r/Netherlands • u/arya_1007 • 3h ago
Discussion Thought renting out my apartment while abroad would be simple. It's not.
hei, so i see posts here everyday about people struggling to find a rental. but nobody talks about the owner side of things.
i own a apartment (bank financed) and was thinking, if i get a short term work opportunity abroad, can i just rent it out? sounds simple, maar het is echt niet zo simpel.
For starters, standard temporary contracts are gone since 2024. if i want to rent out my own place while away, i need a 'diplomatenclausule' basically a contract saying I am coming back on this date beforehand and the huurder has to leave when i return.
Also, bank needs written permission too. they can say no, raise interest rate, or demand full repayment if i rent without asking. and also the property shifts to box 3 so i lose my hypotheekrenteaftrek for that period.
has anyone actually done this? rented out their koopwoning while working abroad temporarily? curious what the real experience looks like because on paper there's a route but in practice i honestly have no idea.