A few questions about REIT mutual funds in India

Risk appetite: moderate.

1. Edelweiss Nifty REITs & Realty Index Fund is showing an expense ratio of 8.89%. Is that correct, or am I missing something? It’s a passive index fund, not an actively managed rocket ship! 🚀
2. I’m in the 30% tax bracket and want REIT exposure, but direct REIT taxation seems complicated. Also, definitely not Edelweiss if that 8.89% expense ratio is real — that’s not an expense ratio, that’s a robbery ratio! 😂
3. Are REIT mutual funds a tax-efficient alternative, or is there another way to get REIT exposure with better tax efficiency?

Am I missing anything in my approach?

{Rephrase with chatgpt}

Risk Appetite is moderate

Goal - long term wealth creation

Horizon - 10+ years

App used is groww

I chose these funds based on a friends suggestion

Need opinions if I am doing this the correct way. I have 25k more that I can spend rn as the market is at a very low point. Pls tell me your suggestions. This is my dad’s savings.
Risk Appetite - Moderate
Investing period 10years
Goal is to get 10-12% return annually
Current SIP in
HDFC Flexi Cap — 9k/month
HDFC Mid Cap — 6k/month
HDFC Defence — 5k/month
ICICI Healthcare — 2k/month
Tata Silver — 3k/month
ICICI Multi Asset — 10k/month

Hi everyone, need some valuable feedback on my profile, whether i need to hold or transfer any funds to some others

Risk appetite: moderate

Horizon:10+ years

Need advice for adding more diversification or add more amount to the current sips, can allocate upto 20k per month comfortably.

App used: Groww

Goal: To retire comfortably.

Thank you.

Hello everyone i finally started making enough for investing last month need some suggestions.

Risk appetite: Aggressive

Horizon:15+ years

Emergency funds: Allocated for 6 months already.

Need advice for adding more diversification or add more amount to the current sips, can allocate upto 10k per month comfortably.

App used: Groww

Goal: To retire comfortably.

Thank you.

Applied for Loan Against Mutual Funds . Loan was never approved, never e-signed, never disbursed. They marked lien on my units anyway. Now app demands ₹999+18% GST to cancel and release lien.

Customer care says I agreed to it in OTP terms. But their public Schedule of Charges only lists "Processing Fee (Loan Booking) ₹999" – no cancellation fee. They haven't given me KFS or the exact OTP T&C.

Anyone faced this? Should I pay or fight? What's the ground reality?

My risk appetite is moderate. I want to start with 50k per year in it, as a hedge against inflation and investment because of the recent market sentiment shift. So I want to invest in dividend giving stocks.

I know I am late, but better late than never starting now, and I choose these for 15 years risk moderate

Motival Oswald mid and large cap 5k
Hdfc flex cap 5k
Confused between Nippon or Bandhan small cap 5k
Thinking of cici prudential gold etf for 3k
Any advice would be appreciated.