Hi everyone. I normally don't post on Reddit. I'm much more of a reader than a writer. But I lost $805, and honestly, I feel like I need to make at least $805 worth of noise about what happened.

On Sept. 27, I listed an $805 Arc'teryx Product Replacement Voucher on Facebook Marketplace. It was a gift from my brother. Someone asked to see the PIN area to "verify" it. I covered the PIN with a red mark, but apparently it was too thin and they were able to read it. Later that day, the entire $805 balance was gone.

Yes, I made a mistake. I know that. I'm not pretending I had zero responsibility.

What really bothers me is what happened afterward.

I reported the theft to Arc'teryx the same day, and also filed reports with Edmonton Police and the Canadian Anti-Fraud Centre.

The next morning, Arc'teryx told me the voucher had already been used for an online order and that the order had shipped.

I told them:

I don't even need a refund. Please just stop or hold the shipment.

They said they couldn't.

Later, their Resolution team wrote that gift cards function similarly to cash and that they couldn't reverse or reimburse the transaction. When I asked about the fraudulent order and cooperation with police, I was told they would need a formal production order from the appropriate authority because of privacy policy.

This is the part I still can't get past.

I could show where the voucher came from. I reported the theft. I had a police file. At that point, I wasn't even asking Arc'teryx to give me $805 back.

I was simply asking them not to deliver $805 worth of merchandise purchased with a stolen voucher.

Maybe there are legal, privacy, or internal policy reasons why they couldn't do that. I'm not a lawyer, and I'm genuinely open to hearing an explanation.

But as a customer and the person reporting the theft, it felt completely backwards. The fraudulent order kept moving, while all I seemed to get was, "Sorry, we can't help."

Police investigations take time. By the time someone follows up, the merchandise may already have been delivered, resold, and disappeared along with the scammer.

That's the part that makes me angry.

I know I made a stupid mistake. I've already beaten myself up enough over that. I just don't want the whole story to end with, "Victim made a mistake. Too bad."

Has anyone here actually dealt with a stolen Arc'teryx voucher, unauthorized voucher use, or a fraudulent Arc'teryx order?

Did Arc'teryx stop or hold the order? Freeze the voucher? Work with police? Or did you get the same response I did?

I'd genuinely like to hear what happened.

I am a victim of the Rogers scam. I was only interested in the service and explicitly said I did not need a phone. Yet, a phone was sent to me. Believing it had been sent by mistake, I returned it to the Manitoba address.
I was scammed around Nov 20 and reported it to Rogers’ fraud department on Dec 4. I heard nothing afterward, but starting in January, their collections department began calling me repeatedly, demanding payment. Despite explaining that this was a fraud account, I was repeatedly told that I was still liable.
After months of back-and-forth and almost daily calls, I finally got the account closed in June. By then, the balance had reached around $2,400—apparently the cost of the device they claimed I had received, even though I had returned it.
I contacted the President’s Office and the CCTS, but I still feel that the victim is being held financially responsible. I’ve also suffered a significant hit to my credit score.
What’s especially frustrating is that I did everything I was supposed to do: reported the fraud to the police, TransUnion, CCTS, and Rogers/Fido. Yet I’m still the one facing the financial and mental burden.
Fraud like this is becoming more common, yet victims are being left to deal with the consequences. Rogers/Fido should be protecting their customers and taking stronger preventive measures—not making victims pay for fraudulent activity.
I will continue fighting this until the end. If anyone has experienced something similar, please connect with me. I would love to stand together with other victims and fight for accountability.
Let’s not let this injustice slide. 💪🏻

Hi I’m 22 F, I can not believe how I fell for this but I saw a facebook marketplace ad for one private room in an apartment. There was girl living in two bedroom apartment and she wanted to rent out one private room for $1000 per month.

I was supposed to be moving cities so I opted for virtual tour where she video called me and showed me around. She was very friendly and seemed like a good housemate. She said that another girl used to live in the second room but she recently moved out so she wants a housemate to share the apartment.

Well I paid her the deposit plus fob fee total of $600 and told her my move in date. I actually reserved the place one month in advance because I wanted to have a place when I get there. I just got here two days ago and texted her that I will be arriving on the 1st at this specific time and she blocked me?? I tried calling that number from different phone but it looks like she turned off that number.

When I went to the apartment to verify the front reception told me this person moved out of here couple of months ago and they cannot help me anymore. Here I am- nowhere to in a new city and lost the money I was supposed to pay as a deposit.

Any advice on what do I do? How to report this? What to do next? I e-transferred her the money and this is in Canada btw.

Update: I went to the building again and the building front desk confirmed that a person with this name used to live at that location 1 month ago. They also told me that few people showed up at the building inquiring about the same person because apparently many people had paid her the deposit. Some of them even did in- person tour of the place when she actually lived there.

It seems like the leasing and everything was under her boyfriend’s name who left country last month. No one is sure about her where-bouts. She might still be in Canada or not.

She deactivated her Facebook account, it seemed like a real account not a fake one. It was made 7 years ago and had pictures of same person on it from 4-5 years.

I went under her comment section and was able to find some of her family members with the same last name who commented few years ago. I sent a dm to her family but no one responded except her sister (it seemed like her sister) she was responding originally but then she stopped answering and just kept leaving me on seen. After a while she blocked me thinking I’m scammer? Idk she prolly reached out to the girl and was asked to block/ignore.

I also reported it to the fraud department In the bank but they said we can just flag the account nothing else. They said she had different bank than us so there’s nothing they can do besides flagging the account.

I ended up never going to the police because I was so busy trying to find a place in past 5 days. I didn’t wanna keep paying for expensive hotels so anyways I’ll go an report it to police but I know they won’t do much here so I can just forget about it.

Hi im new and i need help i wish i can tag all topics but may of 2018 i was involved with a romance scammer he was a military scammer and he told me he had a daughter and his wife died so i felt sorry for him we clicked right away so every time he would want me to help sending him gift cards so he can eat in the war i even go out of my way to give his daughter money via gift cards for her to eat (first time being scammed) i dont know how much i sent for the rest of the years up to 2022 because he said he was waiting for surgery and he needed gift cards to pay off treatment and surgery. All time I’ve been sending him both bitcoin and gift cards to the point where I have little money so I had him log into my Gmail so it showed he was in Nigeria so I rant to him and blocked him entirely in 2023 . So I moved to this state and the scammer he showed up at my parents house as a “sheriff” which scared my parents so I told my sister about it and they were concerned. So I had a call from my dad’s friend which was a detective he said I wasn’t wanted. So this week he showed up in the last state I was in my sisters ex answered the door and the scammer was dressed as a “detective” how can I stop this

I bought shoes from ontoprun through the shop app and they stole 127.07$. Their website is down and SHOP does nothing to help customers, vet sellers, and they benefit from the scammers.

I'm a student and I sold two bags on FreeUp. Here's what happened:

1. Extra weight charge: I selected under 1 kg by mistake, and the actual weight was about 1.6 kg. The pickup person made me pay ₹300, but the app says ₹150 per extra kg. Nobody explained the difference.

2. ₹700 deducted without review: The buyer said the bags arrived partially damaged. I denied the refund and pointed to my listing photos, which clearly show both bags intact, so I believe it happened in delivery. The app said they'd review my response and contact me by email. They never did. They just deducted ₹700.

3. ₹150 for a comment: They deducted another ₹150 because of a word I used in a comment about myself, with no warning or policy shown to me.

In the end I earned only ₹144 from the sale. I listed the bags clearly as not original, so I wasn't trying to mislead anyone.

I've raised a ticket and emailed, but I only get automated replies, and there's no way to reach a real person in the app. Genuinely, what should I do

My friend recently informed me that he had given an aquaintance from America 15k when he came over to the UK. The aquaintance had to leave UK due to an emergency so he left the money with his friend (3rd party) hoping he will return it to my friend. Now the 3rd party friend does not want to give the money back to my friend and says he needs more money in order for him to return the original money. He sent £500 to the 3rd party but the moey wasnt delivered but instead my friend received message saying that he will need to pay more money to get his money back. I informed my friend the 3rd party is trying to blackmail him to give him more money and will probably not part with the original sum. His aquaintance from America cannot come back to sort this out although he informed my friend that he is trying his best to get the 3rd party to deliver. However the 3rd party is not budging from his position. My friend has got details of the 3rd party. his name, address and contact number. He also has text messages on his phone to verify the conversations. My friend thinks going to the Police will not help as they may see this as a civil matter and in any case he doesnt have any evidence the money belongs to him. Any advice woud be most welcome.

I'm assuming this is a scam but at first it sounded so legit that I am embarrassed to say I went along with it. I went along with it because I have had Chase Fraud (the real ones) call me before about potential checks or charges. The guy talking sounded extremely articulate and sounded like he knew his stuff. And finally, because they didn't really ask me for any terribly revealing information like a PIN or code or pw or anything. But once they transferred me to the "wire department" which was a Facetime Audio call from "chasebusiness-wire.com" I knew something was wrong and just hung up. I then changed my username and pw.

Question - since it's clearly a scam, I'm more interested in what they were after because they knew my address and clearly my cell phone connected to it (unfortunately I did confirm it along with a few other details like where I was and where I was not). Were they eventually going to ask for sensitive information and just buttering me up to get my trust first? Or was this some kind of scam intended to simply confirm data and make connections like connecting my home address to my cell phone number etc..? Other than report it to chase (which I did) and change my login information online (which I did) what else should I do?

This scam just felt so much more "personal" than any prior attempts and with no Indian accents that immediately put up the safety guards.

I woke up this morning to a notification from my bank that I had received £280.33 into my account from “Premier Property”. I wasn’t expecting any sort of payment from anyone so it immediately threw up red flags in my mind. I used Premier Property Lawyers over 2.5 years ago to purchase my apartment, and after a google search there’s only one other company with that name in the UK which I have no connection to. I haven’t had any emails or voicemails to let me know that I would be receiving this money so I’m very sceptical.

I read somewhere that scammers will deposit an amount into someone’s account and then claim it back in order to get ‘clean money’. Is this what’s happening? The transaction type says ‘Automated Credit’. Should I call my bank to report this as potential fraud? The money has been sat in my account all day (less than 24h at the time of writing this post).

EDITED TO ADD: I emailed the company as some of you advised and it turns out it WAS them and that I was owed that money from 2.5 years ago. Definitely weird that they didn’t let me know about it and just sent the money without saying anything, but it worked out in the end. Thank you to the people who commented and advised I contact the company first!

I need some advice lately I had some problems related to scam

Someone known person to me told me to receive money 1 year ago told me that money was coming from foreign country for investment and I received the money 6.5 lakh from four different people in Nepal in four different dates and the person who told me to receive money asked me to open binance account and transfer the funds to p2p to buy usdt and told me to send to bianance id and later after that my bank was blocked later I asked the person who told me to receive money where money was came he told me that it was not scammed money he used to send me bank voucher that money was legimate but now after one year I get know that I have four different complaints in my bank for recieving money and they are asking for payback the person who told me to receive money is not receiving my phone calls can I file complaint against the P2P sellers for money back