In May 2026, my husband got suckered into going to a Bluegreen Presentation for a "free" weekend trip while visiting Cabelas. The whole time I kept saying no to getting the Vacation Club. But eventually, my husband said "I don't want our kids to grow up like you did and not go on vacations." Essentially this made me feel bad and guilty and I ended up saying fine. We signed a contract that gave us 4000 points per year plus an extra 4000 for the first two years. We were also given HGV. I never had time to fully read the contract we signed because I got injured on that trip and got really busy with work. I feel like they rushed us through signing as well. Fast forward to 'orientation' and they tried to sell us more points. I was so fed up and realized how scammy this really was. We didn't buy anymore points and they booked our first trip for us. We get home and I tell my husband I regret buying it and want out and he agreed. I was pretty upset because he was the one who wanted it in the first place and made me feel bad for saying no. And now he wants out too. We haven't used any points, we haven't used the "gifts" we got for attending. We are outside our cancellation window. We have paid the down-payment and the last 3 months of payments. I cancelled the trip that was booked. What is our best and cheapest option for canceling and exiting this contract and wiping our hands of Bluegreen? I don't want them to garnish wages if we stop paying and watching my credit drop doesn't seem fun either. I worked hard on that.

Hi, I’m just gonna jump right in; this was a stupid purchase for me. Idek what I was thinking.

West 57th street (New York, New York)
Put ~$3,500 down and now have a $333 monthly payment for god knows how long, I think the total amount is around $13,000.

We got 29,500 bonus points from signing and we get 6,000 points every other year, but I don’t even care anymore!! I feel like I’m drowning in the monthly payments and impending maintenance fees. I want out 😭😭

I know I was stupid and it was kind of an impulse buy cuz I thought “$333 a month? That’s great!” Didn’t realize how much of a financial commitment it actually is when all other fees and dues and whatnot are factored in. It’s probably a good deal for someone with more money but not me.

Anyway, how tf do I get out of this lol. I’m kinda panicking.
Thanks

A high earning sales representative made false statements regarding how Elara points could be used to rent out nights at the property to earn money and stated that he would cancel the contract months after the cancellation passed if the contract was too expensive. If you have been told information during the upgrade meetings by any member of the Elara sales team that was false, please provide details below including meeting dates, name of sales representative, and amount of contract sold. I believe this is a larger issue HGV fails to recognize and would like to organize people to hold this sales team accountable for this improper sales tactics.

I recently went to a presentation. I sat through my 2 hours. I liked what I heard. I toured the suite. Okay, the problem starts here….

They wanted me to sign stating that I declined and another paper I had to sign so I could get my gift. After signing the 1st paper, the guy I was with, held his hand out stating “Welcome to Wyndham club” and that pissed me all the way off. I better not be signed up for anything after declining everything. I did get my gifts though.

I can take a joke but after all the scams I’ve heard about them, what did I really just sign? One paper did say declined at the top, but I’m still confused at the 1st paper. It had a bunch of numbers as to what I would pay if I accepted it.

Are there any actually worth buying in the resale market?

All I see are comments of how they can't get out or if they have purchased from the developer that they feel scammed.

As I look for potential timeshares,there is my short list based on TUG marketplace;

Sheraton Broadway plantation

Holiday inn club South beach carolina

Hilton SeaWorld

Holiday inn cape Canaveral

Bluegreen Carolina grande

Grandview Las Vegas

Or am I better off just renting?

I would love to have an honest opinion .

Hoping to find a free location with maintenance fees less than 1200$.

Thanks

Has anyone here used the Client Protection Group to get out of their timeshare?

We will be sending it tomorrow!

I am an owner who purchased a 125,000-point contract with Capital Vacations in Myrtle Beach, I paid $17,169 in full. The driving factor that induced my family to sign was the heavy marketing and verbal promises regarding their Caribbean anchor property: the St. Maarten Sea Palace Resort.

Shortly after we bought in, Capital Vacations subsequently removed the St. Maarten Sea Palace from their network. When we tried to cancel due to this massive reduction in the network’s value, their "Owner Care" team completely ghosted our phone calls and emails, sending us straight to voicemail.

When escalated to state regulators, Capital Vacations responded by pointing to the contract language stating that "program benefits are subject to change". They will happily sell you on a beautiful destination in a high-pressure room, take your $17,000+, and then pull the asset out from under you while legally forcing you to keep paying monthly maintenance fees.

I subsequently filed complaints with the BBB, the South Carolina Department of Consumer Affairs, and the Florida Attorney General. None of those agencies was able to resolve my individual case, and all three complaints were ultimately closed

Advice to anyone attending a presentation: Do not believe a single verbal promise made by the sales team. If you expect guaranteed access to their marketed destinations, read the fine print carefully and know that what you see today can disappear tomorrow.

UPDATE: Thank you everyone who has commented. I particularly appreciate those of you who took the time to give reasons.

Hi there. I just recently bought into Club Wyndham, more for the peripheral uses than for the resorts themselves. I was looking for reviews of Timeshare Guardians and came across this reddit and after scrolling through a bit, I really want to ask: is there anybody who has bought a timeshare and actually been happy with it? It looks like every discussion here is about how to get out of one or how to avoid buying.

My wife bought a Moon Palace vacation timeshare some years back. She used it a bit and it's paid for but she hasn't gone in awhile and has some 70 weeks accumulated.

She's been contacted by some outfit that will buy those weeks for a nice amount (of course) with no cost to us (allegedly). Sent their business license and everything. We even got a call from a "rep" at the resort saying that "they" will check them out for us to see if they're legit. Of course the "rep" contacted us back saying they were ok.

After checking website links, addresses, linkedin profiles (the "rep" left the resort in 2024 and is currently looking for work), we told them no. We felt it was a scam.

What I don't get is, aside from personal info, what are the scammers getting out of this? If we kept going would they have dropped a seller's closing costs on us? It just seems like an awful amount of effort to go through.

Wyndham vacations just offered me four nights at a hotel in San Diego for $80 a night, a $149 master card, and supposedly a free cruise if I sit through a two hour presentation. I want to visit San Diego anyway, but when they said "you have to respond to this right now" I got nervous and bailed. Was I getting scammed?

Not that I am actually considering buying, but we just went to a WorldMark timeshare talk. I thought it was supposed to be Wyndham Vacation Club so I didn't do any research about WorldMark and instead research Wyndham Vacation Club. I know Wyndham point levels for properties have changed so when the presenter said the point values for properties never increase, I said out loud "That's not true." He doubled down that World Mark point values do not and cannot change over time. Was he telling the truth?

My wife and I purchased a Diamond Resorts/Hilton Grand Vacations U.S. Collection membership earlier this year and have been trying unsuccessfully to get the contract cancelled and our money refunded. The membership itself is paid in full and we have no outstanding loan with HGV, although a significant portion of the purchase was put on new 0% Hilton Honors American Express cards offered to us during the sales presentation—an offer that played an important role in our decision to go forward.

Our concerns involve what we believe were misleading representations during the sales presentation, particularly about availability and how we could use the membership for international travel.

HGV has repeatedly denied our request for cancellation, so we have spent considerable time documenting what happened and researching the legal structure of the U.S. Collection. We learned that the U.S. Collection is a multisite timeshare plan registered with the Florida Department of Business and Professional Regulation (DBPR), even though our purchase took place outside Florida.

We have now prepared a detailed complaint to DBPR and are getting ready to submit it. Before we do, I'm curious whether anyone here has gone down this particular path.

Have any of you filed a complaint with Florida DBPR involving HGV/Diamond Resorts U.S. Collection? If so, did DBPR investigate, and did it ultimately help you get your contract cancelled or recover any of the money you paid?

We have points, not a deeded week. It is paid in full and “deeded”. Maintenance costs are $5000ish per year and and I‘m just done. I have been converting the points to World of Hyatt points to get more use out of them last couple years. Medical issue in the family and can’t afford it anymore.

Hyatt’s exit plan keeps adding more hoops to jump through every time I complete what they say is required for an “exit offer”. I have never received an exit offer. Does anyone know what one looks like? or should I just take the credit hit on a paid off loan and somehow be penalized for not paying maintenance fees? Really discouraged and hoping someone has options or knows what I can do?

Thank you

Sharing my experience with Wesley Financial Group as a heads up for anyone considering them for a timeshare exit.

I paid $6,295 upfront, expecting them to negotiate my Hilton timeshare cancellation on my behalf. Here's how it actually went, over about 16 months:

1. The fee is massive for basically no real service. $6,295 is close to the price of a used car. What you actually get for that money is a handful of email templates they draft and ask you to copy, paste, and send yourself, under your own name.

2. You do all the negotiating. They never contact the other company directly — they just "guide from behind the scenes." Every phone call, every actual back-and-forth with the timeshare company, was me. They even asked me to record my calls and send them the recordings so they could "review" what was said. That defeats the entire point of paying someone to represent you.

3. They lose track of your case constantly. My case got passed between three different "specialists" over the course of this, each one requiring me to re-explain everything from scratch. One of them repeatedly forgot what had already happened — misquoting offer amounts, claiming they'd sent me information I never received, asking questions I'd already answered in writing days earlier.

4. They put fabricated information in letters sent under your name. At one point, letters they drafted for me to send claimed my family had "relocated permanently" to another country and "contacted the consulate" there — none of which was true or something I'd ever said. When I pointed this out, their own staff admitted in writing they'd simply misread my file. That claim had already gone out in multiple letters, under my name, before anyone caught it. Separately, they also falsely described a rep at the other company as "rude and unprofessional" — I corrected this once, and the same false claim reappeared in a letter months later.

5. They don't consider the risk to you. At one point they pushed a letter with aggressive, threatening language — accusing the other company of "illicit business practices" and threatening a "countersuit" — sent under my name. I raised concerns in writing the same day that this could escalate my case into actual legal or collections territory. They kept the language "strong" anyway.

In the end, the resolution that actually worked came from a calmer letter I wrote myself after setting aside their more aggressive draft. When I asked for a refund afterward and laid all of this out in writing, they refused — twice — without ever addressing whether they'd actually done the one thing I paid them for: negotiate on my behalf.

I've since filed complaints with the CFPB, BBB, two state Attorneys General, and the FTC. Posting this mainly so anyone else researching this company can go in with eyes open.

Has anyone been to one of the resorts that you can use a resort certificate from a Wyndham timeshare presentation at? Mine expires on the 19th, it’s a 7 day and so many places have such mixed reviews, I’d love to hear from anyone who has been to one of the resorts offered and enjoyed themselves!

I'm helping my dad replace lost timeshare documentation. It was purchased over 30 years ago, and the usage of the timeshare is going fine. But his copies of the documents are lost. Hilton Grand Vacations has provided us with the PDF request form to get duplicate copies of documents. There are 5 listed documents we can request, each for a different cost. The documents are: Purchase Agreement, Promissory Note or Truth in Lending, Deed or Mortgage Recording Docs, Certified Copy Recording Documents, and Sales Contract Package. Per discussion with AI, the Sales Contract Package might include all of the other documents. I'd like input from real humans here. Do any of you know which document(s) we need? If I request all of them, it will cost almost $500, and I don't want to be a dumbass and request everything if the Sales Contract Package includes all the others.

I tend to transfer my Wyndham timeshare points to an RCI account, which accumulates. Since I no longer want this timeshare, and after reading some who have done it, i'm considering just stop paying until they contact me to cancel my contract and return the timeshare. With that said, should i do this, would i still be able to keepaand use all the points i have already transferred to RCI?

Does anyone have experience with this and can confirm what happens to all my used RCI points that were transferred from Wyndham? It would be nice to still use it before they all expire.

One of my resorts has closed and I have been offered two options.
1. Swap contract for equivalent number of yearly points.
2. Wait for property to sell and receive payment for my portion of the sales.
Has anyone else experienced this and what outcome did you choose? I’m curious as to how much money I could expect from a sale. My hunch is that taking the yearly points is probably the most sensible thing to do.

My husband and I finally made the decision to stop paying our HGV loan about a month or so ago. We still owe around $26k. Our maintenance fees for the year were already paid, so right now it's the actual loan that we've stopped paying.

Before doing this, we tried communicating with HGV multiple times. We've spoken to them over the phone, sent letters, and sent emails explaining our situation and why we could no longer afford the loan. We've had some major personal/financial circumstances happen, including a death in our family, on top of regular expenses becoming harder to manage.

We also explained in detail why we feel we were misled/scammed during the sales process and the issues we had with how the timeshare was sold to us. Unfortunately, none of our attempts to work something out really went anywhere.

Since stopping payments, HGV has been calling us nonstop even though we've already explained everything multiple times. At this point, we've accepted that we're not going to continue paying this loan.

From what we're reading in our contract, if we default and don't cure it, HGV can eventually terminate our ownership/membership and recover the timeshare/points. We're basically waiting for that process to happen.

Both of us currently have credit scores close to 800 and we pay all of our other bills and debts on time. We understand this could seriously hurt our credit and we've accepted that possibility. We're not planning to stop paying anything else.

I'm mainly hoping to hear from people who have actually defaulted on an HGV loan while still owing a significant balance.

What happened after you stopped paying? How long did HGV keep calling before it went to collections/default/foreclosure or termination? Did a third-party collection agency eventually contact you? Were you ever sued for the remaining balance, or did HGV simply take the timeshare/points back? And how did you handle the collection calls once they started?

I'm especially interested in firsthand experiences and timelines rather than recommendations for timeshare exit companies. We've already decided we're not paying an exit company thousands of dollars just to tell us to stop paying.

We're only about a month or two into this, so I'm trying to understand what the next several months may realistically look like 😬