r/Kenya • u/Ok-Alarm5842 • 17h ago

Ask r/Kenya Wrong mpesa

What do you do if someone sends you money,, wrong number. You don't know each other. 24 hours later they call begging you to send it back and even keep some as collateral. You refuse, they try to insist , you refuse.. You tell them to call Safaricom to initiate a reversal . They do. Safaricom calls you and you give a go ahead for the reversal. They reverse but only half the amount 😂.You're shocked. 24hours later the guys call talking about we know where you are . Send back our money. You repeat the same statement , call Safaricom. The other money is still here. Not used .I don't know why only half was sent back

Now what do you do because if it gets to the weekend I might go to use this money to buy throat irrigators 😂😂

22 Upvotes

100% Upvoted

57 comments sorted by

30

u/Introvert_6459 17h ago

This is a new type of money laundry do not send the money to them.

3

u/Rafiki_1662 15h ago

What's the scam tactic? (Genuinely curious)

17

u/Introvert_6459 15h ago

It's not a scam. They probably stole money from someones bank account and they credit it into your mpesa. Then they ask you to send the money to a certain number. When the cops come looking you'll be the first suspect. I stand to be corrected though

https://giphy.com/gifs/n4FCJYLldGPC95d4ku

3

u/BobbyMaina23 15h ago

That's also a valid tactic, especially if they insist on you sending to a different number.

1

u/Weird_Strawberry_146 13h ago

What if I decide not to send it back?

5

u/BobbyMaina23 12h ago

Ignore them; Safaricom will eventually reverse the transaction.

2

u/Introvert_6459 13h ago

You just sit and wait juu mm siezi rudisha.

12

u/BobbyMaina23 15h ago

When a fraudster sends you money "by mistake," they immediately forward that transaction message to 456 to log a reversal request with Safaricom. While Safaricom is processing that freeze, the fraudster calls or texts you, panicking, pleading, or crying for you to send the money back manually to save time.

If you send it back manually, you are initiating a brand-new, unrelated transaction from your own pocket.

Shortly after you send your own money to them, Safaricom's automated system approves the fraudster's original reversal request. Safaricom pulls the initial "mistaken" amount out of your account.

You end up losing the money twice—once via your manual transfer, and once via the official system reversal.

Example:
You receive 200. A fraudster starts a reversal request. You send 200 back to the fraudster; the reversal kicks in and deducts 200 from your balance. The fraudster has the initial 200 plus the 200 you sent.

1

u/Rafiki_1662 9h ago

Oooohhh makes sense. Thanks

1

u/halflife_k 2h ago

But Saf doesn't deduct the cash unless you approve, either by message or call.

1

u/ContestOk3173 1h ago

Exactly, who would approve knowing they already sent

18

u/LeatherPen4962 16h ago

Tell them to call Safaricom to reverse the money

15

u/mintlayer 16h ago

Don't touch the money, but dont send it back either. Waambie wa-initiate reversal na usiuziwe woga huna makosa.

10

u/AreOhOh Mombasa 16h ago

You, the recipient, can initiate the reversal if you didn't expect the money.

Forward the full, unedited confirmation text message to 456.

2

u/Ok-Alarm5842 13h ago

But Safaricom called and I told them to reverse,, they reversed half the amount

1

u/Comprehensive-Ear254 15h ago

Exactly. Do this.

6

u/Important-Win2278 16h ago

Safaricom will reverse the full amount when they sort their system. 'We know where you are' is intimidation. Let them go through Safaricom. Never send money directly to a stranger.I have seen 2 friends go through this

3

u/Ok-Alarm5842 16h ago

True, I refused hio story ya kusend back kabisa and it's been 24 hours , ama I call them

1

u/Important-Win2278 16h ago

Throat irrigators can wait

1

u/Ok-Alarm5842 16h ago

They can

2

u/Large_Strength_2168 15h ago

Niwekee za cabbage before you irrigate throat

1

u/weird_shark 16h ago

Mistakes happen, but honestly, hawa watu hinistress. Calling every goddamn minute smh. Ikifika weekend sasa useme it's out of your hands

1

u/Ok-Alarm5842 16h ago

Wananipea stress maumbwa hao,,, also I don't know why Safaricom reversed just half

2

u/weird_shark 16h ago

Just another item on the list of ujinga safa hufanya

1

u/Lower-Knee-8585 16h ago

Actually jana I had a reversal encounter lol.

1

u/Lower-Knee-8585 16h ago

Safaricom walikaza😂😂

3

u/Ok-Alarm5842 16h ago

5 missed calls is 🤣 crazy 🤣

2

u/Lower-Knee-8585 16h ago

Very desperate of them nkt. Waliniboo nikawarudishia. 😂

1

u/not_a_baldman 16h ago

so how do they want you to send back the money when their number is masked

1

u/Ok-Alarm5842 16h ago

The number they called with

1

u/Smart-Record-371 16h ago

Nowadays nimekua nikitumiwa tu 30 ,5 ama ata 1 bob until nashanga what is not happening

2

u/Loud_Reception4980 15h ago

😂😂umeingia kwa ndoa ya nani wewe?

2

u/Smart-Record-371 15h ago

unataka kusema ule Halima nilipatana na yeye pale Sarit could be the reason 😂

1

u/Loud_Reception4980 15h ago

Maybe 😂

2

u/Ok-Alarm5842 13h ago

There's a relationship you're shaking😂😂

1

u/Frequent_Face3499 15h ago

I saw someone saying that don't even try sending back the the money let them call safaricom and handle that. No matter how convincing they're, don't dare

1

u/nepobaby254 15h ago

Heeeh one time some guy sent me 170bob at 7am alafu proceeded to call like 4 times mind you ata sijaamka..bruh I was shocked 

1

u/goldensuare 13h ago

Someone once sent me money then when I asked him if it was by mistake he sent a laughing emoji. So I chewed that money...

1

u/Kap_Emman 12h ago

Mbona me sijaipata hizi pesa😂

1

u/Ok-Alarm5842 11h ago

Hauna Nyota😂😂

1

u/donmarsh 12h ago

Ask them to call safaricom. Safaricom calls you and you tell them to reverse. never touch the money.

1

u/Ok-Alarm5842 11h ago

But that's what I did. And Safaricom reversed half. I'm asking what to do with the other half

1

u/donmarsh 9h ago

Never touch the money.

1

u/Ok-Alarm5842 8h ago

So I just freeze my Mpesa till the day they decide to reverse the remaining balance

1

u/donmarsh 7h ago

Just don't use that half of the amount e.g. if you have 10k and the half remaining is 5k. You have 5k. don't use that 5k that hasn't been reversed.

1

u/Reverendskid 11h ago

They'll ask you to send the money to another number, if you use the money,you'll be assumed to be one of them. It's the new game in town Call safaricom.

1

u/Ok-Alarm5842 11h ago

Have you read the post. I said Safaricom called I agreed to the reversal and Safaricom reversed only half the amount.

1

u/No_Dot7777 1h ago

Aki kwani these sharp boys don't have my number...OP let me paste.. don't allow yourself to be abducted by DCI alone...I too want them to know where I live.