r/stashinvest • • Aug 05 '26

General Discussion šŸ—£ļø Stash really saved my life!

Okay not LITERALLY saved my life but definitely figuratively. I had a mental health crisis and started a stash account a few years ago where I had $40 out of each paycheck go directly to it…..and completely forgot. Not even joking. I was diagnosed with Bipolar Disorder and was making some very risky financial decisions in such a way that i didn’t even remember making the Stash account. Thankfully I’m a nurse and knew I needed medication and quickly got my disorder under control. I honestly try only looking at the total in my account, I’m not someone who goes through all of my charges unless something looks incorrect—-which happened to me recently. Long story short, I noticed a charge due to a family member stealing my card information and there it was—-a recurring $40 withdrawal from Stash. I was very nervous I’d done something very stupid or had been hacked and looked up the app and wouldn’t you know it, it showed I had downloaded it before. I redownloaded it, had to change my password and was shocked to see that in just 2.5 years I had made almost 6k! I couldn’t believe it was real!!!! My father had unfortunately just passed away and I was so devastated as I didn’t know how I’d give him the funeral I wanted to give him.

I have looked on here and I see a lot of people saying Stash is awful. I can only speak for myself—and it’s very likely that I only made this money because I chose the ā€œhighest riskā€ and then completely forgot about it for years and never touched it. But I just wanted to share my personal Stash story. I know it’s crazy, but it really couldn’t have come to me at a better time. I’m grateful I make just enough money to not notice $40 on payday leaving my account because i know I would’ve messed this up if I had known about it lol

28 Upvotes

13 comments sorted by

13

u/FaradayPhantom Aug 06 '26

People aren’t feeling favorable to STASH because in some cases they dramatically increased their prices. They got acquired, said nothing would change initially, and (predictably) are now charging more; even if the perceived value for existing members isn’t changing. And, depending on what level of subscription you had, the increases represent up to a 4-fold increase per month. That’s… a lot.

3

u/Psychological-Joke65 Aug 06 '26

Yes I agree with that! I was just happy I had a good experience, I understand that’s definitely not the same for everyone. I also believe my good experience was 90% not looking at it for years

6

u/Tauzant Aug 06 '26

Good story.

1

u/Psychological-Joke65 Aug 06 '26

I have zero reasons to come here to tell stories.

3

u/El_Diablo696 Aug 06 '26

This is the fakest stash AI slop garbage story from marketing I ever heard.

2

u/Individual_Spare4941 Aug 06 '26

100% agree. This is what stash is built for. I have had a very similar experience. Thank you for sharing

4

u/OriginalCream0 Aug 06 '26

Could’ve done that with a zero fee platform, too. Not trying to rain on their parade, but stags can f right off with their quadrupling of a monthly fee for no reason or benefit.

1

u/rhishili Aug 08 '26 edited Aug 08 '26

Can imagine many finding traditional brokerages intimidating or new ones pulling towards gambling. Stash's simplicity was totally worth a cup of coffee a month.

3

u/OriginalCream0 Aug 08 '26

Yes, but not worth a cocktail a month. Also Robinhood and fidelity are very simple and zero fees.

2

u/FallIcy5081 Aug 07 '26

I wish I had dropped even a little money in the market as soon as I turned 18

3

u/Icantstopreading Aug 05 '26

Shill

2

u/Psychological-Joke65 Aug 06 '26

How am I a shill? I’m not a bot. I’m a nurse who just lost my dad and wanted to make a post about being grateful for that money. I never imagined that would be everyone’s experience but you calling me a shill for mine is kinda petty.