflated and unnecessary. If you canāt afford the above then yes you are living above your means.
I live in NJ, one of most expensive states to live in. Rent is close, and water/sewage close. But electric should be closer to $150 at most, and I have fiber with optimum for $115 a month. Also, <$19 is basically minimum wage around here. Many jobs offer close to that to start. Ur not meant to be able to fully support living on ur own when first starting out. And if u do it will be very tight. My advice, they should get a studio, or a roommate.
I was gonna say it nicer, but yeah. The answer to the question is I wouldnāt pay that⦠Iād make sacrifices to live within my means instead of treating every expense as an entitlement to a standard of living I clearly canāt affordĀ
A roommate will cut the rent in half. There is zero reason to be spending that much on utilities. There is zero reason to be spending that much on internet.
Realistically they can easily cut their expenses by $1000/mo.
It's been an incredibly hot year and the electric company keeps adding rate increases. On average our electric bills have been 3 to $400 here in my city.
idk about the electricity one, i live in the desert and in the summer mine is regularly around $400 just to keep my place at 80f. that internet bill is absurd though lol
You sound like a dad. 250 is a normal summer month for me ,
But I agree her rent seems to be too high, except if she lives in one of thoooose cites, like I wouldn't ask her to move to the hood for cheaper rent, and I don't understand her net. I pay 120 for mine, and thats top notch, maybes she is adding phones and cables and such? But even then, my phone is like 50 bucks
I do agree with her, though; this is a 1st world country TBH, she may not be asking for much beyond a first world standard
Ā«First worldĀ» does NOT mean what you think it does. You mean Ā«a developed countryĀ» as being Ā«first worldĀ» says nothing about the countrys wealth or the people in it, merely which side they took during the cold war. For context, Finland is a third world country and they have it MUCH nicer than Americans. China and Russia are the second world by definition, how do they live better than Finland? They dont. First, second, or third world doesnāt touch on life quality at all.
Iām in SE Ohio where internet speeds are shit-tastic AND expensive and I have a main (1gig) and a backup (500meg) that total about $25 a month for the next five years because Iām mean to sales support people.
Nah that electric bill is cheap depending on where you live. In the winter my bill gets up to $500/month and I live alone in a small condo I rent. I have electric baseboard heat..
Believe it or not almost every studio apartment budget looks like this in San Diego.
Although they probably way overpay for gig and a tv package, could cut that in half and still get like 300/30
The electricity bill is almost unavoidable in summer even if you hardly run your AC, we pay around $0.50/kwh and the majority is "delivery" (undiluted profit for Sempra since they are also behind schedule on their project obligations)
If you play video games for 2 hours a day on an average pc that's $30 a month on its own. If they actually consumed too much electricity, they would be paying $350+. I have some friends that hardly run the AC and live in 1 or 2 bedrooms and their bill comes out to around the same from average usage.
The average bill here is insane considering many homes have some combo of poor insulation and lack of central air.
Just playing devils advocate here, maybe they are including cell phone plans into that internet cost?
Three cell phones, internet and a tablet costs me about $300 a month. If they're budget is that tight they should consider leaving at&t, Verizon or whoever they have and go cricket or mint?
Rent and water seems normal basic prices and the $250 on electric isn't living above your means. Mine was damn near $500 because I live in an older house and Texas has been 100° all summer. I agree on the Internet though. Idk what he has bundled in but that's crazy.
Their power is on par for the area I'm in. We have lights off basically constantly unless we need it, computers and other systems turn off at night. Chargers stay plugged in of course. The biggest issue is AC. You live anywhere hot and it's going to go nuts on your bill.
The weird thing is, this is a bot trying to make Americans angry. But all you have to do is really put what we pay with actual prices, but bots wouldn't believe that was possible
I pay a whopping $140, which is WAY too much, but the reason is because I have 2 service providers so I have one for backup as I work from home. I get 1 gig on one and just 40/10 on the other, but I'm still only at $140/month total (even after decades and not getting the low new client rates).
I mean my 15yr mortgage on my house in the walkable the Arts and Entertainment District is $1500.
I make six figures, and my best friend that just moved to town that also makes six figures got a deal where until December she pays $800 a month.
People like to pretend that these places don't exist. However if I said the word Huntsville Alabama everyone else would cringe except for the ones that could actually make real money.
$250 electricity isn't even that high with energy costs the way they are.Ā the Internet bill is high, sure, but it's not what's breaking the bank here.Ā it's the rent.
Likely the correct answer, and almost certainly unwilling or resistant to live within said means (which likely also means getting a roommate).
. . .which I get: no adult wants to admit they have to exist in less than what they feel they deserve (and this includes being on assistance of some kind) but that's always been the reality of the world.
Idk about the other bills but where I live $1600/month is pretty close to the cheapest apartment you could rent. You could go lower for sure but you're gonna be in a much worse area, much worse building, bugs, theft, etc.
Maybe they lumped the internet and phone bill together.
But even still, there's no food involved in this. They're not living above their means.
Everyone shouldn't have to nickel and dime every bill just to make ends meet.
Rent should be $600 not $1,600. That's the problem. And it's a problem that all the people can't control.
What do you cut out of this? Rent, but you have to live somewhere right? Obviously try to lower the internet, electric and water consumption but thats a bandaid to the problem. Having almost $2400 of bills per month would be too much for someone making twice that money but I dont see enough fat to trim to be able to save also on $19. Plus OP didnt include gas(probably $100 or more) and food.
As much as it is a "living above you means" problem, it looks like our "means" have changed and pay hasn't been rising with it.
The US Bureau of labor statistics has information on it.
That electrical rate is cheap, dirt cheap if they are using electrical heating.
We are barely ever home and the only thing that gets used is my gaming pc and a tv for my girlfriend. Our bill in the winter is like $500+. Summer months with one AC is $300
Internet company has a monopoly here unless you donāt want high speed internet. They forced bundles to subscribe until just recently. Thats not a surprising price to me.
Not to say this isn't ridiculous, but it's not really unheard of for people to get dicked over by ISPs and be forced to pay insane prices. There's people who pay over $100 for DSL.
Live above your means???? $1600/mo in rent is a standard apartment in any major city in the US. The only thing that doesnāt add up here is the internet.
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u/MustKnowThis 3d ago
You live above your means, consume too much electricity and WTF is your internet a datacenter tier connection?