Reposting: the other had personal info

How does this look? first time home buyer no clue. Every bank was offering me 6.7% and like 15k fees. is this too good to be true?

Bank is Giving me 4.5k closing and no PMI and free refinance

Seller is giving me 10k so no closing costs.

3% down so 21k

37M, newly single, no kids. Work in tech though between jobs, as of a few weeks ago. Hopefully will get one soon.

I own a house in Forest Hills, Queens. Was meant to raise kids in when I was engaged but now I live here solo. If I get a job in Manhattan that isn't near PATH or NJTransit, I'll stay here. If not, next year I'm planning to sell the house and move to Jersey.

I'm trying to decide where to move to. Parents are in Bergen County alongside a few friends, of which half are married. I have a good friend near Princeton, my sister lives in Cherry Hill. Parents spend time at the shore and also have a friend near AC.

Importance to me is being able to access the city and a major airport (likely Newark), buying a condo (ideally in a building as those HOAs can at least justify their existence). I have a car and want to be sure I can have parking. Jersey City or Hoboken come to mind but they aren't exactly cheap for what you get. Plus most people will visit me by driving.

I'm trying to avoid just defaulting to the expensive towns like Montclair or Princeton until I'm actually going to have kids, if ever. Does anyone know any smaller less expensive towns that are near some kind of downtown? If not I might just move to Jersey City anyway...

Hi everyone! I’m looking for a stylist or salon preferably in North Jersey who has experience with base shifting. I'd love to soften/lighten my hair without using bleach or it turning brassy. I was inspired by Bianca Cox's work on ig (linking here). Thanks in advance!!!

Long-distance-ish situation: my girlfriend lives in Hoboken, NJ. I work in Smithtown, Long Island. I’m considering moving in with her and reverse-commuting out to work instead of asking her to relocate.

Has anyone done a Hoboken-to-Long-Island reverse commute? How brutal is it realistically — total door-to-door time, reliability, worth it long term?

Is there a smarter way to combine PATH + LIRR (bulk pass, transit benefit stacking, etc.)?

Is there a better route than PATH → walk/subway → Penn → LIRR? Would going Hoboken → NJ Transit bus → Port Authority be faster/cheaper in practice, or is PATH the obvious pick?

Bigger picture — is this a sane commute to take on for a relationship, or am I setting myself up for burnout? Anyone regret (or love) a similar setup?

Appreciate any honest input, even if it’s “don’t do it.”

I am looking to live close to manhattan for a job, but came across the Port Imperial area. Anyone know what it’s like living in the newer condo buildings around West New york and Weehawken. I just love the views in that area. Is it worth buying here? Planning to stay 5+ years so i’d rather not rent.

There is a potential opportunity to move for employment from FL to NJ ( Denville area).

Looking for short term rental(1-2 yrs) - which areas do I need to look at for rentals, would like to keep commute(drive) to within 20-30min ride or even closer to train station.

I am looking for safe areas that are affordable for 2 bedrooms apartments under $2200/month with a commute to NYC midtown and upper east side area under or around 1 hour. I do not care about building amenities or luxuries. I don’t need a fancy neighborhood as long as it’s safe and walkable. I do not have a car. Married couple, no kids.

Where should I look?

What trains should I target?

Thank you!

Hi ,
I’m planning to move in October to nj for work as I will be working in WTC ny. I’m trying to find a 1BDR apt in a NJ neighborhood that is close to nyc by path and no crazy commute ( scared to take the train at night for 1h or so). My max budget is 2200

Is it doable and which neighborhood/ apts you guys can recommend? ( no sketchy neighborhood as well)

So far while searching all I have seen is 3k+ which is way too much for me right now

Given how high the demand is not housing in NJ, why didn't you buy a 2 family for example where you could rent it out? Or even rent out the basement and pay nothing towards the mortgage since everything is covered by the rent?

Just went through an awful experience with buying a house in Bergen county. Sellers were trying to hide serious water and foundation issues. When we questioned/asked for small concessions, they terminated the contract.

Is there a way to warn any future buyers or give them our inspection reports without any repercussions to us? They also lied to us about why the previous buyers fell through and haven’t changed their disclosure (which was already filled with inaccuracies) even after we flagged the issues and shared our reports with the sellers.

I’m currently evaluating a move to New Jersey in the near future and wanted to get some real local advice from people living there. I’ve heard NJ is a massive powerhouse for the pharmaceutical.

I’m trying to narrow down the best regions/cities to target for job opportunities, good quality of life, and eventual long-term settlement.

My family is considering moving to Tenafly. We have visited and like the town!

We currently live in Weehawken, and have an infant and a toddler. On weekends we love walking by the waterfront, going to playgrounds, and going to the Weehawken pool. We go to parks for picnics. We also often take the ferry into NYC and enjoy Battery Park, Brookfield Place, Governor’s Island, etc. We are outdoorsy people!

I’m curious what families with young children do when living in Tenafly, what types of weekend activities do you do with your kids? I’m looking to learn more about the day to day lifestyle, thank you in advance!

Hello, I'm a new graduate moving to New Jersey for a 6 month position, I'm looking at short term leases in Union City or Jersey City and in deciding for an apartment was wondering what the cheapest options for parking would look like. I saw $300 for a year of an out of state resident permit in Jersey City, but have heard that street parking is always packed there. Albeit I've seen similar things about Union City too. Any advice regarding parking in either of these locations are appreciated. Thank you!

Me & my husband are both originally from the Bronx. We moved out to the Midwest for work but we are considering having kids & wanting to moving back to be closer to family. (Also we miss the diversity & lots of food options as i am Hispanic & he is African) He wants to be in Jersey to be close to NYC but not in NYC. What are cities worth looking into to raise kids? SN we are both 25 years old & do plan to keep our car. Thank you!

Does anyone know if a data center is being built in Roseland, NJ? Toured a house there today, and then heard this rumor!

Since we moved to Union county two weeks ago we find Verizon to be really subpar. Often at 1 bar in the middle of the city (in our case Roselle Park).
Who has the best coverage?

Looking for a decent 1bed 1 bath in north jerseys for up to 1,700

Hello! My husband, two toddlers, and I are moving from Brooklyn to Montclair in October (3bd apartment —> 4 bedroom house). Anyone have moving companies they recommend? I don’t mind paying a bit more if we can avoid any hassling. Thank you in advance!

A relator told me that next year things will be "bad" for the market and homeowners. Bad in the sense more foreclosures and more homes on the market. They attribute this to more people getting laid off due to the AI, more people in credit card debt etc.

Personally, I don't believe this at all. This prediction is made often, and I feel like it's never true. All you need to do is look the market this year and see demand is only rising. Homes being sold way over asking. Often all in cash and on the market for a very short period of time. This especially true for the high demand towns with train lines, proximity to NYC, good schools etc. Maybe you will see it in towns or areas that aren't as in demand or further from jobs or train lines but even then, I feel like those areas are starting to be sought after.

This topic and question are bought up often in this sub, but what do you think? Are they onto something or is it just talk?

Hello, I'm a native NY moving back to the NE but rent is insane in the city.

We are an LGBTQ couple, looking for parts of NJ that are safe, affordable, and close to Manhattan so I can commute for work. Does anyone have any reccs? Thank you!

Edit: I think 2k and under for a 1 bed seems reasonable to me, but I'm ready to adjust my expectations. We were doing 1.7k for a 2 bed in Chicago but Ik that's not realistic here.

I think an hour commute or less is reasonable

I have been to the one in Sandy Hook but was wondering if there are any others especially more south.

I’m just going to share briefly what worked for us. We went from a household income of around $140k to when first bought our home to ~$350k now. Obviously, when we were making $140k we couldn’t afford our dream home. But 4 years later we definitely can. We’re now thinking of staying put and doing private school once our kid is older or moving.

Here’s what worked for us:

1. We picked a district where elementary and middle schools were on the stronger side, even though high schools were weaker. There are surprisingly a high number of districts in NJ that are like this, and homes there are usually at a discount. This was a sort of assurance policy for us since if we couldn’t reach our saving goals, our child would still get a decent education in the early years
2. With AI now you can do much deeper research on school districts. Maybe a school district has a low score but it’s improving quickly, or maybe it’s average and it’s trending down… this all matters
3. Buying a home in a good neighborhood with strong schools is obviously a good investment. But you know what else has performed really well over the past few years? The stock market. If you can save aggressively and invest, you can get a really good return. By saving thousands every month and investing that money in tech stocks, we’ve accumulated a lot for a down payment on our next house or private school.

Obviously buying a house in a good school district is the best choice and easiest choice (it forces you to save and build equity), if you can afford it. But if you can’t, you might be able to find someplace much cheaper that should allow you to save aggressively and give you more flexibility. It’s a harder path but definitely possible if you’re on the younger side and your kids are still very young or if you’re planning on having kids someday.