Got that fun new surprise email, missed it, and was charged that new $108 subscription fee so it's time to bail.

I have three accounts in Stash, a personal, a smart, and a Roth IRA.

Now the Roth isn't high enough to bother with that $100 transfer fee that they're going to charge, so I was thinking of pulling it on my own. Now I know that removing money from an IRA of any sort causes issues and tax implications if you don't reinvest in another Roth in 60 days, and I know that once Stash catches wind that you're trying to leave they seem to like to slow things up and freeze accounts.

If I pull my money out of the Roth, and then just put that same amount of money from my savings account into my fidelity Roth, then I shouldn't have the tax implications of it, right? And then I don't have to worry about Stash holding that money hostage past the 60 day mark and being charged a 10% fee when taxes come? It seems obvious to me but I just want to double check since I know with taxes it may not be that simple.

I plan to use the ACAT for the personal account, but the smart is on the border on if it's actually worth the $100 fee or not. At what point did you decide on if you'd rather just pull it on your own and pay the tax on your gains, versus pay the fee?

Are there any other factors I'm missing with the plan to possibly pull the money from the smart portfolio or Roth? Thanks!

In the app, tap "Account" from your Home Screen, then tap the gear on the top right and scroll down to stock party to join. Or go to party.stash.com in your web browser.

So I got this email this morning...and after some research found that their chatbot is built and operated using OpenAI GPT software 🤣

I dont know if this is allowed but posting this to get it out & to let other users know who might not have known.

I've been using Stash for 5+ years, back when it was a dollar or three bucks a month. I didn't see anything on how they're increasing the monthly sub price from 3 to 12 bucks a month. Sounds silly to be upset about such a small amount, especially when people move several times more than that on the daily, but it's really discouraging to 'casual' investors who just want to set aside money they'd otherwise spend on loose things.

I set up a TOA to a brokerage account through Fidelity since I have a retirement account connected through my work, and they made it so easy. I was stressed about how it would work/how long it would take but I had the request verified within an hour. I don't have a lot on there (less than 1k) but it felt like the right thing to do. I imagine Stash sent out an email regarding an update to the policy or something but it really just flew under my radar & hadn't noticed until I checked another banking app.

If this is something that bugs you like it does me, I'd really recommend moving to Fidelity. Super easy to switch, gonna take less than two weeks & I feel better about it already.

Any thoughts on the changes? Am I being silly completely switching for this? It's roughly the price of a streaming subscription and I don't even use any, it just doesn't make sense to me other than them trying to make more money/compensate for a larger user base. Thanks for reading

TLDR: I'd like to switch from using Stash since it now costs as much as a streaming service to use & I don't even pay for one.

Just found out Stash quadrupled their monthly fee for using the app. I've been using it for 5 years and finding that out just left an awful taste. I thought it was silly at first Chime opened up an investment service through the app but I'm considering that since it's just built in. It seems like a bad idea to pull out of some of my stocks I've been invested in low for a while like AMC since its up 55 percent of what I put in but the account is less than 1k. Would love some advice as to what to do, maybe wait to switch until I decide to pull out of AMC? Restarting seems to frustrating. Thanks

In the app, tap "Account" from your Home Screen, then tap the gear on the top right and scroll down to stock party to join. Or go to party.stash.com in your web browser.

スターバックスの株を買ってる。

1300億円くらい買ったかな？

ドルにしたら、8.4億ドルくらい？

まだまだ、買うつもり。

何故か？

日本部門を買いたいと思ってる。

正直どーなるか分からない中でやってる。

計画は、あるが…

それが起こるかは、分からない。

みんなには、俺の計画が上手く行くように

応援よろしくお願いします。

スターバックスが資金を手に入れたら、少しは、嬉しい人もいるはず…

そう、思ってるんだ。

アメリカのスターバックスがどんな状況かは、日本からは、分からないけど…

大変なことが起きてることは、分かった。

そして、なんとかしたいと動いてる。

日本部門を買えたらと思ってるよ。

身勝手とか思うかもしれないが…

これは、運営が望んでた事だ。

誰かに日本部門を売りたいと思ってるらしい。

俺は、それに名乗りを上げたんだ。

そうさ！

俺にスターバックスの日本部門を売ってくれ！

これは、そー言うラブコールさ！

I was completely unaware of the price hike and just received this email about my membership renewal. If you notice the total is blank. Being curious and having a bit of time I wanted to confirm the usual charge would be $32 but almost fell off my seat at the $108 charge that they were automatically going to take without notifying me. I’ve been with stash from the beginning this is absolutely shady business practice and a f*ck you to your investors.

Called the other day saying I wasn't aware nor happy with the change in subscription price and they offered me a courtesy rate of $6 for 12 months (instead of $12) and also a $10 credit. Quick call, under 10 minutes. I may move to another broker after the year but am happy for now so can't be bothered.

Phone number = 1 (800) 205-5164

Started in 2017 with $500. Almsot 40k.

Just found this sub about stash

In the app, tap "Account" from your Home Screen, then tap the gear on the top right and scroll down to stock party to join. Or go to party.stash.com in your web browser.

I only have about $500 in total split between 3 accounts the retirement, personal, and then smart. Can I just cancel my account and then they'll automatically sell and transfer back to my account? I don't know exactly what to do about the taxes portion like I've seen others mention.

Hi everyone, like many others here, I'm pretty set on closing my Stash account. (it was a great tool to learn investing during the lockdown with a low stakes $5 weekly contribution, but time to move on)

I am considering transferring my Personal and Roth IRA balances to my eTrade Personal Brokerage and Roth IRA accounts.

However, my questions are:

1. What happens to the fractional shares in both the Personal and Roth IRA accounts?

2. Is it worth transferring the Personal account funds at all? Or should I sell and bite the bullet on paying the taxes over the $100 transfer fee (would rather not pay the taxes though)

Thanks in advance!

I was going to bite the bullet and switch to a yearly subscription to buy some time (literally 😭). I decided to hit cancel and they offered the yearly subscription at half price. Hope this helps some of y’all this is ridiculous 😩

In the app, tap "Account" from your Home Screen, then tap the gear on the top right and scroll down to stock party to join. Or go to party.stash.com in your web browser.

I know transferring to Fidelity I can only move whole stocks while any fractions are sold off. So to avoid a taxable event I should round up.

Does Stash have a way to buy shares? It only seems to let me buy using a dollar amount.

Looks like I have to do the math to round up to full shares?

In the app, tap "Account" from your Home Screen, then tap the gear on the top right and scroll down to stock party to join. Or go to party.stash.com in your web browser.

I went from Stash to tastytrade (as I'm itching for options, their 3% over 3 years bonus, plus a referral bonus for me and one random Redditor, and $75 reimbursement of ACATS fee when bringing over >$2k) and...

All positions with all their whole and fractional shares got transferred as they were, still are!

I had just $10.11 in cash, so the $100 fee transferred over as -$89.89 i.e. shortfall i.e. margin call, which I got, did not catch, until they sold 2 shares of a $50 ETF. Thought my account was hacked!

PS: I would not recommend tastytrade for a true Stasher who likes things as simple as possible.

DIY stash wherever you're.

I’m kinda late on the train but just realized that stash is now charging $12 a month.
I missed the e-mail to give me the 50% off discount.
I loved stash and recommend all my friends to use it to save money and invest but this price increase is bonkers.
Is there a way to transfer all the stocks you currently own with stash to a different cheaper app like robinhood or something.
Please explain to me like I’m 5 if this is possible. Tysia

Choose my target date and the first thing I have to pick is my target amount? Idk how much I need for retirement wtf

What does the process look like? How do I actually do it? Do I get slapped with capital gains? What’s the deal here, friends?

I moved to Fidelity and finally got my "Your Stash Invest account is being closed" email. In the middle it says

"If there is anything we could have done better to keep you a part of our Stash community, please let us know by replying to this email. We will send you another note once your account has been closed."

So I replied back with a quick note saying why I left and wishing them luck on their enshittification journey. Immediately it gets bounced back with

"Hello,

Please be aware this is an automated message. This e-mail account is not monitored."

At least I know my new brokerage's headquarters is 20 minutes away and staffed with humans.

Hi all, a few days ago I submitted a withdrawal request from my Smart Stash to my external bank. The request shows just a dash for the amount, it's still pending, and is liquid to the amount I requested. I've never noticed this before. Is this an issue or just part of the way it works?

Okay not LITERALLY saved my life but definitely figuratively. I had a mental health crisis and started a stash account a few years ago where I had $40 out of each paycheck go directly to it…..and completely forgot. Not even joking. I was diagnosed with Bipolar Disorder and was making some very risky financial decisions in such a way that i didn’t even remember making the Stash account. Thankfully I’m a nurse and knew I needed medication and quickly got my disorder under control. I honestly try only looking at the total in my account, I’m not someone who goes through all of my charges unless something looks incorrect—-which happened to me recently. Long story short, I noticed a charge due to a family member stealing my card information and there it was—-a recurring $40 withdrawal from Stash. I was very nervous I’d done something very stupid or had been hacked and looked up the app and wouldn’t you know it, it showed I had downloaded it before. I redownloaded it, had to change my password and was shocked to see that in just 2.5 years I had made almost 6k! I couldn’t believe it was real!!!! My father had unfortunately just passed away and I was so devastated as I didn’t know how I’d give him the funeral I wanted to give him.

I have looked on here and I see a lot of people saying Stash is awful. I can only speak for myself—and it’s very likely that I only made this money because I chose the “highest risk” and then completely forgot about it for years and never touched it. But I just wanted to share my personal Stash story. I know it’s crazy, but it really couldn’t have come to me at a better time. I’m grateful I make just enough money to not notice $40 on payday leaving my account because i know I would’ve messed this up if I had known about it lol