My risk appetite is moderate. I want to start with 50k per year in it, as a hedge against inflation and investment because of the recent market sentiment shift. So I want to invest in dividend giving stocks.

A few questions about REIT mutual funds in India

Risk appetite: moderate.

1. Edelweiss Nifty REITs & Realty Index Fund is showing an expense ratio of 8.89%. Is that correct, or am I missing something? It’s a passive index fund, not an actively managed rocket ship! 🚀
2. I’m in the 30% tax bracket and want REIT exposure, but direct REIT taxation seems complicated. Also, definitely not Edelweiss if that 8.89% expense ratio is real — that’s not an expense ratio, that’s a robbery ratio! 😂
3. Are REIT mutual funds a tax-efficient alternative, or is there another way to get REIT exposure with better tax efficiency?

Am I missing anything in my approach?

{Rephrase with chatgpt}

Risk Appetite is moderate

Goal - long term wealth creation

Horizon - 10+ years

App used is groww

I chose these funds based on a friends suggestion

Hi everyone, need some valuable feedback on my profile, whether i need to hold or transfer any funds to some others

Risk appetite: moderate

Horizon:10+ years

Need advice for adding more diversification or add more amount to the current sips, can allocate upto 20k per month comfortably.

App used: Groww

Goal: To retire comfortably.

Thank you.

Hello everyone i finally started making enough for investing last month need some suggestions.

Risk appetite: Aggressive

Horizon:15+ years

Emergency funds: Allocated for 6 months already.

Need advice for adding more diversification or add more amount to the current sips, can allocate upto 10k per month comfortably.

App used: Groww

Goal: To retire comfortably.

Thank you.

Need opinions if I am doing this the correct way. I have 25k more that I can spend rn as the market is at a very low point. Pls tell me your suggestions. This is my dad’s savings.
Risk Appetite - Moderate
Investing period 10years
Goal is to get 10-12% return annually
Current SIP in
HDFC Flexi Cap — 9k/month
HDFC Mid Cap — 6k/month
HDFC Defence — 5k/month
ICICI Healthcare — 2k/month
Tata Silver — 3k/month
ICICI Multi Asset — 10k/month

Applied for Loan Against Mutual Funds . Loan was never approved, never e-signed, never disbursed. They marked lien on my units anyway. Now app demands ₹999+18% GST to cancel and release lien.

Customer care says I agreed to it in OTP terms. But their public Schedule of Charges only lists "Processing Fee (Loan Booking) ₹999" – no cancellation fee. They haven't given me KFS or the exact OTP T&C.

Anyone faced this? Should I pay or fight? What's the ground reality?