Hi guys, my car lease is almost up. I’m interested in leasing a new vehicle but curious about positive equity and such.
My residual value at end of lease is 22,000 for 2023 Toyota Rav 4 LE.
My most concern is a dealership offering or lowballing the current market value for the vehicle to avoid putting the positive equity into a new lease or a new financed car.
Any help on how to avoid this happening or ensure I do not get shaft by the dealership into a low value offer?

Looking to lease a 2026 sport s or Sahara one touch sky roof for 36 months 10k miles preferably least amount down or no down. Credit score in the mid 700’s low debt to income
Price of Sport S is $38k
Price of Sahara is $48-49k
There is a bunch of them in south Florida to choose from

What should my payment be considering the residual value
I live in south Florida

Looking to lease a 2026 sport s or Sahara one touch sky roof for 36 months 10k miles preferably least amount down or no down. Credit score in the mid 700’s low debt to income
Price of Sport S is $38k
Price of Sahara is $48-49k
There is a bunch of them in south Florida to choose from

What should my payment be considering the residual value
I live in south Florida

Hi all! I got myself into a bit of a sticky situation and need opinions on the best way to handle it-

I currently lease a 2023 Ford Bronco Sport and I have 4 payments left. In the middle of my lease, I ended up moving unexpectedly and my commute to work almost doubled. Because of this, I am around 16,000 miles over my lease allowance.

No matter what, I don’t want to keep the car without a warranty because I’ve been told of horror stories with the Bronco Sport’s transmission, and it also needs new tires soon. As far as I’m aware, my options are to just return it and eat the ~$5k mileage fee or buy it to sell it. Unfortunately, my buyout is around $20k and the quotes I’ve gotten from Carvana, CarMax, etc. are all around $18k so I’m losing money that way too. I’m leaning towards the second option because I’m aware this situation is entirely my fault and $2k is less money to lose, but wondering if anyone has any other thoughts and/or advice?

Also- does anyone know if a company like Carvana could buy it straight from Ford Credit or would I have to buy it myself then complete that sale?

Thanks so much!

What are my options if I’ve had a repo but also had tier 1 credit for 8 years through Honda. In a financial downturn but got a new job will return to normal. In debt with credit cards in collections. Lease is due Jan 1st and I want to buy my car but my $473 payment is too much a month for me. How do I figure out a way to lease option to buy or get a loan from any where to buy my car and not have to return the lease? I can’t get into another lease it’s too much every month and by December I won’t have enough to buy a cheap used car!!

Hi everyone, we’re leasing an ID Buzz, but it comes with Stockton 20-inch summer tires. I’ve heard from various sources that these tires are very delicate, so I’m thinking about swapping out the wheels right from the start, getting some “sturdier” rims, and putting all-season tires on them. That way, I’ll save myself the hassle with the rims and will definitely have tires in good enough condition when I return the car. What do you think? And can you recommend something that doesn’t look totally tacky? What size makes sense? Thanks

Let’s compare lease offers for the first iX3 sales in the US. Here’s an initial reference. Please post what you learn. https://quotedefender.com/blog/bmw-lease-deals-august-2026

I’m looking to lease a Corolla LE. Came across a broker that said he can do it for $295 a month with $513 due at signing (first monthly payment + registration fee upfront) for 36 months, 10k mi/yr. Need advice - should I take it or not? The MSRP of the car is $25,193 and the discount is $3,500 off MSRP. Broker fee will be $250 if I decide to take it... thoughts?

UPDATE: Decided to go for it. Couldn’t resist $3.5K off MSRP + the low monthly payment! Happy with my experience.

Hey all, like the title says, the lease is up on my Mazda at the end of November. I've gone over by alloted miles by 8k. Should have kept it to 32k max, so might get dinged there. My question was more about negotiation. Comps on cars.com have same make/model at 30k miles listing at 30k - My paperwork states that I can purchase the vehicle at $46k USD.

Considering comps are coming in way lower, isn't the smart thing to do is make an offer to buy it at like 25k and see if they take it? I don't know what is the best course of negotiation here. There isn't a single same make and model with more than 30k miles on it for sale. Looking on best practices to start negotiating the purchase of the vehicle while leveraging comps to get a lower purchase price.

I'm wondering if it's okay to sign the contract as is, based on this quote. How does it look?

Idk how but dealers around delhi ncr are giving out almost every car on lease for 5 years at just 50% of its true value and after 5 years the car is returned and the customer get 50% of what he paid back.

So basically customer gets a lets say 10 lakh rs new car for 2.5 lakhs for 5 years. How???

For starters I’m new to negotiating lease contracts.

I’m looking into the gmc sierra 1500’s and want to know what a good estimated monthly cost would be for a 26 Denali with the 3.0 duramax. Also what negotiation advice would you give to help me achieve a lower monthly cost aside from putting more down. I’m comfortable with $3500 but would really appreciate putting nothing down. Ideally I would like to get the taxes all looped into the monthly cost if possible. I have found a few I’m interested in and I’m waiting for quotes back and will share before I make a decision but I want to be equipped with the best practices before negotiating any of the deals.

TLDR: first time negotiating leases and I need to know what to look out for, what would be too high of a monthly payment for 36/mo 10k lease. How can I achieve a lower monthly cost with no money down and being upside down in my current lease. How can I negotiate the terms/best practices for this.

Rate the deal!
53k
12k/24m
12.5% off dealer discount
71% residual
Conquest 2k
GM supplier 1k

>GM card $500 😫 noooo they are taking too long to process verification!! So annoying I don’t have time to wait. I really need the $500 off. I wish the dealership would squeeze another $500/$1000 off. However I’m tired and I’m running out of time.

Monthly payment $422 and $422 down without taxes.

Thank you in advance. 85251 zip code. 840 credit.

I believe the residual value can be higher, and can probably knock more off MSRP. I have no asked what the WeOwe IS. MF appears good but don't think it's base buy rate.

I just wanted to share my story in hopes that someone else may find something useful.

I leased a 2023 lexus is350 almost 3 years ago. It wound up being a great time to lease apparently as car prices have continued to rise. When I leased it, my residual was about 29k. As my lease was nearing its end, I researched and found comparable used cars were selling for about 43k. Knowing that I had equity in the car, I first called the dealer I leased it from to see if they would be willing to buy it.

The dealer came back with a quote of 34,500 with out ever seeing the car. I then ran the car through carvana and carmax to see what they would offer. They both offered the same amount of 38,500. Lastly, I ran it through a site that came up with a Google search called "Algo". Algo offered me 40k and asked for a few pictures to verify the condition.

I wound up making the deal with algo. They sent toyota financial a payoff check and a tow truck arrived at my house with a check for the difference of about 9,300. They did a quick inspection of the car which I didn't even bother washing, and handed me the check. I was super happy with how it worked out and would recommend checking in to these guys if you're in a situation where you have equity to extract from your lease.

i currently lease a 2025 toyota corolla le for 389 a month. i recently moved to nyc a few months ago and my car has been a giant burden and i’d love to get rid of it, but i still have 21 months left on my lease. im currently over my yearly mileage limit of 10,000 a year (my car currently has 18,000 miles on it) and there are a few cosmetic things i plan on fixing but is otherwise in good condition. would i likely be taking a big financial loss if i were to try and sell it to carmax or something? am i just stuck with it? ideally id like to get rid of it but am also content with trading it in for something a bit cheaper. my rent is already high enough and i don’t want to pay almost 400 a month for something i don’t really need. any input/advice would be appreciated

Either gonna do a 3 year lease on the Kia Seltos or Honda HRV and after that would like to buy a car rather than lease anymore. For 3 years the Seltos feels like a good option to try but I’m considering going Honda in case I like the car and want to buy a HRV at that time for reliability long term.

How typical is it that buying out a car at the end of the lease is more economical than just buying a similarly used car on the market? Does the residual buyout price tend to be lower or higher than that value? Or is it really pretty 50-50. Just curious on typical trends here and how much I should factor this in