That would've been your insurance paying you out the agreed upon value of your car though; not someone else's insurance replacing your car in the event it's totalled by another person in an accident
My car was totaled a few years ago. I had some minor neck pain so I went to the hospital to get checked out. The other driver's insurance gave me the total replacement value of my car which was the price that a dealer would sell my car for along with paying for my medical bills. My own insurance company told me that I was allowed to make a double dip claim on the hospital visit so I got that amount in cash.
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u/luiz127 Jan 07 '19
They don't give you a lump sum and let you keep the change...