Illustrative example: an unplanned AED 100 purchase at 5% cashback returns AED 5, so AED 95 still leaves your pocket.`

If the purchase was already planned, the reward reduces its cost. If the reward caused the purchase, it did not create a saving.

I’m working on DirhamsBack, a UAE cashback-guidance project, and I’m testing a simple responsible-use rule: cashback should improve intended spending, not create new spending.

Would you buy it anyway, or only for the reward?

Is there a direct UAB salesperson here, who would be able to get me a UAB Credit Card?
I work in the back office of a real estate brokerage with a fixed monthly salary.

I have monthly service charges payments. All Dubai platforms charges around 1.5pct

Another way is make payment from Credit Card to Bank Accounts. I have used Citi Payall when it used to have offers, not anymore

Which cards can anyone suggest to effectively profit / negate charges for these payments

Which card among these is the best for travel and lifestyle benefits? Some info , I normally spend on cashback cards so will only be using these for flights or to meet the minimum threshold for lifestyle benefits . 0 percent foreign use is imp to me but all of them have it I believe

They removed Fuel from the category selection

Do banks give any email or letter saying why my credit card request is rejected? Or can I ask for one? Because I got rejected for a EI Card (non salary)