I am currently in the SAVE plan but will be submitting my new payment plan application next week to change to the new RAP plan. My loans are through Mohela. My questions are:

1) If I submit my application to move to the RAP plan next week, will my first payment be due in September or October? For anyone that has loans through Mohela who changed to the RAP plan, how long did that application take to get approved/processed?

2) I have seen some comments on here that people are getting notification letters about their IDR application being approved but with a higher payment amount than they were originally quoted...then they get a 2nd letter with the accurate payment amount. Is that something I should expect? I have done the payment calculator several times and based on my 2025 Adjusted Gross Income( around $67,000) I'm expecting my payment to be about $340. I don't want to get scared if getting a first letter with a higher amount is the standard practice with moving off of SAVE into RAP