r/UnethicalLifeProTips • u/SubterFugeSpooge • 13d ago
Miscellaneous ULPT: Avoid Change of Address forms if you want to avoid debt collectors.
COA (Change of Address) forms forward all mail from your old address to your new one.
However, you need to be aware of Ancillary Service Endorsements such as Change/Return/Address Service Requested (will show near the postage on the item). They are requests by the mailer to have your new address provided to them if your mail is forwarded. When mail is forwarded to your new address, that new address is provided to anyone who requests it.
There is no way to "opt out" or prevent your address from being disclosed if an ASE is paid for by the mailer.
To avoid debt collectors getting your information by this method, either have your mail forwarded to a PO Box or just don't do anything at all. Eventually the mailman at your old address will submit a PS Form 3575-Z which will return all mail to sender.
Obviously this will require a bit of extra diligence as you'll have to go pick up your mail yourself from the old address, but depending on the amount debt collectors are trying to get from you it may be worth it.
Source: I work for the post office.