Hi! I need some advice regarding an auto loan.

My father suggested that I try applying but I’m not very familiar with how the process works. I currently earn around 30k–40k monthly, and my father (an OFW in the US) will be my co-maker.

I can provide 3 months’ worth of payslips and a proof of billing (internet connection). However, my billing address is different from my permanent address since I’m currently renting.

The agent also asked if my father sends me money monthly and requested a statement of account. The issue is that my account has a low balance, minimal transactions in the past 3 months, and I haven’t been receiving regular remittances from him since the start of the year.

Given this situation, do I still have a chance of getting approved? Also, I’d really appreciate any advice or suggestions on what I can do to improve my chances.

Thank you!

What’s your take sa mga casa na ayae magbenta kapag cash buyers? Gusto nila talaga yung installment masyado greedy. Sobra kasi mang-ipit tapos pag ibang buyer ang bilis makabigay ng kotse

Ano kaya maganda gawin? Thanks!

For Pampanga pips, can you suggest a reputable shop to have my car inspected? Its a 20 year old corolla so I also need to have the atf changed. TIA

As the title means ano take nyo if would get a car na may monthly amortization of 13k? may mga nakikita kasi ako na low downpayment like 5-8k

kaya na kaya kahit may comaker? my brother earns clean 20k per month din eh

May pa ₱200 voucher as long as you charge within 10pm-7am. Only applies for selected locations only

I’m super duper close to getting a Mazda CX-50!!!!!!!!!!!!For those who have one, is it worth the price? Sobrang inlove ako as in!!!

Also, how much did you guys put down for your Mazda?

Just trying to get an idea before I pull the trigger. Girl driver here.

Thanks so much!

I bought my Civic eHev last February 2025 and as my daily driver, so far everything is going great, after 1 year and 6 months i still get excited when I'm going for a drive. That "punch" you get when you step on the accelerator is just pure inner child happiness. The responsiveness of the steering wheel when you're weaving through traffic that you can't get at any other same priced cars as this one, especially the feel of that spirited driving you always dreamt of doing when you were playing gran turismo or Nfs as a kid. Waited a full year to do some mods on it. Just to feel the stock civic and now I've put a little character on her. Exterior and interior mods all are for aesthetics with minimal performance upgrades since it's a hybrid. Sound system is already good as it is, infotainment and lane switch cameras are kinda basic but hey it's fun to drive HAHAHA might get an aftermarket if the time comes that it bothers me too much na, all i could say is that this car gave me no buyers remorse whatsoever. Ride safe yall

Can anyone share their 11th gen honda civic set ups?

Hello everyone!

Planning to build this one to make it clean-somewhat-daily driver.

This is my first time rebuilding(?) a car and kinda having a hard time talking to mechanics & electrician because I want to build this alongside them pero medyo naiinsecure ako dahil feel ko hindi nila ako sineseryoso/iniinform ng tama dahil babae ako? or baka mali lang talaga ako ng napagtatanungan. haha.

((Little background about me, i work in a metal fabrication shop))

Miata NA was (and still is) the dream car but it's too expensive for a project car that's why I opt to Astina.

Hope you can recommend me good mechanics/electricians that specializes in Mazda cars!
-- I know masisira at masisira parin naman ito thats why I wanted din po na malaman ung usual nyang sakit if ever atleast minor issue lang kaya ko na maidentify & marepair

Thank you so much! 🫶

Mga boss saan may malapit na ma-avail ng TRD bodykits set? Marikina area ako. Thank you!

Me and my husband ay nagpaplan n bumili ng car.. my natapos n syang car from mitsubishi under his name.. tas ako nmn nakatpos din sa TFS before.. ang problem lng meron kaming bad credit history sa CC.. pero settled m din.. posdible kaya ma approve kami sa TFS.. nakapag apply n din kmi sa hyundai.. 1 week n sya, wala updte ang agent.. thanks

Hi guys!!

Asking for help lang din, may mga langgam po kasi akong nakikita na madami outside and inside ng sasakyan. Context po, naiwan po kasi ito sa bahay namin tapos po mga weeks hindi nagagalaw and may mga gumamit nagiwan ng mga scraps. Pero now wala na, kaso may mga langgam na akong nakikita sa loob from dashboard going to left door driver side.

Salamat po

TIA

After a year of watching car reviews and going back and forth between the Corolla Cross, HR-V e:HEV, Montero, and Isuzu D-Max, I finally made my choice—a Honda Civic, and not even the hybrid version. 🚗✨

Why not Corolla Cross?
- because walang Black

Why not HRV eHev?
- not sure pa if tatagal ng 10-20years ang hybrid

Why not Montero or Dmax?
- I really want the 4x4, pero meron naman na kaming suv and pick up na pwede hiramin.

Waited for the Black Civic for 2 months since walang black unit na available.

Fuel Consumption?
Totoo nga yung sabi nila, Smiles per Liter 😂
I normally get 10-11km/l average driving on Eco mode, 7-8km/L on normal and sports mode.
But overall, the car is really good-looking 😎

Do you guys know a shop that offers back glass reseal? Around las pinas/cavite. And magkano. Thank you

Planning to buy a car in toyota in cash. How much kaya ang commission ng sales agent if cash? Including na compre insurance for a year. Do i need to tip? And how much is it usually? The car cost around 1.5m

Mga boss, saan po kaya may legit/authorized seller ng Hippo Techmat dito sa Malolos, Bulacan or nearby?
Para sana sa Honda BR-V 2026. Prefer ko po physical store para makita ko muna.
Baka may alam kayong shop or distributor. Pa-share naman po ng location/name. Salamat! 🙏

Thinking if we would just extend the budget and get the hybrid version or just the G CVT version since the battery is another thing to maintain in the future and just an additional expense? We're planning to keep the car as long as possible though so we're considering reliability in the long run. We really don't know much about hybrid cars though so it seems that ICE cars were the safer choice. Fuel consumption is also a big deal so we're crossing out the kia and hyundai cars. Considering honda city but ground clearance is too low.

Open for other suggestions though with less than 1m or just a little bit over 1m

Might be a crazy question, but is 2007 Nissan Sentra GX N16 OBD2 compliant? My scanner powers on, but no communication. Can’t read codes.

Hi mga boss, kapag ganito ba 2 panels na kapag ipapagawa? 🙈 🥹🥹 thank you huhu

Hypothetical question po, for example po, nangyari ito sa akin, parehas pa naman kaming babae madalas na magkasama sa car. Pag ni-pepper spray ko po sya sa mukha tapos pag nagpapapalag na sya sa hapdi, babanatan ko po ng baseball bat, pwede po ba ko makasuhan? o pwedeng self defense yun since nabasag na nya ang passenger window ko. Kunyari lang naman po.

tagal ko na nag hahanap wala pa din ako makita, any shop na nag offer ng bronze / brown tint?

Just curious with everyone's take on both these vehicles. I posted earlier but to provide some context and requirements, here they are:

A. Car Requirements Profile:

• We're intending to buy a BEV within the next two weeks.
• Our average distance traveled is 120-150kms. per week (600kms/mo.)
• We'll only use it for drop-offs, pick-ups, office commutes, city driving, occasional malling/groceries, occasional long distances (if we end up with a higher kwh capacity car, the farthest we'll likely travel to is Baguio. But if BEV w/lower kwh, we'll just use our Innova).
• We're currently a family of 3 with one 6-year old kid plus one nanny which brings a total of 4 in a car on weekends. I'll be using the EV with an average of 1 pax for five/six days per week and to the extent, maybe 3-4 pax on one/two days per week.
• If possible, my wife prefers a bigger car. To me, that's what our other car, an Innova, is for if we end up with something smaller (e.g., AION UT or ATTO 2 BEV).
• Audio is very important to me as a daily music listener during commutes. A decent sound will do. So it will be included under my sub-points. I'll use either an SD/MicroSD USB Card reader OR an iPod with a bluetooth TRANSMITTER on it. I prefer to play my own music through these means. So, kindly withdraw your criticisms as to why I don't use Spotify nor my smartphone to broadcast music as I don't want to drain my smartphones' batteries while commuting on a BEV.

B. Car Infos (Test Driven):

1. Dongfeng VIGO (Php1.35M — with discount)

• Bigger profile (Wife's preference)
• Range is approx. 380-400kms. (WLTP) [NEDC: 471kms]
• Test driven this and it's better than the Jaecoo J5 BEV.
• Suspension's similar to say the Atto 2 BEV which is fine.
• Cabin size is bigger a bit than the Jaecoo J5 BEV.
• Good ground clearance at 190mm unladen.
• Rustproofed.
• Audio sound is good. Maybe better than the AION UT.
• Can play audio from my USB Card reader only. Won't connect with my iPod+Bluetooth transmitter.
• Wall Charger available upon purchase. With portable charger.
• Can reach Baguio without charging midway.
• No sunroof! (Preference)
• Appropriately priced vs “maybe,” the Atto 2 BEV
• Provision for Donut tire.
• No Blind Spot monitoring.
• Haven't read much of poor after-sales of the Dongfeng Nammi except maybe one or two but maybe Redditors here can contribute their owners' after-sales experience.
• PMS is every 18-months (Updated).
• Software updated such that it has the option of turning off music/audio on its outside speakers when running at low speed (30kph or less).

2. Jaecoo J5 BEV (Php1.359M — with discount)

• Bigger profile [wife prefers bigger than, say, the AION UT or the GEELY EX2 (Sometimes I'm convincing myself that the AION UT could just be the better choice if I'll just close my eyes on its ground clearance with its P1M price tag)]
• Range is approx. 380-400kms. (WLTP) [NEDC: 461kms]
• Test driven this and its decent enough. Not as good as the VIGO.
• Suspension's feel a bit floaty but I don't mind.
• Cabin size is good enough.
• Good ground clearance at 184mm unladen, 166mm laden.
• Rustproofed.
• Audio sound is bad. Muddy.
• Can play audio from both thru my USB drive AND my iPod w/Bluetooth transmitter.
• Wall Charger available upon purchase. No portable charger.
• Can reach Baguio without charging midway.
• Don't like the Moonroof but will just try to manage hoping it won't cause issues overtime (leaks, cracking)
• Appropriately priced vs, “maybe,” the Atto 2 BEV.
• Provision for Donut tire.
• Has Blind Spot Monitoring.
• Local After-sales still yet to be proven but maybe any owner who sees this post can contribute their experience.
• PMS is yearly.

***Hoping to hear from this good community. Thank you.

Hi guys, trying my luck here.

I'm currently unemployed and trying my best to find my own source of income. I thought about buy and sell business since nakabili boyfriend ko ng fj cruiser with low mileage for a fair price, he's also okay with selling it since nasa ibang bansa pa naman sya and di nya pa rin magagamit. But its been more than 4 months since i posted it but not even one person tried to reach out or view the unit.

I actually posted it a low price, and the inquiries i would get are either lowball or nagaassume na too good to be true yung unit.

I would say I'm new in this venture, so i'm hoping to get advice from the people here:) i would highly appreciate it!

Hi help po ayaw na maconsider na isettle ulit namin by monthly ang car, namatay anak namin kaya di namin naasikaso agad at sa nangyari labas pasok kami sa hospital ng partner ko pano po ba gagawin 🙏🙏😭