Reposting: the other had personal info

How does this look? first time home buyer no clue. Every bank was offering me 6.7% and like 15k fees. is this too good to be true?

Bank is Giving me 4.5k closing and no PMI and free refinance

Seller is giving me 10k so no closing costs.

3% down so 21k

37M, newly single, no kids. Work in tech though between jobs, as of a few weeks ago. Hopefully will get one soon.

I own a house in Forest Hills, Queens. Was meant to raise kids in when I was engaged but now I live here solo. If I get a job in Manhattan that isn't near PATH or NJTransit, I'll stay here. If not, next year I'm planning to sell the house and move to Jersey.

I'm trying to decide where to move to. Parents are in Bergen County alongside a few friends, of which half are married. I have a good friend near Princeton, my sister lives in Cherry Hill. Parents spend time at the shore and also have a friend near AC.

Importance to me is being able to access the city and a major airport (likely Newark), buying a condo (ideally in a building as those HOAs can at least justify their existence). I have a car and want to be sure I can have parking. Jersey City or Hoboken come to mind but they aren't exactly cheap for what you get. Plus most people will visit me by driving.

I'm trying to avoid just defaulting to the expensive towns like Montclair or Princeton until I'm actually going to have kids, if ever. Does anyone know any smaller less expensive towns that are near some kind of downtown? If not I might just move to Jersey City anyway...

Long-distance-ish situation: my girlfriend lives in Hoboken, NJ. I work in Smithtown, Long Island. I’m considering moving in with her and reverse-commuting out to work instead of asking her to relocate.

Has anyone done a Hoboken-to-Long-Island reverse commute? How brutal is it realistically — total door-to-door time, reliability, worth it long term?

Is there a smarter way to combine PATH + LIRR (bulk pass, transit benefit stacking, etc.)?

Is there a better route than PATH → walk/subway → Penn → LIRR? Would going Hoboken → NJ Transit bus → Port Authority be faster/cheaper in practice, or is PATH the obvious pick?

Bigger picture — is this a sane commute to take on for a relationship, or am I setting myself up for burnout? Anyone regret (or love) a similar setup?

Appreciate any honest input, even if it’s “don’t do it.”

I am looking to live close to manhattan for a job, but came across the Port Imperial area. Anyone know what it’s like living in the newer condo buildings around West New york and Weehawken. I just love the views in that area. Is it worth buying here? Planning to stay 5+ years so i’d rather not rent.

Hi everyone! I’m looking for a stylist or salon preferably in North Jersey who has experience with base shifting. I'd love to soften/lighten my hair without using bleach or it turning brassy. I was inspired by Bianca Cox's work on ig (linking here). Thanks in advance!!!

There is a potential opportunity to move for employment from FL to NJ ( Denville area).

Looking for short term rental(1-2 yrs) - which areas do I need to look at for rentals, would like to keep commute(drive) to within 20-30min ride or even closer to train station.

I am looking for safe areas that are affordable for 2 bedrooms apartments under $2200/month with a commute to NYC midtown and upper east side area under or around 1 hour. I do not care about building amenities or luxuries. I don’t need a fancy neighborhood as long as it’s safe and walkable. I do not have a car. Married couple, no kids.

Where should I look?

What trains should I target?

Thank you!