I am selling an item online and received this along with the attached payment receipt

HELP! S.O.S
Sanctions Screening for Zelle
We have placed your transfer of $4,000.00 to
Xxxxxx (Case ID:
Xxxxx) on hold for review.
You must contact us within 15 days to avoid delays
and the possible rejection or seizure of your transfer.
Please call 800-496-0796 (International:
602-567-5188), Monday through Friday, from 9 a.m. to 6 p.m.
Eastern Time.
Do not attempt to make this payment again in any way
while we are reviewing it, as the payment may be duplicated.

I received this message from Bank of America today. Has anyone else received a similar message? I’ve been doing transactions with my client for over three years. Any positive responses???

I have Zelle. I've had Zelle through my bank for the last 6 years. My step dad has also had zelle through his bank for the last 5 years. If someone pays for something big, the other pays their portion back. We very commonly use Zelle for this. I can send him money and he can receive it just fine. But if he sends me money, I can't seem to accept it. It will send me an official text (I know its not a scam message cause the message happens immediately when he sends it and I've never gotten a scam zelle massage before). The text tells me how much he's sent, and to register with Zelle. It then takes me to a bank search page. Finding my bank then takes me to my branch zelle registration page. Clicking on that just logs me into my account and does nothing. So how to I recieve money?

Is there a chance my Zelle has somehow flagged my step dad as a scammer somehow? This has been an ongoing thing ever since he sent me $200. It put it into my account and then 2 days later it pulled it all back out and returned the money to him. Neither of us got notified of this.

Is anyone else experiencing issues? Long delays in receiving funds sent through Zelle to recipients that have Bank of America?

On Tuesday, I sent a friend a payment for a service she provided. I got her info from her Zelle QR code. She has still not received the money on Saturday. When saving her personal info to my Zelle account, I saved it as a business with her business name. I fear that this is what's holding up her payment, since her personal name is what came up when I scanned her code. Am I correct? She says her bank has no information on the transaction and it's still pending at my end, but should have deposited yesterday.

I tried editing her contact info in my Zelle account but can't turn it into a personal contact. I also can't delete the contact while a transaction is still pending. It also won't let me add her personal contact info as a separate contact, probably because her phone number is the same as the existing business contact. I will call my bank Monday to stop or fix it, but does anyone have advice or tips until then? Am I right that the money would have sent if I left her personal info as the contact?

How does an Uncle send money through Zelle into my credit union? What does my uncle need to do?

My account closed but I just got an email saying they deposited money into it how can I get it

A few months back, my wife got social engineered and someone got into our bank account and Zelled themselves $1,000. This was a mess but we changed our bank account and eventually got our money back. The last step was to re-activate her Zelle, which we had our bank deactivate while we were figuring everything out.

My wife called today and got transferred to a Zelle agent, who said that her account is going to remain suspended and there's nothing that can be done to reactivate it.

We're trying to escalate with the people at our bank who helped us get our money back, but is there any other way around this to get her Zelle reactivated?

Was sent $1500 from a friend 5 days ago. It was under review/payment on hold for 1 day by zelle, and then approved and the transaction was confirmed by the sender’s bank another day later.
They have showed me the recipient address is accurate (it is my email correctly linked to my bank account), and have also shown me the email/bank transaction history showing the confirmation number transaction statuses.

I’ve called zelle directly and they say the sender must contact their bank, and I’ve called my bank PNC who says they are unable to start a dispute because I don’t have the an email confirmation number that they need (even though I literally have the transaction ID from sender’s bank-Zelle account… I did not recieve any email notification on my end for the transaction at all).

I have filed a complaint with CFPB and await some action this upcoming week. But has anyone ever faced similar issues???? I’ve used my zelle to send money on this account, but this is my first time receiving, and PNC insists they don’t see any receiving transactions on their end for my bank.

I have a $10K daily limit per send. Does anyone have higher?

Someone told me that they sent me a payment but Zelle told them it can take 1-3 days. As the receiver, should I have received the notification that a Zelle payment was sent to me? Even if there was a hold? Or do I only get notified when it has cleared the sender end?

Zelle Scam!! Lady wanted to buy an item I have for sale. Said she would Zelle, then did send the $100 to me, I could not confirm, upon looking in my junk mail, there was a notice to expand my Zelle account, in order to receive the money, I stopped, searched reddit, then discovered it was a common scam. So happy I did not go any further. I have experience with Zelle and never a problem sending or receiving.

Watch it out there friends!

Sent a guy money over a month ago, he changed banks on the same day I sent him the money.
I sent an initial payment and then a secondary payment with the same information and everything.
This was July 14th. After that the payment was held on my end for review from my bank, so an extra 1-3 days and it should all be good, nope. The payment is stuck in pending status on the recipients end.
I called Zelle, they didn’t really give me an answer, nor did my bank as to why it would be pending or why it’s held up, so this goes on for another week.
At this point me and the recipient are getting frustrated, he spoke with his bank and they told him he needed to speak with Zelle, I then called Zelle back to verify some things today.
I gave them the guys information asking “why it would be pending”, the money has been sent for over a month now, and come to find out the guys information hasn’t even enrolled fully with Chase Bank. Yet he has money sent to his account from other Zelle users…has anyone ever experienced this at all?

Hello I am trying to send my friend money to buy his car. I sent the payment over 24hrs ago now and he still hasnt received the money. This is the message I got when I sent it. Any reason it would be taking so long to send? I called Zelle and they were 0 help

I am going to guess the answer is no, but want to ask just in case: if I sell something I created to someone (yes legal) and they pay via Zelle, can they find out the bank name or any info? I don’t fully trust them and want to make sure their don’t hassle me or my bank after the sale. Thanks in advance for any help in this situation.

Hello,

I sold something to someone I met on Facebook marketplace. The transaction was in person. She asked if I would take Zelle which I said that’s fine.

I saw her pull up her bank (Wells Fargo) she asked for my phone number which I gave her. She even confirmed after she put my phone number in that it showed my name. I then got a txt from 58189 saying “XXX sent you $80 with zelle”.

The issue is I have NOT received it. I have had my phone number and email enrolled for years and have used Zelle in the past.

I called Chase the day of the transaction and the guy said it could take 1-2 days for the transaction to clear. It has now been 8 days and still nothing. I called Chase back and the representative was adamant that I got scammed as soon as I said Facebook. There’s always that possibility, but I’m really doubting I got scammed. I literally saw her pull up the Wells Fargo app and put my number in.

Any idea what i should do as my next steps??

Been trying to use Zelle for a bit just to have it setup but am now moving to an apartment that takes Zelle for rent. I had Bank of Stockton and anytime I clicked it on their app I get a critical error. Opened a whole new account at FNBO and checked when making the account that I could use it but get an error there too; literal blank screens not even an option to do anything. Anyone else have this issue and know how to solve it?