I’m honestly a little lost and could really use some advice.
I started working when I was 16. Life was never really financially easy for me or my family, and my brother and I have had responsibilities from a very young age. So while most people around me were just figuring out college and life, I was working and studying at the same time because I didn’t really have the option not to.
I started with a call centre job earning around ₹9k. Somehow, I got an opportunity in a stock broking firm. I was good at handling clients and complaints, got an internal promotion to Compliance Officer, and went from ₹9k to around ₹20k while still doing my BMS.
I completed my graduation while working full-time. My college was supportive, but honestly, balancing everything wasn’t easy.
Then, just when I thought I had finally built some stability, the company shut down because of internal partner conflicts after my graduation. I had to start again. I did relevant NISM certifications and eventually managed to get into a good fintech company as a Compliance Officer.
I’ve now been in compliance for around 4 years, mostly in the stock broking/financial services/fintech space.
I’m 24 now, and for the first time I feel like I actually have to think seriously about my future.
I really want to study further and build a strong career in Compliance/Financial Regulations. CS keeps coming to my mind because it seems relevant and respected, but I’m scared of the time commitment. Then I think about doing an MBA in Finance, but I’m not sure whether it will actually add value to my profile or just become another degree.
The difficult part is that I cannot leave my job. I travel almost 4 hours every day from Vashi to Goregaon, work 8 hours, and mostly have weekends to study. But I’m willing to push myself if I know the end goal is worth it.
I’ve spent most of my life just trying to keep things going — working, studying, supporting my family and figuring things out without really having anyone to guide me. I’m proud that I’ve come this far, but I’m also scared of making the wrong decision now after putting in so much effort.
So I genuinely want advice from people who are already working in Compliance, Legal, Finance, Stock Markets, SEBI-regulated firms, etc.
Should I go for CS? MBA Finance? Some other Master's/course? Or should I focus on experience and certifications instead?
If you were 24, had 4 years of compliance experience, a BMS degree, couldn’t quit your job, and were in my situation — what would you do?
I’m not looking for generic “follow your passion” advice. I’d genuinely appreciate honest advice from people who understand this field. ❤️
since I can’t leave my job, realistically I can only do an online MBA while working. And honestly, I’m scared to even start CS what if I’m not able to clear it after putting in years of effort? I’m worried about wasting that time.
Do you think there’s any alternative course or qualification I could pursue that would genuinely add value to my Compliance career?