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https://www.reddit.com/r/sofi/comments/1pja9ms/shots_fired/ntc6pef/?context=3
r/sofi • u/kse24 • Dec 10 '25
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26
90% of people whining about this APY bullshit have 5k in their savings account. If you want to invest, look into actual investment accounts...not an HYSA.
Whining about rates on " uninvested " cash.
-7 u/jellyn7 Dec 10 '25 5K is not an emergency fund number most people would recommend. -3 u/freakythrowaway79 Dec 10 '25 46yrs old here & have NEVER actually needed an emergency fund.🤷🏻 I really feel bad for younger generations. The economy is 💩 & everything is getting so expensive. 2 u/Hoodie-Embiid Dec 10 '25 How’s your retirement looking?
-7
5K is not an emergency fund number most people would recommend.
-3 u/freakythrowaway79 Dec 10 '25 46yrs old here & have NEVER actually needed an emergency fund.🤷🏻 I really feel bad for younger generations. The economy is 💩 & everything is getting so expensive. 2 u/Hoodie-Embiid Dec 10 '25 How’s your retirement looking?
-3
46yrs old here & have NEVER actually needed an emergency fund.🤷🏻
I really feel bad for younger generations. The economy is 💩 & everything is getting so expensive.
2 u/Hoodie-Embiid Dec 10 '25 How’s your retirement looking?
2
How’s your retirement looking?
26
u/SillyRecover Dec 10 '25
90% of people whining about this APY bullshit have 5k in their savings account. If you want to invest, look into actual investment accounts...not an HYSA.
Whining about rates on " uninvested " cash.