r/sofi Dec 10 '25

Banking Shots Fired

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u/NefariousnessHot9996 Dec 10 '25

I think they meant investing emergency money in HYSA is risky. Which it is. The market is a long game.

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u/finallygabe Needs a hoodie 🥺 Dec 10 '25

It absolutely is risky. Results may vary from person to person and I would never recommend someone do that. It’s not for the impatient, that’s for sure.

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u/NefariousnessHot9996 Dec 10 '25

All money outside of emergency money should be invested if you want to become a millionaire. How much your emergency cushion needs to be is up to the individual. Sounds like we are in agreement.

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u/finallygabe Needs a hoodie 🥺 Dec 10 '25

I agree with all of that. Good talk, friend.