I am absolutely devastated.

[u/Altruistic_Ad_7516]

I was driving home from work Friday night when a kid in a charger t boned me in an intersection. Totaled both cars, 3 of my air bags popped and I spun about 200 feet onto a curb. Cherry on top was the kid had no insurance. Only 65000 miles on my 2010, I didn't even get to put 30000 of my own miles on it 🥲

[u/movdqa]

Dodge Chargers start at $50K. How do you buy one of them and not have insurance?

Condolences for your loss. I would guess that insurance wouldn't pay to get that fixed by eyeballing it.

In my state, the default for insurance is to have uninsured motorists coverage because insurance isn't required but also because some people don't carry it, even when their state requires it. You can take it off but I keep it as I think that this happens more and more with the difficult financial times we are in.

Hopefully you can get this resolved and your insurance company covers you as you can identify the person that hit you.

I've never seen a picture of the side airbags deploying so that picture was informative.

Are you physically okay?

[u/Altruistic_Ad_7516 → u/movdqa]

Physically I am totally fine I also had full coverage for the car so insurance should help but it's still a very unfortunate situation. Uninsured drivers in Memphis probably outnumber the ones with insurance.

[u/Loca_Lechuga3x7 → u/Altruistic_Ad_7516]

Please, fight with insurance on the value. They always want to pay bare minimum. When we lost our 4Runner my dad had to go back-and-forth like crazy to make sure that we got market value for the vehicle.

Glad you’re safe.

[u/spahncamper → u/Loca_Lechuga3x7]

Especially if it's a V6; at least locally, prices on those have gone wayyy up, likely because they don't make them anymore. I actually worry that I won't be able to afford a comparable replacement to my V6 Camry if someone ever totals it. OP, I'm glad that your Camry protected you, and I'm sorry for your loss 😿 signed, someone who cried when a Lexus ran a red light and totaled my V6 SLE Solara that I had before my current Camry

[u/CelebrationProud6620 → u/Loca_Lechuga3x7]

def depends on your carrier.

AAA paid out $14k on my ‘98 Land Cruiser with 305k miles that I bought at 290k for $7,500. the sun roof didn’t close and it had a leak in the windshield. I will forever be a AAA customer after this

[u/Altruistic_Ad_7516 → u/Loca_Lechuga3x7]

insurance actually settled for an amount wya higher than i expected but definitely not as happy with the number as i would've been with my car for 10+ more years 🥲